Nonprofit · EIN 37-0790109
I B E W LOCAL 146 CREDIT UNION
Tax-exempt · DECATUR, IL 62526
Financials
| Year ended | Form | Revenue | Expenses | Net income | Total assets | Liabilities | Net assets |
|---|---|---|---|---|---|---|---|
| December 31, 2025 | 990 | $237,420 | $172,041 | $65,379 | $5,123,166 | $4,491,004 | $632,162 |
| December 31, 2024 | 990 | $208,692 | $140,299 | $68,393 | $4,964,568 | $4,397,785 | $566,783 |
| December 31, 2023 | 990 | $168,448 | $125,557 | $42,891 | $4,773,983 | $4,275,593 | $498,390 |
Financial details: 990 for the year ended December 31, 2025
Revenue
- Contributions, gifts and grants
- $0
- Program service revenue
- $133,896
- Investment income
- $103,524
- Other revenue
- $0
Expenses
- Grants and similar amounts paid
- $0
- Compensation of officers, directors and key employees
- $49,824
- Other salaries and wages
- $14,792
- Salaries, compensation and benefits (total)
- $69,857
- Professional fundraising fees
- $0
- Accounting fees
- $14,850
- Depreciation
- $1,320
Balance sheet and other
- Total assets, start of year
- $4,964,568
- Total assets, end of year
- $5,123,166
- Total liabilities, end of year
- $4,491,004
- Net assets, end of year
- $632,162
- Publicly traded securities
- $1,816,846
- Gross receipts
- $237,420
- Employees
- 2
- Volunteers
- 10
- Year formed
- 1958
- State of legal domicile
- IL
From the e-filed returns the IRS publishes as XML (latest three processing years; amended returns replace the original). PDF copies at the IRS.
Officers, directors and key employees
As listed on the 990 for the year ended December 31, 2025, highest compensation first.
| Name | Title | Hours / week | Compensation |
|---|---|---|---|
| KRISTINA ROSENBERY | MANAGER Officer | 35 | $49,824 |
| CURTIS YOUNG | CHAIRMAN Trustee or director | 1 | $0 |
| DREW HIGGASON | VICE-CHAIRMAN Trustee or director | 1 | $0 |
| PATRICIA CAMFIELD | SECRETARY Trustee or director | 1 | $0 |
| DOUGLAS LONDON | TREASURER Trustee or director | 1 | $0 |
| WES BOGLE | DIRECTOR Trustee or director | 1 | $0 |
| TERRY RHODES | DIRECTOR Trustee or director | 1 | $0 |
| PENNY WILLIAMS | DIRECTOR Trustee or director | 1 | $0 |
| MYRA WALTERS | DIRECTOR Trustee or director | 1 | $0 |
| JUSTIN MARTIN | DIRECTOR Trustee or director | 1 | $0 |
| JD MILLER | DIRECTOR Trustee or director | 1 | $0 |
990 for the year ended December 31, 2024: 11 people
| Name | Title | Hours / week | Compensation |
|---|---|---|---|
| KRISTINA ROSENBERY | MANAGER Officer | 35 | $44,398 |
| CURTIS YOUNG | CHAIRMAN Trustee or director | 1 | $0 |
| DREW HIGGASON | VICE-CHAIRMAN Trustee or director | 1 | $0 |
| PATRICIA CAMFIELD | SECRETARY Trustee or director | 1 | $0 |
| DOUGLAS LONDON | TREASURER Trustee or director | 1 | $0 |
| WES BOGLE | DIRECTOR Trustee or director | 1 | $0 |
| TERRY RHODES | DIRECTOR Trustee or director | 1 | $0 |
| PENNY WILLIAMS | DIRECTOR Trustee or director | 1 | $0 |
| MYRA WALTERS | DIRECTOR Trustee or director | 1 | $0 |
| JUSTIN MARTIN | DIRECTOR Trustee or director | 1 | $0 |
| JD MILLER | DIRECTOR Trustee or director | 1 | $0 |
990 for the year ended December 31, 2023: 11 people
| Name | Title | Hours / week | Compensation |
|---|---|---|---|
| KRISTINA ROSENBERY | MANAGER Officer | 35 | $45,214 |
| CURTIS YOUNG | CHAIRMAN Trustee or director | 1 | $0 |
| DREW HIGGASON | VICE-CHAIRMAN Trustee or director | 1 | $0 |
| PATRICIA CAMFIELD | SECRETARY Trustee or director | 1 | $0 |
| DOUGLAS LONDON | TREASURER Trustee or director | 1 | $0 |
| WES BOGLE | DIRECTOR Trustee or director | 1 | $0 |
| TERRY RHODES | DIRECTOR Trustee or director | 1 | $0 |
| PENNY WILLIAMS | DIRECTOR Trustee or director | 1 | $0 |
| MYRA WALTERS | DIRECTOR Trustee or director | 1 | $0 |
| JUSTIN MARTIN | DIRECTOR Trustee or director | 1 | $0 |
| JENNIFER DURAND | DIRECTOR Trustee or director | 1 | $0 |
Address and contacts
- Address (IRS master file)
- 3390 N WOODFORD ST, DECATUR, IL 62526-2838
- Principal officer (990 for 2025)
- KRISTINA ROSENBERY, 3390 N WOODFORD ST, DECATUR, IL 62526
- Signed the 990
- KRISTINA ROSENBERY, MANAGER
- Phone
- (217) 877-6521
- Website
- IBEW146CU.COM
- Return prepared by
- LMHN LTD
Mission
TO ASSIST OUR MEMBERS IN THE MANAGEMENT OF THEIR FINANCIAL WELL BEING BY PROVIDING LOANS, SAVINGS, PAYROLL DEDUCTIONS AND OTHER FINANCIAL SERVICES IN A FRIENDLY AND BENEFICIAL MANNER.
