Nonprofit · EIN 38-2284121
BLUE WATER COMMUNITY ACTION
Tax-exempt · PORT HURON, MI 48060
Financials
| Year ended | Form | Revenue | Expenses | Net income | Total assets | Liabilities | Net assets |
|---|---|---|---|---|---|---|---|
| September 30, 2025 | 990 | $3,717,113 | $3,948,306 | -$231,193 | $2,622,812 | $1,712,848 | $909,964 |
| September 30, 2024 | 990 | $3,057,893 | $3,258,972 | -$201,079 | $3,023,069 | $1,881,912 | $1,141,157 |
| September 30, 2023 | 990 | $7,600,887 | $7,725,839 | -$124,952 | $3,231,615 | $1,889,379 | $1,342,236 |
Financial details: 990 for the year ended September 30, 2025
Revenue
- Contributions, gifts and grants
- $3,274,492
- of which government grants
- $2,337,704
- Program service revenue
- $420,381
- Investment income
- $199
- Net income from fundraising events
- -$26,996
- Other revenue
- $22,041
Expenses
- Grants and similar amounts paid
- $1,737,029
- Compensation of officers, directors and key employees
- $113,199
- Other salaries and wages
- $929,093
- Salaries, compensation and benefits (total)
- $1,392,340
- Professional fundraising fees
- $0
- Legal fees
- $10,111
- Accounting fees
- $39,236
- Occupancy
- $291,473
- Travel
- $11,857
- Depreciation
- $97,700
- Program services (functional)
- $3,238,682
- Management and general (functional)
- $709,624
Balance sheet and other
- Total assets, start of year
- $3,023,069
- Total assets, end of year
- $2,622,812
- Total liabilities, end of year
- $1,712,848
- Net assets, end of year
- $909,964
- Land, buildings and equipment
- $1,568,074
- Net assets without donor restrictions
- $819,896
- Net assets with donor restrictions
- $90,068
- Gross receipts
- $3,756,749
- Employees
- 37
- Volunteers
- 25
- Year formed
- 1979
- State of legal domicile
- MI
From the e-filed returns the IRS publishes as XML (latest three processing years; amended returns replace the original). PDF copies at the IRS.
Officers, directors and key employees
As listed on the 990 for the year ended September 30, 2025, highest compensation first.
| Name | Title | Hours / week | Compensation | Other / benefits |
|---|---|---|---|---|
| KAREN LAKE | EXECUTIVE DIRECTOR Officer | 41 | $88,831 | $12,139 |
| BARBARA PAYTON | MEMBER Trustee or director | 0.75 | $0 | $0 |
| SHANNON MCKEEVER | MEMBER Trustee or director | 0.75 | $0 | $0 |
| DAVE VANDENBOSSCHE | MEMBER Trustee or director | 0.75 | $0 | $0 |
| BENITA DAVIS | MEMBER Trustee or director | 0.75 | $0 | $0 |
| SARAH LAFORGE | MEMBER Trustee or director | 0.75 | $0 | $0 |
| JORJA BALDWIN | CHAIRPERSON Officer | 0.75 | $0 | $0 |
| RANDY BENNETT | TREASURER Officer | 0.75 | $0 | $0 |
| KEVIN WATKINS | VICE CHAIRPERSON Officer | 0.75 | $0 | $0 |
| BOBBIE CUTCHER | SECRETARY Officer | 0.75 | $0 | $0 |
990 for the year ended September 30, 2024: 10 people
| Name | Title | Hours / week | Compensation | Other / benefits |
|---|---|---|---|---|
