Nonprofit · EIN 41-1678328
ONE ROOF COMMUNITY HOUSING
Tax-exempt · DULUTH, MN 55805
Financials
| Year ended | Form | Revenue | Expenses | Net income | Total assets | Liabilities | Net assets |
|---|---|---|---|---|---|---|---|
| December 31, 2024 | 990 | $5,068,402 | $2,878,572 | $2,189,830 | $23,502,390 | $8,845,966 | $14,656,424 |
| December 31, 2023 | 990 | $3,852,925 | $2,127,547 | $1,725,378 | $22,666,939 | $10,200,345 | $12,466,594 |
Financial details: 990 for the year ended December 31, 2024
Revenue
- Contributions, gifts and grants
- $9,712,650
- of which government grants
- $7,753,339
- Program service revenue
- $938,183
- Investment income
- $90,662
- Net rental income
- -$40,142
- Net gain from sales of assets
- -$390
- Net income from fundraising events
- -$9,627
- Net income from sales of inventory
- -$5,623,324
- Other revenue
- -$5,673,093
Expenses
- Grants and similar amounts paid
- $0
- Compensation of officers, directors and key employees
- $273,381
- Other salaries and wages
- $1,006,264
- Salaries, compensation and benefits (total)
- $1,498,988
- Professional fundraising fees
- $0
- Legal fees
- $43,340
- Accounting fees
- $35,982
- Occupancy
- $34,811
- Travel
- $42,464
- Depreciation
- $15,324
- Program services (functional)
- $1,911,093
- Management and general (functional)
- $853,718
- Fundraising (functional)
- $113,761
Balance sheet and other
- Total assets, start of year
- $22,666,939
- Total assets, end of year
- $23,502,390
- Total liabilities, end of year
- $8,845,966
- Net assets, end of year
- $14,656,424
- Land, buildings and equipment
- $8,603,823
- Net assets without donor restrictions
- $14,406,424
- Net assets with donor restrictions
- $250,000
- Gross receipts
- $14,579,754
- Employees
- 32
- Volunteers
- 41
- Year formed
- 1990
- State of legal domicile
- MN
From the e-filed returns the IRS publishes as XML (latest three processing years; amended returns replace the original). PDF copies at the IRS.
Officers, directors and key employees
As listed on the 990 for the year ended December 31, 2024, highest compensation first.
| Name | Title | Hours / week | Compensation | Other / benefits |
|---|---|---|---|---|
| JEFF COREY | EXECUTIVE DIRECTOR Officer | 40 | $119,653 | $35,372 |
| VICKIE HARTLEY | SENIOR FINANCE DIRECTOR Officer | 40 | $106,900 | $11,456 |
| RYAN JONES-CASEY | BOARD CHAIR Trustee or director, Officer | 1 | $0 | $0 |
| EMILY EDISON | BOARD VICE CHAIR Trustee or director, Officer | 1 | $0 | $0 |
| JESSICA LANGER | BOARD SECRETARY Trustee or director, Officer | 1 | $0 | $0 |
| JAMES AIRD | BOARD MEMBER Trustee or director | 1 | $0 | $0 |
| AARON KELLY | BOARD MEMBER Trustee or director | 1 | $0 | $0 |
| DENEICE KRAMER | BOARD MEMBER Trustee or director | 1 | $0 | $0 |
| TONYA LOKEN | BOARD MEMBER Trustee or director | 1 | $0 | $0 |
| BRIAN MURPHY | BOARD MEMBER Trustee or director | 1 | $0 | $0 |
| MARY FRANCES SKALA | BOARD MEMBER Trustee or director | 1 | $0 | $0 |
