Nonprofit · EIN 38-1445060
CREDIT UNIONS CHARTERED IN THE STATE OF MICHIGAN
Also known as 1192 GENISYS CREDIT UNION
Tax-exempt · AUBURN HILLS, MI 48326
Financials
| Year ended | Form | Revenue | Expenses | Net income | Total assets | Liabilities | Net assets |
|---|---|---|---|---|---|---|---|
| December 31, 2025 | 990 | $368,946,988 | $270,328,936 | $98,618,052 | $6,216,273,314 | $5,302,065,474 | $914,207,840 |
| December 31, 2024 | 990 | $323,477,408 | $237,165,517 | $86,311,891 | $5,307,755,202 | $4,533,117,896 | $774,637,306 |
| December 31, 2023 | 990 | $255,140,144 | $173,568,778 | $81,571,366 | $4,852,563,944 | $4,177,293,250 | $675,270,694 |
Financial details: 990 for the year ended December 31, 2025
Revenue
- Contributions, gifts and grants
- $0
- Program service revenue
- $290,053,662
- Investment income
- $32,114,351
- Net gain from sales of assets
- -$2,027,447
- Other revenue
- $46,778,975
Expenses
- Grants and similar amounts paid
- $0
- Compensation of officers, directors and key employees
- $6,832,840
- Other salaries and wages
- $38,358,413
- Salaries, compensation and benefits (total)
- $56,038,910
- Professional fundraising fees
- $0
- Legal fees
- $1,710,960
- Accounting fees
- $72,249
- Occupancy
- $3,994,505
- Travel
- $152,599
- Depreciation
- $2,702,581
Balance sheet and other
- Total assets, start of year
- $5,307,755,202
- Total assets, end of year
- $6,216,273,314
- Total liabilities, end of year
- $5,302,065,474
- Net assets, end of year
- $914,207,840
- Land, buildings and equipment
- $64,039,054
- Publicly traded securities
- $809,774,149
- Gross unrelated business income
- $293,860
- Gross receipts
- $370,996,435
- Employees
- 704
- Volunteers
- 8
- Year formed
- 1953
- State of legal domicile
- MI
From the e-filed returns the IRS publishes as XML (latest three processing years; amended returns replace the original). PDF copies at the IRS.
Officers, directors and key employees
As listed on the 990 for the year ended December 31, 2025, highest compensation first.
| Name | Title | Hours / week | Compensation | Other / benefits |
|---|---|---|---|---|
| Jacqueline Buchanan | President CEO Officer | 60 | $3,757,519 | $49,627 |
| Gerald Kazakov | Mortgage Officer Highest-paid employee | 40 | $1,640,567 | $17,298 |
| Corbin Buttleman | Mortgage Officer Highest-paid employee | 40 | $1,516,418 | $11,532 |
| Donald White | Mortgage officer Highest-paid employee | 40 | $682,451 | $42,045 |
| Jeremy Clark | Business Loan officer Highest-paid employee | 40 | $601,589 | $31,963 |
| Allen Mitchell | Business Loan Highest-paid employee | 40 | $586,423 | $29,716 |
| Nathan Davidson | Chief Financial Officer Officer | 60 | $475,473 | $74,272 |
| Matt Chapman | Chief Information Officer Key employee | 45 | $392,570 | $76,231 |
| Michelle Mattson | SVP Remote Delivery Channels Key employee | 45 | $292,832 | $97,259 |
| Sharon Nichols | VP Sales and Service Key employee | 45 | $257,083 | $93,315 |
| Lance Smith | VP of Real Estate Lending Key employee | 45 | $280,368 | $64,382 |
| Andria George | VP Human Resources Key employee | 45 | $289,667 | $26,840 |
| Brian Dowgiallo | VP Risk Management Key employee | 45 | $241,464 | $64,636 |
| Heather Pizzala | VP of Marketing Key employee | 45 | $255,658 | $43,645 |
| Jennifer Rogers | Board Member Trustee or director | 7 | $0 | $0 |
11 more people on this return
| Name | Title | Hours / week | Compensation |
|---|---|---|---|
