Nonprofit · EIN 52-1001304
AMERICAN BANKERS ASSOCIATION
Tax-exempt · WASHINGTON, DC 20036
Financials
| Year ended | Form | Revenue | Expenses | Net income | Total assets | Liabilities | Net assets |
|---|---|---|---|---|---|---|---|
| August 31, 2025 | 990 | $176,137,760 | $168,926,469 | $7,211,291 | $958,402,157 | $194,173,251 | $764,228,906 |
| August 31, 2024 | 990 | $175,420,605 | $149,109,118 | $26,311,487 | $903,374,225 | $182,879,576 | $720,494,649 |
| August 31, 2023 | 990 | $150,659,083 | $137,635,007 | $13,024,076 | $782,282,636 | $168,907,744 | $613,374,892 |
Financial details: 990 for the year ended August 31, 2025
Revenue
- Contributions, gifts and grants
- $3,700,802
- Program service revenue
- $95,704,397
- Investment income
- $28,835,093
- Royalties
- $47,897,468
- Net gain from sales of assets
- $8,885,767
- Other revenue
- $47,897,468
Expenses
- Grants and similar amounts paid
- $532,880
- Compensation of officers, directors and key employees
- $9,246,586
- Other salaries and wages
- $64,419,140
- Salaries, compensation and benefits (total)
- $91,540,666
- Professional fundraising fees
- $0
- Legal fees
- $18,760,659
- Accounting fees
- $112,015
- Occupancy
- $4,764,021
- Travel
- $4,377,709
- Depreciation
- $1,859,195
Balance sheet and other
- Total assets, start of year
- $903,374,225
- Total assets, end of year
- $958,402,157
- Total liabilities, end of year
- $194,173,251
- Net assets, end of year
- $764,228,906
- Land, buildings and equipment
- $18,708,349
- Publicly traded securities
- $784,669,960
- Net assets without donor restrictions
- $757,198,526
- Net assets with donor restrictions
- $7,030,380
- Gross unrelated business income
- $938,547
- Gross receipts
- $327,213,081
- Employees
- 416
- Volunteers
- 1,200
- Year formed
- 1875
- State of legal domicile
- DC
From the e-filed returns the IRS publishes as XML (latest three processing years; amended returns replace the original). PDF copies at the IRS.
Officers, directors and key employees
As listed on the 990 for the year ended August 31, 2025, highest compensation first.
| Name | Title | Hours / week | Compensation | Other / benefits |
|---|---|---|---|---|
| ROBERT S NICHOLS | PRESIDENT AND CEO Trustee or director, Officer | 36.5 | $4,148,530 | $90,822 |
| NAOMI CAMPER | CHIEF POLICY OFFICER Key employee | 37.5 | $975,690 | $91,652 |
| JESS SHARP | EXECUTIVE VICE PRESIDENT Highest-paid employee | 37.5 | $699,087 | $89,822 |
| KARIN PETERSEN FLYNN | CHEIF FINANCE & ADMIN OFFICER Officer | 33.5 | $656,638 | $124,160 |
| PETER C COOK | CHIEF COMMUNICATION OFFICER Key employee | 36.5 | $671,513 | $83,860 |
| THOMAS PINDER | GENERAL COUNSEL & CORP. SECRETARY Key employee | 37.5 | $630,714 | $79,177 |
