Nonprofit · EIN 38-2415106
SOUTHWEST MICHIGAN COMMUNITY ACTION AGENCY
Also known as SMCAA
Tax-exempt · BENTON HARBOR, MI 49022
Financials
| Year ended | Form | Revenue | Expenses | Net income | Total assets | Liabilities | Net assets |
|---|---|---|---|---|---|---|---|
| September 30, 2025 | 990 | $5,972,313 | $5,852,738 | $119,575 | $1,213,633 | $463,814 | $749,819 |
| September 30, 2024 | 990 | $5,167,289 | $5,074,193 | $93,096 | $1,087,633 | $457,389 | $630,244 |
| September 30, 2023 | 990 | $4,724,215 | $4,766,790 | -$42,575 | $1,285,481 | $748,333 | $537,148 |
Financial details: 990 for the year ended September 30, 2025
Revenue
- Contributions, gifts and grants
- $2,917,894
- Program service revenue
- $3,026,765
- Investment income
- $1,200
- Other revenue
- $26,454
Expenses
- Grants and similar amounts paid
- $0
- Compensation of officers, directors and key employees
- $78,931
- Other salaries and wages
- $922,327
- Salaries, compensation and benefits (total)
- $1,406,692
- Professional fundraising fees
- $0
- Accounting fees
- $22,251
- Occupancy
- $274,567
- Travel
- $71,883
- Depreciation
- $28,220
- Program services (functional)
- $5,368,912
- Management and general (functional)
- $483,826
Balance sheet and other
- Total assets, start of year
- $1,087,633
- Total assets, end of year
- $1,213,633
- Total liabilities, end of year
- $463,814
- Net assets, end of year
- $749,819
- Land, buildings and equipment
- $143,475
- Net assets without donor restrictions
- $749,819
- Gross receipts
- $5,972,313
- Employees
- 30
- Volunteers
- 157
- Year formed
- 1986
- State of legal domicile
- MI
From the e-filed returns the IRS publishes as XML (latest three processing years; amended returns replace the original). PDF copies at the IRS.
Officers, directors and key employees
As listed on the 990 for the year ended September 30, 2025, highest compensation first.
| Name | Title | Hours / week | Compensation | Other / benefits |
|---|---|---|---|---|
| KIM SMITH OLDHAM | EXECUTIVE DIRECTOR Officer | 40 | $89,020 | $9,620 |
| MINNIE WARREN | CHAIR Trustee or director, Officer | 2 | $0 | $0 |
| COREY CHRISTOPHER | VICE CHAIR Trustee or director, Officer | 2 | $0 | $0 |
| KATHY LYONS | TREASURER Trustee or director, Officer | 2 | $0 | $0 |
| MEAGAN UNDERWOOD | SECRETARY Trustee or director, Officer | 2 | $0 | $0 |
| GAIL PATTERSON-GLADNEY | AT-LARGE Trustee or director, Officer | 2 | $0 | $0 |
| JAMES LAWRENCE | MEMBER Trustee or director | 2 | $0 | $0 |
| GERROD MOORE | MEMBER Trustee or director | 2 | $0 | $0 |
| CHOKWE PITCHFORD | MEMBER Trustee or director | 2 | $0 | $0 |
| DIANE SEIFERT | MEMBER Trustee or director | 2 | $0 | $0 |
990 for the year ended September 30, 2024: 10 people
| Name | Title | Hours / week | Compensation | Other / benefits |
|---|---|---|---|---|
