Nonprofit · EIN 36-3478388
COVENANT RETIREMENT COMMUNITIES INC
Tax-exempt · SKOKIE, IL 60077
Financials
| Year ended | Form | Revenue | Expenses | Net income | Total assets | Liabilities | Net assets |
|---|---|---|---|---|---|---|---|
| September 30, 2025 | 990 | $75,614,687 | $78,785,956 | -$3,171,269 | $306,813,967 | $192,640,025 | $114,173,942 |
| September 30, 2024 | 990 | $45,251,715 | $48,803,226 | -$3,551,511 | $364,266,886 | $260,611,005 | $103,655,881 |
| September 30, 2023 | 990 | $50,434,180 | $43,236,734 | $7,197,446 | $305,650,185 | $199,292,259 | $106,357,926 |
Financial details: 990 for the year ended September 30, 2025
Revenue
- Contributions, gifts and grants
- $369,528
- Program service revenue
- $42,899,711
- Investment income
- $32,254,154
- Net rental income
- $4,974
- Net gain from sales of assets
- $3,713,639
- Other revenue
- $91,294
Expenses
- Grants and similar amounts paid
- $17,057
- Compensation of officers, directors and key employees
- $2,378,387
- Other salaries and wages
- $22,435,981
- Salaries, compensation and benefits (total)
- $30,014,720
- Professional fundraising fees
- $0
- Legal fees
- $1,760,524
- Accounting fees
- $5,686
- Occupancy
- $324,302
- Travel
- $1,188,474
- Depreciation
- $1,420,142
- Program services (functional)
- $62,408,343
- Management and general (functional)
- $15,235,363
- Fundraising (functional)
- $1,142,250
Balance sheet and other
- Total assets, start of year
- $364,266,886
- Total assets, end of year
- $306,813,967
- Total liabilities, end of year
- $192,640,025
- Net assets, end of year
- $114,173,942
- Land, buildings and equipment
- $22,307,804
- Publicly traded securities
- $72,508,326
- Net assets without donor restrictions
- $105,029,668
- Net assets with donor restrictions
- $9,144,274
- Gross receipts
- $75,664,913
- Employees
- 188
- Volunteers
- 17
- Year formed
- 1975
- State of legal domicile
- IL
From the e-filed returns the IRS publishes as XML (latest three processing years; amended returns replace the original). PDF copies at the IRS.
Officers, directors and key employees
As listed on the 990 for the year ended September 30, 2025, highest compensation first.
| Name | Title | Hours / week | Compensation | From related orgs | Other / benefits |
|---|---|---|---|---|---|
| TERRI S CUNLIFFE | FORMER DIRECTOR AND CLCS PRESIDENT/CEO - THRU 05/24 Former | 0 | $941,279 | $0 | $235,887 |
| DAVID G ERICKSON | DIRECTOR/EX-OFFICIO/CHIEF EXECUTIVE OFFICER Trustee or director, Officer | 40 | $661,650 | $0 | $149,211 |
| JEAN E JUSTIE | CHIEF FINANCIAL OFFICER/TREASURER/ASSISTANT SEC Officer | 40 | $585,593 | $0 | $108,168 |