| HANNAH SMITH | BOARD MEMBER Trustee or director | 1 | $0 | $0 |
| JOHN STAINE | BOARD MEMBER Trustee or director | 1 | $0 | $0 |
| SOPHIE STONE | BOARD MEMBER Trustee or director | 1 | $0 | $0 |
| JOEL TRACEY | BOARD MEMBER Trustee or director | 1 | $0 | $0 |
990 for the year ended December 31, 2023: 19 people
| Name | Title | Hours / week | Compensation | Other / benefits |
|---|---|---|---|---|
| JEFF COREY | EXECUTIVE DIRECTOR, COMMON Officer | 40 | $127,520 | $18,863 |
| VICKIE HARTLEY | FINANCE DIRECTOR Officer | 40 | $86,794 | $6,327 |
| CHRISTOPHER HENAGIN | ONE ROOF BOARD MEMBER/CG BOARD MEMBER Trustee or director | 1 | $0 | $0 |
| MARY FRANCES SKALA | ONE ROOF BOARD MEMBER Trustee or director | 1 | $0 | $0 |
| BOB RYAN | ONE ROOF BOARD MEMBER Trustee or director | 1 | $0 | $0 |
| JOEL TRACEY | ONE ROOF BOARD MEMBER Trustee or director | 1 | $0 | $0 |
| RYAN JONES-CASEY | ONE ROOF BOARD CHAIR Trustee or director, Officer | 1 | $0 | $0 |
| BRIAN MURPHY | ONE ROOF BOARD MEMBER Trustee or director | 1 | $0 | $0 |
| JESSICA LANGER | ONE ROOF BOARD MEMBER Trustee or director | 1 | $0 | $0 |
| TONYA LOKEN | ONE ROOF BOARD MEMBER Trustee or director | 1 | $0 | $0 |
| DENEICE KRAMER | ONE ROOF BOARD MEMBER Trustee or director | 1 | $0 | $0 |
| JEANINE DAHL | ONE ROOF SECRETARY Trustee or director, Officer | 1 | $0 | $0 |
| EMILY EDISON | ONE ROOF BOARD VICE CHAIR Trustee or director, Officer | 1 | $0 | $0 |
| AARON KELLY | ONE ROOF BOARD MEMBER Trustee or director | 1 | $0 | $0 |
| LISA WICK | ONE ROOF BOARD MEMBER Trustee or director | 1 | $0 | $0 |
| HANNAH SMITH | ONE ROOF BOARD MEMBER/CG BOARD MEMBER Trustee or director | 1 | $0 | $0 |
| JOHN STAINE | ONE ROOF BOARD MEMBER Trustee or director | 1 | $0 | $0 |
| LYNN MARIE NEPHEW | COMMON GROUND BOARD MEMBER Trustee or director | 1 | $0 | $0 |
| RICHARD HOWELL | COMMON GROUND BOARD MEMBER Trustee or director | 1 | $0 | $0 |
Address and contacts
- Address (IRS master file)
- 12 EAST 4TH STREET, DULUTH, MN 55805-3895
- In care of
- % MICHELE WALLERSTEIN
- Principal officer (990 for 2024)
- JEFF COREY, 12 EAST 4TH STREET, DULUTH, MN 55805
- Signed the 990
- JEFF COREY, EXECUTIVE DIRECTOR
- Phone
- (218) 727-5372
- Website
- WWW.1ROOFHOUSING.ORG
- Return prepared by
- CLIFTONLARSONALLEN LLP
Mission
ONE ROOF MISSION STATEMENT: ENRICHING LIVES AND COMMUNITIES ONE HOME AT A TIME.ONE ROOF VISION STATEMENT: COMMUNITIES WHERE EVERYONE HAS ACCESS TO SUSTAINABLE AND AFFORDABLE HOUSING.ENRICHING LIVES & COMMUNITIES ONE HOME AT A TIME. ONE ROOF HELPS STRENGTHEN THE FOUNDATIONS OF OUR COMMUNITIES BY PROVIDING HOUSING SERVICES AND BUILDING AND SUSTAINING AFFORDABLE HOMES AND HEALTHY NEIGHBORHOODS. WE MAKE HOME A BETTER PLACE BY HELPING LOWER INCOME PEOPLE PURCHASE A HOME OR REPAIR THEIR HOME, BY PROVIDING HOUSING DEVELOPMENT SERVICES TO THE COMMUNITY, AND BY COORDINATING ACTIVITY ACROSS OUR NEIGHBORHOODS IN DULUTH. THIS WORK HELPS ONE ROOF FULFILL OUR MISSION OF ENSURING ACCESS TO SUSTAINABLE AND AFFORDABLE HOUSING FOR EVERYONE.
