Nonprofit · EIN 48-0587457
GOLDEN PLAINS CREDIT UNION
Tax-exempt · GARDEN CITY, KS 67846
Financials
| Year ended | Form | Revenue | Expenses | Net income | Total assets | Liabilities | Net assets |
|---|---|---|---|---|---|---|---|
| December 31, 2025 | 990 | $69,364,251 | $59,108,713 | $10,255,538 | $975,927,389 | $848,054,486 | $127,872,903 |
| December 31, 2024 | 990 | $67,974,351 | $60,178,853 | $7,795,498 | $991,101,201 | $873,483,836 | $117,617,365 |
| December 31, 2023 | 990 | $60,592,739 | $51,013,199 | $9,579,540 | $991,365,446 | $881,543,579 | $109,821,867 |
Financial details: 990 for the year ended December 31, 2025
Revenue
- Contributions, gifts and grants
- $0
- Program service revenue
- $65,189,864
- Investment income
- $4,013,933
- Royalties
- $160,454
- Net gain from sales of assets
- -$5,971
- Other revenue
- $160,454
Expenses
- Grants and similar amounts paid
- $53,875
- Compensation of officers, directors and key employees
- $1,771,485
- Other salaries and wages
- $11,046,096
- Salaries, compensation and benefits (total)
- $15,589,922
- Professional fundraising fees
- $0
- Accounting fees
- $75,071
- Occupancy
- $1,476,904
- Depreciation
- $1,111,246
Balance sheet and other
- Total assets, start of year
- $991,101,201
- Total assets, end of year
- $975,927,389
- Total liabilities, end of year
- $848,054,486
- Net assets, end of year
- $127,872,903
- Land, buildings and equipment
- $12,312,451
- Gross unrelated business income
- $298,358
- Gross receipts
- $69,372,535
- Employees
- 273
- Volunteers
- 9
- Year formed
- 1951
- State of legal domicile
- KS
From the e-filed returns the IRS publishes as XML (latest three processing years; amended returns replace the original). PDF copies at the IRS.
Officers, directors and key employees
As listed on the 990 for the year ended December 31, 2025, highest compensation first.
| Name | Title | Hours / week | Compensation | Other / benefits |
|---|---|---|---|---|
| ROSA SAENZ | PRESIDENT/CEO (CURRENT) Officer | 55 | $483,875 | $22,677 |
| TED UNDERWOOD | EVP Officer | 55 | $441,987 | $23,834 |
| JEREMY CURLO | VP INFORMATION TECHNOLOGY Officer | 55 | $195,921 | $38,603 |
| DUSTIN BAILEY | SVP INDIRECT LENDING Officer | 55 | $187,254 | $17,724 |
| SANDRA BECKER | SVP FINANCE Officer | 55 | $175,646 | $14,897 |
| JON IRSIK | VP BRANCH COORDINATOR Highest-paid employee | 55 | $154,768 | $14,491 |
| JILL DURST | VP HR SERVICES Key employee | 55 | $154,794 | $14,274 |
| MARY WEHNER | INTERNAL AUDIT Highest-paid employee | 55 | $139,771 | $13,362 |
| JENNIFER NOEL | VP OPERATIONS Highest-paid employee | 55 | $139,442 | $12,639 |
| KRISTA CANNON | VP MARKETING SERVICES Highest-paid employee | 55 | $135,804 | $15,231 |
| RUTH RUDER | VP BRANCH SERVICES Highest-paid employee | 55 | $136,625 | $5,260 |
| SCOTT YAEKLEY | DIRECTOR Trustee or director | 0.75 | $0 | $0 |
| WILLIAM DELONG | CHAIRPERSON Trustee or director | 0.75 | $0 | $0 |
| NEIL HAWLEY | VICE CHAIRPERSON Trustee or director | 0.75 | $0 | $0 |
| DAVE PIPER | DIRECTOR Trustee or director | 0.75 | $0 | $0 |
1 more people on this return
| Name | Title | Hours / week | Compensation |
|---|---|---|---|
| JESSICA WIKOFF | SECRETARY/TREASURER Trustee or director | 0.75 | $0 |
990 for the year ended December 31, 2024: 20 people
| Name | Title | Hours / week | Compensation | Other / benefits |