| JAY HIBBARD | CHIEF GROWTH & COMMUNICATION OFFICER Highest-paid employee | 40 | $561,259 | $0 | $104,058 |
| FRAN PALMA | CHIEF MARKETING & DIGITAL STRATEGY OFFICER Highest-paid employee | 22.5 | $529,490 | $0 | $102,138 |
| WILLIAM RABE | FORMER OFFICER/CURENT CHIEF INFORMATION AND TECHNOLOGY OFFICER Former | 40 | $495,439 | $0 | $74,300 |
| ELIZABETH MCLAREN | SR VP, REV CYCLE, REIMBURSEMENT AND HOME AND COMMUNITY BASED SERVICES Highest-paid employee | 22.5 | $446,552 | $0 | $85,313 |
| MIA LEIBOW | VICE PRESIDENT, FINANCIAL PLANNING & ANALYSIS Highest-paid employee | 40 | $408,098 | $0 | $79,863 |
| RANDAL GROSS | SENIOR VICE PRESIDENT, PROJECT DEVELOPMENT Highest-paid employee | 40 | $419,960 | $0 | $40,892 |
| TANDERIA BROWN | CHIEF HUMAN RESOURCES OFFICER - PART YEAR Key employee | 40 | $394,651 | $0 | $61,258 |
| CORY KALLHEIM | GENERAL COUNSEL/ASSISTANT SECRETARY Officer | 40 | $327,540 | $0 | $81,213 |
| TODD SLETCHA | DIRECTOR/EX-OFFICIO/CMB PRESIDENT Trustee or director | 0.1 | $0 | $323,746 | $67,944 |
| ROBERTA NEVERS | INTERIM CHIEF HUMAN RESOURCES OFFICER Key employee | 40 | $288,527 | $0 | $63,598 |
| TAMMY SWANSON-DRAHEIM | DIRECTOR/EX-OFFICIO/ECC PRES Trustee or director | 0.1 | $0 | $145,412 | $106,291 |
| JAY PRINCE | FORMER SVP/COMMUNITY OPERATIONS/ASST. SECRETARY Former | 0 | $183,058 | $0 | $4,875 |
19 more people on this return
| Name | Title | Hours / week | Compensation | Other / benefits |
|---|---|---|---|---|
| EMILY WARNYGORA | CHIEF OF STAFF/ASST. SECRETARY Officer | 40 | $101,477 | $13,734 |
| JANET CREANEY | DIRECTOR/CHAIR Trustee or director, Officer | 0.1 | $0 | $0 |
| JANET GOELZ HOFFMAN | DIRECTOR/VICE CHAIR Trustee or director, Officer | 0.1 | $0 | $0 |
| JENNIFER MEANS | DIRECTOR/SECRETARY Trustee or director, Officer | 0.1 | $0 | $0 |
| AL LOPUS | DIRECTOR Trustee or director | 0.1 | $0 | $0 |
| ALLAN ANDERSON | DIRECTOR Trustee or director | 0.1 | $0 | $0 |
| ANDREW VANOVER | DIRECTOR - PART YEAR Trustee or director | 0.1 | $0 | $0 |
| CRAIG SWANSON | DIRECTOR Trustee or director | 0.1 | $0 | $0 |
| CURT ANDERSON | DIRECTOR/EX-OFFICIO Trustee or director | 0.1 | $0 | $0 |
| JOHN FREDRICKSON | DIRECTOR Trustee or director | 0.1 | $0 | $0 |
| KATHY BUETTNER | DIRECTOR Trustee or director | 0.1 | $0 | $0 |
| KURT KINCANON | DIRECTOR Trustee or director | 0.1 | $0 | $0 |
| LORENE FLEWELLEN | DIRECTOR Trustee or director | 0.1 | $0 | $0 |
| MARY PALMER | DIRECTOR/EX-OFFICIO - PART YEAR Trustee or director | 0.1 | $0 | $0 |
| MATHEW MANLOVE | DIRECTOR Trustee or director | 0.1 | $0 | $0 |