| ALETHIA BAGGETT | CHIEF HR OFFICER Key employee | 37.5 | $582,751 | $93,216 |
| RUSSELL DAVIS | EVP, MEMBER EXPERIENCE Highest-paid employee | 37.5 | $585,485 | $81,333 |
| VIRGINIA O'NEILL | EVP, REGULATORY COMPLIANCE Highest-paid employee | 37.5 | $589,683 | $48,329 |
| KIRSTEN SUTTON | EVP, CONGRESSIONAL RELATION Highest-paid employee | 37.5 | $555,391 | $67,809 |
| SAYEE SRINIVASAN | CHIEF ECONOMIST Highest-paid employee | 37.5 | $521,700 | $87,320 |
| LAENA F POMEROY | CHIEF OF STAFF Key employee | 37.5 | $449,617 | $90,801 |
| JOANNA SHAPIRO | CMEO UNTIL AUGUST 2025 Key employee | 37.5 | $477,185 | $56,413 |
| JOHN C ASBURY | CHAIR Trustee or director, Officer | 1 | $0 | $0 |
| CATHERINE OWEN | VICE CHAIR Trustee or director, Officer | 1 | $0 | $0 |
22 more people on this return
| Name | Title | Hours / week | Compensation |
|---|---|---|---|
| KENNETH KELLY | CHAIR ELECT Trustee or director, Officer | 1 | $0 |
| K WAYNE WICKER | TREASURER Trustee or director, Officer | 1 | $0 |
| JULIEANN M THURLOW | CHAIR, NOMINATING COMMITTE Trustee or director | 1 | $0 |
| RICK CLAYBURGH | CHAIR, ABA/STATE ASSOCIATIATION ALLIANCE Trustee or director | 1 | $0 |
| MICHAEL ADELMAN | VICE CHAIR, ABA/STATE ASSOCIATION ALLIANCE Trustee or director | 1 | $0 |
| KENNETH W CLAYTON | CHAIR, GOVERNMENT RELATIONS COUNCIL Trustee or director | 1 | $0 |
| MARY KAY BATES | DIRECTOR Trustee or director | 1 | $0 |
| BRENT BEARDALL | DIRECTOR Trustee or director | 1 | $0 |
| CHERYL D BOWERS | DIRECTOR Trustee or director | 1 | $0 |
| JOHN R CIULLA | DIRECTOR Trustee or director | 1 | $0 |
| SIMON CRUZ | DIRECTOR Trustee or director | 1 | $0 |
| THOMAS J FRASER | DIRECTOR Trustee or director | 1 | $0 |
| SALEEM IQBAL | DIRECTOR Trustee or director | 1 | $0 |
| JENNIFER T JONES | DIRECTOR Trustee or director | 1 | $0 |
| MARIANNE LAKE | DIRECTOR Trustee or director | 1 | $0 |
| GEORGE LEIS | DIRECTOR Trustee or director | 1 | $0 |
| TIMOTHY MARSHALL | DIRECTOR Trustee or director | 1 | $0 |
| CURTIS J MYERS | DIRECTOR Trustee or director | 1 | $0 |
| LARRY W MYERS | DIRECTOR Trustee or director | 1 | $0 |
| CHRISTIE HUBER OBENAUER | DIRECTOR Trustee or director | 1 | $0 |
| DAVID OSBORN | DIRECTOR Trustee or director | 1 | $0 |
| JAMES RYAN | DIRECTOR Trustee or director | 1 | $0 |
990 for the year ended August 31, 2024: 44 people
| Name | Title | Hours / week | Compensation | Other / benefits |
|---|---|---|---|---|
| ROBERT S NICHOLS | PRESIDENT AND CEO Trustee or director, Officer | 36.5 | $5,041,890 | $86,618 |
| NAOMI CAMPER | CHIEF POLICY OFFICER Key employee | 37.5 | $1,235,205 | $85,278 |
| JESS SHARP | EXECUTIVE VICE PRESIDENT Highest-paid employee | 37.5 | $669,700 | $86,618 |
