Nonprofit · EIN 52-0679182
CENTRAL CREDIT UNION OF MARYLAND
Tax-exempt · TOWSON, MD 21286
Financials
| Year ended | Form | Revenue | Expenses | Net income | Total assets | Liabilities | Net assets |
|---|---|---|---|---|---|---|---|
| December 31, 2024 | 990 | $2,270,552 | $1,991,536 | $279,016 | $42,346,787 | $199,472 | $42,147,315 |
| December 31, 2023 | 990 | $2,254,650 | $1,890,448 | $364,202 | $43,588,484 | $214,167 | $43,374,317 |
Financial details: 990 for the year ended December 31, 2024
Revenue
- Contributions, gifts and grants
- $0
- Program service revenue
- $1,495,954
- Investment income
- $774,598
- Other revenue
- $0
Expenses
- Grants and similar amounts paid
- $0
- Compensation of officers, directors and key employees
- $391,722
- Other salaries and wages
- $254,870
- Salaries, compensation and benefits (total)
- $804,676
- Professional fundraising fees
- $0
- Accounting fees
- $14,182
- Occupancy
- $91,976
- Depreciation
- $13,422
Balance sheet and other
- Total assets, start of year
- $43,588,484
- Total assets, end of year
- $42,346,787
- Total liabilities, end of year
- $199,472
- Net assets, end of year
- $42,147,315
- Publicly traded securities
- $7,993,514
- Gross receipts
- $2,270,552
- Employees
- 13
- Volunteers
- 0
- Year formed
- 1950
- State of legal domicile
- MD
From the e-filed returns the IRS publishes as XML (latest three processing years; amended returns replace the original). PDF copies at the IRS.
Officers, directors and key employees
As listed on the 990 for the year ended December 31, 2024, highest compensation first.
| Name | Title | Hours / week | Compensation | Other / benefits |
|---|---|---|---|---|
| LISA JESTER | PRESIDENT/CEO Officer | 40 | $203,451 | $26,596 |
| DARLENE TERRY | VP OPERATIONS Officer | 40 | $128,963 | $18,212 |
| STEVE PORTS | AT LARGE Trustee or director | 1 | $3,000 | $0 |
| HELEN SCHWARZ | SECRETARY Trustee or director | 2 | $3,000 | $0 |
| RUTH ANN WHITE | TREASURER Trustee or director | 1 | $3,000 | $0 |
| GARY MARTIN | CHAIRMAN Trustee or director | 1 | $3,000 | $0 |
| RON MCELROY | VICE CHAIRMAN Trustee or director | 1 | $2,500 | $0 |
| GWEN SCHMERTZLER | ASSOCIATE BOD MBR Trustee or director | 1 | $0 | $0 |
990 for the year ended December 31, 2023: 7 people
| Name | Title | Hours / week | Compensation | Other / benefits |
|---|---|---|---|---|
| LISA JESTER | PRESIDENT/CEO Officer | 40 | $183,141 | $29,585 |
| DARLENE TERRY | VP OPERATIONS Officer | 40 | $112,452 | $16,825 |
| RUTH ANN WHITE | TREASURER Trustee or director | 1 | $3,000 | $0 |
| GARY MARTIN | CHAIRMAN Trustee or director | 1 | $2,750 | $0 |
| STEVE PORTS | AT LARGE Trustee or director | 1 | $2,750 | $0 |
| RON MCELROY | VICE CHAIRMAN Trustee or director | 1 | $2,500 | $0 |
| HELEN SCHWARZ | SECRETARY Trustee or director | 2 | $2,400 | $0 |
Address and contacts
- Address (IRS master file)
- 8501 LA SALLE RD STE 101, TOWSON, MD 21286-5919
- Principal officer (990 for 2024)
- LISA M JESTER, 8501 LASALLE ROAD, BALTIMORE, MD 21286
- Signed the 990
- LISA M JESTER, PRESIDENT
- Phone
- (410) 828-4500
- Website
- WWW.CCUMD.ORG
- Return prepared by
- YOUNT HYDE & BARBOUR PC
Mission
OUR MISSION IS BASED ON THREE SIMPLE CONCEPTS: SERVICE, VALUE AND LOANS. WE WANT TO PROVIDE OUR MEMBERS WITH THE BEST FINANCIAL SERVICES, MAINTAINING THE BEST VALUES WHILE BECOMING OUR MEMBERS' CENTRAL LOAN SOURCE.
