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Nonprofit · EIN 47-2214397

REDBUD FINANCIAL ALTERNATIVES INC

Tax-exempt · HAZARD, KY 41702

Financials

$472K$312K2022$211K$500K2023$329K$374K2024
Revenue Expenses · by fiscal year end
Financials of REDBUD FINANCIAL ALTERNATIVES INC by year, from its e-filed returns
Year endedFormRevenueExpensesNet incomeTotal assetsLiabilitiesNet assets
June 30, 2025990$328,731$374,214-$45,483$2,251,414$1,538,763$712,651
June 30, 2024990$210,767$499,824-$289,057$2,236,073$1,477,939$758,134
June 30, 2023990$472,057$312,345$159,712$2,395,313$1,348,122$1,047,191
Financial details: 990 for the year ended June 30, 2025

Revenue

Contributions, gifts and grants
$178,587
Program service revenue
$147,771
Investment income
$0
Other revenue
$2,373

Expenses

Grants and similar amounts paid
$0
Salaries, compensation and benefits (total)
$0
Professional fundraising fees
$0
Accounting fees
$4,625
Occupancy
$21,014
Travel
$2,993
Depreciation
$1,194
Program services (functional)
$298,208
Management and general (functional)
$76,006

Balance sheet and other

Total assets, start of year
$2,236,073
Total assets, end of year
$2,251,414
Total liabilities, end of year
$1,538,763
Net assets, end of year
$712,651
Land, buildings and equipment
$5,042
Net assets without donor restrictions
$440,046
Net assets with donor restrictions
$272,605
Gross receipts
$328,731
Employees
0
Year formed
2014
State of legal domicile
KY

From the e-filed returns the IRS publishes as XML (latest three processing years; amended returns replace the original). PDF copies at the IRS.

Officers, directors and key employees

As listed on the 990 for the year ended June 30, 2025, highest compensation first.

NameTitleHours / weekCompensationFrom related orgsOther / benefits
AMIE BEDWELLCFO
Officer
20$0$82,093$3,561
JAMES E CAUDILLDIRECTOR
Officer
20$0$70,092$2,103
BETSY CLEMONSBOARD MEMBER
Trustee or director
1$0$0$0
WHITNEY DAYBOARD MEMBER
Trustee or director
1$0$0$0
CARLEN DIXONBOARD MEMBER
Trustee or director
1$0$0$0
ALEXANDRIA KNIPPBOARD MEMBER
Trustee or director
1$0$0$0
ZACH LAWRENCEBOARD MEMBER
Trustee or director
1$0$0$0
ERICA MEADOWSBOARD MEMBER
Trustee or director
1$0$0$0
BEN MOSLEYBOARD MEMBER
Trustee or director
1$0$0$0
TAYGAN MULLINSBOARD MEMBER
Trustee or director
1$0$0$0
PAULA PARKERBOARD MEMBER
Trustee or director
1$0$0$0
EMILY WETMOREBOARD MEMBER
Trustee or director
1$0$0$0
ANNIE WILLIAMSBOARD MEMBER
Trustee or director
1$0$0$0
990 for the year ended June 30, 2024: 11 people
NameTitleHours / weekCompensation
BETSY CLEMONSBOARD MEMBER
Trustee or director
–$0
KRISTIN COLLINSBOARD MEMBER
Trustee or director
–$0
ZACH LAWRENCEBOARD MEMBER
Trustee or director
–$0
RUSSELL OLIVERBOARD MEMBER
Trustee or director
–$0
PAULA PARKERBOARD MEMBER
Trustee or director
–$0
PAUL PATULABOARD MEMBER
Trustee or director
–$0
JILL ROBERTSONBOARD MEMBER
Trustee or director
–$0
LES ROLLBOARD MEMBER
Trustee or director
–$0
ANNIE WILLIAMSBOARD MEMBER
Trustee or director
–$0
AMIE BEDWELLCFO
Officer
–$0
R SCOTT MCREYNOLDSDIRECTOR
Officer
–$0
990 for the year ended June 30, 2023: 11 people
NameTitleHours / weekCompensationFrom related orgsOther / benefits
R SCOTT MCREYNOLDSDIRECTOR
Officer
20$0$89,335$9,215
AMIE BEDWELLCFO
Officer
20$0$74,671$2,372
BETSY CLEMONSBOARD MEMBER
Trustee or director
2$0$0$0
KRISTIN COLLINSBOARD MEMBER
Trustee or director
2$0$0$0
ZACH LAWRENCEBOARD MEMBER
Trustee or director
2$0$0$0
RUSSELL OLIVERBOARD MEMBER
Trustee or director
2$0$0$0
PAULA PARKERBOARD MEMBER
Trustee or director
2$0$0$0
PAUL PATULABOARD MEMBER
Trustee or director
2$0$0$0
JILL ROBERTSONBOARD MEMBER
Trustee or director
2$0$0$0
LES ROLLBOARD MEMBER
Trustee or director
2$0$0$0
ANNIE WILLIAMSBOARD MEMBER
Trustee or director
2$0$0$0