| KARIN PETERSEN FLYNN | CHEIF FINANCE AND AMINISTRATION OFFICER Officer | 33.5 | $629,792 | $119,748 |
| PETER C COOK | CHIEF COMMUNICATION OFFICE Key employee | 36.5 | $620,612 | $81,212 |
| ALETHIA BAGGETT | CHIEF HR OFFICER Key employee | 37.5 | $559,685 | $88,637 |
| THOMAS PINDER | GENERAL COUNSEL & CORP. SE Key employee | 37.5 | $548,100 | $69,311 |
| KIRSTEN SUTTON | EVP, CONGRESSIONAL RELATIO Highest-paid employee | 37.5 | $532,960 | $65,482 |
| VIRGINIA O'NEILL | EVP, REGULATORY COMPLIANCE Highest-paid employee | 37.5 | $542,197 | $45,822 |
| SAYEE SRINIVASAN | CHIEF ECONOMIST Highest-paid employee | 37.5 | $502,655 | $84,109 |
| RUSSELL DAVIS | EVP, MEMBER EXPERIENCE Highest-paid employee | 37.5 | $483,801 | $82,847 |
| LAENA F POMEROY | CHIEF OF STAFF Key employee | 37.5 | $432,484 | $84,101 |
| JAMES G EDRINGTON | EXECUTIVE VP - UNTIL JUNE 2023 Former | 37.5 | $416,724 | $41,219 |
| JULIEANN M THURLOW | CHAIR Trustee or director, Officer | 1 | $0 | $0 |
| JOHN C ASBURY | CHAIR ELECT Trustee or director, Officer | 1 | $0 | $0 |
| KENNETH KELLY | VICE CHAIR Trustee or director, Officer | 1 | $0 | $0 |
| CARISSA RODEHEAVER | TREASURER Trustee or director, Officer | 1 | $0 | $0 |
| DANIEL D ROBB | CHAIR, NOMINATING COMMITTEE Trustee or director | 1 | $0 | $0 |
| SARAH A LONG | CHAIR, ABA/STATE ASSOCIATION ALLIANCE Trustee or director | 1 | $0 | $0 |
| RICK CLAYBURGH | VICE CHAIR, ABA/STATE ASSOCIATION ALLIANCE Trustee or director | 1 | $0 | $0 |
| GARY R SHOOK | CHAIR, GOVERNMENT RELATIONS COUNCIL Trustee or director | 1 | $0 | $0 |
| BRENT BEARDALL | BOARD MEMBER Trustee or director | 1 | $0 | $0 |
| CHERYL D BOWERS | BOARD MEMBER Trustee or director | 1 | $0 | $0 |
| BRYAN D BRUNS | BOARD MEMBER Trustee or director | 1 | $0 | $0 |
| JOHN R CIULLA | BOARD MEMBER Trustee or director | 1 | $0 | $0 |
| SIMON CRUZ | BOARD MEMBER Trustee or director | 1 | $0 | $0 |
| JOHN F HALL | BOARD MEMBER Trustee or director | 1 | $0 | $0 |
| SALEEM IQBAL | BOARD MEMBER Trustee or director | 1 | $0 | $0 |
| TIMOTHY MARSHALL | BOARD MEMBER Trustee or director | 1 | $0 | $0 |
| JAMES J MCQUADE | BOARD MEMBER Trustee or director | 1 | $0 | $0 |
| LARRY W MYERS | BOARD MEMBER Trustee or director | 1 | $0 | $0 |
| DAVID D NELSON | BOARD MEMBER Trustee or director | 1 | $0 | $0 |
| CHRISTIE HUBER OBENAUER | BOARD MEMBER Trustee or director | 1 | $0 | $0 |
| JENNIFER PIEPSZAK | BOARD MEMBER Trustee or director | 1 | $0 | $0 |
| JIM RYAN | BOARD MEMBER Trustee or director | 1 | $0 | $0 |
| K WAYNE WICKER | BOARD MEMBER Trustee or director | 1 | $0 | $0 |
| A SCOTT ANDERSON | BOARD MEMBER - UNTIL SEP. 2023 Trustee or director | 1 | $0 | $0 |
| FRED L GREEN III | BOARD MEMBER - UNTIL SEP. 2023 Trustee or director | 1 | $0 | $0 |