| KAREN LAKE | EXECUTIVE DIRECTOR Officer | 46 | $105,612 | $20,394 |
| BENITA DAVIS | MEMBER Trustee or director | 0.75 | $0 | $0 |
| BOB MOSURAK | MEMBER Trustee or director | 0.75 | $0 | $0 |
| KEVIN WATKINS | MEMBER Trustee or director | 0.75 | $0 | $0 |
| RANDY BENNETT | MEMBER Trustee or director | 0.75 | $0 | $0 |
| BOBBIE CUTCHER | MEMBER Trustee or director | 0.75 | $0 | $0 |
| JORJA BALDWIN | VICE CHAIRPERSON Officer | 0.75 | $0 | $0 |
| LINDA LILLY | CHAIRPERSON Officer | 0.75 | $0 | $0 |
| NANCY HUGHES | TREASURER Officer | 0.75 | $0 | $0 |
| MICHAEL KOVALCSIK | SECRETARY Officer | 0.75 | $0 | $0 |
990 for the year ended September 30, 2023: 16 people
| Name | Title | Hours / week | Compensation | Other / benefits |
|---|---|---|---|---|
| MELINDA JOHNSON | EXECUTIVE DIRECTOR Officer | 37.5 | $98,103 | $17,618 |
| KAREN LAKE | ACTING EXECUTIVE DIRECTOR Officer | 37.5 | $75,290 | $18,990 |
| BENITA DAVIS | MEMBER Trustee or director | 0.75 | $0 | $0 |
| BOB MOSURAK | MEMBER Trustee or director | 0.75 | $0 | $0 |
| HAUNANI JOHNSON | MEMBER Trustee or director | 0.75 | $0 | $0 |
| JORJA BALDWIN | MEMBER Trustee or director | 0.75 | $0 | $0 |
| KEVIN WATKINS | MEMBER Trustee or director | 0.75 | $0 | $0 |
| NATALIE BENNETT | MEMBER Trustee or director | 0.75 | $0 | $0 |
| BECKY GORINAC | MEMBER Trustee or director | 0.75 | $0 | $0 |
| DAVE VANDENBOSSCHE | MEMBER Trustee or director | 0.75 | $0 | $0 |
| LINDA LILLY | CHAIRPERSON Officer | 0.75 | $0 | $0 |
| MICHAEL KOVALCSIK | SECRETARY Officer | 0.75 | $0 | $0 |
| NANCY HUGHES | TREASURER Officer | 0.75 | $0 | $0 |
| STEPHANIE ARMSTRONG-HELTON | VICE CHAIRPERSON Officer | 0.75 | $0 | $0 |
| ANDREA BLAIR | SECRETARY Officer | 0.75 | $0 | $0 |
| NANCY KULMAN | TREASURER Officer | 0.75 | $0 | $0 |
Address and contacts
- Address (IRS master file)
- 3403 LAPEER RD, PORT HURON, MI 48060-2597
- Principal officer (990 for 2024)
- KAREN LAKE, 3403 LAPEER ROAD, PORT HURON, MI 48060
- Signed the 990
- KAREN LAKE, EXECUTIVE DIRECTOR
- Phone
- (810) 982-8541
- Website
- WWW.BWCAA.ORG
- Return prepared by
- UHY ADVISORS GREAT LAKES INC
Mission
TO PLAN, ESTABLISH, COORDINATE, OPERATE PROGRAMS AND CONDUCT ACTIVITIES WHICH GIVE PROMISE OF PROGRESS TOWARD ELIMINATING AND ATTACKING THE CAUSE OF POVERTY IN ST. CLAIR COUNTY.
Program accomplishments
- COMMUNITY SERVICES - SERVICES FOR LOW-INCOME RESIDENTS OF ST. CLAIR COUNTY, INCLUDING FINANCIAL ASSISTANCE, HEALTH AND NUTRITION SERVICES, AND HOUSING AND ENERGY SERVICES.Expenses $2,795,197 · grants $1,710,123 · revenue $10,046
- OTHER SERVICES - DEBT MANAGEMENT AND CORPORATE ACTIVITIES.Expenses $443,485 · grants $26,906 · revenue $459,372
What it must file and when
IRS records say it files Form 990 or 990-EZ. Based on its last return; a smaller organization may file the 990-N. Its accounting year ends in September, so each return is due on the 15th day of the 5th month after that.
