Nonprofit · EIN 47-5549155
COMMUNITY LOAN CENTER OF THE HEART OF TEXAS
Tax-exempt · WACO, TX 76701
Financials
| Year ended | Form | Revenue | Expenses | Net income | Total assets | Liabilities | Net assets |
|---|---|---|---|---|---|---|---|
| December 31, 2024 | 990 | $131,805 | $125,203 | $6,602 | $700,661 | $529,863 | $170,798 |
| December 31, 2023 | 990 | $121,729 | $144,978 | -$23,249 | $644,830 | $480,634 | $164,196 |
Financial details: 990 for the year ended December 31, 2024
Revenue
- Contributions, gifts and grants
- $0
- Program service revenue
- $131,805
- Investment income
- $0
- Other revenue
- $0
Expenses
- Grants and similar amounts paid
- $0
- Salaries, compensation and benefits (total)
- $0
- Professional fundraising fees
- $0
- Program services (functional)
- $114,636
- Management and general (functional)
- $10,567
Balance sheet and other
- Total assets, start of year
- $644,830
- Total assets, end of year
- $700,661
- Total liabilities, end of year
- $529,863
- Net assets, end of year
- $170,798
- Net assets without donor restrictions
- $170,798
- Gross receipts
- $131,805
- Employees
- 0
- Volunteers
- 0
- Year formed
- 2015
- State of legal domicile
- TX
From the e-filed returns the IRS publishes as XML (latest three processing years; amended returns replace the original). PDF copies at the IRS.
Officers, directors and key employees
As listed on the 990 for the year ended December 31, 2024, highest compensation first.
| Name | Title | Hours / week | Compensation |
|---|---|---|---|
| DELISA BURNELL-SMITH | CHAIR- NOV 1 Trustee or director, Officer | 1 | $0 |
| PAT NOWATNY | SECRETARY-NOV 1 Trustee or director, Officer | 1 | $0 |
| CHRIS GUTIERREZ | VICE CHAIR-NOV 1 Trustee or director, Officer | 1 | $0 |
| KAREN SAUCEDO | TREASURER-NOV 1 Trustee or director, Officer | 1 | $0 |
| ELTON HALL | DIRECTOR Trustee or director | 1 | $0 |
| DELFINA VELASQUEZ | DIRECTOR Trustee or director | 1 | $0 |
| JIM LAMBERT | DIRECTOR Trustee or director | 1 | $0 |
| SCOTT WILLIAMS | DIRECTOR Trustee or director | 1 | $0 |
| CONNIE LOZANO | DIRECTOR Trustee or director | 1 | $0 |
| JEAN ANN HOOVER | DIRECTOR Trustee or director | 1 | $0 |
| OSCAR CHOMBO | DIRECTOR Trustee or director | 1 | $0 |
| BETTY BLACK | DIRECTOR Trustee or director | 1 | $0 |
| PHILLIP PRINCE | DIRECTOR Trustee or director | 1 | $0 |
| ANN-CLAIRE ANDERSON | DIRECTOR Trustee or director | 1 | $0 |
| JOHN BOGGS | DIIRECTOR Trustee or director | 1 | $0 |
1 more people on this return
| Name | Title | Hours / week | Compensation |
|---|---|---|---|
| JIM SMITH | DIRECTOR Trustee or director | 1 | $0 |
990 for the year ended December 31, 2023: 16 people
| Name | Title | Hours / week | Compensation |
|---|---|---|---|
| DELISA BURNELL-SMITH | CHAIR- NOV 1 Trustee or director, Officer | 1 | $0 |
| LINDA WEAVER | SECRETARY-NOV 1 Trustee or director, Officer | 1 | $0 |
| CHRIS GUTIERREZ | VICE CHAIR-NOV 1 Trustee or director, Officer | 1 | $0 |
| KAREN SAUCEDO | TREASURER-NOV 1 Trustee or director, Officer | 1 | $0 |
| ELTON HALL | DIRECTOR Trustee or director | 1 | $0 |
| DELFINA VELASQUEZ | DIRECTOR Trustee or director | 1 | $0 |
| PAT NOWATNY | DIRECTOR Trustee or director | 1 | $0 |
| SCOTT WILLIAMS | DIRECTOR Trustee or director | 1 | $0 |
| CONNIE LOZANO | DIRECTOR Trustee or director | 1 | $0 |
| JEAN ANN HOOVER | DIRECTOR Trustee or director | 1 | $0 |
| OSCAR CHOMBO | DIRECTOR Trustee or director | 1 | $0 |
| PAT HAMBRICK | DIRECTOR Trustee or director | 1 | $0 |
| PHILLIP PRINCE | DIRECTOR Trustee or director | 1 | $0 |
| JOEY DINGRANDO | DIRECTOR Trustee or director | 1 | $0 |
| JOHN BOGGS | DIIRECTOR Trustee or director | 1 | $0 |
| JIM SMITH | DIRECTOR Trustee or director | 1 | $0 |
Address and contacts
- Address (IRS master file)
- 922 FRANKLIN AVE, WACO, TX 76701-1906
- In care of
- % DANIEL NISLEY
- Principal officer (990 for 2024)
- DELISA BURNELL-SMITH, 922 FRANKLIN, WACO, TX 76701
- Signed the 990
- DELISA BURNELL-SMITH, CHAIRMAN
- Phone
- (254) 752-1647
- Website
- WWW.CLCHOT.ORG
- Return prepared by
- JRBT PC
Mission
TO OFFER INNOVATIVE LOANS THAT PROMOTE ENHANCED QUALITY OF LIFE OF LOW-TO-MODERATE INCOME PERSONS BY PROVIDING AN ALTERNATE SOURCE OF LOANS AWAY FROM LOCAL PAYDAY AND AUTO TITLE LENDERS WITH HIGH INTEREST RATES AND FEES.
