Nonprofit · EIN 38-2956171
CHRISTIAN CREDIT COUNSELORS INC
Tax-exempt · SANFORD, NC 27330
Financials
| Year ended | Form | Revenue | Expenses | Net income | Total assets | Liabilities | Net assets |
|---|---|---|---|---|---|---|---|
| December 31, 2025 | 990 | $4,876,463 | $2,702,293 | $2,174,170 | $17,698,668 | $286,141 | $17,412,527 |
| December 31, 2024 | 990 | $3,872,579 | $2,515,693 | $1,356,886 | $13,378,987 | $276,523 | $13,102,464 |
| December 31, 2023 | 990 | $2,997,488 | $2,272,062 | $725,426 | $9,847,151 | $403,811 | $9,443,340 |
Financial details: 990 for the year ended December 31, 2025
Revenue
- Contributions, gifts and grants
- $434,863
- Program service revenue
- $4,057,255
- Investment income
- $368,867
- Net rental income
- -$4,155
- Other revenue
- $15,478
Expenses
- Grants and similar amounts paid
- $97,003
- Compensation of officers, directors and key employees
- $593,069
- Other salaries and wages
- $699,998
- Salaries, compensation and benefits (total)
- $1,597,507
- Professional fundraising fees
- $0
- Legal fees
- $2,889
- Accounting fees
- $28,375
- Occupancy
- $120,729
- Travel
- $50,335
- Depreciation
- $14,772
- Program services (functional)
- $1,721,996
- Management and general (functional)
- $980,297
Balance sheet and other
- Total assets, start of year
- $13,378,987
- Total assets, end of year
- $17,698,668
- Total liabilities, end of year
- $286,141
- Net assets, end of year
- $17,412,527
- Land, buildings and equipment
- $2,555,162
- Publicly traded securities
- $8,545,007
- Net assets without donor restrictions
- $17,412,527
- Gross unrelated business income
- -$4,155
- Gross receipts
- $4,885,923
- Employees
- 18
- Year formed
- 1992
- State of legal domicile
- MI
From the e-filed returns the IRS publishes as XML (latest three processing years; amended returns replace the original). PDF copies at the IRS.
Officers, directors and key employees
As listed on the 990 for the year ended December 31, 2025, highest compensation first.
| Name | Title | Hours / week | Compensation | Other / benefits |
|---|---|---|---|---|
| GREGORY MCTAGGART | Pres/DIRECTOR Officer | 40 | $214,920 | $30,298 |
| KARLA MCTAGGART | Secretary Officer | 40 | $223,338 | $21,146 |
| KELLEY MCTAGGART | Vice President Officer | 40 | $136,587 | $44,438 |
| RICHARD SAYEN | Director Trustee or director | 3 | $0 | $0 |
| GREGORY GILLUM JR | Director Trustee or director | 3 | $0 | $0 |
| JOHN WHITE | Director Trustee or director | 3 | $0 | $0 |
| DAN MURINCSAK | Director Trustee or director | 3 | $0 | $0 |
| BRAD WOOD | Director Trustee or director | 3 | $0 | $0 |
| MELINDA WENSTRUP | Director Trustee or director | 3 | $0 | $0 |
990 for the year ended December 31, 2024: 9 people
| Name | Title | Hours / week | Compensation | Other / benefits |
|---|---|---|---|---|
| GREGORY MCTAGGART | Pres/DIRECTOR Trustee or director, Officer | 40 | $209,275 | $28,604 |
| KARLA MCTAGGART | Secretary Officer | 40 | $217,564 | $19,543 |
| KELLEY MCTAGGART | Vice President Officer | 40 | $137,006 | $35,452 |
| RICHARD SAYEN | Director Trustee or director | 3 | $0 | $0 |
| GREGORY GILLUM JR | Director Trustee or director | 3 | $0 | $0 |
| JOHN WHITE | Director Trustee or director | 3 | $0 | $0 |
| DAN MURINCSAK | Director Trustee or director | 3 | $0 | $0 |
| BRAD WOOD | Director Trustee or director | 3 | $0 | $0 |
| MELINDA WENSTRUP | Director Trustee or director | 3 | $0 | $0 |
990 for the year ended December 31, 2023: 9 people
| Name | Title | Hours / week | Compensation | Other / benefits |
|---|---|---|---|---|
| GREGORY MCTAGGART | Pres/DIRECTOR Trustee or director, Officer | 40 | $209,735 | $45,773 |
| KARLA MCTAGGART | Secretary Officer | 40 | $218,055 | $27,661 |
| KELLEY MCTAGGART | Vice President Officer | 40 | $112,671 | $52,875 |
| RICHARD SAYEN | Director Trustee or director | 3 | $0 | $0 |
| GREGORY GILLUM JR | Director Trustee or director | 3 | $0 | $0 |
| JOHN WHITE | Director Trustee or director | 3 | $0 | $0 |
| DAN MURINCSAK | Director Trustee or director | 3 | $0 | $0 |
| BRAD WOOD | Director Trustee or director | 3 | $0 | $0 |
| MELINDA WENSTRUP | Director Trustee or director | 3 | $0 | $0 |
Address and contacts
- Address (IRS master file)
- 500 WESTOVER DR PMB 30110, SANFORD, NC 27330-8941
- In care of
- % GREGORY SCOTT MCTAGGART
- Principal officer (990 for 2025)
- GREGORY MCTAGGART, 500 WESTOVER DR 30110, SANFORD, NC 27330
- Signed the 990
- GREGORY MCTAGGART, President
- Phone
- (760) 804-8515
- Return prepared by
- Huxhold & Associates
Mission
HELP INDIVIDUALS AND FAMILIES BURDENED WITH FINANCIAL PRESSURES LEARN HOW TO BECOME DEBT FREE AND ATTAIN FINANCIAL FREEDOM.