| Brian Zabowski | Board Chairperson Trustee or director | 7 | $0 |
| David Stolk | Supervisory Committee Member Trustee or director | 7 | $0 |
| John Schulte | Board Member Trustee or director | 7 | $0 |
| Peter Devita | Board Member Trustee or director | 7 | $0 |
| James Campbell | Board Vice Chairperson Trustee or director | 7 | $0 |
| Greg Melega | Board Secretary / Treasurer Trustee or director | 7 | $0 |
| Thomas Healy | Board Member Trustee or director | 7 | $0 |
| Lisa Christenson | Supervisory Committee Member Trustee or director | 7 | $0 |
| MiVida Burrus | Supervisory Committee Chairperson Trustee or director | 7 | $0 |
| Andre Davis | Supervisory Committee member Trustee or director | 7 | $0 |
| Digla Vichunas | Supervisory Committee member Trustee or director | 7 | $0 |
990 for the year ended December 31, 2024: 27 people
| Name | Title | Hours / week | Compensation | Other / benefits |
|---|---|---|---|---|
| Jacqueline Buchanan | President CEO Officer | 60 | $3,323,813 | $36,374 |
| Nathan Davidson | Chief Financial Officer Officer | 60 | $480,720 | $70,377 |
| Allen Mitchell | Business Loan Highest-paid employee | 40 | $478,226 | $29,096 |
| Donald White | Mortgage officer Highest-paid employee | 40 | $410,338 | $39,588 |
| Lynn Dillon | Mortgage Consultant Highest-paid employee | 40 | $312,271 | $40,203 |
| Matt Chapman | Chief Information Officer Key employee | 45 | $312,679 | $37,167 |
| Michelle Mattson | SVP Remote Delivery Channels Key employee | 45 | $274,994 | $58,072 |
| Andria George | VP Human Resources Key employee | 45 | $279,890 | $24,386 |
| Jessica Buck | VP of Lending Key employee | 45 | $258,818 | $24,706 |
| Heather Pizzala | VP of Marketing Key employee | 45 | $246,283 | $19,703 |
| Brian Dowgiallo | VP Risk Management Key employee | 45 | $232,842 | $31,793 |
| Sharon Nichols | VP Sales and Service Key employee | 45 | $234,942 | $29,252 |
| Lance Smith | VP of Real Estate Lending Key employee | 45 | $232,270 | $18,971 |
| Frank Klimczak | Information Security Manager Highest-paid employee | 40 | $217,131 | $31,599 |
| Stacie Petrusha | Mortgage Consultant Highest-paid employee | 40 | $215,346 | $31,580 |
| Brian Zabowski | Board Chairperson Trustee or director | 7 | $0 | $0 |
| David Stolk | Supervisory Committee Member Trustee or director | 7 | $0 | $0 |
| John Schulte | Board Member Trustee or director | 7 | $0 | $0 |
| Peter Devita | Board Member Trustee or director | 7 | $0 | $0 |
| Barbara Pasciolla | Supervisory Committee Member Trustee or director | 7 | $0 | $0 |
| James Campbell | Board Vice Chairperson Trustee or director | 7 | $0 | $0 |
| Greg Melega | Board Secretary / Treasurer Trustee or director | 7 | $0 | $0 |
| Thomas Healy | Board Member Trustee or director | 7 | $0 | $0 |
| Jennifer Rogers | Board Member Trustee or director | 7 | $0 | $0 |
| Lisa Christenson | Supervisory Committee Member Trustee or director | 7 | $0 | $0 |
| MiVida Burrus | Supervisory Committee Chairperson Trustee or director | 7 | $0 | $0 |
| Andre Davis | Supervisory Committee member Trustee or director | 7 | $0 | $0 |
990 for the year ended December 31, 2023: 30 people
| Name | Title | Hours / week | Compensation | Other / benefits |
|---|---|---|---|---|
| Jacqueline Buchanan | President CEO Officer | 60 | $2,917,472 | $34,841 |
| Nathan Davidson | Chief Financial Officer Officer | 60 | $424,488 | $66,451 |
| Allen Mitchell | Business Loan Highest-paid employee | 40 | $404,310 | $28,074 |
