Nonprofit · EIN 37-0560807
UNITED EQUITY CREDIT UNION
Tax-exempt · DECATUR, IL 62526
Financials
| Year ended | Form | Revenue | Expenses | Net income | Total assets | Liabilities | Net assets |
|---|---|---|---|---|---|---|---|
| December 31, 2025 | 990 | $4,473,925 | $3,590,790 | $883,135 | $67,940,283 | $56,143,919 | $11,796,364 |
| December 31, 2024 | 990 | $4,321,251 | $3,583,734 | $737,517 | $69,984,486 | $59,071,257 | $10,913,229 |
| December 31, 2023 | 990 | $3,217,113 | $2,949,537 | $267,576 | $60,404,934 | $51,504,771 | $8,900,163 |
Financial details: 990 for the year ended December 31, 2025
Revenue
- Contributions, gifts and grants
- $0
- Program service revenue
- $3,107,885
- Investment income
- $849,452
- Other revenue
- $516,588
Expenses
- Grants and similar amounts paid
- $0
- Compensation of officers, directors and key employees
- $184,554
- Other salaries and wages
- $815,617
- Salaries, compensation and benefits (total)
- $1,200,958
- Professional fundraising fees
- $0
- Legal fees
- $39,635
- Accounting fees
- $19,860
- Occupancy
- $221,917
- Program services (functional)
- $3,590,790
Balance sheet and other
- Total assets, start of year
- $69,984,486
- Total assets, end of year
- $67,940,283
- Total liabilities, end of year
- $56,143,919
- Net assets, end of year
- $11,796,364
- Land, buildings and equipment
- $1,434,283
- Publicly traded securities
- $13,350,974
- Gross receipts
- $4,473,925
- Employees
- 26
- Volunteers
- 11
- Year formed
- 1935
- State of legal domicile
- IL
From the e-filed returns the IRS publishes as XML (latest three processing years; amended returns replace the original). PDF copies at the IRS.
Officers, directors and key employees
As listed on the 990 for the year ended December 31, 2025, highest compensation first.
| Name | Title | Hours / week | Compensation | Other / benefits |
|---|---|---|---|---|
| ANN WILDMAN | CEO Officer | 40 | $166,711 | $17,843 |
| BEVERLY MILLBURG | CHAIRPERSON Trustee or director | 1 | $0 | $0 |
| JOHN CHANEY | SUPERVISORY Trustee or director | 1 | $0 | $0 |
| CHARLES BARTON | DIRECTOR/TREASURER Trustee or director | 1 | $0 | $0 |
| ABBY HELM | DIRECTOR Trustee or director | 1 | $0 | $0 |
| CHRIS CULP | DIRECTOR Trustee or director | 1 | $0 | $0 |
| KEVIN BESSER | VICE CHAIR Trustee or director | 1 | $0 | $0 |
| RUTH ANDERSON | DIRECTOR/SECRETARY Trustee or director | 1 | $0 | $0 |
| JOSEPH ERWIN | DIRECTOR Trustee or director | 1 | $0 | $0 |
| DAVID OVERLOT | DIRECTOR Trustee or director | 1 | $0 | $0 |
| LUCAS MELTON | DIRECTOR Trustee or director | 1 | $0 | $0 |
| PATRICIA CAIN | DIRECTOR Trustee or director | 1 | $0 | $0 |
990 for the year ended December 31, 2024: 14 people
| Name | Title | Hours / week | Compensation | Other / benefits |
|---|---|---|---|---|
| ANN WILDMAN | CEO Officer | 40 | $141,284 | $15,436 |
| BEVERLY BOWLBY | CHAIRPERSON Trustee or director | 1 | $0 | $0 |
| JOHN CHANEY | SUPERVISORY Trustee or director | 1 | $0 | $0 |
| CHARLES BARTON | DIRECTOR/TREASURER Trustee or director | 1 | $0 | $0 |
| ABBY HELM | DIRECTOR Trustee or director | 1 | $0 | $0 |
| CHRIS CULP | DIRECTOR/NOMINATING Trustee or director | 1 | $0 | $0 |
| KEVIN BESSER | VICE CHAIR Trustee or director | 1 | $0 | $0 |
| DEBBIE LITTLEFIELD | ASSOC. BD MEMBER/SUPERVISORY Trustee or director | 1 | $0 | $0 |
| RUTH ANDERSON | DIRECTOR/SECRETARY Trustee or director | 1 | $0 | $0 |
| THOMAS STASSI | DIRECTOR Trustee or director | 1 | $0 | $0 |
| JOSEPH ERWIN | DIRECTOR/NOMINATING Trustee or director | 1 | $0 | $0 |
| DAVID OVERLOT | SUPERVISORY Trustee or director | 1 | $0 | $0 |
| LUCAS MELTON | ASSOC. BD MEMBER Trustee or director | 1 | $0 | $0 |
| PATRICIA CAIN | SUPERVISORY Trustee or director | 1 | $0 | $0 |
990 for the year ended December 31, 2023: 16 people
| Name | Title | Hours / week | Compensation | Other / benefits |
|---|---|---|---|---|
| KARA JOHNSTON | CEO Officer | 40 | $129,590 | $13,200 |
| ANN WILDMAN | COO Officer | 40 | $107,296 | $13,200 |
| BEVERLY BOWLBY | CHAIRPERSON Trustee or director | 1 | $0 | $0 |
| JOHN CHANEY | DIRECTOR/SUPERVISORY Trustee or director | 1 | $0 | $0 |
| CHARLES BARTON | TREASURER Trustee or director | 1 | $0 | $0 |
| TIM MAY | DIRECTOR/CREDIT Trustee or director | 1 | $0 | $0 |
| CHRIS CULP | DIRECTOR/CREDIT Trustee or director | 1 | $0 | $0 |
| KEVIN BESSER | VICE CHAIR Trustee or director | 1 | $0 | $0 |
| DEBBIE LITTLEFIELD | SUPERVISORY Trustee or director | 1 | $0 | $0 |