|---|---|---|---|---|
| ROSA SAENZ | PRESIDENT/CEO (CURRENT) Officer | 55 | $395,357 | $27,955 |
| TED UNDERWOOD | EVP Officer | 55 | $375,610 | $28,833 |
| DUSTIN BAILEY | SVP INDIRECT LENDING Officer | 55 | $171,545 | $1,478 |
| JON IRSIK | VP BRANCH COORDINATOR Highest-paid employee | 55 | $135,540 | $15,346 |
| SANDRA BECKER | SVP FINANCE Officer | 55 | $135,050 | $12,827 |
| JILL DURST | VP HR SERVICES Highest-paid employee | 55 | $129,038 | $13,848 |
| KRISTA CANNON | VP MARKETING SERVICES Highest-paid employee | 55 | $120,110 | $21,720 |
| MARY WEHNER | INTERNAL AUDIT Highest-paid employee | 55 | $127,365 | $13,342 |
| HOLLIE LYONS | VP MORTGAGE SERVICES Highest-paid employee | 55 | $120,799 | $16,937 |
| DEBBIE YOUNG | AVP ADMINISTRATION Highest-paid employee | 55 | $101,547 | $25,721 |
| JENNIFER NOEL | VP OPERATIONS Highest-paid employee | 55 | $117,196 | $9,057 |
| RUTH RUDER | VP BRANCH SERVICES Highest-paid employee | 55 | $121,321 | $3,433 |
| YADIRA VARGAS | VP COMMERCIAL & CONSUMER LENDING Highest-paid employee | 55 | $117,115 | $5,143 |
| ROSA EXQUIVEL | VP SPECIAL ACCOUNTS Highest-paid employee | 55 | $117,482 | $4,657 |
| JULIE FINE | VP DIGITAL MEMBER EXPERIENCE & CALL CENTER Highest-paid employee | 55 | $104,317 | $10,284 |
| SCOTT YAEKLEY | DIRECTOR Trustee or director | 0.75 | $0 | $36 |
| DAVE PIPER | DIRECTOR Trustee or director | 0.75 | $0 | $36 |
| JESSICA WIKOFF | SECRETARY/TREASURER Trustee or director | 0.75 | $0 | $36 |
| WILLIAM DELONG | CHAIRPERSON Trustee or director | 0.75 | $0 | $18 |
| NEIL HAWLEY | VICE CHAIRPERSON Trustee or director | 0.75 | $0 | $18 |
990 for the year ended December 31, 2023: 16 people
| Name | Title | Hours / week | Compensation | Other / benefits |
|---|---|---|---|---|
| ROSA SAENZ | PRESIDENT/CEO (CURRENT) Officer | 55 | $410,618 | $27,066 |
| TED UNDERWOOD | EVP Officer | 55 | $382,996 | $39,781 |
| JEREMY CURLO | VP INFORMATION TECHNOLOGY Key employee | 55 | $170,167 | $16,635 |
| DUSTIN BAILEY | SVP INDIRECT LENDING Officer | 55 | $161,176 | $12,281 |
| ERICH SCHAEFER | PRESIDENT/CEO (RETIRED) Officer | 40 | $150,276 | $15,570 |
| JON IRSIK | VP BRANCH COORDINATOR Highest-paid employee | 55 | $130,617 | $25,023 |
| SANDRA BECKER | SVP FINANCE Officer | 55 | $136,761 | $15,090 |
| JILL DURST | VP HR SERVICES Highest-paid employee | 55 | $122,962 | $22,391 |
| MARY WEHNER | INTERNAL AUDIT Highest-paid employee | 55 | $127,789 | $14,005 |
| RUTH RUDER | VP BRANCH SERVICES Highest-paid employee | 55 | $125,765 | $10,609 |
| JENNIFER NOEL | VP OPERATIONS Highest-paid employee | 55 | $121,813 | $14,379 |
| SCOTT YAEKLEY | CHAIRPERSON Trustee or director | 0.75 | $0 | $36 |
| DAVE PIPER | DIRECTOR Trustee or director | 0.75 | $0 | $36 |
| JESSICA WIKOFF | DIRECTOR Trustee or director | 0.75 | $0 | $36 |
| WILLIAM DELONG | VICE CHAIRPERSON Trustee or director | 0.75 | $0 | $18 |
| NEIL HAWLEY | SECRETARY / TREASURER Trustee or director | 0.75 | $0 | $18 |
Address and contacts
- Address (IRS master file)
- PO BOX 459, GARDEN CITY, KS 67846-0459
- Principal officer (990 for 2025)
- TED UNDERWOOD, 1714 E KANSAS AVE, GARDEN CITY, KS 67846
- Signed the 990
- TED UNDERWOOD, EVP
- Phone
- (620) 275-2151
- Website
- WWW.GPCU.ORG
- Return prepared by
- J TENBRINK & ASSOCIATES
Mission
TO PROVIDE SUPERIOR QUALITY AND VALUE IN EVERY SERVICE OFFERED.