Program accomplishments
- PROVIDE THE PUBLIC WITH ASSISTANCE IN THEIR FINANCIAL DECISIONS ACCORDING TO BIBLICAL PRINCIPLES BY PROVIDING THE PROPER TOOLS AND RESOURCES THROUGH EDUCATION PROGRAMS, CREDIT COUNSELING, AND COMMUNITY OUTREACH.Expenses $977,698
- PROVIDE DEBT RELIEF TO THOSE ENROLLED IN THE PROGRAM BY WORKING WITH CREDITORS TO REDUCE MONTHLY PAYMENTS AND INTEREST RATES AND WAIVE OR REDUCE PENALTIES.Expenses $744,298 · grants $97,003
What it must file and when
IRS records say it files Form 990 or 990-EZ. Based on its last return; a smaller organization may file the 990-N. Its accounting year ends in December, so each return is due on the 15th day of the 5th month after that.
| Tax year | Year ended | Due | IRS public records |
|---|---|---|---|
| 2025 | December 31, 2025 | May 15, 2026 | 990 on file |
| 2024 | December 31, 2024 | May 15, 2025 | 990 on file |
| 2023 | December 31, 2023 | May 15, 2024 | 990 on file |
IRS record
- EIN
- 38-2956171
- Tax-exempt status
- 501(c)(3): Charitable, religious, educational or scientific organization
- Foundation status
- Publicly supported organization (170(b)(1)(A)(vi))
- Donations deductible (Pub 78)
- Public charity, 50% deduction limit
- Exempt since
- 1994
- Accounting year ends
- December
- Files
- Form 990 or 990-EZ
- Category (NTEE)
- Human services (P51)
- Assets (IRS master file)
- $17,698,668
- Income (IRS master file)
- $4,885,923
Filing history
| Form | Year ended | Revenue | Expenses | Assets | Return |
|---|---|---|---|---|---|
| 990 | December 2025 | $4,876,463 | $2,702,293 | $17,698,668 | XML |
| 990 | December 2024 | $3,872,579 | $2,515,693 | $13,378,987 | XML |
| 990-T | December 2024 | – | – | – | IRS |
| 990 | December 2023 | $2,997,488 | $2,272,062 | $9,847,151 | XML |
| 990-T | December 2023 | – | – | – | IRS |
| 990 | December 2022 | $2,790,959 | $2,226,443 | $6,458,952 | IRS |
| 990-T | December 2022 | – | – | – | IRS |
| 990 | December 2021 | – | – | – | IRS |
| 990-T | December 2021 | – | – | – | IRS |
| 990 | December 2020 | – | – | – | IRS |
| 990-T | December 2020 | – | – | – | IRS |
| 990 | December 2018 | – | – | – | IRS |
990-N: the IRS bulk file holds only the latest e-Postcard per organization; earlier years come from archived copies of that file since 2020 and can have gaps (the IRS e-Postcard search lists every one). 990, 990-EZ, 990-PF, 990-T: every e-filed return in the IRS e-file index since 2019; XML for the latest three processing years, amounts from the IRS Statistics of Income extracts before that. PDF copies and determination letters at the IRS (search EIN 38-2956171).
Questions about CHRISTIAN CREDIT COUNSELORS INC
- What is the EIN of CHRISTIAN CREDIT COUNSELORS INC?
- The employer identification number (EIN) of CHRISTIAN CREDIT COUNSELORS INC is 38-2956171.
- Is CHRISTIAN CREDIT COUNSELORS INC tax-exempt?
- Yes. The IRS lists it as tax-exempt under section 501(c)(3) since 1994.
- Are donations to CHRISTIAN CREDIT COUNSELORS INC tax-deductible?
- Yes. It is listed in IRS Publication 78 (Public charity, 50% deduction limit).
- Which annual return does CHRISTIAN CREDIT COUNSELORS INC file?
- Form 990 or 990-EZ. Based on its last return; a smaller organization may file the 990-N.
- When is the next return of CHRISTIAN CREDIT COUNSELORS INC due?
- The return for tax year 2026 (the year ending December 31, 2026) is due May 17, 2027. Form 8868 extends it by six months; the 990-N cannot be extended.
- When did CHRISTIAN CREDIT COUNSELORS INC last file with the IRS?
- The latest return in the IRS public files is the 990 for the year ended December 2025.
- Who is the principal officer of CHRISTIAN CREDIT COUNSELORS INC?
- The 990 for the year ended December 31, 2025 names GREGORY MCTAGGART.
- Who are the officers and directors of CHRISTIAN CREDIT COUNSELORS INC?
- The 990 for the year ended December 31, 2025 lists 9 people; 3 received compensation from the organization, the highest $214,920 (GREGORY MCTAGGART, Pres/DIRECTOR).
- How much revenue does CHRISTIAN CREDIT COUNSELORS INC have?
- On its 990 for the year ended December 31, 2025 it reported revenue of $4,876,463, expenses of $2,702,293 and total assets of $17,698,668 at year end.
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