Nonprofit · EIN 37-0560167
UNIVERSITY OF ILLINOIS COMMUNITY CREDIT UNION
Tax-exempt · CHAMPAIGN, IL 61820
Financials
| Year ended | Form | Revenue | Expenses | Net income | Total assets | Liabilities | Net assets |
|---|---|---|---|---|---|---|---|
| December 31, 2025 | 990 | $58,156,836 | $55,351,373 | $2,805,463 | $755,508,518 | $696,793,167 | $58,715,351 |
| December 31, 2024 | 990 | $52,742,080 | $52,896,625 | -$154,545 | $678,166,388 | $623,400,648 | $54,765,740 |
| December 31, 2023 | 990 | $44,284,163 | $41,308,988 | $2,975,175 | $649,802,588 | $595,373,005 | $54,429,583 |
Financial details: 990 for the year ended December 31, 2025
Revenue
- Contributions, gifts and grants
- $0
- Program service revenue
- $51,042,743
- Investment income
- $7,114,093
- Net gain from sales of assets
- $299,806
- Other revenue
- $0
Expenses
- Grants and similar amounts paid
- $367,326
- Compensation of officers, directors and key employees
- $2,742,856
- Other salaries and wages
- $11,561,110
- Salaries, compensation and benefits (total)
- $17,105,682
- Professional fundraising fees
- $0
- Legal fees
- $71,563
- Accounting fees
- $137,937
- Occupancy
- $602,758
- Travel
- $157,054
- Depreciation
- $807,364
Balance sheet and other
- Total assets, start of year
- $678,166,388
- Total assets, end of year
- $755,508,518
- Total liabilities, end of year
- $696,793,167
- Net assets, end of year
- $58,715,351
- Land, buildings and equipment
- $8,423,438
- Gross unrelated business income
- $24,783
- Gross receipts
- $79,071,113
- Employees
- 220
- Volunteers
- 10
- Year formed
- 1932
- State of legal domicile
- IL
From the e-filed returns the IRS publishes as XML (latest three processing years; amended returns replace the original). PDF copies at the IRS.
Officers, directors and key employees
As listed on the 990 for the year ended December 31, 2025, highest compensation first.
| Name | Title | Hours / week | Compensation | Other / benefits |
|---|---|---|---|---|
| CHRIS HARLAN | PRESIDENT / CEO Officer | 40 | $442,073 | $46,759 |
| KIM CHEEK | SENIOR VICE PRESIDENT EMPLOYEE ADVOCACY Officer | 40 | $244,208 | $41,380 |
| TRAVIS VERMILLION | EXECUTIVE VICE PRESIDENT/CHIEF FINANCIAL OFFICER Officer | 40 | $227,103 | $38,785 |
| JENNIFER PEYTON | SENIOR VICE PRESIDENT, CONTROLLER Officer | 40 | $213,537 | $47,453 |
| ZACHARY GRITTON | SENIOR VICE PRESIDENT OF IT/CHIEF INFORMATION OFFICER Officer | 40 | $213,667 | $38,142 |
| KATE ROGERS | SENIOR VICE PRESIDENT/CHIEF INNOVATION AND CORPORATE STRATEGY OFFICER Officer | 40 | $213,595 | $33,007 |
| SUSAN TOALSON MCGINTY | EXECUTIVE VICE PRESIDENT/CHIEF GROWTH & ADVOCACY OFFICER Officer | 40 | $225,423 | $19,854 |
| STACEY RUSSELL | SENIOR VICE PRESIDENT/CHIEF RISK OFFICER Officer | 40 | $207,062 | $36,515 |
| LISA PAUL | SENIOR VICE PRESIDENT MEMBER EXPERIENCE & MARKETING Officer | 40 | $205,711 | $29,690 |
| GREG ANDERSON | SENIOR VICE PRESIDENT Officer | 40 | $178,513 | $40,378 |
| BARBARA ANN MICHAEL | MERGER CONTRACT Highest-paid employee | 0 | $172,426 | $26,276 |
| PHILIP DYKSTRA | DIRECTOR OF MORTGAGE BUSINESS DEVELOPMENT Highest-paid employee | 40 | $162,809 | $31,593 |
