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Nonprofit · EIN 41-1889904

HABITAT FOR HUMANITY INTERNATIONAL INC

Also known as HABITAT FOR HUMANITY OF MINNESOTA

Tax-exempt · SAINT PAUL, MN 55114

Financials

$3.2M$1.5M2022$1.8M$1.8M2023$5.5M$2.5M2024
Revenue Expenses · by fiscal year end
Financials of HABITAT FOR HUMANITY INTERNATIONAL INC by year, from its e-filed returns
Year endedFormRevenueExpensesNet incomeTotal assetsLiabilitiesNet assets
June 30, 2025990$5,502,703$2,513,282$2,989,421$40,520,566$32,911,437$7,609,129
June 30, 2024990$1,848,383$1,750,139$98,244$38,647,459$34,027,751$4,619,708
June 30, 2023990$3,152,606$1,459,043$1,693,563$36,752,114$32,230,650$4,521,464
Financial details: 990 for the year ended June 30, 2025

Revenue

Contributions, gifts and grants
$4,620,980
of which government grants
$2,412,221
Program service revenue
$687,290
Investment income
$193,876
Other revenue
$557

Expenses

Grants and similar amounts paid
$420,710
Compensation of officers, directors and key employees
$295,381
Other salaries and wages
$865,274
Salaries, compensation and benefits (total)
$1,435,325
Professional fundraising fees
$0
Legal fees
$13,890
Accounting fees
$35,123
Occupancy
$78,895
Travel
$38,467
Depreciation
$7,873
Program services (functional)
$2,085,720
Management and general (functional)
$321,018
Fundraising (functional)
$106,544

Balance sheet and other

Total assets, start of year
$38,647,459
Total assets, end of year
$40,520,566
Total liabilities, end of year
$32,911,437
Net assets, end of year
$7,609,129
Land, buildings and equipment
$8,026
Net assets without donor restrictions
$7,251,123
Net assets with donor restrictions
$358,006
Gross receipts
$5,502,703
Employees
16
Volunteers
16
Year formed
1997
State of legal domicile
MN

From the e-filed returns the IRS publishes as XML (latest three processing years; amended returns replace the original). PDF copies at the IRS.

Officers, directors and key employees

As listed on the 990 for the year ended June 30, 2025, highest compensation first.

