Skip to main content
IRS-authorized e-file provider · not the IRS

Nonprofit · EIN 43-0663009

ARSENAL CREDIT UNION

Tax-exempt · ARNOLD, MO 63010

Financials

$26.7M$25.9M2023$25.9M$30.7M2024
Revenue Expenses · by fiscal year end
Financials of ARSENAL CREDIT UNION by year, from its e-filed returns
Year endedFormRevenueExpensesNet incomeTotal assetsLiabilitiesNet assets
December 31, 2024990$25,913,198$30,747,106-$4,833,908$420,028,643$395,903,697$24,124,946
December 31, 2023990$26,708,236$25,882,276$825,960$397,124,196$369,590,855$27,533,341
Financial details: 990 for the year ended December 31, 2024

Revenue

Contributions, gifts and grants
$5,500
Program service revenue
$23,089,811
Investment income
$2,777,627
Royalties
$40,260
Other revenue
$40,260

Expenses

Grants and similar amounts paid
$7,500
Compensation of officers, directors and key employees
$2,000,935
Other salaries and wages
$5,331,438
Salaries, compensation and benefits (total)
$8,854,565
Professional fundraising fees
$0
Legal fees
$30,983
Accounting fees
$133,509
Occupancy
$426,121
Travel
$68,173
Depreciation
$932,761

Balance sheet and other

Total assets, start of year
$397,124,196
Total assets, end of year
$420,028,643
Total liabilities, end of year
$395,903,697
Net assets, end of year
$24,124,946
Land, buildings and equipment
$10,269,989
Gross unrelated business income
$53,545
Gross receipts
$25,913,198
Employees
119
Volunteers
9
Year formed
1948
State of legal domicile
MO

From the e-filed returns the IRS publishes as XML (latest three processing years; amended returns replace the original). PDF copies at the IRS.

Officers, directors and key employees

As listed on the 990 for the year ended December 31, 2024, highest compensation first.

NameTitleHours / weekCompensationOther / benefits
LINDA ALLENPRESIDENT
Officer
40$608,453$38,168
LORI CRUTCHLEYEVP
Officer
40$270,098$30,872
JESSICA ROYCESVP FINANCE & COLLECTIONS
Officer
40$180,754$19,848
MICHAEL HUDSONSVP COMMERCIAL LENDING
Officer
40$183,027$17,571
CASSANDRA HENDRIXSONSVP FINANCIAL SERVICES DEL
Officer
40$187,094$8,665
GREG CLARKESVP TECHNOLOGY & RISK MANA
Officer
40$160,771$8,348
CRAIG MEYERVP MARKETING
Highest-paid employee
40$139,335$17,676
SHANE WECKERVP CONSUMER LENDING
Officer
40$141,593$15,171
ROLAND SPIESVP COMMERCIAL LENDING
Highest-paid employee
40$134,778$6,840
DANIEL OSORIOIT MANAGER
Highest-paid employee
40$120,392$18,919
MEGAN HERMANVP MSC AND PAYMENTS
Highest-paid employee
40$120,278$18,719
JEAN CAPRIGLIONEVP BRANCH OPERATIONS
Officer
40$118,886$11,616
ANDREW DODGEVP COMMERCIAL LENDING
Highest-paid employee
40$106,681$12,810
GARY DIERKSCHAIRMAN
Trustee or director
2$0$0
BOB KILLIONVICE CHAIRMAN
Trustee or director
2$0$0
5 more people on this return
NameTitleHours / weekCompensation
JUANITA NOVOTNYTREASURER
Trustee or director
2$0
KEITH EMERYSECRETARY
Trustee or director
2$0
ADAM THURAUDIRECTOR
Trustee or director
2$0
PEGGY HABERBERGERDIRECTOR
Trustee or director
2$0
EDWARD FITZHENRYDIRECTOR
Trustee or director
2$0
990 for the year ended December 31, 2023: 17 people
NameTitleHours / weekCompensationOther / benefits
LINDA ALLENPRESIDENT
Officer
40$343,036$99,450
LORI CRUTCHLEYEVP
Officer
40$243,953$73,131
CASSANDRA HENDRIXSONSVP FINANCIAL SERVICES DELIVERY
Officer
40$185,076$32,389
JESSICA ROYCESVP FINANCE & COLLECTIONS
Officer
40$160,718$47,896
MICHAEL HUDSONSVP COMMERCIAL LENDING
Officer
40$176,452$20,360
GREG CLARKESVP TECHNOLOGY & RISK MANAGEMENT
Officer
40$147,487$36,266
SHANE WECKERVP CONSUMER LENDING
Officer
40$136,620$17,706
DANIEL OSORIOIT MANAGER
Highest-paid employee
40$104,692$34,513
ROLAND SPIESVP COMMERCIAL LENDING
Highest-paid employee
40$126,027$7,814
JEAN CAPRIGLIONEVP BRANCH OPERATIONS
Officer
40$112,248$14,343
GARY DIERKSCHAIRMAN
Trustee or director
2$0$0
BOB KILLIONVICE CHAIRMAN
Trustee or director
2$0$0
JUANITA NOVOTNYTREASURER
Trustee or director
2$0$0
KEITH EMERYSECRETARY
Trustee or director
2$0$0
ADAM THURAUDIRECTOR
Trustee or director
2$0$0
PEGGY HABERBERGERDIRECTOR
Trustee or director
2$0$0
EDWARD FITZHENRYDIRECTOR
Trustee or director
2$0$0