| PAMELA CHRISTENSEN | DIRECTOR Trustee or director | 0.1 | $0 | $0 |
| RICK SHEPARD | DIRECTOR Trustee or director | 0.1 | $0 | $0 |
| ROBERT MARTIN | DIRECTOR Trustee or director | 0.1 | $0 | $0 |
| SARAH BENTLEY | DIRECTOR Trustee or director | 0.1 | $0 | $0 |
990 for the year ended September 30, 2024: 34 people
| Name | Title | Hours / week | Compensation | From related orgs | Other / benefits |
|---|---|---|---|---|---|
| TERRI S CUNLIFFE | DIRECTOR/CLCS PRESIDENT/CEO-PART YR Trustee or director, Officer | 40 | $928,155 | $0 | $33,657 |
| JAY HIBBARD | CHIEF GROWTH & COMMUNICATION OFFICER Highest-paid employee | 40 | $535,205 | $0 | $90,276 |
| FRAN PALMA | CHIEF MKTNG & DIGITAL STRAT OFFICER Highest-paid employee | 22.5 | $478,960 | $0 | $86,166 |
| DAVID G ERICKSON | GEN COUNSEL PART YR/ASST SEC/CEO Trustee or director, Officer | 40 | $432,606 | $0 | $122,066 |
| JEAN E JUSTIE | CFO/TREASURER/ASST SECRETARY Officer | 40 | $459,684 | $0 | $90,531 |
| ELIZABETH MCLAREN | SR VP/REV CYCLE,/REIM, HOME, & COM. SERVS Highest-paid employee | 22.5 | $409,609 | $0 | $72,347 |
| WILLIAM RABE | CHIEF INFO & TECH OFFICER/ASST SEC. Officer | 40 | $363,812 | $0 | $60,892 |
| RANDAL GROSS | SENIOR VP, PROJECT DEVELOPMENT Highest-paid employee | 40 | $373,069 | $0 | $32,080 |
| MIA LEIBOW | VP, FINANCIAL PLANNING & ANALYSIS Highest-paid employee | 40 | $358,705 | $0 | $31,042 |
| TANDERIA BROWN | CHIEF HUMAN RESOURCES OFFICER Key employee | 40 | $304,715 | $0 | $65,889 |
| TODD SLECHTA | DIRECTOR/EX-OFFICIO Trustee or director | 0.1 | $0 | $305,126 | $59,996 |
| CORY KALLHEIM | GENERAL COUNSEL/ASST SECRETARY Officer | 40 | $255,332 | $0 | $70,455 |
| CORY STERN | FORMER INTERIM FINANCE LEAD/TREAS. Former | 0 | $233,582 | $0 | $34,904 |
| JAY PRINCE | SVP, COMMUNITY OPS/ASST SECRETARY Officer | 40 | $211,098 | $0 | $24,248 |
| TAMMY SWANSON-DRAHEIM | DIRECTOR/EX-OFFICIO Trustee or director | 0.1 | $0 | $108,641 | $105,500 |
| EMILY WARNYGORA | SR. EXEC. ASST TO CEO/ASST SECRETARY Officer | 40 | $95,671 | $0 | $13,095 |
| JANET CREANEY | DIRECTOR/CHAIR Trustee or director, Officer | 0.1 | $0 | $0 | $0 |
| LORENE FLEWELLEN | DIRECTOR/VICE CHAIR Trustee or director, Officer | 0.1 | $0 | $0 | $0 |
| JANET GOELZ HOFFMAN | DIRECTOR/SECRETARY Trustee or director, Officer | 0.1 | $0 | $0 | $0 |
| ALLAN ANDERSON | DIRECTOR Trustee or director | 0.1 | $0 | $0 | $0 |
| SARAH BENTLEY | DIRECTOR Trustee or director | 0.1 | $0 | $0 | $0 |
| KATHY BUETTNER | DIRECTOR Trustee or director | 0.1 | $0 | $0 | $0 |
| PAMELA CHRISTENSEN | DIRECTOR Trustee or director | 0.1 | $0 | $0 | $0 |
| ARTHUR DEROOY | DIRECTOR/EX-OFFICIO - PART YEAR Trustee or director | 0.1 | $0 | $0 | $0 |