| CATHERINE OWEN | BOARD MEMBER - UNTIL SEP. 2023 Trustee or director | 1 | $0 | $0 |
| ANDREW ANDERSON | BOARD MEMBER - UNTIL SEP. 2023 Trustee or director | 1 | $0 | $0 |
| JAMES S MAHAN III | BOARD MEMBER - UNTIL SEP. 2023 Trustee or director | 1 | $0 | $0 |
| MICHAEL RAUH JR | BOARD MEMBER - UNTIL SEP. 2023 Trustee or director | 1 | $0 | $0 |
| IRA ROBBINS | BOARD MEMBER - UNTIL SEP. 2023 Trustee or director | 1 | $0 | $0 |
| KEVIN SABIN | BOARD MEMBER - UNTIL SEP. 2023 Trustee or director | 1 | $0 | $0 |
990 for the year ended August 31, 2023: 40 people
| Name | Title | Hours / week | Compensation | Other / benefits |
|---|---|---|---|---|
| ROBERT S NICHOLS | PRESIDENT AND CEO Trustee or director, Officer | 36.5 | $3,433,603 | $62,913 |
| NAOMI CAMPER | CHIEF POLICY OFFICER Key employee | 37.5 | $827,288 | $126,166 |
| PETER C COOK | CHIEF COMMUNICATION OFFICER Key employee | 36.5 | $710,403 | $58,769 |
| KARIN PETERSEN FLYNN | CHIEF FINANCIAL OFFICER Officer | 33.5 | $648,376 | $103,398 |
| JESS SHARP | EXECUTIVE VICE PRESIDENT Highest-paid employee | 37.5 | $680,726 | $62,853 |
| JAMES G EDRINGTON | EXECUTIVE VICE PRESIDENT Key employee | 37.5 | $671,666 | $52,188 |
| JAMES BALLENTINE | FORMER HIGHEST COMPENSATED EMPLOYEE Former | 0 | $642,307 | $65,567 |
| ALETHIA BAGGETT | CHIEF HR OFFICER Key employee | 37.5 | $635,287 | $59,552 |
| KENNETH CLAYTON | FORMER HIGHEST COMPENSATED EMPLOYEE Former | 0 | $607,541 | $4,108 |
| THOMAS PINDER | GENERAL COUNSEL & CORP. SECRETARY Key employee | 37.5 | $510,878 | $60,972 |
| VIRGINIA O'NEILL | EVP, REGULATORY COMPLIANCE Highest-paid employee | 37.5 | $501,257 | $36,831 |
| SAYEE SRINIVASAN | CHIEF ECONOMIST Highest-paid employee | 37.5 | $433,730 | $62,869 |
| KRISTEN SUTTON | EVP, CONGRESSIONAL RELATIONS Highest-paid employee | 37.5 | $433,146 | $52,047 |
| GARY SUNDEL | CHIEF INFORMATION OFFICER Highest-paid employee | 37.5 | $416,165 | $63,091 |
| LAENA F POMEROY | SENIOR ADVISOR Key employee | 37.5 | $379,500 | $59,254 |
| JEFFREY OWEN | FORMER KEY EMPLOYEE Former | 0 | $232,380 | $0 |
| DANIEL D ROBB | CHAIR Trustee or director, Officer | 1 | $0 | $0 |
| JULIEANN M THURLOW | CHAIR ELECT Trustee or director, Officer | 1 | $0 | $0 |
| JOHN C ASBURY | VICE CHAIR Trustee or director, Officer | 1 | $0 | $0 |
| CARISSA RODEHEAVER | TREASURER Trustee or director, Officer | 1 | $0 | $0 |
| A SCOTT ANDERSON | CHAIR, NOMINATING COMMITTE Trustee or director | 1 | $0 | $0 |
| FRED L GREEN III | CHAIR, ABA/STATE ASSOCIATI Trustee or director | 1 | $0 | $0 |
| SARAH A LONG | VICE CHAIR, ABA/STATE ASSO Trustee or director | 1 | $0 | $0 |
| CATHERINE OWEN | CHAIR, GOVERNMENT RELATION Trustee or director | 1 | $0 | $0 |