Program accomplishments
- PROVIDED INNOVATIVE LOANS THAT PROMOTE ENHANCED QUALITY OF LIFE OF LOW-TO-MODERATE INCOME PERSONS BY PROVIDING AN ALTERNATE SOURCE OF LOANS AWAY FROM LOCAL PAYDAY AND AUTO TITLE LENDERS WITH HIGH INTEREST RATES AND FEES.Expenses $114,636 · revenue $131,805
What it must file and when
IRS records say it files Form 990 or 990-EZ. Based on its last return; a smaller organization may file the 990-N. Its accounting year ends in December, so each return is due on the 15th day of the 5th month after that.
| Tax year | Year ended | Due | IRS public records |
|---|---|---|---|
| 2025 | December 31, 2025 | May 15, 2026 | Not on file |
| 2024 | December 31, 2024 | May 15, 2025 | 990 on file |
| 2023 | December 31, 2023 | May 15, 2024 | 990 on file |
IRS record
- EIN
- 47-5549155
- Tax-exempt status
- 501(c)(3): Charitable, religious, educational or scientific organization
- Foundation status
- Publicly supported organization (170(b)(1)(A)(vi))
- Donations deductible (Pub 78)
- Public charity, 50% deduction limit
- Exempt since
- 2016
- Accounting year ends
- December
- Files
- Form 990 or 990-EZ
- Category (NTEE)
- Community improvement and capacity building (S40)
- Assets (IRS master file)
- $700,661
- Income (IRS master file)
- $131,805
Filing history
| Form | Year ended | Revenue | Expenses | Assets | Return |
|---|---|---|---|---|---|
| 990 | December 2024 | $131,805 | $125,203 | $700,661 | IRS |
| 990 | December 2023 | $121,729 | $144,978 | $644,830 | XML |
| 990 | December 2022 | $111,672 | $128,224 | $611,167 | IRS |
| 990 | December 2021 | – | – | – | IRS |
| 990 | December 2020 | – | – | – | IRS |
| 990 | December 2018 | – | – | – | IRS |
990-N: the IRS bulk file holds only the latest e-Postcard per organization; earlier years come from archived copies of that file since 2020 and can have gaps (the IRS e-Postcard search lists every one). 990, 990-EZ, 990-PF, 990-T: every e-filed return in the IRS e-file index since 2019; XML for the latest three processing years, amounts from the IRS Statistics of Income extracts before that. PDF copies and determination letters at the IRS (search EIN 47-5549155).
Questions about COMMUNITY LOAN CENTER OF THE HEART OF TEXAS
- What is the EIN of COMMUNITY LOAN CENTER OF THE HEART OF TEXAS?
- The employer identification number (EIN) of COMMUNITY LOAN CENTER OF THE HEART OF TEXAS is 47-5549155.
- Is COMMUNITY LOAN CENTER OF THE HEART OF TEXAS tax-exempt?
- Yes. The IRS lists it as tax-exempt under section 501(c)(3) since 2016.
- Are donations to COMMUNITY LOAN CENTER OF THE HEART OF TEXAS tax-deductible?
- Yes. It is listed in IRS Publication 78 (Public charity, 50% deduction limit).
- Which annual return does COMMUNITY LOAN CENTER OF THE HEART OF TEXAS file?
- Form 990 or 990-EZ. Based on its last return; a smaller organization may file the 990-N.
- When is the next return of COMMUNITY LOAN CENTER OF THE HEART OF TEXAS due?
- The return for tax year 2025 (the year ending December 31, 2025) is due May 15, 2026. Form 8868 extends it by six months; the 990-N cannot be extended.
- When did COMMUNITY LOAN CENTER OF THE HEART OF TEXAS last file with the IRS?
- The latest return in the IRS public files is the 990 for the year ended December 2024.
- Who is the principal officer of COMMUNITY LOAN CENTER OF THE HEART OF TEXAS?
- The 990 for the year ended December 31, 2024 names DELISA BURNELL-SMITH.
- Who are the officers and directors of COMMUNITY LOAN CENTER OF THE HEART OF TEXAS?
- The 990 for the year ended December 31, 2024 lists 16 people; 0 received compensation from the organization.
- How much revenue does COMMUNITY LOAN CENTER OF THE HEART OF TEXAS have?
- On its 990 for the year ended December 31, 2024 it reported revenue of $131,805, expenses of $125,203 and total assets of $700,661 at year end.
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All nonprofits in WACO · Texas · Community improvement and capacity building