| JOHN FREDRICKSON | DIRECTOR Trustee or director | 0.1 | $0 | $0 | $0 |
| KURT KINCANON | DIRECTOR Trustee or director | 0.1 | $0 | $0 | $0 |
| MATTHEW MANLOVE | DIRECTOR Trustee or director | 0.1 | $0 | $0 | $0 |
| ROBERT MARTIN | DIRECTOR Trustee or director | 0.1 | $0 | $0 | $0 |
| JENNIFER MEANS | DIRECTOR Trustee or director | 0.1 | $0 | $0 | $0 |
| MARY PALMER | DIRECTOR/EX-OFFICIO Trustee or director | 0.1 | $0 | $0 | $0 |
| LOANN PETERSON | DIRECTOR - PART YEAR Trustee or director | 0.1 | $0 | $0 | $0 |
| DIXIE REPPE | DIRECTOR - PART YEAR Trustee or director | 0.1 | $0 | $0 | $0 |
| RICK SHEPARD | DIRECTOR Trustee or director | 0.1 | $0 | $0 | $0 |
| ANDREW VANOVER | DIRECTOR Trustee or director | 0.1 | $0 | $0 | $0 |
990 for the year ended September 30, 2023: 32 people
| Name | Title | Hours / week | Compensation | From related orgs | Other / benefits |
|---|---|---|---|---|---|
| TERRI S CUNLIFFE | DIRECTOR/CLCS PRESIDENT/CEO Trustee or director, Officer | 40 | $934,218 | $0 | $35,015 |
| JAY HIBBARD | SENIOR VICE PRESIDENT OF MARKETING Highest-paid employee | 22.5 | $529,541 | $0 | $85,668 |
| FRAN PALMA | SENIOR VICE PRESIDENT OF MARKETING Highest-paid employee | 22.5 | $479,009 | $0 | $74,013 |
| JEAN E JUSTIE | CFO/TREASURER/ASST SECRETARY Officer | 40 | $410,044 | $0 | $82,847 |
| DAVID G ERICKSON | SR VP & GEN COUNSEL/ASST SECRETARY Officer | 40 | $388,258 | $0 | $103,279 |
| WILLIAM RABE | SR VP ENTERPRISE OPS/ASST SECRETARY Officer | 40 | $414,211 | $0 | $57,438 |
| ELIZABETH MCLAREN | SVP REV CYCLE, REIMB AND HCBS Highest-paid employee | 22.5 | $390,912 | $0 | $60,671 |
| AMY LACROIX | FORMER SVP COMMUNITY OPS Former | 0 | $348,336 | $0 | $49,634 |
| MIA LEIBOW | VICE PRESIDENT, FINANCIAL PLANNING & ANALYSIS Highest-paid employee | 40 | $360,492 | $0 | $26,878 |
| RANDAL GROSS | VICE PRESIDENT OF PROJECT DEVELOPMENT Highest-paid employee | 40 | $331,582 | $0 | $28,764 |
| TODD SLECHTA | DIRECTOR/EX-OFFICIO Trustee or director | 0.1 | $0 | $288,273 | $47,925 |
| TANDERIA BROWN | SVP OF HUMAN RESOURCES Key employee | 40 | $224,975 | $0 | $47,440 |
| CORY STERN | FORMER INTERIM FINANCE LEAD/TREAS. Former | 0 | $226,287 | $0 | $31,007 |
| TAMMY SWANSON-DRAHEIM | DIRECTOR/EX-OFFICIO Trustee or director | 0.1 | $0 | $62,214 | $45,946 |
| EMILY WARNYGORA | ASSISTANT SECRETARY Officer | 40 | $92,734 | $0 | $5,579 |
| JANET CREANEY | DIRECTOR/CHAIR Trustee or director, Officer | 0.1 | $0 | $0 | $0 |
| LORENE FLEWELLEN | DIRECTOR/VICE CHAIR Trustee or director, Officer | 0.1 | $0 | $0 | $0 |