| KASIE WOODWORTH | MORTGAGE LOAN ORIGINATOR Highest-paid employee | 40 | $140,947 | $23,043 |
| JENNA HOWE | VICE PRESIDENT/CHIEF LENDING OFFICER Highest-paid employee | 40 | $141,296 | $17,066 |
| ANGELA CARR | VICE PRESIDENT, COMMERCIAL LENDING Highest-paid employee | 40 | $146,820 | $2,949 |
9 more people on this return
| Name | Title | Hours / week | Compensation |
|---|---|---|---|
| AARON CARTER | VICE CHAIRPERSON Trustee or director, Officer | 1 | $0 |
| ANNI MCCLELLAN | BOARD CHAIRPERSON Trustee or director, Officer | 1 | $0 |
| CHRISTOPHER RANDLES | BOARD TREASURER Trustee or director, Officer | 1 | $0 |
| JANE SOLON | BOARD SECRETARY Trustee or director, Officer | 1 | $0 |
| NAPOLEON KNIGHT | BOARD MEMBER Trustee or director | 1 | $0 |
| PHILLIP ROWELL | BOARD MEMBER AND SUPERVISORY COMMITTEE MEMBER Trustee or director | 1 | $0 |
| SARAH CRANE | BOARD MEMBER Trustee or director | 1 | $0 |
| SUZANNE SAMPSON | BOARD MEMBER AND SUPERVISORY COMMITTEE CHAIRPERSON Trustee or director | 1 | $0 |
| TOM DEWITT | BOARD MEMBER AND SUPERVISORY COMMITTEE MEMBER Trustee or director | 1 | $0 |
990 for the year ended December 31, 2024: 25 people
| Name | Title | Hours / week | Compensation | Other / benefits |
|---|---|---|---|---|
| CHRIS HARLAN | PRESIDENT/CEO Officer | 40 | $422,014 | $33,121 |
| JENNIFER PEYTON | CONTROLLER Officer | 40 | $248,676 | $26,210 |
| KIM CHEEK | SVP/CHIEF ADMIN OFFICER Officer | 40 | $242,401 | $25,149 |
| TRAVIS VERMILLION | CFO Officer | 40 | $223,834 | $27,262 |
| SUSAN TOALSON | SVP/BUSINESS DEVELOPMENT Officer | 40 | $207,671 | $21,703 |
| STACEY RUSSELL | SVP/CHIEF LENDING OFFICER Officer | 40 | $215,048 | $13,457 |
| ZACH GRITTON | SVP OF INFORMATION TECHNOLO Officer | 40 | $201,208 | $26,476 |
| KATE ROGERS | SVP OF DIGITAL SERVICES & P Officer | 40 | $201,280 | $23,281 |
| LISA PAUL | SVP OF MEMBER EXPERIENCE Officer | 40 | $206,312 | $13,777 |
| GREG ANDERSON | SVP/CHIEF RELATIONSHIP OFF Officer | 40 | $184,549 | $15,112 |
| BARBARA MICHAEL | MERGER CONTRACT Highest-paid employee | 0 | $170,938 | $14,894 |
| JENNA HOWE | AVP LENDING Highest-paid employee | 40 | $138,351 | $11,338 |
| BARBARA MORRIS | MERGER CONTRACT Highest-paid employee | 0 | $131,200 | $13,333 |
| VICKI BUFFO | AVP MEMBER EXPERIENCE Highest-paid employee | 40 | $122,868 | $15,395 |
| KELLY BUSCH | AVP TALENT DEVELOPMENT Highest-paid employee | 40 | $118,439 | $8,180 |
| ANNI MCCLELLAN | CHAIRPERSON Trustee or director, Officer | 1 | $0 | $0 |
| AARON CARTER | BOARD VICE CHAIRPERSON Trustee or director, Officer | 1 | $0 | $0 |
| JANE SOLON | BOARD SECRETARY Trustee or director, Officer | 1 | $0 | $0 |
| CHRIS RANDLES | BOARD TREASURER Trustee or director, Officer | 1 | $0 | $0 |
| NAPOLEON KNIGHT | BOARD MEMBER Trustee or director | 1 | $0 | $0 |
| M CHRIS HANSEN | BOARD MEMBER (PART-YEAR) Trustee or director | 1 | $0 | $0 |
| SHARON ALLEN | BOARD MEMBER Trustee or director | 1 | $0 | $0 |
| SARAH CRANE | BOARD MEMBER Trustee or director | 1 | $0 | $0 |
| SUZANNE SAMPSON | BOARD MEMBER Trustee or director | 1 | $0 | $0 |
