Nonprofit · EIN 38-1686050
ADVIA CREDIT UNION
Also known as 71 ADVIA CREDIT UNION, Port Huron PTA Council
Tax-exempt · KALAMAZOO, MI 49009
Financials
| Year ended | Form | Revenue | Expenses | Net income | Total assets | Liabilities | Net assets |
|---|---|---|---|---|---|---|---|
| December 31, 2024 | 990 | $216,111,117 | $194,591,712 | $21,519,405 | $3,443,898,869 | $3,146,646,222 | $297,252,647 |
| December 31, 2023 | 990 | $183,144,775 | $148,159,132 | $34,985,643 | $2,987,053,945 | $2,713,958,533 | $273,095,412 |
Financial details: 990 for the year ended December 31, 2024
Revenue
- Contributions, gifts and grants
- $0
- Program service revenue
- $176,921,058
- Investment income
- $39,149,608
- Net rental income
- $40,451
- Net gain from sales of assets
- $225,192
- Other revenue
- $40,451
Expenses
- Grants and similar amounts paid
- $771,845
- Compensation of officers, directors and key employees
- $3,505,945
- Other salaries and wages
- $33,435,415
- Salaries, compensation and benefits (total)
- $46,244,924
- Professional fundraising fees
- $0
- Legal fees
- $37,415
- Accounting fees
- $245,938
- Occupancy
- $4,355,483
- Travel
- $483,896
- Depreciation
- $5,478,685
Balance sheet and other
- Total assets, start of year
- $2,987,053,945
- Total assets, end of year
- $3,443,898,869
- Total liabilities, end of year
- $3,146,646,222
- Net assets, end of year
- $297,252,647
- Land, buildings and equipment
- $72,215,172
- Publicly traded securities
- $305,503,506
- Gross unrelated business income
- $471,947
- Gross receipts
- $216,503,327
- Employees
- 747
- Volunteers
- 9
- Year formed
- 1935
- State of legal domicile
- MI
From the e-filed returns the IRS publishes as XML (latest three processing years; amended returns replace the original). PDF copies at the IRS.
Officers, directors and key employees
As listed on the 990 for the year ended December 31, 2024, highest compensation first.
| Name | Title | Hours / week | Compensation | Other / benefits |
|---|---|---|---|---|
| JEFFREY FIELDER | PRESIDENT/CEO Officer | 40 | $888,723 | $410,436 |
| TIMOTHY MERWIN | CHIEF LENDING OFFICER Key employee | 40 | $387,454 | $126,087 |
| RAYMOND BLACK | CHIEF OPERATING OFFICER Key employee | 40 | $380,913 | $124,752 |
| DUSTIN ADAMS | CHIEF FINANCIAL OFFICER Officer | 40 | $365,120 | $27,500 |
| RENAE SISK | CHIEF PEOPLE OFFICER Key employee | 40 | $323,717 | $51,469 |
| JEFFREY BOLSER | CHIEF RETAIL OFFICER Key employee | 40 | $309,741 | $39,336 |
| LINDEN BUCK | VP OF INDIRECT SERVICES Highest-paid employee | 40 | $230,705 | $32,822 |
| CHRISTOPHER SCHNEIDER | COMMERCIAL LENDING MANAGER Highest-paid employee | 40 | $222,478 | $33,159 |
| ZACKARY HAIGH | COMMERCIAL LENDER III Highest-paid employee | 40 | $207,381 | $40,320 |
| ERIC STOLL | VP OF COMMERCIAL SERVICES Highest-paid employee | 40 | $218,611 | $14,051 |
| NANCY LOFTIS | VP OF MARKETING/PUBLIC RELATIONS Highest-paid employee | 40 | $215,477 | $12,921 |