| JANET GOELZ HOFFMAN | DIRECTOR/SECRETARY Trustee or director, Officer | 0.1 | $0 | $0 | $0 |
| SARAH BENTLEY | DIRECTOR Trustee or director | 0.1 | $0 | $0 | $0 |
| KATHY BUETTNER | DIRECTOR Trustee or director | 0.1 | $0 | $0 | $0 |
| PAMELA CHRISTENSEN | DIRECTOR Trustee or director | 0.1 | $0 | $0 | $0 |
| ARTHUR DEROOY | DIRECTOR/EX-OFFICIO Trustee or director | 0.1 | $0 | $0 | $0 |
| JOHN FREDRICKSON | DIRECTOR Trustee or director | 0.1 | $0 | $0 | $0 |
| KURT KINCANON | DIRECTOR Trustee or director | 0.1 | $0 | $0 | $0 |
| ROBERT MARTIN | DIRECTOR Trustee or director | 0.1 | $0 | $0 | $0 |
| JENNIFER MEANS | DIRECTOR Trustee or director | 0.1 | $0 | $0 | $0 |
| LOANN PETERSON | DIRECTOR Trustee or director | 0.1 | $0 | $0 | $0 |
| SUSAN POSTON | DIRECTOR/EX-OFFICIO Trustee or director | 0.1 | $0 | $0 | $0 |
| DIXIE REPPE | DIRECTOR Trustee or director | 0.1 | $0 | $0 | $0 |
| ANDREW VANOVER | DIRECTOR Trustee or director | 0.1 | $0 | $0 | $0 |
| MARY PALMER | DIRECTOR Trustee or director | 0.1 | $0 | $0 | $0 |
| JAY PRINCE | SVP, COMMUNITY OPS/ASST SECRETARY Officer | 40 | $0 | $0 | $0 |
Address and contacts
- Address (IRS master file)
- 5700 OLD ORCHARD RD, SKOKIE, IL 60077-1036
- In care of
- % DAVID ERICKSON
- Principal officer (990 for 2024)
- DAVID ERICKSON, 5700 OLD ORCHARD RD, SKOKIE, IL 60077
- Signed the 990
- DAVID ERICKSON, 773-878-2294
- Phone
- (773) 878-2294
- Website
- WWW.COVLIVING.ORG
- Return prepared by
- PLANTE & MORAN PLLC
Mission
(SEE ON SCHEDULE O)
Program accomplishments
- THE NUMBER OF PERSONS RESIDING AT THE CONTINUING CARE RETIREMENT COMMUNITIES THAT BENEFITED FROM THE SERVICES WE PROVIDED FOR THE YEAR ENDED SEPTEMBER 30, 2025, WERE AS FOLLOWS: RESIDENTIAL & CATERED LIVING: THERE WERE A TOTAL OF 3,780 RESIDENTS, OCCUPYING 2,978 APARTMENTS AT 09/30/2025. RESIDENCY FOR THE FISCAL YEAR TOTALED 1,350,316 RESIDENT DAYS. ASSISTED LIVING: THERE WERE A TOTAL OF 515 RESIDENTS AT 09/30/2025. ASSISTED LIVING RESIDENCY FOR THE FISCAL YEAR TOTALED 175,053 RESIDENT DAYS. ASSISTED LIVING MEMORY SUPPORT: THERE WERE A TOTAL OF 130 RESIDENTS AT 09/30/2025. ASSISTED LIVING MEMORY SUPPORT RESIDENCY FOR THE FISCAL YEAR TOTALED 47,244 RESIDENT DAYS. SKILLED NURSING: THERE WERE A TOTAL OF 694 RESIDENTS AT 09/30/2025. SKILLED CARE RESIDENCY FOR THE FISCAL YEAR TOTALED 248,246 RESIDENT DAYS.Expenses $62,408,343 · grants $17,057 · revenue $42,986,031
What it must file and when
IRS records say it files Form 990 or 990-EZ. Based on its last return; a smaller organization may file the 990-N. Its accounting year ends in September, so each return is due on the 15th day of the 5th month after that.