| KIM SMITH OLDHAM | EXECUTIVE DIRECTOR Officer | 40 | $85,362 | $33,879 |
| MINNIE WARREN | CHAIR Trustee or director, Officer | 2 | $0 | $0 |
| COREY CHRISTOPHER | VICE CHAIR Trustee or director, Officer | 2 | $0 | $0 |
| KATHY LYONS | TREASURER Trustee or director, Officer | 2 | $0 | $0 |
| MEAGAN UNDERWOOD | SECRETARY Trustee or director, Officer | 2 | $0 | $0 |
| GAIL PATTERSON-GLADNEY | AT-LARGE Trustee or director, Officer | 2 | $0 | $0 |
| JAMES LAWRENCE | MEMBER Trustee or director | 2 | $0 | $0 |
| GERROD MOORE | MEMBER Trustee or director | 2 | $0 | $0 |
| CHOKWE PITCHFORD | MEMBER Trustee or director | 2 | $0 | $0 |
| DIANE SEIFERT | MEMBER Trustee or director | 2 | $0 | $0 |
990 for the year ended September 30, 2023: 10 people
| Name | Title | Hours / week | Compensation | Other / benefits |
|---|---|---|---|---|
| KIM SMITH OLDHAM | EXECUTIVE DIRECTOR Officer | 40 | $78,102 | $15,447 |
| MINNIE WARREN | CHAIR Trustee or director, Officer | 2 | $0 | $0 |
| COREY CHRISTOPHER | VICE CHAIR Trustee or director, Officer | 2 | $0 | $0 |
| KATHY LYONS | TREASURER Trustee or director, Officer | 2 | $0 | $0 |
| MEAGAN UNDERWOOD | SECRETARY Trustee or director, Officer | 2 | $0 | $0 |
| GAIL PATTERSON-GLADNEY | AT-LARGE Trustee or director, Officer | 2 | $0 | $0 |
| GERROD MOORE | MEMBER Trustee or director | 2 | $0 | $0 |
| CHOKWE PITCHFORD | MEMBER Trustee or director | 2 | $0 | $0 |
| MICHAEL FRANKS | MEMBER Trustee or director | 2 | $0 | $0 |
| JEREMIAH JONES | MEMBER Trustee or director | 2 | $0 | $0 |
Address and contacts
- Address (IRS master file)
- 185 E MAIN ST STE 303, BENTON HARBOR, MI 49022-4432
- Principal officer (990 for 2024)
- DEB OLENEACK, 185 EAST MAIN SUITE 303, BENTON HARBOR, MI 49022
- Signed the 990
- DEB OLENEACK, FINANCE DIRECTOR
- Phone
- (269) 925-9077
- Website
- WWW.SMCAA.COM
- Return prepared by
- KRUGGEL LAWTON & COMPANY LLC
Mission
SOUTHWEST MICHIGAN COMMUNITY ACTION AGENCY'S PURPOSE IS TO PROVIDE ASSISTANCE TO LOW INCOME INDIVIDUALS IN SOUTHWEST MICHIGAN
Program accomplishments
- FOOD PROGRAM DISTRIBUTES EXCESS COMMODITY FOODS TO ELIGIBLE PERSONS AND SUPPLEMENTAL FOOD TO SENIORS AND WOMEN WITH CHILDREN UNDER AGE SIX.Expenses $2,187,504 · revenue $2,187,504
- HOUSING SERVICES AND HOMELESSNESS ASSISTANCE ASSISTS HOMEOWNERS BY CORRECTING HEALTH AND SAFETY HAZARDS AND MAKING MANDATORY REPAIRS TO THEIR HOME.Expenses $873,876 · revenue $876,876
- WEATHERIZATION/ENERGY ASSISTANCE PROGRAM INSULATE AND WINTERIZE HOUSES FOR ELIGIBLE PERSONSExpenses $834,931 · revenue $834,931
- Expenses $1,472,601 · revenue $880,171
What it must file and when
IRS records say it files Form 990 or 990-EZ. Based on its last return; a smaller organization may file the 990-N. Its accounting year ends in September, so each return is due on the 15th day of the 5th month after that.