| Tax year | Year ended | Due | IRS public records |
|---|---|---|---|
| 2025 | September 30, 2026 | February 15, 2027 | Not due yet |
| 2024 | September 30, 2025 | February 16, 2026 | 990 on file |
| 2023 | September 30, 2024 | February 17, 2025 | 990 on file |
IRS record
- EIN
- 38-2284121
- Tax-exempt status
- 501(c)(3): Charitable, religious, educational or scientific organization
- Foundation status
- Publicly supported organization (170(b)(1)(A)(vi))
- Donations deductible (Pub 78)
- Public charity, 50% deduction limit
- Exempt since
- 1982
- Accounting year ends
- September
- Files
- Form 990 or 990-EZ
- Category (NTEE)
- Community improvement and capacity building (S200)
- Assets (IRS master file)
- $2,622,812
- Income (IRS master file)
- $3,756,749
Filing history
| Form | Year ended | Revenue | Expenses | Assets | Return |
|---|---|---|---|---|---|
| 990 | September 2025 | $3,717,113 | $3,948,306 | $2,622,812 | XML |
| 990 | September 2024 | $3,057,893 | $3,258,972 | $3,023,069 | XML |
| 990 | September 2023 | $7,600,887 | $7,725,839 | $3,231,615 | XML |
| 990 | September 2022 | $11,929,588 | $11,561,627 | $3,502,339 | IRS |
| 990 | September 2021 | – | – | – | IRS |
| 990 | September 2020 | – | – | – | IRS |
| 990 | September 2019 | – | – | – | IRS |
| 990 | September 2018 | – | – | – | IRS |
990-N: the IRS bulk file holds only the latest e-Postcard per organization; earlier years come from archived copies of that file since 2020 and can have gaps (the IRS e-Postcard search lists every one). 990, 990-EZ, 990-PF, 990-T: every e-filed return in the IRS e-file index since 2019; XML for the latest three processing years, amounts from the IRS Statistics of Income extracts before that. PDF copies and determination letters at the IRS (search EIN 38-2284121).
Questions about BLUE WATER COMMUNITY ACTION
- What is the EIN of BLUE WATER COMMUNITY ACTION?
- The employer identification number (EIN) of BLUE WATER COMMUNITY ACTION is 38-2284121.
- Is BLUE WATER COMMUNITY ACTION tax-exempt?
- Yes. The IRS lists it as tax-exempt under section 501(c)(3) since 1982.
- Are donations to BLUE WATER COMMUNITY ACTION tax-deductible?
- Yes. It is listed in IRS Publication 78 (Public charity, 50% deduction limit).
- Which annual return does BLUE WATER COMMUNITY ACTION file?
- Form 990 or 990-EZ. Based on its last return; a smaller organization may file the 990-N.
- When is the next return of BLUE WATER COMMUNITY ACTION due?
- The return for tax year 2025 (the year ending September 30, 2026) is due February 15, 2027. Form 8868 extends it by six months; the 990-N cannot be extended.
- When did BLUE WATER COMMUNITY ACTION last file with the IRS?
- The latest return in the IRS public files is the 990 for the year ended September 2025.
- Who is the principal officer of BLUE WATER COMMUNITY ACTION?
- The 990 for the year ended September 30, 2025 names KAREN LAKE.
- Who are the officers and directors of BLUE WATER COMMUNITY ACTION?
- The 990 for the year ended September 30, 2025 lists 10 people; 1 received compensation from the organization, the highest $88,831 (KAREN LAKE, EXECUTIVE DIRECTOR).
- How much revenue does BLUE WATER COMMUNITY ACTION have?
- On its 990 for the year ended September 30, 2025 it reported revenue of $3,717,113, expenses of $3,948,306 and total assets of $2,622,812 at year end.
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- BLUE WATER YOUNG PROFESSIONALS EIN 45-3947345 · last filed 990-N for 2024
- ECONOMIC DEVELOPMENT ALLIANCE FOUNDATION EIN 86-3211933 · last filed 990-N for 2025
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All nonprofits in PORT HURON · Michigan · Community improvement and capacity building