| Tax year | Year ended | Due | IRS public records |
|---|---|---|---|
| 2025 | September 30, 2026 | February 16, 2027 | Not due yet |
| 2024 | September 30, 2025 | February 17, 2026 | 990 on file |
| 2023 | September 30, 2024 | February 18, 2025 | 990 on file |
IRS record
- EIN
- 36-3478388
- Tax-exempt status
- 501(c)(3): Charitable, religious, educational or scientific organization
- Foundation status
- Church
- Exempt since
- 1975
- Accounting year ends
- September
- Files
- Form 990 or 990-EZ
- Category (NTEE)
- Human services (P750)
- Group exemption
- 2650: EVANGELICAL COVENANT CHURCH
- Assets (IRS master file)
- $306,813,967
- Income (IRS master file)
- $75,664,913
Filing history
| Form | Year ended | Revenue | Expenses | Assets | Return |
|---|---|---|---|---|---|
| 990 | September 2025 | $75,614,687 | $78,785,956 | $306,813,967 | XML |
| 990-T | September 2025 | – | – | – | IRS |
| 990 | September 2024 | $45,251,715 | $48,803,226 | $364,266,886 | XML |
| 990-T | September 2024 | – | – | – | IRS |
| 990 | September 2023 | $50,434,180 | $43,236,734 | $305,650,185 | XML |
| 990-T | September 2023 | – | – | – | IRS |
| 990 | September 2022 | $43,745,688 | $41,422,861 | $275,632,536 | IRS |
| 990-T | September 2022 | – | – | – | IRS |
| 990 | September 2021 | – | – | – | IRS |
| 990-T | September 2021 | – | – | – | IRS |
| 990 | January 2019 | – | – | – | IRS |
| 990 | January 2018 | – | – | – | IRS |
990-N: the IRS bulk file holds only the latest e-Postcard per organization; earlier years come from archived copies of that file since 2020 and can have gaps (the IRS e-Postcard search lists every one). 990, 990-EZ, 990-PF, 990-T: every e-filed return in the IRS e-file index since 2019; XML for the latest three processing years, amounts from the IRS Statistics of Income extracts before that. PDF copies and determination letters at the IRS (search EIN 36-3478388).
Questions about COVENANT RETIREMENT COMMUNITIES INC
- What is the EIN of COVENANT RETIREMENT COMMUNITIES INC?
- The employer identification number (EIN) of COVENANT RETIREMENT COMMUNITIES INC is 36-3478388.
- Is COVENANT RETIREMENT COMMUNITIES INC tax-exempt?
- Yes. The IRS lists it as tax-exempt under section 501(c)(3) since 1975.
- Which annual return does COVENANT RETIREMENT COMMUNITIES INC file?
- Form 990 or 990-EZ. Based on its last return; a smaller organization may file the 990-N.
- When is the next return of COVENANT RETIREMENT COMMUNITIES INC due?
- The return for tax year 2025 (the year ending September 30, 2026) is due February 16, 2027. Form 8868 extends it by six months; the 990-N cannot be extended.
- When did COVENANT RETIREMENT COMMUNITIES INC last file with the IRS?
- The latest return in the IRS public files is the 990 for the year ended September 2025.
- Who is the principal officer of COVENANT RETIREMENT COMMUNITIES INC?
- The 990 for the year ended September 30, 2025 names DAVID ERICKSON.
- Who are the officers and directors of COVENANT RETIREMENT COMMUNITIES INC?
- The 990 for the year ended September 30, 2025 lists 34 people; 14 received compensation from the organization, the highest $941,279 (TERRI S CUNLIFFE, FORMER DIRECTOR AND CLCS PRESIDENT/CEO - THRU 05/24).
- How much revenue does COVENANT RETIREMENT COMMUNITIES INC have?
- On its 990 for the year ended September 30, 2025 it reported revenue of $75,614,687, expenses of $78,785,956 and total assets of $306,813,967 at year end.
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