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Nonprofit · EIN 38-2818643

ROOFERS UNION LOCAL NO 70 INSURANCE FUND

Tax-exempt · TROY, MI 48098

Financials

$5.7M$5M2023$5.5M$5.7M2024$6.2M$6.2M2025
Revenue Expenses · by fiscal year end
Financials of ROOFERS UNION LOCAL NO 70 INSURANCE FUND by year, from its e-filed returns
Year endedFormRevenueExpensesNet incomeTotal assetsLiabilitiesNet assets
December 31, 2025990$6,198,730$6,216,060-$17,330$9,061,548$1,331,718$7,729,830
December 31, 2024990$5,487,410$5,690,973-$203,563$8,900,820$1,325,857$7,574,963
December 31, 2023990$5,731,405$4,974,562$756,843$8,865,922$1,316,899$7,549,023
Financial details: 990 for the year ended December 31, 2025

Revenue

Contributions, gifts and grants
$0
Program service revenue
$5,872,641
Investment income
$314,455
Net gain from sales of assets
$107,012
Other revenue
$11,634

Expenses

Grants and similar amounts paid
$0
Benefits paid to members
$5,980,133
Compensation of officers, directors and key employees
$30,568
Other salaries and wages
$2,626
Salaries, compensation and benefits (total)
$48,356
Professional fundraising fees
$0
Legal fees
$1,983
Accounting fees
$46,560
Occupancy
$20,769
Program services (functional)
$5,980,133
Management and general (functional)
$235,927

Balance sheet and other

Total assets, start of year
$8,900,820
Total assets, end of year
$9,061,548
Total liabilities, end of year
$1,331,718
Net assets, end of year
$7,729,830
Publicly traded securities
$7,806,573
Net assets without donor restrictions
$7,729,830
Gross receipts
$11,933,330
Employees
12
Volunteers
5
Year formed
1988
State of legal domicile
MI

From the e-filed returns the IRS publishes as XML (latest three processing years; amended returns replace the original). PDF copies at the IRS.

Officers, directors and key employees

As listed on the 990 for the year ended December 31, 2025, highest compensation first.

NameTitleHours / weekCompensation
CHARLES RUMSEYTRUSTEE
Trustee or director
20$30,568
TOM BLOOMTRUSTEE
Trustee or director
1$0
NICK BOSWORTHTRUSTEE
Trustee or director
1$0
JEREMY GAYSECRETARY
Trustee or director
1$0
KRISTINE COOK LINDSEYTRUSTEE
Trustee or director
1$0
MARK WOODWARDCHAIRMAN
Trustee or director, Officer
1$0
990 for the year ended December 31, 2024: 6 people
NameTitleHours / weekCompensation
CHARLES RUMSEYTRUSTEE
Trustee or director
20$29,583
TOM BLOOMTRUSTEE
Trustee or director
1$0
NICK BOSWORTHTRUSTEE
Trustee or director
1$0
JEREMY GAYSECRETARY
Trustee or director
1$0
KRISTINE COOK LINDSEYTRUSTEE
Trustee or director
1$0
MARK WOODWARDCHAIRMAN
Trustee or director, Officer
1$0
990 for the year ended December 31, 2023: 6 people
NameTitleHours / weekCompensation
CHARLES RUMSEYTRUSTEE
Trustee or director
20$26,020
TOM BLOOMTRUSTEE
Trustee or director
1$0
NICK BOSWORTHTRUSTEE
Trustee or director
1$0
JEREMY GAYSECRETARY
Trustee or director
1$0
KRISTINE COOK LINDSEYTRUSTEE
Trustee or director
1$0
MARK WOODWARDCHAIRMAN
Trustee or director, Officer
1$0

Address and contacts

Address (IRS master file)
700 TOWER DRIVE, TROY, MI 48098-2808
Principal officer (990 for 2025)
MARK WOODWARD, 1451 OLD PINCKNEY ROAD, HOWELL, MI 48843
Signed the 990
MARK WOODWARD, CHAIRMAN
Phone
(517) 548-6554
Return prepared by
BULTYNCK & CO PLLC

Mission

THE ROOFERS UNION LOCAL NO. 70 INSURANCE TRUST FUND IS CRAFTED FOR THE PURPOSE OF PROVIDING HEALTH INSURANCE BENEFITS AND LIFE INSURANCE THROUGH GROUP INSURANCE PREMIUMS AND SHORT-TERM DISABILITY BENEFITS ON A SELF- FUNDED BASIS UNDER A COLLECTIVELY BARGAINED AGREEMENT, ON BEHALF OF THE ROOFERS UNION LOCAL NO. 70, IN COMPLIANCE WITH THE TAFT-HARTLEY ACT.