| Donald White | Mortgage officer Highest-paid employee | 40 | $297,249 | $33,498 |
| Michelle Mattson | SVP Remote Delivery Channels Key employee | 40 | $264,195 | $56,160 |
| Andria George | VP Human Resources Key employee | 45 | $275,493 | $23,712 |
| Matt Chapman | Chief Information Officer Key employee | 45 | $260,350 | $33,674 |
| Jessica Buck | VP of Lending Key employee | 45 | $245,197 | $23,572 |
| Heather Pizzala | VP of Marketing Key employee | 45 | $235,057 | $18,908 |
| Lynn Dillon | Mortgage Consultant Highest-paid employee | 40 | $212,465 | $30,479 |
| Sharon Nichols | VP Sales and Service Key employee | 40 | $209,906 | $27,602 |
| Frank Klimczak | Information Security Manager Highest-paid employee | 40 | $203,905 | $30,333 |
| Brian Dowgiallo | VP Risk Management Key employee | 40 | $197,866 | $29,553 |
| Lori Daniels | Business Lending Manager Highest-paid employee | 45 | $168,770 | $24,910 |
| Lance Smith | VP of Real Estate Lending Key employee | 40 | $174,140 | $15,647 |
| James Fagan | VP Real Estate Lending Former | 45 | $164,115 | $12,710 |
| Brian Zabowski | Board Vice Chairperson Trustee or director | 7 | $0 | $0 |
| David Stolk | Supervisory Committee Member Trustee or director | 7 | $0 | $0 |
| Mark Churay | Board Member Trustee or director | 7 | $0 | $0 |
| John Schulte | Board Member Trustee or director | 7 | $0 | $0 |
| Peter Devita | Board Member Trustee or director | 7 | $0 | $0 |
| Barbara Pasciolla | Supervisory Committee Member Trustee or director | 7 | $0 | $0 |
| James Campbell | Board Treasurer Trustee or director | 7 | $0 | $0 |
| Kim Turner | Board Chairperson Trustee or director | 7 | $0 | $0 |
| Greg Melega | Board Secretary Trustee or director | 7 | $0 | $0 |
| Thomas Healy | Board Member Trustee or director | 7 | $0 | $0 |
| Jennifer Rogers | Supervisory Committee Member Trustee or director | 7 | $0 | $0 |
| Kristie Bidlake | Supervisory Committee Chairperson Trustee or director | 7 | $0 | $0 |
| Lisa Christenson | Supervisory Committee Member Trustee or director | 7 | $0 | $0 |
| MiVida Burrus | Supervisory Committee Member Trustee or director | 7 | $0 | $0 |
Address and contacts
- Address (IRS master file)
- 2100 EXECUTIVE HILLS DR, AUBURN HILLS, MI 48326-2947
- In care of
- % NATHAN DAVIDSON
- Principal officer (990 for 2025)
- GENISYS CREDIT UNION, 2100 EXECUTIVE HILLS BLVD, AUBURN HILLS, MI 48326
- Signed the 990
- Nathan Davidson, Chief Financial Officer
- Phone
- (248) 322-9800
- Website
- www.genisyscu.org
Mission
To promote thrift to 290,629 credit union members by providing financial services including various loan products, deposit accounts, such as checking, savings, IRAs and certificates of deposit; electronic services including mobile banking, online banking, e-statements, ATM and debit cards; and financial education programs and services
Program accomplishments
- Provided financial services to 283,364 credit union members during 2024. These included various loan products, deposit account products, electronic services, including mobile and online banking, e-statements, ATM, debit and credit cards and financial education programs and services
What it must file and when
IRS records say it files Form 990 or 990-EZ. Based on its last return; a smaller organization may file the 990-N. Its accounting year ends in December, so each return is due on the 15th day of the 5th month after that.
