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Nonprofit · EIN 38-2602142

MICHIGAN LIFE AND HEALTH INSURANCE GUARANTY ASSOCIATION

Tax-exempt · HASLETT, MI 48840

Financials

$2.6M$1.1M2023$94.9M$4.1M2024
Revenue Expenses · by fiscal year end
Financials of MICHIGAN LIFE AND HEALTH INSURANCE GUARANTY ASSOCIATION by year, from its e-filed returns
Year endedFormRevenueExpensesNet incomeTotal assetsLiabilitiesNet assets
December 31, 2024990$94,898,169$4,135,673$90,762,496$102,182,337$0$102,182,337
December 31, 2023990$2,612,192$1,110,151$1,502,041$11,425,385$5,544$11,419,841
Financial details: 990 for the year ended December 31, 2024

Revenue

Contributions, gifts and grants
$0
Program service revenue
$94,667,720
Investment income
$230,449
Other revenue
$0

Expenses

Grants and similar amounts paid
$0
Benefits paid to members
$3,280,183
Salaries, compensation and benefits (total)
$0
Professional fundraising fees
$0
Legal fees
$468,315
Accounting fees
$11,116

Balance sheet and other

Total assets, start of year
$11,425,385
Total assets, end of year
$102,182,337
Total liabilities, end of year
$0
Net assets, end of year
$102,182,337
Net assets without donor restrictions
$102,182,337
Gross receipts
$94,898,169
Employees
0
Volunteers
10
Year formed
1982
State of legal domicile
MI

From the e-filed returns the IRS publishes as XML (latest three processing years; amended returns replace the original). PDF copies at the IRS.

Officers, directors and key employees

As listed on the 990 for the year ended December 31, 2024, highest compensation first.

NameTitleHours / weekCompensation
KEVIN M HEIL CPA CGMADIRECTOR
Trustee or director
1$0
MOLLIE K ZITODIRECTOR
Trustee or director
1$0
LORRI RISHARDIRECTOR
Trustee or director
1$0
SCOTT L FREEMANDIRECTOR
Trustee or director
1$0
JAMES W HOLEVASDIRECTOR
Trustee or director
1$0
BRIAN MAC LEANDIRECTOR (START 12/16/24)
Trustee or director
1$0
KEN ROSSDIRECTOR
Trustee or director
1$0
PHILLIP GILLESPIEVICE CHAIR (ENDED 12/16/24)
Trustee or director, Officer
1$0
SCOTT GOLDECHAIR
Trustee or director, Officer
3$0
JOSHUA KORSONSECRETARY/TREASURER
Trustee or director, Officer
1$0
990 for the year ended December 31, 2023: 11 people
NameTitleHours / weekCompensation
KEVIN M HEIL CPA CGMADIRECTOR
Trustee or director
1$0
MOLLIE K ZITODIRECTOR
Trustee or director
1$0
LORRI RISHARDIRECTOR
Trustee or director
1$0
SCOTT L FREEMANDIRECTOR
Trustee or director
1$0
JAMES W HOLEVASDIRECTOR
Trustee or director
1$0
GREGORY S MARTINODIRECTOR (ENDED 10/23)
Trustee or director
1$0
KEN ROSSDIRECTOR
Trustee or director
1$0
DANIEL O'SHEASECRETARY/TREASURER (ENDED 5/23)
Trustee or director, Officer
1$0
PHILLIP GILLESPIEVICE CHAIR
Trustee or director, Officer
1$0
SCOTT GOLDECHAIR
Trustee or director, Officer
3$0
JOSHUA KORSONSECRETARY/TREASURER (BEGAN 5/23)
Trustee or director, Officer
1$0

Address and contacts

Address (IRS master file)
1640 HASLETT RD STE 160, HASLETT, MI 48840-8683
In care of
% INSURANCE BUREAU DEPT OF LICENSIN
Principal officer (990 for 2024)
SCOTT J GOLDE, 1640 HASLETT RD 160, HASLETT, MI 48840
Signed the 990
SCOTT J GOLDE, CHAIR
Phone
(517) 339-4500
Return prepared by
MANER COSTERISAN PC

Mission

TO PROTECT MICHIGAN POLICYHOLDERS IN THE EVENT OF IMPAIRMENT OR INSOLVENCY OF A MEMBER INSURANCE COMPANY AND TO GUARANTEE PAYMENTS OF BENEFITS AND CONTINUATION OF COVERAGE, SUBJECT TO LIMITS.