| Tax year | Year ended | Due | IRS public records |
|---|---|---|---|
| 2025 | September 30, 2026 | February 16, 2027 | Not due yet |
| 2024 | September 30, 2025 | February 17, 2026 | 990 on file |
| 2023 | September 30, 2024 | February 18, 2025 | 990 on file |
IRS record
- EIN
- 38-2415106
- Tax-exempt status
- 501(c)(3): Charitable, religious, educational or scientific organization
- Foundation status
- Publicly supported organization (170(b)(1)(A)(vi))
- Donations deductible (Pub 78)
- Public charity, 50% deduction limit
- Exempt since
- 1985
- Accounting year ends
- September
- Files
- Form 990 or 990-EZ
- Category (NTEE)
- Community improvement and capacity building (S200)
- Assets (IRS master file)
- $1,213,633
- Income (IRS master file)
- $5,972,313
Filing history
| Form | Year ended | Revenue | Expenses | Assets | Return |
|---|---|---|---|---|---|
| 990 | September 2025 | $5,972,313 | $5,852,738 | $1,213,633 | XML |
| 990 | September 2024 | $5,167,289 | $5,074,193 | $1,087,633 | XML |
| 990 | September 2023 | $4,724,215 | $4,766,790 | $1,285,481 | XML |
| 990 | September 2022 | $8,078,808 | $8,003,888 | $1,305,727 | IRS |
| 990 | September 2021 | – | – | – | IRS |
| 990 | September 2020 | – | – | – | IRS |
| 990 | September 2019 | – | – | – | IRS |
| 990 | September 2018 | – | – | – | IRS |
990-N: the IRS bulk file holds only the latest e-Postcard per organization; earlier years come from archived copies of that file since 2020 and can have gaps (the IRS e-Postcard search lists every one). 990, 990-EZ, 990-PF, 990-T: every e-filed return in the IRS e-file index since 2019; XML for the latest three processing years, amounts from the IRS Statistics of Income extracts before that. PDF copies and determination letters at the IRS (search EIN 38-2415106).
Questions about SOUTHWEST MICHIGAN COMMUNITY ACTION AGENCY
- What is the EIN of SOUTHWEST MICHIGAN COMMUNITY ACTION AGENCY?
- The employer identification number (EIN) of SOUTHWEST MICHIGAN COMMUNITY ACTION AGENCY is 38-2415106.
- Is SOUTHWEST MICHIGAN COMMUNITY ACTION AGENCY tax-exempt?
- Yes. The IRS lists it as tax-exempt under section 501(c)(3) since 1985.
- Are donations to SOUTHWEST MICHIGAN COMMUNITY ACTION AGENCY tax-deductible?
- Yes. It is listed in IRS Publication 78 (Public charity, 50% deduction limit).
- Which annual return does SOUTHWEST MICHIGAN COMMUNITY ACTION AGENCY file?
- Form 990 or 990-EZ. Based on its last return; a smaller organization may file the 990-N.
- When is the next return of SOUTHWEST MICHIGAN COMMUNITY ACTION AGENCY due?
- The return for tax year 2025 (the year ending September 30, 2026) is due February 16, 2027. Form 8868 extends it by six months; the 990-N cannot be extended.
- When did SOUTHWEST MICHIGAN COMMUNITY ACTION AGENCY last file with the IRS?
- The latest return in the IRS public files is the 990 for the year ended September 2025.
- Who is the principal officer of SOUTHWEST MICHIGAN COMMUNITY ACTION AGENCY?
- The 990 for the year ended September 30, 2025 names DEB OLENEACK.
- Who are the officers and directors of SOUTHWEST MICHIGAN COMMUNITY ACTION AGENCY?
- The 990 for the year ended September 30, 2025 lists 10 people; 1 received compensation from the organization, the highest $89,020 (KIM SMITH OLDHAM, EXECUTIVE DIRECTOR).
- How much revenue does SOUTHWEST MICHIGAN COMMUNITY ACTION AGENCY have?
- On its 990 for the year ended September 30, 2025 it reported revenue of $5,972,313, expenses of $5,852,738 and total assets of $1,213,633 at year end.
Other nonprofits in BENTON HARBOR
- CORNERSTONE ALLIANCE EIN 38-2772476 · last filed 990 for 2024
- RENAISSANCE DEVELOPMENT FUND EIN 38-3367429 · last filed 990 for 2025
- MICHIGAN MANUFACTURING AND TECHNOLOGY ASSOCIATION EIN 84-3239272 · last filed 990 for 2025
- MARKET VAN BUREN EIN 84-3582323 · last filed 990 for 2025
- EMERGE INNOVATION HUB EIN 88-3098386 · last filed 990 for 2024
- NEIGHBORS ORGANIZING AGAINST RACISM EIN 85-3416221 · last filed 990-N for 2025
- CHRISTIAN RESTORATION COMMISSION INC EIN 99-3390176 · last filed 990-N for 2025
- IMBC ALLIANCE FOR COMMUNITY AND ECONOMIC DEVELOPMENT INC EIN 92-0849315
All nonprofits in BENTON HARBOR · Michigan · Community improvement and capacity building