Address and contacts

Address (IRS master file)
3780 VOGEL RD, ARNOLD, MO 63010-3799
Principal officer (990 for 2024)
LINDA ALLEN, 3780 VOGEL ROAD, ARNOLD, MO 630103799
Signed the 990
JESSICA ROYCE, SVP - FINANCE & COLLECTIONS
Phone
(314) 962-6363
Return prepared by
J TENBRINK & ASSOCIATES

Mission

TO PROMOTE THRIFT AMONG ITS MEMBERS BY AFFORDING THEM AN OPPORTUNITY FOR ACCUMULATING THEIR SAVINGS; TO CREATE FOR THEM A SOURCE OF CREDIT AT FAIR AND REASONABLE RATES OF INTEREST; TO PROVIDE THE OPPORTUNITY FOR THE MEMBERS TO USE AND CONTROL THEIR MONEY FOR THEIR MUTUAL BENEFIT; TO EDUCATE MEMBERS IN THE PRUDENT USE OF MONEY AND CREDIT; TO OPERATE IN THE SPIRIT OF COOPERATION AND NOT FOR PROFIT; TO IMPROVE THE COMMUNITY IN WHICH IT OPERATES; AND TO PROVIDE OTHER FISCAL AND FINANCIAL SERVICES.

990 for the year ended December 31, 2024

Program accomplishments

  • PROVIDES FINANCIAL AND FINANCIALLY RELATED SERVICES TO 30,355 MEMBERS. PAID DIVIDENDS AND INTEREST ON DEPOSITS TOTALING $5,766,494 FOR THE YEAR.
  • PROVIDES A SOURCE OF CREDIT TO MEMBERS AT FAIR AND REASONABLE RATES OF INTEREST. AS OF DECEMBER 31, 2024, THERE WERE 16,150 LOANS OUTSTANDING TOTALING $292,250,888.
  • PAID DIVIDENDS AND INTEREST ON DEPOSITS TOTALING $8,193,275 FOR THE YEAR.

What it must file and when

IRS records say it files Form 990 or 990-EZ. Based on its last return; a smaller organization may file the 990-N. Its accounting year ends in December, so each return is due on the 15th day of the 5th month after that.

Tax yearYear endedDueIRS public records
2025December 31, 2025May 15, 2026Not on file
2024December 31, 2024May 15, 2025990 on file
2023December 31, 2023May 15, 2024990 on file

IRS record

EIN
43-0663009
Tax-exempt status
501(c)(14): State-chartered credit union
Accounting year ends
December
Files
Form 990 or 990-EZ
Assets (IRS master file)
$420,028,643
Income (IRS master file)
$25,913,198

Filing history

FormYear endedRevenueExpensesAssetsReturn
990December 2024$25,913,198$30,747,106$420,028,643XML
990December 2023$26,708,236$25,882,276$397,124,196XML
990December 2022$21,467,724$17,844,423$383,430,662IRS
990December 2021–––IRS
990December 2020–––IRS
990December 2019–––IRS
990December 2018–––IRS

990-N: the IRS bulk file holds only the latest e-Postcard per organization; earlier years come from archived copies of that file since 2020 and can have gaps (the IRS e-Postcard search lists every one). 990, 990-EZ, 990-PF, 990-T: every e-filed return in the IRS e-file index since 2019; XML for the latest three processing years, amounts from the IRS Statistics of Income extracts before that. PDF copies and determination letters at the IRS (search EIN 43-0663009).

Questions about ARSENAL CREDIT UNION

What is the EIN of ARSENAL CREDIT UNION?
The employer identification number (EIN) of ARSENAL CREDIT UNION is 43-0663009.
Is ARSENAL CREDIT UNION tax-exempt?
Yes. The IRS lists it as tax-exempt under section 501(c)(14).
Which annual return does ARSENAL CREDIT UNION file?
Form 990 or 990-EZ. Based on its last return; a smaller organization may file the 990-N.
When is the next return of ARSENAL CREDIT UNION due?
The return for tax year 2025 (the year ending December 31, 2025) is due May 15, 2026. Form 8868 extends it by six months; the 990-N cannot be extended.
When did ARSENAL CREDIT UNION last file with the IRS?
The latest return in the IRS public files is the 990 for the year ended December 2024.
Who is the principal officer of ARSENAL CREDIT UNION?
The 990 for the year ended December 31, 2024 names LINDA ALLEN.
Who are the officers and directors of ARSENAL CREDIT UNION?
The 990 for the year ended December 31, 2024 lists 20 people; 13 received compensation from the organization, the highest $608,453 (LINDA ALLEN, PRESIDENT).
How much revenue does ARSENAL CREDIT UNION have?
On its 990 for the year ended December 31, 2024 it reported revenue of $25,913,198, expenses of $30,747,106 and total assets of $420,028,643 at year end.

Other nonprofits in ARNOLD

All nonprofits in ARNOLD · Missouri