Nonprofit · EIN 41-6031223
RIVERVIEW CREDIT UNION
Tax-exempt · SOUTH ST PAUL, MN 55075
Financials
| Year ended | Form | Revenue | Expenses | Net income | Total assets | Liabilities | Net assets |
|---|---|---|---|---|---|---|---|
| December 31, 2025 | 990 | $410,846 | $390,283 | $20,563 | $7,768,145 | $6,489,935 | $1,278,210 |
| December 31, 2024 | 990 | $389,223 | $366,873 | $22,350 | $7,529,375 | $6,271,728 | $1,257,647 |
| December 31, 2023 | 990 | $385,006 | $330,662 | $54,344 | $7,498,185 | $6,262,888 | $1,235,297 |
Financial details: 990 for the year ended December 31, 2025
Revenue
- Contributions, gifts and grants
- $0
- Program service revenue
- $371,091
- Investment income
- $39,315
- Royalties
- $440
- Other revenue
- $440
Expenses
- Grants and similar amounts paid
- $500
- Compensation of officers, directors and key employees
- $118,012
- Other salaries and wages
- $47,851
- Salaries, compensation and benefits (total)
- $192,229
- Professional fundraising fees
- $0
- Travel
- $678
- Depreciation
- $6,039
Balance sheet and other
- Total assets, start of year
- $7,529,375
- Total assets, end of year
- $7,768,145
- Total liabilities, end of year
- $6,489,935
- Net assets, end of year
- $1,278,210
- Land, buildings and equipment
- $3,429
- Gross unrelated business income
- $300
- Gross receipts
- $410,846
- Employees
- 2
- Volunteers
- 6
- Year formed
- 1931
- State of legal domicile
- MN
From the e-filed returns the IRS publishes as XML (latest three processing years; amended returns replace the original). PDF copies at the IRS.
Officers, directors and key employees
As listed on the 990 for the year ended December 31, 2025, highest compensation first.
| Name | Title | Hours / week | Compensation | Other / benefits |
|---|---|---|---|---|
| JULIA HAVENS | PRESIDENT & Trustee or director, Officer | 45 | $118,012 | $8,777 |
| TAMARA SNAZA | CHAIR Trustee or director, Officer | 0.5 | $0 | $0 |
| RICHARD BAUER | VICE CHAIR Trustee or director, Officer | 0.5 | $0 | $0 |
| WARREN MITCHELL | SECRETARY Trustee or director, Officer | 0.5 | $0 | $0 |
| STEVEN HIRTE | DIRECTOR Trustee or director | 0.5 | $0 | $0 |
990 for the year ended December 31, 2024: 5 people
| Name | Title | Hours / week | Compensation | Other / benefits |
|---|---|---|---|---|
| JULIA HAVENS | PRESIDENT & Trustee or director, Officer | 45 | $112,311 | $8,459 |
| TAMARA SNAZA | CHAIR Trustee or director, Officer | 0.5 | $0 | $0 |
| RICHARD BAUER | VICE CHAIR Trustee or director, Officer | 0.5 | $0 | $0 |
| WARREN MITCHELL | SECRETARY Trustee or director, Officer | 0.5 | $0 | $0 |
| STEVEN HIRTE | DIRECTOR Trustee or director | 0.5 | $0 | $0 |
990 for the year ended December 31, 2023: 5 people
| Name | Title | Hours / week | Compensation | Other / benefits |
|---|---|---|---|---|
| JULIA HAVENS | PRESIDENT & Trustee or director, Officer | 40 | $118,056 | $8,902 |
| TAMARA SNAZA | CHAIR Trustee or director, Officer | 0.5 | $0 | $0 |
| RICHARD BAUER | VICE CHAIR Trustee or director, Officer | 0.5 | $0 | $0 |
| WARREN MITCHELL | SECRETARY Trustee or director, Officer | 0.5 | $0 | $0 |
| STEVEN HIRTE | DIRECTOR Trustee or director | 0.5 | $0 | $0 |
Address and contacts
- Address (IRS master file)
- 115 HARDMAN AVE S, SOUTH ST PAUL, MN 55075-2421
- Principal officer (990 for 2025)
- JULIA HAVENS, 115 HARDMAN AVE SOUTH, SOUTH ST PAUL, MN 55075
- Signed the 990
- JULIA HAVENS, PRESIDENT & DIRECTOR
- Phone
- (651) 224-4631
- Website
- MYRCU.COM
- Return prepared by
- AUDIT THREESIXTY
Mission
TO PROVIDE COURTEOUS, PROFESSIONAL, AND COMPETITIVE FINANCIAL SERVICES TO MEET THE NEEDS OF OUR MEMBERS WHILE MAINTAINING ACCURATE AND EFFICIENT OPERATIONS TO SAFEGUARD OUR MEMBERS ASSETS.