Program accomplishments
- PROVIDED APPROXIMATELY 235 CONSUMER LOANS.
- RECEIVED DEPOSITS ON SAVINGS FROM APPROXIMATELY 660 MEMBER SHARE ACCOUNT TYPES.
What it must file and when
IRS records say it files Form 990 or 990-EZ. Based on its last return; a smaller organization may file the 990-N. Its accounting year ends in December, so each return is due on the 15th day of the 5th month after that.
| Tax year | Year ended | Due | IRS public records |
|---|---|---|---|
| 2025 | December 31, 2025 | May 15, 2026 | 990 on file |
| 2024 | December 31, 2024 | May 15, 2025 | 990 on file |
| 2023 | December 31, 2023 | May 15, 2024 | 990 on file |
IRS record
- EIN
- 37-0790109
- Tax-exempt status
- 501(c)(14): State-chartered credit union
- Donations deductible
- No
- Exempt since
- 1958
- Accounting year ends
- December
- Files
- Form 990 or 990-EZ
- Assets (IRS master file)
- $5,123,166
- Income (IRS master file)
- $237,420
Filing history
| Form | Year ended | Revenue | Expenses | Assets | Return |
|---|---|---|---|---|---|
| 990 | December 2025 | $237,420 | $172,041 | $5,123,166 | IRS |
| 990 | December 2024 | $208,692 | $140,299 | $4,964,568 | IRS |
| 990 | December 2023 | $168,448 | $125,557 | $4,773,983 | XML |
| 990 | December 2022 | $133,959 | $112,025 | $4,896,668 | IRS |
| 990 | December 2021 | – | – | – | IRS |
| 990 | December 2020 | – | – | – | IRS |
| 990 | December 2019 | – | – | – | IRS |
| 990 | December 2018 | – | – | – | IRS |
990-N: the IRS bulk file holds only the latest e-Postcard per organization; earlier years come from archived copies of that file since 2020 and can have gaps (the IRS e-Postcard search lists every one). 990, 990-EZ, 990-PF, 990-T: every e-filed return in the IRS e-file index since 2019; XML for the latest three processing years, amounts from the IRS Statistics of Income extracts before that. PDF copies and determination letters at the IRS (search EIN 37-0790109).
Questions about I B E W LOCAL 146 CREDIT UNION
- What is the EIN of I B E W LOCAL 146 CREDIT UNION?
- The employer identification number (EIN) of I B E W LOCAL 146 CREDIT UNION is 37-0790109.
- Is I B E W LOCAL 146 CREDIT UNION tax-exempt?
- Yes. The IRS lists it as tax-exempt under section 501(c)(14) since 1958.
- Are donations to I B E W LOCAL 146 CREDIT UNION tax-deductible?
- No. The IRS master file says contributions to it are not deductible.
- Which annual return does I B E W LOCAL 146 CREDIT UNION file?
- Form 990 or 990-EZ. Based on its last return; a smaller organization may file the 990-N.
- When is the next return of I B E W LOCAL 146 CREDIT UNION due?
- The return for tax year 2026 (the year ending December 31, 2026) is due May 17, 2027. Form 8868 extends it by six months; the 990-N cannot be extended.
- When did I B E W LOCAL 146 CREDIT UNION last file with the IRS?
- The latest return in the IRS public files is the 990 for the year ended December 2025.
- Who is the principal officer of I B E W LOCAL 146 CREDIT UNION?
- The 990 for the year ended December 31, 2025 names KRISTINA ROSENBERY.
- Who are the officers and directors of I B E W LOCAL 146 CREDIT UNION?
- The 990 for the year ended December 31, 2025 lists 11 people; 1 received compensation from the organization, the highest $49,824 (KRISTINA ROSENBERY, MANAGER).
- How much revenue does I B E W LOCAL 146 CREDIT UNION have?
- On its 990 for the year ended December 31, 2025 it reported revenue of $237,420, expenses of $172,041 and total assets of $5,123,166 at year end.
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