NameTitleHours / weekCompensationOther / benefits
CRISTEN INCITTIPRESIDENT & CEO
Officer
40$153,577$47,371
BECCA SEIDELDEPUTY EXECUTIVE DIRECTOR
Highest-paid employee
40$109,777$26,829
PHIL HATLIEFINANCE DIRECTOR
Officer
40$114,058$2,564
DEVON POHLMANLENDING STRATEGIES DIRECTOR
Highest-paid employee
40$114,105$1,010
BRET BUSSECHAIR
Trustee or director, Officer
0.25$0$0
EMMA KASIGAVICE CHAIR
Trustee or director, Officer
0.25$0$0
JILL KIENERTREASURER
Trustee or director, Officer
0.25$0$0
IRENE RUIZ-BRISENOSECRETARY
Trustee or director, Officer
0.25$0$0
AUBREY ALBRECHTMEMBER
Trustee or director
0.25$0$0
STAN CARIGNANMEMBER
Trustee or director
0.25$0$0
PAT CULLENMEMBER
Trustee or director
0.25$0$0
KATIE CUMMINGMEMBER
Trustee or director
0.25$0$0
DANIELLE DUNCANMEMBER
Trustee or director
0.25$0$0
VINCENT HENRYMEMBER
Trustee or director
0.25$0$0
SONDRA HERMANMEMBER
Trustee or director
0.25$0$0
5 more people on this return
NameTitleHours / weekCompensation
KASEY KIERMEMBER
Trustee or director
0.25$0
RUTH LUNDEMEMBER
Trustee or director
0.25$0
JIM NELSONMEMBER
Trustee or director
0.25$0
COLE ST ARNOLDMEMBER
Trustee or director
0.25$0
NATHAN THOMPSONMEMBER
Trustee or director
0.25$0
990 for the year ended June 30, 2024: 18 people
NameTitleHours / weekCompensationOther / benefits
CRISTEN INCITTIPRESIDENT & CEO
Officer
40$142,148$33,679
PHIL HATLIEFINANCE DIRECTOR
Officer
40$67,067$1,509
AUBREY ALBRECHTBOARD MEMBER
Trustee or director
1$0$0
COLE ST ARNOLDBOARD MEMBER
Trustee or director
1$0$0
JIM NELSONBOARD MEMBER
Trustee or director
1$0$0
RUTH LUNDEBOARD MEMBER
Trustee or director
1$0$0
JILL KIENERTREASURER
Trustee or director, Officer
1$0$0
EMMA KASIGAVICE CHAIR
Trustee or director, Officer
1$0$0
VINCENT HENRYBOARD MEMBER
Trustee or director
1$0$0
DOUG GETTLEBOARD MEMBER
Trustee or director
1$0$0
KATIE CUMMINGBOARD MEMBER
Trustee or director
1$0$0
KEVIN PELKEYSECRETARY
Trustee or director, Officer
1$0$0
BRET BUSSECHAIR
Trustee or director, Officer
1$0$0
IRENE RUIZ-BRISENOMEMBER
Trustee or director
1$0$0
STAN CARIGNANMEMBER
Trustee or director
1$0$0
KASEY KIERMEMBER
Trustee or director
1$0$0
PAT CULLENMEMBER
Trustee or director
1$0$0
DANIELLE DUNCANMEMBER
Trustee or director
1$0$0
990 for the year ended June 30, 2023: 21 people
NameTitleHours / weekCompensationOther / benefits
CRISTEN INCITTIPRESIDENT & CEO
Officer
40$130,198$29,287
JULIE GUGINCHAIR
Trustee or director, Officer
2$0$0
BRET BUSSEVICE CHAIR
Trustee or director, Officer
2$0$0
DEB FLANNERYTREASURER
Trustee or director, Officer
2$0$0
KEVIN PELKEYSECRETARY
Trustee or director, Officer
2$0$0
MARY JAYNE CROCKERBOARD MEMBER
Trustee or director
1$0$0
KATIE CUMMINGBOARD MEMBER
Trustee or director
1$0$0
DOUG GETTLEBOARD MEMBER
Trustee or director
1$0$0
MARJORIE GREVIOUSBOARD MEMBER
Trustee or director
1$0$0
MIKE HALEYBOARD MEMBER - PART YEAR
Trustee or director
1$0$0
VINCENT HENRYBOARD MEMBER
Trustee or director
1$0$0
GERI HICKERSONBOARD MEMBER
Trustee or director
1$0$0
EMMA KASIGABOARD MEMBER
Trustee or director
1$0$0
JILL KEINERBOARD MEMBER
Trustee or director
1$0$0
CATHY LAWRENCEBOARD MEMBER
Trustee or director
1$0$0
RUTH LUNDEBOARD MEMBER
Trustee or director
1$0$0
JIM NELSONBOARD MEMBER
Trustee or director
1$0$0
GRANT PILLERBOARD MEMBER
Trustee or director
1$0$0
COLE ST ARNOLDBOARD MEMBER - PART YEAR
Trustee or director
1$0$0
AUBREY ALBRECHTBOARD MEMBER
Trustee or director
1$0$0
PHIL HATLIEFINANCE DIRECTOR
Officer
40$0$0

Address and contacts

Address (IRS master file)
PO BOX 14297, SAINT PAUL, MN 55114-0297
In care of
% EXECUTIVE DIRECTOR
Principal officer (990 for 2024)
CRISTEN INCITTI, PO BOX 14297, ST PAUL, MN 55114
Signed the 990
CRISTEN INCITTI, PRESIDENT & CEO
Phone
(612) 331-4439
Return prepared by
CBIZ ADVISORS LLC

Mission

HABITAT FOR HUMANITY BRINGS PEOPLE TOGETHER TO BUILD HOMES, COMMUNITY, AND HOPE. THROUGH ADVOCACY, COLLABORATION, AND LEADERSHIP, HFH-MN ADVANCES THE WORK OF MINNESOTA'S HABITAT FOR HUMANITY AFFILIATES TO CREATE AND PRESERVE AFFORDABLE HOMEOWNERSHIP. (CONTINUED ON SCH O)HABITAT MINNESOTA IS A STATEWIDE RESOURCE DEVELOPMENT AND SUPPORT ORGANIZATION THAT ADVOCATES FOR AND ADVANCES THE WORK OF MINNESOTA'S HABITAT FOR HUMANITY AFFILIATES. HABITAT MINNESOTA FOCUSES ON SYSTEM CHANGE AND BOLSTERS THE HABITAT NETWORK IN MINNESOTA, WITH THE GOAL OF A THRIVING, SUSTAINABLE, AND EFFICIENT NETWORK OF AFFORDABLE HOMEOWNERSHIP PROVIDERS IN MINNESOTA. THIS IS ACCOMPLISHED THROUGH FOUR MAIN LINES OF WORK: LENDING AND GRANT PROGRAMS; PUBLIC POLICY AND ADVOCACY EFFORTS; TRAINING AND TECHNICAL ASSISTANCE.