| ANTHONY WRIGHT | CHIEF FINANCIAL OFFICER Officer | 40 | $21,228 | $3,583 |
| RAFAEL CASTANEDA | ASSOCIATE DIRECTOR/BOD Trustee or director | 1 | $10,019 | $0 |
| GRACE LUBWAMA | DIRECTOR/BOD Trustee or director | 1 | $8,403 | $0 |
| JAMES BOUMA | DIRECTOR/BOD Trustee or director | 1 | $6,602 | $0 |
5 more people on this return
| Name | Title | Hours / week | Compensation |
|---|---|---|---|
| NICOLE KALMBACH | SECRETARY/BOD Trustee or director | 1 | $6,549 |
| DONNA KALMETA | CHAIR/BOD Trustee or director | 1 | $5,176 |
| MARTIN DOORN | DIRECTOR/BOD Trustee or director | 1 | $5,140 |
| RICHARD SEIM | V. CHAIR/BOD Trustee or director | 1 | $2,334 |
| MIKE SEGAL | TREASURER/BOD Trustee or director | 1 | $1,663 |
990 for the year ended December 31, 2023: 19 people
| Name | Title | Hours / week | Compensation | Other / benefits |
|---|---|---|---|---|
| JEFFREY FIELDER | PRESIDENT/CEO Officer | 40 | $748,057 | $261,818 |
| TIMOTHY MERWIN | CHIEF LENDING OFFICER Key employee | 40 | $359,084 | $103,758 |
| RAYMOND BLACK | CHIEF OPERATING OFFICER Key employee | 40 | $355,120 | $104,716 |
| DUSTIN ADAMS | CHIEF FINANCIAL OFFICER Officer | 40 | $303,869 | $18,896 |
| RENAE SISK | CHIEF PEOPLE OFFICER Key employee | 40 | $255,350 | $15,553 |
| CHRISTOPHER SCHNEIDER | COMMERCIAL LENDING MANAGER Highest-paid employee | 40 | $233,044 | $23,421 |
| JEFFREY BOLSER | CHIEF RETAIL OFFICER Key employee | 40 | $220,787 | $28,757 |
| LINDEN BUCK | VP OF INDIRECT SERVICES Highest-paid employee | 40 | $221,044 | $24,838 |
| ROBERT MOORE | VP OF IT Highest-paid employee | 40 | $193,109 | $41,519 |
| ERIC STOLL | VP OF COMMERCIAL SERVICES Highest-paid employee | 40 | $203,072 | $19,324 |
| NANCY LOFTIS | VP OF MARKETING Highest-paid employee | 40 | $196,850 | $10,484 |
| DONNA KALMETA | V. CHAIR/BOD Trustee or director | 1 | $0 | $0 |
| RICHARD SEIM | SECRETARY/BOD Trustee or director | 1 | $0 | $0 |
| MARTIN DOORN | DIRECTOR/BOD Trustee or director | 1 | $0 | $0 |
| NICOLE KALMBACH | CHAIR/BOD Trustee or director | 1 | $0 | $0 |
| JAMES BOUMA | DIRECTOR/BOD Trustee or director | 1 | $0 | $0 |
| MIKE SEGAL | TREASURER/BOD Trustee or director | 1 | $0 | $0 |
| GRACE LUBWAMA | DIRECTOR/BOD Trustee or director | 1 | $0 | $0 |
| RAFAEL CASTANEDA | ASSOCIATE DIRECTOR/BOD Trustee or director | 1 | $0 | $0 |
Address and contacts
- Address (IRS master file)
- 6400 W MAIN ST, KALAMAZOO, MI 49009-9255
- In care of
- % ACCT DEPT
- Mailing address (990-N for 2009)
- 7210 Lapeer Road, Clyde MI 48049
- Principal officer (990 for 2024)
- JEFFREY FIELDER, 6400 W MAIN ST, KALAMAZOO, MI 49009
- Principal officer (990-N for 2009)
- Paula Shuler, 7210 Lapeer Road, Clyde MI 48049
- Signed the 990
- ANTHONY WRIGHT, CHIEF FINANCIAL OFFICER
- Phone
- (269) 382-9845
- Website
- WWW.ADVIACU.ORG
- Return prepared by
- DOEREN MAYHEW
Mission
PROVIDE COMPETITIVE DEPOSIT AND LOAN PRODUCTS TO OUR MEMBERSHIP BASE.