Address and contacts

Address (IRS master file)
PO BOX 7284, HAZARD, KY 41702-7284
In care of
% SCOTT MCREYNOLDS
Mailing address (990-N for 2015)
PO BOX 7284, Hazard KY 41702
Principal officer (990 for 2024)
JAMES E CAUDILL, PO BOX 7363, HAZARD, KY 41702
Principal officer (990-N for 2015)
SCOTT MCREYNOLDS, PO BOX 7284, Hazard KY 41702
Signed the 990
JAMES E CAUDILL, DIRECTOR
Phone
(606) 716-6100
Return prepared by
CRAFT WANINGER NOBLE & COMPANY PLLC

Mission

PROVIDE EQUITABLE MORTGAGE AND CONSUMER FINANCIAL PRODUCTS HELPING CLIENTS ACHIEVE HOUSING AND OVERALL FINANCIAL STABILITY

990 for the year ended June 30, 2025

Program accomplishments

  • TO PROVIDE FAIR AND EQUITABLE LOANS ALONGSIDE FINANCIAL EDUCATION AND COACHING TO EMPOWER PEOPLE TO ACHIEVE THEIR FINANCIAL GOALS
    Expenses $298,208

What it must file and when

IRS records say it files Form 990 or 990-EZ. Based on its last return; a smaller organization may file the 990-N. Its accounting year ends in June, so each return is due on the 15th day of the 5th month after that.

Tax yearYear endedDueIRS public records
2025June 30, 2026November 16, 2026Not due yet
2024June 30, 2025November 17, 2025990 on file
2023June 30, 2024November 15, 2024990 on file

IRS record

EIN
47-2214397
Tax-exempt status
501(c)(3): Charitable, religious, educational or scientific organization
Foundation status
Publicly supported organization (170(b)(1)(A)(vi))
Donations deductible (Pub 78)
Public charity, 50% deduction limit
Exempt since
2016
Accounting year ends
June
Files
Form 990 or 990-EZ
Category (NTEE)
Human services (P51)
Assets (IRS master file)
$2,251,414
Income (IRS master file)
$328,731

Filing history

FormYear endedRevenueExpensesAssetsReturn
990June 2025$328,731$374,214$2,251,414IRS
990June 2024$210,767$499,824$2,236,073XML
990June 2023$472,057$312,345$2,395,313XML
990June 2022$543,235$233,639$1,361,615IRS
990June 2021–––IRS
990June 2020–––IRS
990June 2018–––IRS
990-N for 2015
Officer: SCOTT MCREYNOLDS
June 30, 2016≤ $50,000 receipts––e-Postcard

990-N: the IRS bulk file holds only the latest e-Postcard per organization; earlier years come from archived copies of that file since 2020 and can have gaps (the IRS e-Postcard search lists every one). 990, 990-EZ, 990-PF, 990-T: every e-filed return in the IRS e-file index since 2019; XML for the latest three processing years, amounts from the IRS Statistics of Income extracts before that. PDF copies and determination letters at the IRS (search EIN 47-2214397).

Questions about REDBUD FINANCIAL ALTERNATIVES INC

What is the EIN of REDBUD FINANCIAL ALTERNATIVES INC?
The employer identification number (EIN) of REDBUD FINANCIAL ALTERNATIVES INC is 47-2214397.
Is REDBUD FINANCIAL ALTERNATIVES INC tax-exempt?
Yes. The IRS lists it as tax-exempt under section 501(c)(3) since 2016.
Are donations to REDBUD FINANCIAL ALTERNATIVES INC tax-deductible?
Yes. It is listed in IRS Publication 78 (Public charity, 50% deduction limit).
Which annual return does REDBUD FINANCIAL ALTERNATIVES INC file?
Form 990 or 990-EZ. Based on its last return; a smaller organization may file the 990-N.
When is the next return of REDBUD FINANCIAL ALTERNATIVES INC due?
The return for tax year 2025 (the year ending June 30, 2026) is due November 16, 2026. Form 8868 extends it by six months; the 990-N cannot be extended.
When did REDBUD FINANCIAL ALTERNATIVES INC last file with the IRS?
The latest return in the IRS public files is the 990 for the year ended June 2025.
Who is the principal officer of REDBUD FINANCIAL ALTERNATIVES INC?
The 990 for the year ended June 30, 2025 names JAMES E CAUDILL.
Who are the officers and directors of REDBUD FINANCIAL ALTERNATIVES INC?
The 990 for the year ended June 30, 2025 lists 13 people; 0 received compensation from the organization.
How much revenue does REDBUD FINANCIAL ALTERNATIVES INC have?
On its 990 for the year ended June 30, 2025 it reported revenue of $328,731, expenses of $374,214 and total assets of $2,251,414 at year end.

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