| PHILLIP ROWELL | BOARD MEMBER Trustee or director | 1 | $0 | $0 |
990 for the year ended December 31, 2023: 28 people
| Name | Title | Hours / week | Compensation | Other / benefits |
|---|---|---|---|---|
| CHRIS HARLAN | PRESIDENT/CEO Officer | 40 | $401,656 | $44,623 |
| JENNIFER PEYTON | EVP/CFO Officer | 40 | $246,944 | $32,186 |
| KIM CHEEK | SVP/CHIEF ADMIN OFFICER Officer | 40 | $230,474 | $30,607 |
| GREG ANDERSON | SVP/CHIEF RELATIONSHIP OFF Officer | 40 | $207,889 | $23,322 |
| TRAVIS VERMILLION | SVP/CRO Officer | 40 | $188,836 | $30,722 |
| STACEY RUSSELL | SVP/CHIEF LENDING OFFICER Officer | 40 | $196,752 | $22,174 |
| SUSAN TOALSON | SVP/BUSINESS DEVELOPMENT Officer | 40 | $187,847 | $27,245 |
| ZACH GRITTON | SVP OF INFORMATION TECHNOLO Officer | 40 | $173,603 | $26,101 |
| KATE ROGERS | SVP OF DIGITAL SERVICES & P Officer | 40 | $169,444 | $29,208 |
| BARBARA MICHAEL | FORMER OFFICER - MERGER CONTRACT Former | 0 | $171,178 | $16,654 |
| LISA PAUL | SVP OF MEMBER EXPERIENCE Officer | 40 | $161,710 | $19,785 |
| JENNA HOWE | AVP LENDING Highest-paid employee | 40 | $142,267 | $17,494 |
| BARBARA MORRIS | FORMER OFFICER - MERGER CONTRACT Former | 0 | $131,544 | $14,573 |
| PHILIP DYKSTRA | MORTGAGE LOAN OFFICER Highest-paid employee | 40 | $123,865 | $19,345 |
| KEON CONERLY | AVP BUSINESS INTELLIGENCE Highest-paid employee | 40 | $112,126 | $20,108 |
| VICKI BUFFO | AVP MEMBER EXPERIENCE Highest-paid employee | 40 | $111,665 | $19,820 |
| KELLY BUSCH | AVP TALENT DEVELOPMENT Highest-paid employee | 40 | $114,039 | $16,034 |
| BRENDA RIDDLE | FORMER OFFICER - MERGER CONTRACT Former | 0 | $102,438 | $12,960 |
| ANNI MCCLELLAN | CHAIRPERSON Trustee or director, Officer | 1 | $0 | $0 |
| AARON CARTER | BOARD VICE CHAIRPERSON Trustee or director, Officer | 1 | $0 | $0 |
| JANE SOLON | BOARD SECRETARY Trustee or director, Officer | 1 | $0 | $0 |
| CHRIS RANDLES | BOARD TREASURER Trustee or director, Officer | 1 | $0 | $0 |
| NAPOLEON KNIGHT | BOARD MEMBER Trustee or director | 1 | $0 | $0 |
| M CHRIS HANSEN | BOARD MEMBER (PART-YEAR) Trustee or director | 1 | $0 | $0 |
| SHARON ALLEN | BOARD MEMBER Trustee or director | 1 | $0 | $0 |
| SARAH CRANE | BOARD MEMBER Trustee or director | 1 | $0 | $0 |
| SUZANNE SAMPSON | BOARD MEMBER Trustee or director | 1 | $0 | $0 |
| PHILLIP ROWELL | BOARD MEMBER Trustee or director | 1 | $0 | $0 |
Address and contacts
- Address (IRS master file)
- 2201 S 1ST ST, CHAMPAIGN, IL 61820-7402
- In care of
- % COURTNEY SANDERS
- Principal officer (990 for 2025)
- CHRIS HARLAN, 2201 S FIRST STREET, CHAMPAIGN, IL 618207402
- Signed the 990
- CHRIS HARLAN, PRESIDENT/CEO
- Phone
- (217) 278-7700
- Website
- WWW.UOFICREDITUNION.ORG
- Return prepared by
- FORVIS MAZARS LLP
Mission
TO ASSIST OUR MEMBERS IN THE MANAGEMENT OF THEIR FINANCIAL WELL-BEING BY PROVIDING LOANS, SAVINGS ACCOUNTS AND OTHER FINANCIAL SERVICES IN A FRIENDLY AND PROFESSIONAL MANNER.
Program accomplishments
- CREDIT UNION SAVINGS AND CHECKING PROGRAMS: SERVICED 30,711 SHARE DRAFT ACCOUNTS, 73,807 SHARE SAVINGS ACCOUNTS, 3,641 MONEY MARKET ACCOUNTS, 1,531 IRA ACCOUNTS, AND 4,887 CERTIFICATE ACCOUNTS.