Program accomplishments
- CENTRAL CREDIT UNION OF MARYLAND PROVIDES FINANCIAL SERVICES TO ITS 4,632 MEMBERS.
What it must file and when
IRS records say it files Form 990 or 990-EZ. Based on its last return; a smaller organization may file the 990-N. Its accounting year ends in March, so each return is due on the 15th day of the 5th month after that.
| Tax year | Year ended | Due | IRS public records |
|---|---|---|---|
| 2025 | March 31, 2026 | August 17, 2026 | Not on file |
| 2024 | March 31, 2025 | August 15, 2025 | Not on file |
| 2023 | March 31, 2024 | August 15, 2024 | Check at the IRS |
IRS record
- EIN
- 52-0679182
- Tax-exempt status
- 501(c)(14): State-chartered credit union
- Donations deductible
- No
- Exempt since
- 1998
- Accounting year ends
- March
- Files
- Form 990 or 990-EZ
- Assets (IRS master file)
- $42,346,787
- Income (IRS master file)
- $2,270,552
Filing history
| Form | Year ended | Revenue | Expenses | Assets | Return |
|---|---|---|---|---|---|
| 990 | December 2024 | $2,270,552 | $1,991,536 | $42,346,787 | XML |
| 990 | December 2023 | $2,254,650 | $1,890,448 | $43,588,484 | XML |
| 990 | December 2022 | $1,664,116 | $1,679,681 | $46,215,514 | IRS |
| 990 | December 2021 | – | – | – | IRS |
| 990 | December 2020 | – | – | – | IRS |
| 990 | December 2018 | – | – | – | IRS |
990-N: the IRS bulk file holds only the latest e-Postcard per organization; earlier years come from archived copies of that file since 2020 and can have gaps (the IRS e-Postcard search lists every one). 990, 990-EZ, 990-PF, 990-T: every e-filed return in the IRS e-file index since 2019; XML for the latest three processing years, amounts from the IRS Statistics of Income extracts before that. PDF copies and determination letters at the IRS (search EIN 52-0679182).
Questions about CENTRAL CREDIT UNION OF MARYLAND
- What is the EIN of CENTRAL CREDIT UNION OF MARYLAND?
- The employer identification number (EIN) of CENTRAL CREDIT UNION OF MARYLAND is 52-0679182.
- Is CENTRAL CREDIT UNION OF MARYLAND tax-exempt?
- Yes. The IRS lists it as tax-exempt under section 501(c)(14) since 1998.
- Are donations to CENTRAL CREDIT UNION OF MARYLAND tax-deductible?
- No. The IRS master file says contributions to it are not deductible.
- Which annual return does CENTRAL CREDIT UNION OF MARYLAND file?
- Form 990 or 990-EZ. Based on its last return; a smaller organization may file the 990-N.
- When is the next return of CENTRAL CREDIT UNION OF MARYLAND due?
- The return for tax year 2025 (the year ending March 31, 2026) is due August 17, 2026. Form 8868 extends it by six months; the 990-N cannot be extended.
- When did CENTRAL CREDIT UNION OF MARYLAND last file with the IRS?
- The latest return in the IRS public files is the 990 for the year ended December 2024.
- Who is the principal officer of CENTRAL CREDIT UNION OF MARYLAND?
- The 990 for the year ended December 31, 2024 names LISA M JESTER.
- Who are the officers and directors of CENTRAL CREDIT UNION OF MARYLAND?
- The 990 for the year ended December 31, 2024 lists 8 people; 7 received compensation from the organization, the highest $203,451 (LISA JESTER, PRESIDENT/CEO).
- How much revenue does CENTRAL CREDIT UNION OF MARYLAND have?
- On its 990 for the year ended December 31, 2024 it reported revenue of $2,270,552, expenses of $1,991,536 and total assets of $42,346,787 at year end.
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