990 for the year ended December 31, 2024

Program accomplishments

  • 856 MEMBERS OF THE ASSOCIATION ARE SUBJECT TO ASSESSMENT, WITHIN CERTAIN LIMITS, TO PROVIDE FUNDS TO GUARANTEE CERTAIN PAYMENTS AND COVERAGE IN THE EVENT OF IMPAIRMENT OR INSOLVENCY OF MEMBER INSURANCE COMPANIES. CLAIMS WERE PAID TO POLICYHOLDERS OR THEIR BENEFICIARIES FOR 4 INSOLVENT COMPANIES DURING THE YEAR.

What it must file and when

IRS records say it files Form 990 or 990-EZ. Based on its last return; a smaller organization may file the 990-N. Its accounting year ends in December, so each return is due on the 15th day of the 5th month after that.

Tax yearYear endedDueIRS public records
2025December 31, 2025May 15, 2026Not on file
2024December 31, 2024May 15, 2025990 on file
2023December 31, 2023May 15, 2024990 on file

IRS record

EIN
38-2602142
Tax-exempt status
501(c)(6): Business league or chamber of commerce
Donations deductible
No
Exempt since
1985
Accounting year ends
December
Files
Form 990 or 990-EZ
Assets (IRS master file)
$102,182,337
Income (IRS master file)
$94,898,169

Filing history

FormYear endedRevenueExpensesAssetsReturn
990December 2024$94,898,169$4,135,673$102,182,337XML
990December 2023$2,612,192$1,110,151$11,425,385XML
990December 2022$105,433$690,700$9,917,800IRS
990December 2021–––IRS
990December 2020–––IRS
990December 2019–––IRS
990December 2018–––IRS

990-N: the IRS bulk file holds only the latest e-Postcard per organization; earlier years come from archived copies of that file since 2020 and can have gaps (the IRS e-Postcard search lists every one). 990, 990-EZ, 990-PF, 990-T: every e-filed return in the IRS e-file index since 2019; XML for the latest three processing years, amounts from the IRS Statistics of Income extracts before that. PDF copies and determination letters at the IRS (search EIN 38-2602142).

Questions about MICHIGAN LIFE AND HEALTH INSURANCE GUARANTY ASSOCIATION

What is the EIN of MICHIGAN LIFE AND HEALTH INSURANCE GUARANTY ASSOCIATION?
The employer identification number (EIN) of MICHIGAN LIFE AND HEALTH INSURANCE GUARANTY ASSOCIATION is 38-2602142.
Is MICHIGAN LIFE AND HEALTH INSURANCE GUARANTY ASSOCIATION tax-exempt?
Yes. The IRS lists it as tax-exempt under section 501(c)(6) since 1985.
Are donations to MICHIGAN LIFE AND HEALTH INSURANCE GUARANTY ASSOCIATION tax-deductible?
No. The IRS master file says contributions to it are not deductible.
Which annual return does MICHIGAN LIFE AND HEALTH INSURANCE GUARANTY ASSOCIATION file?
Form 990 or 990-EZ. Based on its last return; a smaller organization may file the 990-N.
When is the next return of MICHIGAN LIFE AND HEALTH INSURANCE GUARANTY ASSOCIATION due?
The return for tax year 2025 (the year ending December 31, 2025) is due May 15, 2026. Form 8868 extends it by six months; the 990-N cannot be extended.
When did MICHIGAN LIFE AND HEALTH INSURANCE GUARANTY ASSOCIATION last file with the IRS?
The latest return in the IRS public files is the 990 for the year ended December 2024.
Who is the principal officer of MICHIGAN LIFE AND HEALTH INSURANCE GUARANTY ASSOCIATION?
The 990 for the year ended December 31, 2024 names SCOTT J GOLDE.
Who are the officers and directors of MICHIGAN LIFE AND HEALTH INSURANCE GUARANTY ASSOCIATION?
The 990 for the year ended December 31, 2024 lists 10 people; 0 received compensation from the organization.
How much revenue does MICHIGAN LIFE AND HEALTH INSURANCE GUARANTY ASSOCIATION have?
On its 990 for the year ended December 31, 2024 it reported revenue of $94,898,169, expenses of $4,135,673 and total assets of $102,182,337 at year end.

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