- CREDIT UNION LOAN PROGRAMS: PROVIDED 11 COMMERCIAL LOANS, 27,009 CREDIT CARDS TO MEMBERS, AND 24,624 CONSUMER AND REAL ESTATE LOANS.
- SUPPORT ALL BUSINESS RELATED MEMBER SERVICES.
What it must file and when
IRS records say it files Form 990 or 990-EZ. Based on its last return; a smaller organization may file the 990-N. Its accounting year ends in December, so each return is due on the 15th day of the 5th month after that.
| Tax year | Year ended | Due | IRS public records |
|---|---|---|---|
| 2025 | December 31, 2025 | May 15, 2026 | 990 on file |
| 2024 | December 31, 2024 | May 15, 2025 | 990 on file |
| 2023 | December 31, 2023 | May 15, 2024 | 990 on file |
IRS record
- EIN
- 37-0560167
- Tax-exempt status
- 501(c)(14): State-chartered credit union
- Donations deductible
- No
- Exempt since
- 1941
- Accounting year ends
- December
- Files
- Form 990 or 990-EZ
- Assets (IRS master file)
- $755,508,518
- Income (IRS master file)
- $79,071,113
Filing history
| Form | Year ended | Revenue | Expenses | Assets | Return |
|---|---|---|---|---|---|
| 990 | December 2025 | $58,156,836 | $55,351,373 | $755,508,518 | XML |
| 990 | December 2024 | $52,742,080 | $52,896,625 | $678,166,388 | XML |
| 990 | December 2023 | $44,284,163 | $41,308,988 | $649,802,588 | XML |
| 990 | December 2022 | $29,419,590 | $26,626,839 | $590,567,781 | IRS |
| 990 | December 2021 | – | – | – | IRS |
| 990 | December 2020 | – | – | – | IRS |
| 990 | December 2019 | – | – | – | IRS |
| 990 | December 2018 | – | – | – | IRS |
990-N: the IRS bulk file holds only the latest e-Postcard per organization; earlier years come from archived copies of that file since 2020 and can have gaps (the IRS e-Postcard search lists every one). 990, 990-EZ, 990-PF, 990-T: every e-filed return in the IRS e-file index since 2019; XML for the latest three processing years, amounts from the IRS Statistics of Income extracts before that. PDF copies and determination letters at the IRS (search EIN 37-0560167).
Questions about UNIVERSITY OF ILLINOIS COMMUNITY CREDIT UNION
- What is the EIN of UNIVERSITY OF ILLINOIS COMMUNITY CREDIT UNION?
- The employer identification number (EIN) of UNIVERSITY OF ILLINOIS COMMUNITY CREDIT UNION is 37-0560167.
- Is UNIVERSITY OF ILLINOIS COMMUNITY CREDIT UNION tax-exempt?
- Yes. The IRS lists it as tax-exempt under section 501(c)(14) since 1941.
- Are donations to UNIVERSITY OF ILLINOIS COMMUNITY CREDIT UNION tax-deductible?
- No. The IRS master file says contributions to it are not deductible.
- Which annual return does UNIVERSITY OF ILLINOIS COMMUNITY CREDIT UNION file?
- Form 990 or 990-EZ. Based on its last return; a smaller organization may file the 990-N.
- When is the next return of UNIVERSITY OF ILLINOIS COMMUNITY CREDIT UNION due?
- The return for tax year 2026 (the year ending December 31, 2026) is due May 17, 2027. Form 8868 extends it by six months; the 990-N cannot be extended.
- When did UNIVERSITY OF ILLINOIS COMMUNITY CREDIT UNION last file with the IRS?
- The latest return in the IRS public files is the 990 for the year ended December 2025.
- Who is the principal officer of UNIVERSITY OF ILLINOIS COMMUNITY CREDIT UNION?
- The 990 for the year ended December 31, 2025 names CHRIS HARLAN.
- Who are the officers and directors of UNIVERSITY OF ILLINOIS COMMUNITY CREDIT UNION?
- The 990 for the year ended December 31, 2025 lists 24 people; 15 received compensation from the organization, the highest $442,073 (CHRIS HARLAN, PRESIDENT / CEO).
- How much revenue does UNIVERSITY OF ILLINOIS COMMUNITY CREDIT UNION have?
- On its 990 for the year ended December 31, 2025 it reported revenue of $58,156,836, expenses of $55,351,373 and total assets of $755,508,518 at year end.
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