Program accomplishments
- COMMUNITY LAND TRUST (CLT) PROGRAM: DEVELOPMENT AND STEWARDSHIP OF PERMANENTLY AFFORDABLE CLT HOMES FOR PURCHASE BY LOW-MODERATE INCOME HOUSEHOLDS TO ENSURE AFFORDABLE HOMEOWNERSHIP OPPORTUNITIES WILL EXIST IN OUR COMMUNITY FOR FUTURE GENERATIONS. CURRENT FOCUS IS ON ACQUISITION-REHABILITATION AND SALE OF PROPERTIES IN DULUTH, PROCTOR, HERMANTOWN, CLOQUET, GRAND RAPIDS AND TWO HARBORS. WE ALSO HAVE A NUMBER OF NEW CONSTRUCTION HOMES IN THE DULUTH AREA THAT WILL BE COMPLETED IN 2025-2026. IN 2024, ONE ROOF HELPED 33 HOUSEHOLDS PURCHASE A HOME, WHICH INCLUDED ACQUISITION/REHAB HOMES AND RESALE HOMES.Expenses $1,352,438 · revenue -$5,147,166
- MULTIFAMILY HOUSING DEVELOPMENT SERVICES: ONE ROOF DEVELOPS AFFORDABLE RENTAL HOUSING OPPORTUNITIES FOR LOWER INCOME HOUSEHOLDS IN OUR COMMUNITY AND TO HELP INDIVIDUALS EXPERIENCING HOMELESSNESS. MULTI-FAMILY PROJECTS INCLUDE DECKER DWELLINGS, A 42-UNIT APARTMENT BUILDING LOCATED IN DULUTH HEIGHTS. BREWERY CREEK APARTMENTS OPENED IN FALL OF 2024, BRINGING 52 AFFORDABLE HOUSING UNITS TO DULUTH'S CENTRAL HILLSIDE NEIGHBORHOOD. OF THE 52 UNITS ABOUT HALF ARE DESIGNATED FOR YOUNG ADULTS WHO HAVE EXPERIENCED HOMELESSNESS. PLOVER PLACE, A NEW MODEL FOR HOUSING, OPENED IN LATE 2024 AND PROVIDES 24 UNITS OF AFFORDABLE HOUSING TO UNHOUSED SINGLE PEOPLE. BIRCHWOOD APARTMENTS, LOCATED IN GRAND MARAIS WITH 24 UNITS, WAS ACQUIRED IN 2024 AND REMODELING WORK BEGAN IN 2024 AND WILL BE FINISHED IN 2025. BRAE VIEW SENIOR APARTMENTS WAS AWARDED FINAL FUNDING NEEDED IN 2023 AND CONSTRUCTION WILL START IN THE FALL OF 2025. THE PROJECT WILL PROVIDE 72 UNITS OF AFFORDABLE RENTAL HOUSING, INCLUDING COMMUNITY SPACE FOR CHILDCARE AND OFFICE SPACE DESIGNATED FOR SERVICE PROVIDERS.revenue $421,643
- HOMEBUYER EDUCATION: HOME STRETCH CLASSES AND PRE/POST PURCHASE COUNSELING AND EDUCATION TO ENSURE THAT LOWER INCOME HOMEOWNERS ARE PREPARED TO BE SUCCESSFUL IN THEIR HOMEOWNERSHIP ENDEAVORS. HOME STRETCH CLASSES ARE OFFERED 12 TIMES PER YEAR. IN 2024, 263 HOUSEHOLDS COMPLETED THE HOME STRETCH CLASS, AND 178 NEW HOUSEHOLDS UTILIZED HOMEBUYER COUNSELING SERVICES.Expenses $326,460 · revenue $240
- TENANT-LANDLORD CONNECTION (TLC) PROGRAM: THIS LINE OF BUSINESS PROVIDES EDUCATION, INFORMATION, AND PROBLEM-SOLVING ASSISTANCE AS A WAY TO IMPROVE TENANT-LANDLORD RELATIONS AND REDUCE THE NUMBER OF HOUSING EVICTIONS IN OUR COMMUNITY. THE MISSION OF THE TLC IS TO ENSURE THAT STABLE RENTAL HOUSING EXISTS BY EDUCATING EXISTING AND POTENTIAL LANDLORDS AND TENANTS REGARDING THEIR RESPECTIVE RIGHTS AND RESPONSIBILITIES AND BY MEDIATING DISPUTES BETWEEN LANDLORDS AND TENANTS. IN 2024, THE TLC SERVED OVER 700 TENANTS AND LANDLORDS AND PREVENTED 34 EVICTIONS.Expenses $232,195
- FAMILY HOMELESS PREVENTION AND ASSISTANCE PROGRAM (FHPAP): IN 2024, ONE ROOF BEGAN PARTNERING WITH ST. LOUIS COUNTY IN ADMINISTERING MN HOUSING'S FHPAP PROGRAM. THE FHPAP PROGRAM PROVIDES SUPPORTIVE SERVICES AND FINANCIAL ASSISTANCE, SUCH AS RENT DEPOSITS, RENT PAYMENTS, MORTGAGE PAYMENTS, OR UTILITY PAYMENTS TO ELIGIBLE HOUSEHOLDS THAT ARE HOMELESS OR AT IMMINENT RISK OF BECOMING HOMELESS. IN 2024, ONE ROOF PROVIDED A TOTAL OF $127,398 IN FHPAP ASSISTANCE ACROSS 66 HOUSEHOLDS.0
What it must file and when
IRS records say it files Form 990 or 990-EZ. Based on its last return; a smaller organization may file the 990-N. Its accounting year ends in December, so each return is due on the 15th day of the 5th month after that.