990 for the year ended June 30, 2025

Program accomplishments

  • LOAN PROGRAM:THE MAIN PROGRAM OFFERED BY HABITAT FOR HUMANITY OF MINNESOTA (HFH-MN) IS A LOAN PROGRAM THROUGH WHICH WE PROVIDE A SECONDARY MARKET FOR HABITAT MORTGAGES. AS OF JUNE 30, 2025, WE HAVE FINANCED 976 MORTGAGES FOR AFFILIATES FOR TOTAL LOAN DISBURSEMENTS OF $73 MILLION. OVER 2,750 HABITAT FOR HUMANITY HOMES HAVE BEEN SOLD TO PARTNER FAMILIES IN MINNESOTA SINCE THE LATE 1980S. COLLECTIVELY, THESE MORTGAGES TOTAL OVER $100 MILLION IN PRINCIPAL BALANCES. THESE HOMES ARE SOLD WITH 0% INTEREST OR ZERO-EQUIVALENT MORTGAGES. HOMEOWNER MORTGAGE PAYMENTS ARE USED TO BUILD MORE HABITAT HOMES. (CONTINUED ON SCHEDULE O)THE HABITAT MINNESOTA LOAN FUND ALLOWS HFH-MN TO ACT AS A SECONDARY LENDER FOR MINNESOTA HFH MORTGAGES. AFFILIATES PLEDGE THEIR HOMEOWNERS' MORTGAGES AND MONTHLY MORTGAGE PAYMENTS TO THE FUND. IN RETURN, AFFILIATES GET THE CASH VALUE OF THE MORTGAGE RIGHT AWAY, RATHER THAN HAVING TO WAIT 20 TO 30 YEARS FOR THE PAYMENTS TO COME IN. AFFILIATES THEN USE THIS CASH TO ACCELERATE HOME BUILDING, ACQUIRE LAND FOR LARGE-SCALE PROJECTS, AND LEVERAGE SUPPORT FROM OTHERS. ALL PLEDGED MORTGAGES MUST BE GIVEN TO HOMEOWNERS WITH INCOMES AT OR BELOW 80% OF MEDIAN AT THE TIME THE FAMILY WAS SELECTED. A SUBSET OF THIS LOAN FUND WAS APPROVED AND ROLLED OUT IN FY22. HABITAT HOMEBUYERS MAKING EQUAL TO OR LESS THAN 80% AREA MEDIAN INCOME CAN BE QUALIFIED TO RECEIVE DOWNPAYMENT ASSISTANCE IN THE FORM OF A SUBORDINATE MORTGAGE. THIS SUBORDINATE MORTGAGE LOWERS THE FIRST MORTGAGE AMOUNT, MAKING THEIR PAYMENTS MORE AFFORDABLE, AND FUNDS ARE DISBURSED AFTER CLOSING TO THE HABITAT AFFILIATE WHO DEVELOPED AND SOLD THE PROPERTY. THE HOMEOWNER BEGINS AMORTIZED REPAYMENT OF THE SUBORDINATE MORTGAGE ONLY AFTER THE FIRST MORTGAGE HAS BEEN PAID IN FULL. AS OF JUNE 30, 2025, $8 MILLION HAS BEEN DISBURSED FOR THESE PURPOSES.
    Expenses $674,549 · revenue $367,109
  • DEVELOPMENT SERVICES:IN FY25, WE HELD A REGIONAL HABITAT CONFERENCE IN PARTNERSHIP WITH STATE-WIDE HABITATS FROM IOWA AND ILLINOIS. 78 HABITAT AFFILIATED ORGANIZATIONS FROM 9 STATES ATTENDED THE CONFERENCE. WE PROVIDED TRAINING THAT INCLUDED LEADERSHIP DEVELOPMENT, COMPLIANCE, NEW STAFF ORIENTATIONS, MONTHLY WEBINARS, AND WEEKLY NETWORKING CALLS. WE PROVIDED TECHNICAL ASSISTANCE THAT INCLUDED SUPPORT ON MORTGAGE ORIGINATION, FUNDRAISING, FINANCE, POLICY APPLICATION, AND BOARD DEVELOPMENT.
    Expenses $387,152 · grants $7,242 · revenue $132,228
  • CAPACITY BUILDING: IN FY25, OUR GRANTING PROGRAM GREW TO A TOTAL OF $301,000 IN GRANTS TO THE MN HABITAT AFFILIATES. $30,800 OF THOSE GRANTS ARE A TITHE TO HABITAT FOR HUMANITY INTERNATIONAL, REPORTED ON FORM 990, PART IX, LINE 21.
    Expenses $443,989 · grants $270,500 · revenue $187,953
  • OTHER PROGRAM SERVICES INCLUDED SUSTAINABLE BUILDING, COST SAVINGS TECHNIQUES, ADVOCACY, MARKETING AND COMMUNICATIONS, AND FUNDRAISING EVENTS.
    Expenses $580,030 · grants $142,968