Program accomplishments
- PROVIDES FINANCIAL AND FINANCIALLY RELATED SERVICES TO 84,566 MEMBERS.
- PROVIDES A SOURCE OF CREDIT TO MEMBERS AT A FAIR AND REASONABLE RATE OF INTEREST. AS OF DECEMBER 31, 2025, THERE WERE 51,636 LOANS OUTSTANDING TOTALING $835,102,135.
- PAID DIVIDENDS ON MEMBER DEPOSITS TOTALING $20,722,408 FOR THE YEAR.
What it must file and when
IRS records say it files Form 990 or 990-EZ. Based on its last return; a smaller organization may file the 990-N. Its accounting year ends in December, so each return is due on the 15th day of the 5th month after that.
| Tax year | Year ended | Due | IRS public records |
|---|---|---|---|
| 2025 | December 31, 2025 | May 15, 2026 | 990 on file |
| 2024 | December 31, 2024 | May 15, 2025 | 990 on file |
| 2023 | December 31, 2023 | May 15, 2024 | 990 on file |
IRS record
- EIN
- 48-0587457
- Tax-exempt status
- 501(c)(14): State-chartered credit union
- Donations deductible
- No
- Exempt since
- 1978
- Accounting year ends
- December
- Files
- Form 990 or 990-EZ
- Assets (IRS master file)
- $975,927,389
- Income (IRS master file)
- $69,372,535
Filing history
| Form | Year ended | Revenue | Expenses | Assets | Return |
|---|---|---|---|---|---|
| 990 | December 2025 | $69,364,251 | $59,108,713 | $975,927,389 | XML |
| 990 | December 2024 | $67,974,351 | $60,178,853 | $991,101,201 | XML |
| 990 | December 2023 | $60,592,739 | $51,013,199 | $991,365,446 | XML |
| 990 | December 2022 | $44,194,863 | $33,839,425 | $942,186,967 | IRS |
| 990 | December 2021 | – | – | – | IRS |
| 990 | December 2020 | – | – | – | IRS |
| 990 | December 2018 | – | – | – | IRS |
990-N: the IRS bulk file holds only the latest e-Postcard per organization; earlier years come from archived copies of that file since 2020 and can have gaps (the IRS e-Postcard search lists every one). 990, 990-EZ, 990-PF, 990-T: every e-filed return in the IRS e-file index since 2019; XML for the latest three processing years, amounts from the IRS Statistics of Income extracts before that. PDF copies and determination letters at the IRS (search EIN 48-0587457).
Questions about GOLDEN PLAINS CREDIT UNION
- What is the EIN of GOLDEN PLAINS CREDIT UNION?
- The employer identification number (EIN) of GOLDEN PLAINS CREDIT UNION is 48-0587457.
- Is GOLDEN PLAINS CREDIT UNION tax-exempt?
- Yes. The IRS lists it as tax-exempt under section 501(c)(14) since 1978.
- Are donations to GOLDEN PLAINS CREDIT UNION tax-deductible?
- No. The IRS master file says contributions to it are not deductible.
- Which annual return does GOLDEN PLAINS CREDIT UNION file?
- Form 990 or 990-EZ. Based on its last return; a smaller organization may file the 990-N.
- When is the next return of GOLDEN PLAINS CREDIT UNION due?
- The return for tax year 2026 (the year ending December 31, 2026) is due May 17, 2027. Form 8868 extends it by six months; the 990-N cannot be extended.
- When did GOLDEN PLAINS CREDIT UNION last file with the IRS?
- The latest return in the IRS public files is the 990 for the year ended December 2025.
- Who is the principal officer of GOLDEN PLAINS CREDIT UNION?
- The 990 for the year ended December 31, 2025 names TED UNDERWOOD.
- Who are the officers and directors of GOLDEN PLAINS CREDIT UNION?
- The 990 for the year ended December 31, 2025 lists 16 people; 11 received compensation from the organization, the highest $483,875 (ROSA SAENZ, PRESIDENT/CEO (CURRENT)).
- How much revenue does GOLDEN PLAINS CREDIT UNION have?
- On its 990 for the year ended December 31, 2025 it reported revenue of $69,364,251, expenses of $59,108,713 and total assets of $975,927,389 at year end.
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