| Tax year | Year ended | Due | IRS public records |
|---|---|---|---|
| 2025 | December 31, 2025 | May 15, 2026 | 990 on file |
| 2024 | December 31, 2024 | May 15, 2025 | 990 on file |
| 2023 | December 31, 2023 | May 15, 2024 | 990 on file |
IRS record
- EIN
- 38-1445060
- Tax-exempt status
- 501(c)(14): State-chartered credit union
- Donations deductible
- No
- Exempt since
- 1956
- Accounting year ends
- December
- Files
- Form 990 or 990-EZ
- Group exemption
- 1359: CREDIT UNIONS CHARTERED IN THE STATE OF MICHIGAN
- Assets (IRS master file)
- $6,216,273,314
- Income (IRS master file)
- $370,996,435
Filing history
| Form | Year ended | Revenue | Expenses | Assets | Return |
|---|---|---|---|---|---|
| 990 | December 2025 | $368,946,988 | $270,328,936 | $6,216,273,314 | IRS |
| 990 | December 2024 | $323,477,408 | $237,165,517 | $5,307,755,202 | IRS |
| 990 | December 2023 | $255,140,144 | $173,568,778 | $4,852,563,944 | XML |
| 990 | December 2022 | $200,960,128 | $114,302,483 | $4,472,149,817 | IRS |
| 990 | December 2021 | – | – | – | IRS |
| 990 | December 2020 | – | – | – | IRS |
| 990 | December 2018 | – | – | – | IRS |
990-N: the IRS bulk file holds only the latest e-Postcard per organization; earlier years come from archived copies of that file since 2020 and can have gaps (the IRS e-Postcard search lists every one). 990, 990-EZ, 990-PF, 990-T: every e-filed return in the IRS e-file index since 2019; XML for the latest three processing years, amounts from the IRS Statistics of Income extracts before that. PDF copies and determination letters at the IRS (search EIN 38-1445060).
Questions about CREDIT UNIONS CHARTERED IN THE STATE OF MICHIGAN
- What is the EIN of CREDIT UNIONS CHARTERED IN THE STATE OF MICHIGAN?
- The employer identification number (EIN) of CREDIT UNIONS CHARTERED IN THE STATE OF MICHIGAN is 38-1445060.
- Is CREDIT UNIONS CHARTERED IN THE STATE OF MICHIGAN tax-exempt?
- Yes. The IRS lists it as tax-exempt under section 501(c)(14) since 1956.
- Are donations to CREDIT UNIONS CHARTERED IN THE STATE OF MICHIGAN tax-deductible?
- No. The IRS master file says contributions to it are not deductible.
- Which annual return does CREDIT UNIONS CHARTERED IN THE STATE OF MICHIGAN file?
- Form 990 or 990-EZ. Based on its last return; a smaller organization may file the 990-N.
- When is the next return of CREDIT UNIONS CHARTERED IN THE STATE OF MICHIGAN due?
- The return for tax year 2026 (the year ending December 31, 2026) is due May 17, 2027. Form 8868 extends it by six months; the 990-N cannot be extended.
- When did CREDIT UNIONS CHARTERED IN THE STATE OF MICHIGAN last file with the IRS?
- The latest return in the IRS public files is the 990 for the year ended December 2025.
- Who is the principal officer of CREDIT UNIONS CHARTERED IN THE STATE OF MICHIGAN?
- The 990 for the year ended December 31, 2025 names GENISYS CREDIT UNION.
- Who are the officers and directors of CREDIT UNIONS CHARTERED IN THE STATE OF MICHIGAN?
- The 990 for the year ended December 31, 2025 lists 26 people; 14 received compensation from the organization, the highest $3,757,519 (Jacqueline Buchanan, President CEO).
- How much revenue does CREDIT UNIONS CHARTERED IN THE STATE OF MICHIGAN have?
- On its 990 for the year ended December 31, 2025 it reported revenue of $368,946,988, expenses of $270,328,936 and total assets of $6,216,273,314 at year end.
Other nonprofits in AUBURN HILLS
- EASTERSEALS MORC HEALTH CARE INC EIN 38-1402860 · last filed 990 for 2025
- CREDIT UNIONS CHARTERED IN THE STATE OF MICHIGAN EIN 38-1418001 · last filed 990 for 2024
- CREDIT UNIONS CHARTERED IN THE STATE OF MICHIGAN EIN 38-1448844 · last filed 990 for 2025
- NEW HORIZONS REHABILITATION SERVICES INC EIN 38-1748781 · last filed 990 for 2025
- MORC HOME CARE INC EIN 20-2978273 · last filed 990 for 2025
- FCA US LLC HEALTH CARE BENEFITS PLAN EIN 38-2968384 · last filed 990 for 2024
- OAKLAND CHRISTIAN SCHOOL EIN 38-1881948 · last filed 990 for 2025
- ELITE ALTERNATIVES INC EIN 38-2779741 · last filed 990 for 2025