| ANDREW ANDERSON | BOARD MEMBER Trustee or director | 1 | $0 | $0 |
| BRENT BEARDALL | BOARD MEMBER Trustee or director | 1 | $0 | $0 |
| CHERYL D BOWERS | BOARD MEMBER Trustee or director | 1 | $0 | $0 |
| BRYAN D BRUNS | BOARD MEMBER Trustee or director | 1 | $0 | $0 |
| JOHN R CIULLA | BOARD MEMBER Trustee or director | 1 | $0 | $0 |
| SIMON CRUZ | BOARD MEMBER Trustee or director | 1 | $0 | $0 |
| KENNETH KELLY | BOARD MEMBER Trustee or director | 1 | $0 | $0 |
| JAMES S MAHAN III | BOARD MEMBER Trustee or director | 1 | $0 | $0 |
| JAMES J MCQUADE | BOARD MEMBER Trustee or director | 1 | $0 | $0 |
| LARRY W MYERS | BOARD MEMBER Trustee or director | 1 | $0 | $0 |
| DAVID D NELSON | BOARD MEMBER Trustee or director | 1 | $0 | $0 |
| JENNIFER PIEPSZAK | BOARD MEMBER Trustee or director | 1 | $0 | $0 |
| B MICHAEL RAUH JR | BOARD MEMBER Trustee or director | 1 | $0 | $0 |
| IRA ROBBINS | BOARD MEMBER Trustee or director | 1 | $0 | $0 |
| KEVIN SABIN | BOARD MEMBER Trustee or director | 1 | $0 | $0 |
| K WAYNE WICKER | BOARD MEMBER Trustee or director | 1 | $0 | $0 |
Address and contacts
- Address (IRS master file)
- 1333 NEW HAMPSHIRE AVE NW STE 700, WASHINGTON, DC 20036-1532
- Principal officer (990 for 2024)
- ROBERT S NICHOLS, 1333 NEW HAMPSHIRE AVE NW, WASHINGTON, DC 20036
- Signed the 990
- KARIN PETERSEN FLYNN, CFAO
- Phone
- (202) 663-5054
- Website
- WWW.ABA.COM
- Return prepared by
- CLIFTONLARSONALLEN
Mission
SEE SCHEDULE OTHE ABA'S MISSION IS TO BE A MEMBER-FOCUSED ORGANIZATION THAT PROVIDES ADVOCACY, EDUCATION, BUSINESS SOLUTIONS, AND FORUMS FOR AN EXCHANGE OF VIEWS AND INFORMATION THAT ASSISTS OUR MEMBERS IN PROVIDING FINANCIAL SERVICES TO THEIR COMMUNITIES IN COMPLIANCE WITH THE COMPLEX AND CHALLENGING REGULATORY AND STATUTORY ENVIRONMENT THAT GOVERNS THEIR OPERATIONS.
Program accomplishments
- CONVENTION, CONFERENCES, SCHOOLS, PROFESSIONAL CERTIFICATIONS AND REMOTE LEARNING OPPORTUNITIES:THE FINANCIAL SERVICES INDUSTRY IS A HIGHLY REGULATED INDUSTRY THAT REQUIRES CONSTANT EDUCATION ON THE CHANGING RULES INCLUDING NEW OR ENHANCED REGULATION, SUPERVISION AND OVERSIGHT. ABA OFFERS OPPORTUNITIES FOR GAINING INSIGHT AND GREATER UNDERSTANDING THROUGH IN-PERSON AND VIRTUAL MEETINGS, ONSITE SCHOOLS, CERTIFICATIONS AND AT-THE-DESK OFFERINGS INCLUDING WEBINARS AND INTERNET CLASSES.
- MEMBERSHIP RELATIONS AND COMMUNICATIONS:ABA OUTREACHES TO ITS MEMBERSHIP THROUGH A NUMBER OF COMMUNICATION TOOLS INCLUDING DAILY EMAIL NEWS, WEEKLY SUMMARIES, ITS WEBSITE, AND BRIEFINGS ON THE CHANGING ADVOCACY AND REGULATORY ISSUES. THESE EFFORTS FACILITATE THE DEVELOPMENT OF ABA'S POLICY POSITIONS AND PROVIDE THE MEMBERSHIP AND OTHERS WITH THE BACKGROUND AND TOOLS FOR FURTHER USE IN THEIR LOCAL COMMUNITIES.
