Nonprofit · EIN 48-0542669
MID AMERICAN CREDIT UNION
Tax-exempt · WICHITA, KS 67209
Financials
| Year ended | Form | Revenue | Expenses | Net income | Total assets | Liabilities | Net assets |
|---|---|---|---|---|---|---|---|
| December 31, 2025 | 990 | $35,516,412 | $31,919,443 | $3,596,969 | $511,207,505 | $465,415,699 | $45,791,806 |
| December 31, 2024 | 990 | $30,878,921 | $29,531,104 | $1,347,817 | $455,136,095 | $412,941,258 | $42,194,837 |
| December 31, 2023 | 990 | $26,249,937 | $24,516,683 | $1,733,254 | $422,717,258 | $381,870,238 | $40,847,020 |
Financial details: 990 for the year ended December 31, 2025
Revenue
- Contributions, gifts and grants
- $5,000
- Program service revenue
- $35,022,714
- Investment income
- $488,698
- Net gain from sales of assets
- $18,933
- Other revenue
- $0
Expenses
- Grants and similar amounts paid
- $0
- Compensation of officers, directors and key employees
- $1,968,794
- Other salaries and wages
- $5,806,275
- Salaries, compensation and benefits (total)
- $9,225,560
- Professional fundraising fees
- $0
- Legal fees
- $252,313
- Accounting fees
- $99,231
- Occupancy
- $964,398
- Travel
- $20,366
- Depreciation
- $985,528
Balance sheet and other
- Total assets, start of year
- $455,136,095
- Total assets, end of year
- $511,207,505
- Total liabilities, end of year
- $465,415,699
- Net assets, end of year
- $45,791,806
- Land, buildings and equipment
- $11,265,211
- Gross unrelated business income
- $59,636
- Gross receipts
- $35,533,229
- Employees
- 137
- Volunteers
- 6
- Year formed
- 1936
- State of legal domicile
- KS
From the e-filed returns the IRS publishes as XML (latest three processing years; amended returns replace the original). PDF copies at the IRS.
Officers, directors and key employees
As listed on the 990 for the year ended December 31, 2025, highest compensation first.
| Name | Title | Hours / week | Compensation | Other / benefits |
|---|---|---|---|---|
| BRADLEY HERZET | PRESIDENT/CEO Officer | 40 | $572,206 | $33,496 |
| KIM WHEELOCK | SVP - CIO & COO Officer | 40 | $241,619 | $23,193 |
| GREGORY TETER | CFO Officer | 40 | $220,972 | $18,816 |
| MILTON BALZER | VP - LENDING Officer | 40 | $206,776 | $30,752 |
| DANA HASENKAMP | VP - HR & FACILITIES Officer | 40 | $213,609 | $23,086 |
| KAYLA STADING | VP - IS & MEMBER EXPERIENCE Officer | 40 | $189,843 | $14,395 |
| KIMBERLY GEELS | VP - OPERATIONS & COMPLIANCE Officer | 40 | $157,761 | $22,271 |
| CRISTIAN MARTINEZ | DIRECTOR OF INFORMATION SYSTEMS Highest-paid employee | 40 | $119,836 | $25,943 |
| ANDY SERRANO | INDIRECT LOAN REPRESENTATIVE Highest-paid employee | 40 | $118,050 | $8,571 |
| REBECCA BOUSKA | CHAIR Trustee or director, Officer | 1 | $0 | $0 |
| TREY CUSICK | VICE CHAIR Trustee or director, Officer | 1 | $0 | $0 |
| KATHY JEWETT | SECRETARY Trustee or director, Officer | 1 | $0 | $0 |
