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Nonprofit · EIN 45-3763404

KENTUCKY HEALTH COOPERATIVE INC

Tax-exempt · STUART, VA 24171

Financials

$313K$337K2023$320K$311K2024$8M$8.6M2025
Revenue Expenses · by fiscal year end
Financials of KENTUCKY HEALTH COOPERATIVE INC by year, from its e-filed returns
Year endedFormRevenueExpensesNet incomeTotal assetsLiabilitiesNet assets
December 31, 2025990$8,017,245$8,615,259-$598,014$14,981,985$15,167,929-$185,944
December 31, 2024990$319,984$310,658$9,326$16,770,800$16,358,730$412,070
December 31, 2023990$312,778$337,290-$24,512$17,243,786$16,841,042$402,744
Financial details: 990 for the year ended December 31, 2025

Revenue

Contributions, gifts and grants
$0
Program service revenue
$0
Investment income
$251,548
Other revenue
$7,765,697

Expenses

Grants and similar amounts paid
$0
Benefits paid to members
$8,353,109
Compensation of officers, directors and key employees
$0
Salaries, compensation and benefits (total)
$0
Professional fundraising fees
$0
Legal fees
$12,182
Accounting fees
$58,030
Program services (functional)
$8,353,109
Management and general (functional)
$262,150

Balance sheet and other

Total assets, start of year
$16,770,800
Total assets, end of year
$14,981,985
Total liabilities, end of year
$15,167,929
Net assets, end of year
-$185,944
Gross receipts
$8,017,245
Employees
0
Year formed
2011
State of legal domicile
KY

From the e-filed returns the IRS publishes as XML (latest three processing years; amended returns replace the original). PDF copies at the IRS.

Officers, directors and key employees

As listed on the 990 for the year ended December 31, 2025, highest compensation first.

NameTitleHours / weekCompensation
DON ROOFLIQUIDATOR/CEO
Trustee or director, Officer
5$0
990 for the year ended December 31, 2024: 2 people
NameTitleHours / weekCompensation
BRIAN JEREMY DUNNSENIOR ACCOUNTANT
Officer
40$132,055
DON ROOFLIQUIDATOR/CEO
Trustee or director, Officer
5$0
990 for the year ended December 31, 2023: 2 people
NameTitleHours / weekCompensation
BRIAN JEREMY DUNNSENIOR ACCOUNTANT
Officer
40$131,605
DON ROOFLIQUIDATOR/CEO
Trustee or director, Officer
5$0

Address and contacts

Address (IRS master file)
PO BOX 519, STUART, VA 24171-0519
In care of
% DON ROOF
Principal officer (990 for 2025)
DONALD ROOF, PO Box 519, Stuart, VA 24171
Signed the 990
DONALD ROOF, DEPUTY LIQUIDATOR
Phone
(770) 363-0425
Return prepared by
EXAMINATION RESOURCES LLC

Mission

THE ORGANZATIONS MISSION ENCOMPASSED OUTREACH TO ALL ELIGIBLE INDIVIDUALS AND GROUPS WITH A PARTICULAR FOCUS ON POPULATION SEGMENTS PREVIOUSLY IGNORED BY OTHER HEALTH INSURERS. COMMONLY KNOW AS THE WORKING UNINSURED. KYHC WAS ORDERED INTO LIQUIDATION JANUARY 15, 2016.

990 for the year ended December 31, 2025

Program accomplishments

  • KENTUCKY HEALTH COOPERATIVE, INC IS A CONSUMER GOVERNED, PRIVATE, NONPROFIT HEALTH INSURANCE ENTITY FOR THE PURPOSE OF ESTABLISHING A QUALIFIED NOT-FOR-PROFIT HEALTH INSURANCE ISSUER TO OFFER QUALIFIED HEALTH PLANS PRIMARILY IN THE INDIVIDUAL AND SMALL GROUP MARKETS IN THE COMMONWEALTH OF KENTUCKY IN ACCORDANCE WITH THE PROVISIONS OF THE PATIENT PROTECTION AND AFFORDABLE CARE ACT ENACTED ON MARCH 23, 2010. THE COOPERATIVE IS SUBJECT TO INSURANCE LAWS AND REGULATIONS OF THE KENTUCKY DEPARTMENT OF INSURANCE. DURING 2024, THE COMPANY DID NOT INSURE ANY MEMBERS AS THE FILING ORGANIZATION WAS ORDERED INTO LIQUIDATION IN 2016.
    Expenses $8,353,109

What it must file and when

IRS records say it files Form 990 or 990-EZ. Based on its last return; a smaller organization may file the 990-N. Its accounting year ends in December, so each return is due on the 15th day of the 5th month after that.

Tax yearYear endedDueIRS public records
2025December 31, 2025May 15, 2026990 on file
2024December 31, 2024May 15, 2025990 on file
2023December 31, 2023May 15, 2024990 on file

IRS record

EIN
45-3763404
Tax-exempt status
501(c)(29)
Donations deductible
No
Exempt since
2013
Accounting year ends
December
Files
Form 990 or 990-EZ
Assets (IRS master file)
$14,981,985
Income (IRS master file)
$8,017,245

Filing history

FormYear endedRevenueExpensesAssetsReturn
990December 2025$8,017,245$8,615,259$14,981,985XML
990December 2024$319,984$310,658$16,770,800XML
990December 2023$312,778$337,290$17,243,786XML
990December 2022$225,542$582,368$22,196,314IRS
990December 2021–––IRS
990December 2020–––IRS
990December 2019–––IRS
990December 2018–––IRS
990December 2017–––IRS

990-N: the IRS bulk file holds only the latest e-Postcard per organization; earlier years come from archived copies of that file since 2020 and can have gaps (the IRS e-Postcard search lists every one). 990, 990-EZ, 990-PF, 990-T: every e-filed return in the IRS e-file index since 2019; XML for the latest three processing years, amounts from the IRS Statistics of Income extracts before that. PDF copies and determination letters at the IRS (search EIN 45-3763404).

Questions about KENTUCKY HEALTH COOPERATIVE INC

What is the EIN of KENTUCKY HEALTH COOPERATIVE INC?
The employer identification number (EIN) of KENTUCKY HEALTH COOPERATIVE INC is 45-3763404.
Is KENTUCKY HEALTH COOPERATIVE INC tax-exempt?
Yes. The IRS lists it as tax-exempt under section 501(c)(29) since 2013.
Are donations to KENTUCKY HEALTH COOPERATIVE INC tax-deductible?
No. The IRS master file says contributions to it are not deductible.
Which annual return does KENTUCKY HEALTH COOPERATIVE INC file?
Form 990 or 990-EZ. Based on its last return; a smaller organization may file the 990-N.
When is the next return of KENTUCKY HEALTH COOPERATIVE INC due?
The return for tax year 2026 (the year ending December 31, 2026) is due May 17, 2027. Form 8868 extends it by six months; the 990-N cannot be extended.
When did KENTUCKY HEALTH COOPERATIVE INC last file with the IRS?
The latest return in the IRS public files is the 990 for the year ended December 2025.
Who is the principal officer of KENTUCKY HEALTH COOPERATIVE INC?
The 990 for the year ended December 31, 2025 names DONALD ROOF.
Who are the officers and directors of KENTUCKY HEALTH COOPERATIVE INC?
The 990 for the year ended December 31, 2025 lists 1 person; 0 received compensation from the organization.
How much revenue does KENTUCKY HEALTH COOPERATIVE INC have?
On its 990 for the year ended December 31, 2025 it reported revenue of $8,017,245, expenses of $8,615,259 and total assets of $14,981,985 at year end.

Other nonprofits in STUART

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