Nonprofit · EIN 38-2838699
CONSUMER BANKRUPTCY ASSOCIATION
Tax-exempt · TROY, MI 48084
Financials
| Year ended | Form | Revenue | Expenses | Net income | Total assets | Liabilities | Net assets |
|---|---|---|---|---|---|---|---|
| December 31, 2023 | 990 | -$563 | $17,700 | -$18,263 | $86,934 | $0 | $86,934 |
Financial details: 990 for the year ended December 31, 2023
Revenue
- Contributions, gifts and grants
- $0
- Program service revenue
- $12,250
- Investment income
- $7
- Net income from fundraising events
- -$12,820
- Other revenue
- -$12,820
Expenses
- Grants and similar amounts paid
- $0
- Salaries, compensation and benefits (total)
- $0
- Professional fundraising fees
- $0
- Legal fees
- $1,157
- Accounting fees
- $825
- Program services (functional)
- $5,911
- Management and general (functional)
- $11,789
Balance sheet and other
- Total assets, start of year
- $105,197
- Total assets, end of year
- $86,934
- Total liabilities, end of year
- $0
- Net assets, end of year
- $86,934
- Net assets without donor restrictions
- $86,934
- Gross receipts
- $12,257
- Employees
- 0
- Year formed
- 1988
- State of legal domicile
- MI
From the e-filed returns the IRS publishes as XML (latest three processing years; amended returns replace the original). PDF copies at the IRS.
Officers, directors and key employees
As listed on the 990 for the year ended December 31, 2023, highest compensation first.
| Name | Title | Hours / week | Compensation |
|---|---|---|---|
| ALEXANDER BERRY-SANTORO | DIRECTOR Trustee or director | – | $0 |
| BRETT BORDER | DIRECTOR Trustee or director | – | $0 |
| ANDREA CARTWRIGHT | DIRECTOR Trustee or director | – | $0 |
| TOM DECARLO | DIRECTOR Trustee or director | – | $0 |
| KAREN EVANGELISTA | DIRECTOR Trustee or director | – | $0 |
| SONYA GOLL | DIRECTOR Trustee or director | – | $0 |
| CRYSTAL PRICE-BUCKLEY | DIRECTOR Trustee or director | – | $0 |
| CHARLES J SCHNEIDER | DIRECTOR Trustee or director | – | $0 |
| CARA LASSNER | SECRETARY Officer | – | $0 |
| DAVID W RUSKIN | TREASURER Officer | – | $0 |
| CRAIG S SCHOENHERR | PRESIDENT Officer | – | $0 |
| BRIAN JOEL SMALL | VICE PRES. Officer | – | $0 |
Address and contacts
- Address (IRS master file)
- 3001 W BIG BEAVER RD STE 100, TROY, MI 48084-3102
- Mailing address (990-N for 2025)
- 3001 W Big Beaver Road Ste 100, Troy MI 48084
- Principal officer (990 for 2023)
- CRAIG S SCHOENHERR
- Principal officer (990-N for 2025)
- Dean R Nelson Jr, 3001 W Big Beaver Road Ste 100, Troy MI 48084
- Signed the 990
- DAVID W RUSKIN, TREASURER
- Phone
- (248) 352-5080
- Website
- www.cbadetroit.org
- Return prepared by
- CENKO VENDITTELLI HAYNES AND TOKARZ PLC
Mission
CONSUMER BANKRUPTCY ASSOCIATION IS A PROFESSIONAL ORGAINIZATION THAT ADDRESSES THE NEEDS OF THOSE INVOLVED IN CONSUMER BANKRUPTCY MATTERS.
Program accomplishments
- EDUCATIONAL PROGRAMS AND WORKING WITH THE COURT TO PROMOTE GREATER KNOWLEDGE OF THE TOPIC AND GAIN EFFICIENCIES.Expenses $5,911 · revenue $7,100
What it must file and when
IRS records say it files Form 990-N (e-Postcard). Gross receipts normally $50,000 or less. Its accounting year ends in December, so each return is due on the 15th day of the 5th month after that.
| Tax year | Year ended | Due | IRS public records |
|---|---|---|---|
| 2025 | December 31, 2025 | May 15, 2026 | 990-N on file |
| 2024 | December 31, 2024 | May 15, 2025 | 990-N on file |
| 2023 | December 31, 2023 | May 15, 2024 | 990 on file |
IRS record
- EIN
- 38-2838699
- Tax-exempt status
- 501(c)(6): Business league or chamber of commerce
- Donations deductible
- No
- Exempt since
- 1993
- Accounting year ends
- December
- Files
- Form 990-N (e-Postcard)
Filing history
| Form | Year ended | Revenue | Expenses | Assets | Return |
|---|---|---|---|---|---|
| 990-N for 2025 Officer: Dean R Nelson Jr | December 31, 2025 | ≤ $50,000 receipts | – | – | e-Postcard |
| 990-N for 2024 Officer: Craig Schoenherr | December 31, 2024 | ≤ $50,000 receipts | – | – | e-Postcard |
| 990 | December 2023 | -$563 | $17,700 | $86,934 | XML |
| 990 | December 2022 | $6,631 | $7,948 | $105,197 | IRS |
| 990 | December 2021 | – | – | – | IRS |
| 990 | December 2020 | – | – | – | IRS |
| 990 | December 2018 | – | – | – | IRS |
| 990 | December 2017 | – | – | – | IRS |
990-N: the IRS bulk file holds only the latest e-Postcard per organization; earlier years come from archived copies of that file since 2020 and can have gaps (the IRS e-Postcard search lists every one). 990, 990-EZ, 990-PF, 990-T: every e-filed return in the IRS e-file index since 2019; XML for the latest three processing years, amounts from the IRS Statistics of Income extracts before that. PDF copies and determination letters at the IRS (search EIN 38-2838699).
Questions about CONSUMER BANKRUPTCY ASSOCIATION
- What is the EIN of CONSUMER BANKRUPTCY ASSOCIATION?
- The employer identification number (EIN) of CONSUMER BANKRUPTCY ASSOCIATION is 38-2838699.
- Is CONSUMER BANKRUPTCY ASSOCIATION tax-exempt?
- Yes. The IRS lists it as tax-exempt under section 501(c)(6) since 1993.
- Are donations to CONSUMER BANKRUPTCY ASSOCIATION tax-deductible?
- No. The IRS master file says contributions to it are not deductible.
- Which annual return does CONSUMER BANKRUPTCY ASSOCIATION file?
- Form 990-N (e-Postcard). Gross receipts normally $50,000 or less.
- When is the next return of CONSUMER BANKRUPTCY ASSOCIATION due?
- The return for tax year 2026 (the year ending December 31, 2026) is due May 17, 2027. Form 8868 extends it by six months; the 990-N cannot be extended.
- When did CONSUMER BANKRUPTCY ASSOCIATION last file with the IRS?
- The latest return in the IRS public files is the 990-N for 2025 for the year ended December 31, 2025.
- Who is the principal officer of CONSUMER BANKRUPTCY ASSOCIATION?
- The 990 for the year ended December 31, 2023 names CRAIG S SCHOENHERR.
- Who are the officers and directors of CONSUMER BANKRUPTCY ASSOCIATION?
- The 990 for the year ended December 31, 2023 lists 12 people; 0 received compensation from the organization.
- How much revenue does CONSUMER BANKRUPTCY ASSOCIATION have?
- On its 990 for the year ended December 31, 2023 it reported revenue of -$563, expenses of $17,700 and total assets of $86,934 at year end.
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