| CLINT LOPEZ | TREASURER Trustee or director, Officer | 1 | $0 | $0 |
| RICHARD DIXON | BOARD MEMBER Trustee or director | 1 | $0 | $0 |
| RODNEY THIMESCH | BOARD MEMBER Trustee or director | 1 | $0 | $0 |
990 for the year ended December 31, 2024: 14 people
| Name | Title | Hours / week | Compensation | Other / benefits |
|---|---|---|---|---|
| BRADLEY HERZET | PRESIDENT/CEO Officer | 40 | $327,111 | $33,389 |
| KIM WHEELOCK | SVP - CIO & COO Officer | 40 | $213,625 | $24,916 |
| GREGORY TETER | CFO Officer | 40 | $198,934 | $17,525 |
| MILTON BALZER | VP - LENDING Officer | 40 | $182,471 | $26,313 |
| DANA HASENKAMP | VP - HR & FACILITIES Officer | 40 | $180,556 | $27,227 |
| MICHAEL WELLI | VP - MARKETING Officer | 40 | $140,059 | $20,623 |
| KIMBERLY GEELS | DIR. OPERATIONS & COMPLIANCE Highest-paid employee | 40 | $115,104 | $20,962 |
| ANDREA LAWRENCE | DIR. BRANCH SERVICES Highest-paid employee | 40 | $108,493 | $6,493 |
| JOHN SHERWOOD | BOARD MEMBER Trustee or director | 1 | $0 | $0 |
| RICHARD D DIXON | BOARD MEMBER Trustee or director | 1 | $0 | $0 |
| CLINT LOPEZ | TREASURER Trustee or director, Officer | 1 | $0 | $0 |
| KATHY JEWETT | SECRETARY Trustee or director, Officer | 1 | $0 | $0 |
| TREY CUSICK | VICE CHAIR Trustee or director, Officer | 1 | $0 | $0 |
| REBECCA BOUSKA | CHAIR Trustee or director, Officer | 1 | $0 | $0 |
990 for the year ended December 31, 2023: 12 people
| Name | Title | Hours / week | Compensation | Other / benefits |
|---|---|---|---|---|
| BRADLEY HERZET | PRESIDENT/CEO Officer | 40 | $336,552 | $15,151 |
| KIM WHEELOCK | SVP - CIO & COO Officer | 40 | $201,500 | $20,428 |
| GREGORY TETER | CFO Officer | 40 | $179,362 | $16,843 |
| MILTON BALZER | VP - LENDING Officer | 40 | $168,615 | $12,591 |
| MICHAEL WELLI | VP - MARKETING Officer | 40 | $168,686 | $6,404 |
| DANA HASENKAMP | VP - HR & FACILITIES Officer | 40 | $163,583 | $10,133 |
| REBECCA BOUSKA | BOARD MEMBER Trustee or director | 0.5 | $0 | $0 |
| JOHN SHERWOOD | BOARD MEMBER Trustee or director | 0.5 | $0 | $0 |
| KATHY JEWETT | VICE CHAIR Trustee or director, Officer | 0.5 | $0 | $0 |
| RICHARD D DIXON | SECRETARY Trustee or director, Officer | 0.5 | $0 | $0 |
| TRENT CUSICK | CHAIR Trustee or director, Officer | 0.5 | $0 | $0 |
| CLINT LOPEZ | TREASURER Trustee or director, Officer | 0.5 | $0 | $0 |
Address and contacts
- Address (IRS master file)
- 8404 W KELLOGG DR, WICHITA, KS 67209-1845
- Principal officer (990 for 2025)
- BRADLEY HERZET, 8404 W KELLOGG DRIVE, WICHITA, KS 67209
- Signed the 990
- BRADLEY HERZET, CHIEF FINANCIAL OFFICER
- Phone
- (316) 722-3921
- Website
- WWW.MIDAMERICAN.COOP
- Return prepared by
- PINION LLC
Mission
TO BE OUR MEMBERS' TRUSTED FINANCIAL HOME.
Program accomplishments
- PROVIDES FINANCIAL AND FINANCIALLY RELATED SERVICES TO MEMBERS AND PAID DIVIDENDS ON MEMBER DEPOSITS.