Program accomplishments
- THE CREDIT UNION HAS VARIOUS TYPES OF DEPOSIT ACCOUNTS AVAILABLE FOR OUR MEMBERS. WE OPENED 11 NEW DEPOSIT ACCOUNTS IN 2025. AS OF 12/31/25 WE HAD 441 MEMBERS.
- THE CREDIT UNION HAS SEVERAL TYPES OF LOAN PROGRAMS AVAILABLE FOR OUR MEMBERS. WE FUNDED 53 NEW LOANS DURING 2025. AS OF 12/31/25 WE HAD 265 LOANS RECEIVABLE.
What it must file and when
IRS records say it files Form 990 or 990-EZ. Based on its last return; a smaller organization may file the 990-N. Its accounting year ends in December, so each return is due on the 15th day of the 5th month after that.
| Tax year | Year ended | Due | IRS public records |
|---|---|---|---|
| 2025 | December 31, 2025 | May 15, 2026 | 990 on file |
| 2024 | December 31, 2024 | May 15, 2025 | 990 on file |
| 2023 | December 31, 2023 | May 15, 2024 | 990 on file |
IRS record
- EIN
- 41-6031223
- Tax-exempt status
- 501(c)(14): State-chartered credit union
- Donations deductible
- No
- Exempt since
- 1944
- Accounting year ends
- December
- Files
- Form 990 or 990-EZ
- Group exemption
- 0708: CREDIT UNIONS IN THE STATE OF MINNESOTA
- Assets (IRS master file)
- $7,768,145
- Income (IRS master file)
- $410,846
Filing history
| Form | Year ended | Revenue | Expenses | Assets | Return |
|---|---|---|---|---|---|
| 990 | December 2025 | $410,846 | $390,283 | $7,768,145 | XML |
| 990 | December 2024 | $389,223 | $366,873 | $7,529,375 | XML |
| 990 | December 2023 | $385,006 | $330,662 | $7,498,185 | XML |
| 990 | December 2022 | $356,408 | $307,209 | $7,759,280 | IRS |
| 990 | December 2021 | – | – | – | IRS |
| 990 | December 2020 | – | – | – | IRS |
| 990 | December 2019 | – | – | – | IRS |
| 990 | December 2018 | – | – | – | IRS |
990-N: the IRS bulk file holds only the latest e-Postcard per organization; earlier years come from archived copies of that file since 2020 and can have gaps (the IRS e-Postcard search lists every one). 990, 990-EZ, 990-PF, 990-T: every e-filed return in the IRS e-file index since 2019; XML for the latest three processing years, amounts from the IRS Statistics of Income extracts before that. PDF copies and determination letters at the IRS (search EIN 41-6031223).
Questions about RIVERVIEW CREDIT UNION
- What is the EIN of RIVERVIEW CREDIT UNION?
- The employer identification number (EIN) of RIVERVIEW CREDIT UNION is 41-6031223.
- Is RIVERVIEW CREDIT UNION tax-exempt?
- Yes. The IRS lists it as tax-exempt under section 501(c)(14) since 1944.
- Are donations to RIVERVIEW CREDIT UNION tax-deductible?
- No. The IRS master file says contributions to it are not deductible.
- Which annual return does RIVERVIEW CREDIT UNION file?
- Form 990 or 990-EZ. Based on its last return; a smaller organization may file the 990-N.
- When is the next return of RIVERVIEW CREDIT UNION due?
- The return for tax year 2026 (the year ending December 31, 2026) is due May 17, 2027. Form 8868 extends it by six months; the 990-N cannot be extended.
- When did RIVERVIEW CREDIT UNION last file with the IRS?
- The latest return in the IRS public files is the 990 for the year ended December 2025.
- Who is the principal officer of RIVERVIEW CREDIT UNION?
- The 990 for the year ended December 31, 2025 names JULIA HAVENS.
- Who are the officers and directors of RIVERVIEW CREDIT UNION?
- The 990 for the year ended December 31, 2025 lists 5 people; 1 received compensation from the organization, the highest $118,012 (JULIA HAVENS, PRESIDENT &).
- How much revenue does RIVERVIEW CREDIT UNION have?
- On its 990 for the year ended December 31, 2025 it reported revenue of $410,846, expenses of $390,283 and total assets of $7,768,145 at year end.
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