What it must file and when

IRS records say it files Form 990 or 990-EZ. Based on its last return; a smaller organization may file the 990-N. Its accounting year ends in June, so each return is due on the 15th day of the 5th month after that.

Tax yearYear endedDueIRS public records
2025June 30, 2026November 16, 2026Not due yet
2024June 30, 2025November 17, 2025990 on file
2023June 30, 2024November 15, 2024990 on file

IRS record

EIN
41-1889904
Tax-exempt status
501(c)(3): Charitable, religious, educational or scientific organization
Foundation status
Publicly supported organization (170(b)(1)(A)(vi))
Exempt since
1987
Accounting year ends
June
Files
Form 990 or 990-EZ
Assets (IRS master file)
$40,520,566
Income (IRS master file)
$5,502,703

Filing history

FormYear endedRevenueExpensesAssetsReturn
990June 2025$5,502,703$2,513,282$40,520,566XML
990June 2024$1,848,383$1,750,139$38,647,459XML
990June 2023$3,152,606$1,459,043$36,752,114XML
990June 2022$2,293,890$1,816,618$30,111,691IRS
990June 2021–––IRS
990June 2020–––IRS
990June 2019–––IRS
990June 2018–––IRS

990-N: the IRS bulk file holds only the latest e-Postcard per organization; earlier years come from archived copies of that file since 2020 and can have gaps (the IRS e-Postcard search lists every one). 990, 990-EZ, 990-PF, 990-T: every e-filed return in the IRS e-file index since 2019; XML for the latest three processing years, amounts from the IRS Statistics of Income extracts before that. PDF copies and determination letters at the IRS (search EIN 41-1889904).

Questions about HABITAT FOR HUMANITY INTERNATIONAL INC

What is the EIN of HABITAT FOR HUMANITY INTERNATIONAL INC?
The employer identification number (EIN) of HABITAT FOR HUMANITY INTERNATIONAL INC is 41-1889904.
Is HABITAT FOR HUMANITY INTERNATIONAL INC tax-exempt?
Yes. The IRS lists it as tax-exempt under section 501(c)(3) since 1987.
Which annual return does HABITAT FOR HUMANITY INTERNATIONAL INC file?
Form 990 or 990-EZ. Based on its last return; a smaller organization may file the 990-N.
When is the next return of HABITAT FOR HUMANITY INTERNATIONAL INC due?
The return for tax year 2025 (the year ending June 30, 2026) is due November 16, 2026. Form 8868 extends it by six months; the 990-N cannot be extended.
When did HABITAT FOR HUMANITY INTERNATIONAL INC last file with the IRS?
The latest return in the IRS public files is the 990 for the year ended June 2025.
Who is the principal officer of HABITAT FOR HUMANITY INTERNATIONAL INC?
The 990 for the year ended June 30, 2025 names CRISTEN INCITTI.
Who are the officers and directors of HABITAT FOR HUMANITY INTERNATIONAL INC?
The 990 for the year ended June 30, 2025 lists 20 people; 4 received compensation from the organization, the highest $153,577 (CRISTEN INCITTI, PRESIDENT & CEO).
How much revenue does HABITAT FOR HUMANITY INTERNATIONAL INC have?
On its 990 for the year ended June 30, 2025 it reported revenue of $5,502,703, expenses of $2,513,282 and total assets of $40,520,566 at year end.

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