- PROVIDES A SOURCE OF CREDIT TO MEMBERS AT A FAIR AND REASONABLE RATE OF INTEREST.
- PROVIDED FINANCIAL SERVICES EDUCATION TO SEG PARTNERS AS WELL AS HIGH SCHOOL STUDENTS.
What it must file and when
IRS records say it files Form 990 or 990-EZ. Based on its last return; a smaller organization may file the 990-N. Its accounting year ends in December, so each return is due on the 15th day of the 5th month after that.
| Tax year | Year ended | Due | IRS public records |
|---|---|---|---|
| 2025 | December 31, 2025 | May 15, 2026 | 990 on file |
| 2024 | December 31, 2024 | May 15, 2025 | 990 on file |
| 2023 | December 31, 2023 | May 15, 2024 | 990 on file |
IRS record
- EIN
- 48-0542669
- Tax-exempt status
- 501(c)(14): State-chartered credit union
- Donations deductible
- No
- Exempt since
- 1980
- Accounting year ends
- December
- Files
- Form 990 or 990-EZ
- Assets (IRS master file)
- $511,207,505
- Income (IRS master file)
- $35,533,229
Filing history
| Form | Year ended | Revenue | Expenses | Assets | Return |
|---|---|---|---|---|---|
| 990 | December 2025 | $35,516,412 | $31,919,443 | $511,207,505 | IRS |
| 990 | December 2024 | $30,878,921 | $29,531,104 | $455,136,095 | IRS |
| 990 | December 2023 | $26,249,937 | $24,516,683 | $422,717,258 | XML |
| 990 | December 2022 | $22,689,935 | $19,831,004 | $407,860,707 | IRS |
| 990 | December 2021 | – | – | – | IRS |
| 990 | December 2020 | – | – | – | IRS |
| 990 | December 2019 | – | – | – | IRS |
| 990 | December 2018 | – | – | – | IRS |
990-N: the IRS bulk file holds only the latest e-Postcard per organization; earlier years come from archived copies of that file since 2020 and can have gaps (the IRS e-Postcard search lists every one). 990, 990-EZ, 990-PF, 990-T: every e-filed return in the IRS e-file index since 2019; XML for the latest three processing years, amounts from the IRS Statistics of Income extracts before that. PDF copies and determination letters at the IRS (search EIN 48-0542669).
Questions about MID AMERICAN CREDIT UNION
- What is the EIN of MID AMERICAN CREDIT UNION?
- The employer identification number (EIN) of MID AMERICAN CREDIT UNION is 48-0542669.
- Is MID AMERICAN CREDIT UNION tax-exempt?
- Yes. The IRS lists it as tax-exempt under section 501(c)(14) since 1980.
- Are donations to MID AMERICAN CREDIT UNION tax-deductible?
- No. The IRS master file says contributions to it are not deductible.
- Which annual return does MID AMERICAN CREDIT UNION file?
- Form 990 or 990-EZ. Based on its last return; a smaller organization may file the 990-N.
- When is the next return of MID AMERICAN CREDIT UNION due?
- The return for tax year 2026 (the year ending December 31, 2026) is due May 17, 2027. Form 8868 extends it by six months; the 990-N cannot be extended.
- When did MID AMERICAN CREDIT UNION last file with the IRS?
- The latest return in the IRS public files is the 990 for the year ended December 2025.
- Who is the principal officer of MID AMERICAN CREDIT UNION?
- The 990 for the year ended December 31, 2025 names BRADLEY HERZET.
- Who are the officers and directors of MID AMERICAN CREDIT UNION?
- The 990 for the year ended December 31, 2025 lists 15 people; 9 received compensation from the organization, the highest $572,206 (BRADLEY HERZET, PRESIDENT/CEO).
- How much revenue does MID AMERICAN CREDIT UNION have?
- On its 990 for the year ended December 31, 2025 it reported revenue of $35,516,412, expenses of $31,919,443 and total assets of $511,207,505 at year end.
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