- PUBLICATIONS, PRODUCTS AND SERVICES:THE ABA OFFERS BOOKS, TOOL KITS, SEVERAL MAGAZINES, E-BULLETINS, AND A VARIETY OF PRODUCTS AND SERVICES IN AN EFFORT TO EDUCATE AND FACILITATE THE CONTINUED COMPLIANCE AND COMPETITIVENESS OF THE INDUSTRY IT SERVES.
What it must file and when
IRS records say it files Form 990 or 990-EZ. Based on its last return; a smaller organization may file the 990-N. Its accounting year ends in August, so each return is due on the 15th day of the 5th month after that.
| Tax year | Year ended | Due | IRS public records |
|---|---|---|---|
| 2025 | August 31, 2026 | January 15, 2027 | Not due yet |
| 2024 | August 31, 2025 | January 15, 2026 | 990 on file |
| 2023 | August 31, 2024 | January 15, 2025 | 990 on file |
IRS record
- EIN
- 52-1001304
- Tax-exempt status
- 501(c)(6): Business league or chamber of commerce
- Donations deductible
- No
- Exempt since
- 1977
- Accounting year ends
- August
- Files
- Form 990 or 990-EZ
- Assets (IRS master file)
- $958,402,157
- Income (IRS master file)
- $327,213,081
Filing history
| Form | Year ended | Revenue | Expenses | Assets | Return |
|---|---|---|---|---|---|
| 990 | August 2025 | $176,137,760 | $168,926,469 | $958,402,157 | XML |
| 990 | August 2024 | $175,420,605 | $149,109,118 | $903,374,225 | XML |
| 990 | August 2023 | $150,659,083 | $137,635,007 | $782,282,636 | XML |
| 990 | August 2022 | $592,825,072 | $118,785,976 | $708,168,992 | IRS |
| 990 | August 2021 | – | – | – | IRS |
| 990 | August 2020 | – | – | – | IRS |
| 990 | August 2019 | – | – | – | IRS |
| 990 | August 2018 | – | – | – | IRS |
990-N: the IRS bulk file holds only the latest e-Postcard per organization; earlier years come from archived copies of that file since 2020 and can have gaps (the IRS e-Postcard search lists every one). 990, 990-EZ, 990-PF, 990-T: every e-filed return in the IRS e-file index since 2019; XML for the latest three processing years, amounts from the IRS Statistics of Income extracts before that. PDF copies and determination letters at the IRS (search EIN 52-1001304).
Questions about AMERICAN BANKERS ASSOCIATION
- What is the EIN of AMERICAN BANKERS ASSOCIATION?
- The employer identification number (EIN) of AMERICAN BANKERS ASSOCIATION is 52-1001304.
- Is AMERICAN BANKERS ASSOCIATION tax-exempt?
- Yes. The IRS lists it as tax-exempt under section 501(c)(6) since 1977.
- Are donations to AMERICAN BANKERS ASSOCIATION tax-deductible?
- No. The IRS master file says contributions to it are not deductible.
- Which annual return does AMERICAN BANKERS ASSOCIATION file?
- Form 990 or 990-EZ. Based on its last return; a smaller organization may file the 990-N.
- When is the next return of AMERICAN BANKERS ASSOCIATION due?
- The return for tax year 2025 (the year ending August 31, 2026) is due January 15, 2027. Form 8868 extends it by six months; the 990-N cannot be extended.
- When did AMERICAN BANKERS ASSOCIATION last file with the IRS?
- The latest return in the IRS public files is the 990 for the year ended August 2025.
- Who is the principal officer of AMERICAN BANKERS ASSOCIATION?
- The 990 for the year ended August 31, 2025 names ROBERT S NICHOLS.
- Who are the officers and directors of AMERICAN BANKERS ASSOCIATION?
- The 990 for the year ended August 31, 2025 lists 37 people; 13 received compensation from the organization, the highest $4,148,530 (ROBERT S NICHOLS, PRESIDENT AND CEO).
- How much revenue does AMERICAN BANKERS ASSOCIATION have?
- On its 990 for the year ended August 31, 2025 it reported revenue of $176,137,760, expenses of $168,926,469 and total assets of $958,402,157 at year end.
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