| RUTH ANDERSON | SECRETARY Trustee or director | 1 | $0 | $0 |
| THOMAS STASSI | DIRECTOR/CREDIT Trustee or director | 1 | $0 | $0 |
| JOSEPH ERWIN | DIRECTOR/NOMINATING Trustee or director | 1 | $0 | $0 |
| LANCE FORSTER | DIRECTOR/COMPENSATION Trustee or director | 1 | $0 | $0 |
| CHAD MOORE | DIRECTOR/NOMINATING Trustee or director | 1 | $0 | $0 |
| PATRICIA CAIN | SUPERVISORY COMM Trustee or director | 1 | $0 | $0 |
| PATRICK HENEGHAN | COMPENSATION COMM Trustee or director | 1 | $0 | $0 |
Address and contacts
- Address (IRS master file)
- 1130 E PERSHING RD, DECATUR, IL 62526-4753
- Principal officer (990 for 2025)
- ANN WILDMAN, 1130 E PERSHING RD, DECATUR, IL 62526
- Signed the 990
- ANN WILDMAN, PRESIDENT
- Phone
- (217) 875-1845
- Website
- www.uecu.com
- Return prepared by
- LMHN LTD
Mission
TO PROVIDE SECURITY OF SAVINGS AND SELECTED FINANCIAL SERVICES TO ITS MEMBERS IN A CONVENIENT, RESPONSIVE MANNER, AT COMPETITIVE RATES, WHILE MAINTAINING FINANCIAL STABILITY AND ADEQUATE FINANCIAL STABILITY FOR THE INSTITUTION.
Program accomplishments
- Provided over 8,400 consumer and real estate loans.
- Received deposits on over 9,400 member share type accounts.
What it must file and when
IRS records say it files Form 990 or 990-EZ. Based on its last return; a smaller organization may file the 990-N. Its accounting year ends in December, so each return is due on the 15th day of the 5th month after that.
| Tax year | Year ended | Due | IRS public records |
|---|---|---|---|
| 2025 | December 31, 2025 | May 15, 2026 | 990 on file |
| 2024 | December 31, 2024 | May 15, 2025 | 990 on file |
| 2023 | December 31, 2023 | May 15, 2024 | 990 on file |
IRS record
- EIN
- 37-0560807
- Tax-exempt status
- 501(c)(14): State-chartered credit union
- Donations deductible
- No
- Exempt since
- 1941
- Accounting year ends
- December
- Files
- Form 990 or 990-EZ
- Assets (IRS master file)
- $67,940,283
- Income (IRS master file)
- $4,473,925
Filing history
| Form | Year ended | Revenue | Expenses | Assets | Return |
|---|---|---|---|---|---|
| 990 | December 2025 | $4,473,925 | $3,590,790 | $67,940,283 | IRS |
| 990 | December 2024 | $4,321,251 | $3,583,734 | $69,984,486 | IRS |
| 990 | December 2023 | $3,217,113 | $2,949,537 | $60,404,934 | XML |
| 990 | December 2022 | $3,141,745 | $2,566,201 | $64,075,015 | IRS |
| 990 | December 2021 | – | – | – | IRS |
| 990 | December 2020 | – | – | – | IRS |
| 990 | December 2018 | – | – | – | IRS |
990-N: the IRS bulk file holds only the latest e-Postcard per organization; earlier years come from archived copies of that file since 2020 and can have gaps (the IRS e-Postcard search lists every one). 990, 990-EZ, 990-PF, 990-T: every e-filed return in the IRS e-file index since 2019; XML for the latest three processing years, amounts from the IRS Statistics of Income extracts before that. PDF copies and determination letters at the IRS (search EIN 37-0560807).
Questions about UNITED EQUITY CREDIT UNION
- What is the EIN of UNITED EQUITY CREDIT UNION?
- The employer identification number (EIN) of UNITED EQUITY CREDIT UNION is 37-0560807.
- Is UNITED EQUITY CREDIT UNION tax-exempt?
- Yes. The IRS lists it as tax-exempt under section 501(c)(14) since 1941.
- Are donations to UNITED EQUITY CREDIT UNION tax-deductible?
- No. The IRS master file says contributions to it are not deductible.
- Which annual return does UNITED EQUITY CREDIT UNION file?
- Form 990 or 990-EZ. Based on its last return; a smaller organization may file the 990-N.
- When is the next return of UNITED EQUITY CREDIT UNION due?
- The return for tax year 2026 (the year ending December 31, 2026) is due May 17, 2027. Form 8868 extends it by six months; the 990-N cannot be extended.
- When did UNITED EQUITY CREDIT UNION last file with the IRS?
- The latest return in the IRS public files is the 990 for the year ended December 2025.
- Who is the principal officer of UNITED EQUITY CREDIT UNION?
- The 990 for the year ended December 31, 2025 names ANN WILDMAN.
- Who are the officers and directors of UNITED EQUITY CREDIT UNION?
- The 990 for the year ended December 31, 2025 lists 12 people; 1 received compensation from the organization, the highest $166,711 (ANN WILDMAN, CEO).
- How much revenue does UNITED EQUITY CREDIT UNION have?
- On its 990 for the year ended December 31, 2025 it reported revenue of $4,473,925, expenses of $3,590,790 and total assets of $67,940,283 at year end.
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