990 for the year ended December 31, 2025

Program accomplishments

  • THE ROOFERS UNION LOCAL NO. 70 INSURANCE TRUST FUND IS CRAFTED FOR THE PURPOSE OF PROVIDING HEALTH INSURANCE BENEFITS AND LIFE INSURANCE THROUGH GROUP INSURANCE PREMIUMS AND SHORT-TERM DISABILITY BENEFITS ON A SELF- FUNDED BASIS UNDER A COLLECTIVELY BARGAINED AGREEMENT, ON BEHALF OF THE ROOFERS UNION LOCAL NO. 70, IN COMPLIANCE WITH THE TAFT-HARTLEY ACT.
    Expenses $5,980,133 · revenue $5,872,640

What it must file and when

IRS records say it files Form 990 or 990-EZ. Based on its last return; a smaller organization may file the 990-N. Its accounting year ends in December, so each return is due on the 15th day of the 5th month after that.

Tax yearYear endedDueIRS public records
2025December 31, 2025May 15, 2026990 on file
2024December 31, 2024May 15, 2025990 on file
2023December 31, 2023May 15, 2024990 on file

IRS record

EIN
38-2818643
Tax-exempt status
501(c)(9): Voluntary employees' beneficiary association
Donations deductible
No
Exempt since
1989
Accounting year ends
December
Files
Form 990 or 990-EZ
Assets (IRS master file)
$9,061,548
Income (IRS master file)
$11,933,330

Filing history

FormYear endedRevenueExpensesAssetsReturn
990December 2025$6,198,730$6,216,060$9,061,548XML
990December 2024$5,487,410$5,690,973$8,900,820XML
990December 2023$5,731,405$4,974,562$8,865,922XML
990December 2022$5,409,425$4,336,555$7,847,250IRS
990December 2021–––IRS
990December 2020–––IRS
990December 2019–––IRS
990December 2018–––IRS

990-N: the IRS bulk file holds only the latest e-Postcard per organization; earlier years come from archived copies of that file since 2020 and can have gaps (the IRS e-Postcard search lists every one). 990, 990-EZ, 990-PF, 990-T: every e-filed return in the IRS e-file index since 2019; XML for the latest three processing years, amounts from the IRS Statistics of Income extracts before that. PDF copies and determination letters at the IRS (search EIN 38-2818643).

Questions about ROOFERS UNION LOCAL NO 70 INSURANCE FUND

What is the EIN of ROOFERS UNION LOCAL NO 70 INSURANCE FUND?
The employer identification number (EIN) of ROOFERS UNION LOCAL NO 70 INSURANCE FUND is 38-2818643.
Is ROOFERS UNION LOCAL NO 70 INSURANCE FUND tax-exempt?
Yes. The IRS lists it as tax-exempt under section 501(c)(9) since 1989.
Are donations to ROOFERS UNION LOCAL NO 70 INSURANCE FUND tax-deductible?
No. The IRS master file says contributions to it are not deductible.
Which annual return does ROOFERS UNION LOCAL NO 70 INSURANCE FUND file?
Form 990 or 990-EZ. Based on its last return; a smaller organization may file the 990-N.
When is the next return of ROOFERS UNION LOCAL NO 70 INSURANCE FUND due?
The return for tax year 2026 (the year ending December 31, 2026) is due May 17, 2027. Form 8868 extends it by six months; the 990-N cannot be extended.
When did ROOFERS UNION LOCAL NO 70 INSURANCE FUND last file with the IRS?
The latest return in the IRS public files is the 990 for the year ended December 2025.
Who is the principal officer of ROOFERS UNION LOCAL NO 70 INSURANCE FUND?
The 990 for the year ended December 31, 2025 names MARK WOODWARD.
Who are the officers and directors of ROOFERS UNION LOCAL NO 70 INSURANCE FUND?
The 990 for the year ended December 31, 2025 lists 6 people; 1 received compensation from the organization, the highest $30,568 (CHARLES RUMSEY, TRUSTEE).
How much revenue does ROOFERS UNION LOCAL NO 70 INSURANCE FUND have?
On its 990 for the year ended December 31, 2025 it reported revenue of $6,198,730, expenses of $6,216,060 and total assets of $9,061,548 at year end.

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