| Tax year | Year ended | Due | IRS public records |
|---|---|---|---|
| 2025 | December 31, 2025 | May 15, 2026 | Not on file |
| 2024 | December 31, 2024 | May 15, 2025 | 990 on file |
| 2023 | December 31, 2023 | May 15, 2024 | 990 on file |
IRS record
- EIN
- 41-1678328
- Tax-exempt status
- 501(c)(3): Charitable, religious, educational or scientific organization
- Foundation status
- Publicly supported organization (170(b)(1)(A)(vi))
- Donations deductible (Pub 78)
- Public charity, 50% deduction limit
- Exempt since
- 1991
- Accounting year ends
- December
- Files
- Form 990 or 990-EZ
- Category (NTEE)
- Housing and shelter (L200)
- Assets (IRS master file)
- $23,502,390
- Income (IRS master file)
- $14,579,754
Filing history
| Form | Year ended | Revenue | Expenses | Assets | Return |
|---|---|---|---|---|---|
| 990 | December 2024 | $5,068,402 | $2,878,572 | $23,502,390 | XML |
| 990-T | December 2024 | – | – | – | IRS |
| 990 | December 2023 | $3,852,925 | $2,127,547 | $22,666,939 | XML |
| 990-T | December 2023 | – | – | – | IRS |
| 990 | December 2022 | $2,222,382 | $1,940,500 | $17,407,125 | IRS |
| 990-T | December 2022 | – | – | – | IRS |
| 990 | December 2021 | – | – | – | IRS |
| 990-T | December 2021 | – | – | – | IRS |
| 990 | December 2020 | – | – | – | IRS |
| 990-T | December 2020 | – | – | – | IRS |
| 990 | December 2018 | – | – | – | IRS |
990-N: the IRS bulk file holds only the latest e-Postcard per organization; earlier years come from archived copies of that file since 2020 and can have gaps (the IRS e-Postcard search lists every one). 990, 990-EZ, 990-PF, 990-T: every e-filed return in the IRS e-file index since 2019; XML for the latest three processing years, amounts from the IRS Statistics of Income extracts before that. PDF copies and determination letters at the IRS (search EIN 41-1678328).
Questions about ONE ROOF COMMUNITY HOUSING
- What is the EIN of ONE ROOF COMMUNITY HOUSING?
- The employer identification number (EIN) of ONE ROOF COMMUNITY HOUSING is 41-1678328.
- Is ONE ROOF COMMUNITY HOUSING tax-exempt?
- Yes. The IRS lists it as tax-exempt under section 501(c)(3) since 1991.
- Are donations to ONE ROOF COMMUNITY HOUSING tax-deductible?
- Yes. It is listed in IRS Publication 78 (Public charity, 50% deduction limit).
- Which annual return does ONE ROOF COMMUNITY HOUSING file?
- Form 990 or 990-EZ. Based on its last return; a smaller organization may file the 990-N.
- When is the next return of ONE ROOF COMMUNITY HOUSING due?
- The return for tax year 2025 (the year ending December 31, 2025) is due May 15, 2026. Form 8868 extends it by six months; the 990-N cannot be extended.
- When did ONE ROOF COMMUNITY HOUSING last file with the IRS?
- The latest return in the IRS public files is the 990 for the year ended December 2024.
- Who is the principal officer of ONE ROOF COMMUNITY HOUSING?
- The 990 for the year ended December 31, 2024 names JEFF COREY.
- Who are the officers and directors of ONE ROOF COMMUNITY HOUSING?
- The 990 for the year ended December 31, 2024 lists 15 people; 2 received compensation from the organization, the highest $119,653 (JEFF COREY, EXECUTIVE DIRECTOR).
- How much revenue does ONE ROOF COMMUNITY HOUSING have?
- On its 990 for the year ended December 31, 2024 it reported revenue of $5,068,402, expenses of $2,878,572 and total assets of $23,502,390 at year end.
Other nonprofits in DULUTH
- AMERICAN INDIAN COMMUNITY HOUSING ORGANIZATION EIN 41-1782394 · last filed 990 for 2025
- FAITH HAVEN INCORPORATED EIN 23-7029195 · last filed 990 for 2025
- DULUTH HARBOR MISSION INC EIN 81-1924799 · last filed 990 for 2025
- BOREAL DEVELOPMENT EIN 84-1819301 · last filed 990 for 2025
- BOB TAVANI HOUSE FOR MEDICAL RESPITE EIN 86-3626016 · last filed 990 for 2025
- LOAVES AND FISHES HOUSING INC EIN 81-3764689 · last filed 990 for 2025
- INTER CITY OIL FOUNDATION EIN 41-1817691 · last filed 990-PF for 2025
- R RALPH MINISTRIES ORG CORPORATION EIN 99-0882119 · last filed 990-N for 2025