Program accomplishments
- LOW-COST COMPETITIVE LENDING PRODUCTS (INTEREST INCOME)
- LOW-COST PAYMENT SOLUTIONS (DEBIT/CREDIT INTERCHANGE)
- COMPETITIVE MEMBERSHIP AND ACCOUNT-RELATED FEES (OVERDRAFT/NSF FEES)
What it must file and when
IRS records say it files Form 990 or 990-EZ. Based on its last return; a smaller organization may file the 990-N. Its accounting year ends in December, so each return is due on the 15th day of the 5th month after that.
| Tax year | Year ended | Due | IRS public records |
|---|---|---|---|
| 2025 | December 31, 2025 | May 15, 2026 | Not on file |
| 2024 | December 31, 2024 | May 15, 2025 | 990 on file |
| 2023 | December 31, 2023 | May 15, 2024 | 990 on file |
IRS record
- EIN
- 38-1686050
- Tax-exempt status
- 501(c)(14): State-chartered credit union
- Donations deductible
- No
- Exempt since
- 1956
- Accounting year ends
- December
- Files
- Form 990 or 990-EZ
- Group exemption
- 1359: CREDIT UNIONS CHARTERED IN THE STATE OF MICHIGAN
- Assets (IRS master file)
- $3,443,898,869
- Income (IRS master file)
- $216,503,327
Filing history
| Form | Year ended | Revenue | Expenses | Assets | Return |
|---|---|---|---|---|---|
| 990 | December 2024 | $216,111,117 | $194,591,712 | $3,443,898,869 | IRS |
| 990 | December 2023 | $183,144,775 | $148,159,132 | $2,987,053,945 | XML |
| 990 | December 2022 | $137,191,450 | $105,425,178 | $2,892,338,087 | IRS |
| 990 | December 2021 | – | – | – | IRS |
| 990 | December 2020 | – | – | – | IRS |
| 990 | December 2018 | – | – | – | IRS |
| 990-N for 2009 Officer: Paula Shuler | December 31, 2009 | ≤ $50,000 receipts | – | – | e-Postcard |
990-N: the IRS bulk file holds only the latest e-Postcard per organization; earlier years come from archived copies of that file since 2020 and can have gaps (the IRS e-Postcard search lists every one). 990, 990-EZ, 990-PF, 990-T: every e-filed return in the IRS e-file index since 2019; XML for the latest three processing years, amounts from the IRS Statistics of Income extracts before that. PDF copies and determination letters at the IRS (search EIN 38-1686050).
Questions about ADVIA CREDIT UNION
- What is the EIN of ADVIA CREDIT UNION?
- The employer identification number (EIN) of ADVIA CREDIT UNION is 38-1686050.
- Is ADVIA CREDIT UNION tax-exempt?
- Yes. The IRS lists it as tax-exempt under section 501(c)(14) since 1956.
- Are donations to ADVIA CREDIT UNION tax-deductible?
- No. The IRS master file says contributions to it are not deductible.
- Which annual return does ADVIA CREDIT UNION file?
- Form 990 or 990-EZ. Based on its last return; a smaller organization may file the 990-N.
- When is the next return of ADVIA CREDIT UNION due?
- The return for tax year 2025 (the year ending December 31, 2025) is due May 15, 2026. Form 8868 extends it by six months; the 990-N cannot be extended.
- When did ADVIA CREDIT UNION last file with the IRS?
- The latest return in the IRS public files is the 990 for the year ended December 2024.
- Who is the principal officer of ADVIA CREDIT UNION?
- The 990 for the year ended December 31, 2024 names JEFFREY FIELDER.
- Who are the officers and directors of ADVIA CREDIT UNION?
- The 990 for the year ended December 31, 2024 lists 20 people; 20 received compensation from the organization, the highest $888,723 (JEFFREY FIELDER, PRESIDENT/CEO).
- How much revenue does ADVIA CREDIT UNION have?
- On its 990 for the year ended December 31, 2024 it reported revenue of $216,111,117, expenses of $194,591,712 and total assets of $3,443,898,869 at year end.
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