Nonprofit · EIN 36-3117539
ILLINOIS LIFE & HEALTH INSURANCE GUARANTY ASSOCIATION
Tax-exempt · LISLE, IL 60532
Financials
| Year ended | Form | Revenue | Expenses | Net income | Total assets | Liabilities | Net assets |
|---|---|---|---|---|---|---|---|
| December 31, 2025 | 990 | $24,525,841 | $42,837,945 | -$18,312,104 | $114,436,331 | $10,668,958 | $103,767,373 |
| December 31, 2024 | 990 | $55,913,593 | $13,355,113 | $42,558,480 | $128,658,716 | $10,066,834 | $118,591,882 |
| December 31, 2023 | 990 | $14,512,124 | $10,963,853 | $3,548,271 | $89,725,084 | $13,757,730 | $75,967,354 |
Financial details: 990 for the year ended December 31, 2025
Revenue
- Contributions, gifts and grants
- $0
- Program service revenue
- $20,841,112
- Investment income
- $3,684,729
- Other revenue
- $0
Expenses
- Grants and similar amounts paid
- $0
- Compensation of officers, directors and key employees
- $515,403
- Other salaries and wages
- $620,774
- Salaries, compensation and benefits (total)
- $1,538,339
- Professional fundraising fees
- $0
- Legal fees
- $28,908
- Accounting fees
- $46,816
- Occupancy
- $212,863
- Travel
- $67,679
- Depreciation
- $23,570
Balance sheet and other
- Total assets, start of year
- $128,658,716
- Total assets, end of year
- $114,436,331
- Total liabilities, end of year
- $10,668,958
- Net assets, end of year
- $103,767,373
- Land, buildings and equipment
- $75,234
- Publicly traded securities
- $79,792,024
- Net assets without donor restrictions
- $2,092,921
- Net assets with donor restrictions
- $101,674,452
- Gross receipts
- $24,525,841
- Employees
- 10
- Volunteers
- 11
- Year formed
- 1980
- State of legal domicile
- IL
From the e-filed returns the IRS publishes as XML (latest three processing years; amended returns replace the original). PDF copies at the IRS.
Officers, directors and key employees
As listed on the 990 for the year ended December 31, 2025, highest compensation first.
| Name | Title | Hours / week | Compensation | Other / benefits |
|---|---|---|---|---|
| JANIS D POTTER | Executive Director Officer | 40 | $453,356 | $62,047 |
| LILLIAN CILANO | Controller Highest-paid employee | 40 | $226,874 | $35,242 |
| DAVID K HILL | Chair Trustee or director, Officer | 1 | $0 | $0 |
| NEIL JACKSON | SecretaryTreasurer Trustee or director, Officer | 1 | $0 | $0 |
| AMY CONDO | Vice Chair Trustee or director, Officer | 1 | $0 | $0 |
| PRUDENTIAL INSURANCE CO | Director Institutional trustee | 1 | $0 | $0 |
| STATE FARM LIFE INSURANCE | Director Institutional trustee | 1 | $0 | $0 |
| PRINCIPAL LIFE INSURANCE | Director Institutional trustee | 1 | $0 | $0 |
| TRUSTMARK INSURANCE CO | Director Institutional trustee | 1 | $0 | $0 |
| NORTHWESTERN MUTUAL LIFE | Director Institutional trustee | 1 | $0 | $0 |
| HEALTHCARE SERVICE CORP | Director Institutional trustee | 1 | $0 | $0 |
| UNITEDHEALTHCARE INSURANCE | Director Institutional trustee | 1 | $0 | $0 |
| COUNTRY LIFE INSURANCE | Director Institutional trustee | 1 | $0 | $0 |
| CVS HEALTH AETNA | Director Institutional trustee | 1 | $0 | $0 |
990 for the year ended December 31, 2024: 15 people
| Name | Title | Hours / week | Compensation | Other / benefits |
|---|---|---|---|---|
| JANIS D POTTER | Executive Director Officer | 40 | $437,873 | $63,986 |
| LILLIAN CILANO | Controller Highest-paid employee | 40 | $216,575 | $32,783 |
| DAVID K HILL | Chair Trustee or director, Officer | 1 | $0 | $0 |
| JAMES R JONES | DOI Appointee Trustee or director | 1 | $0 | $0 |
| NEIL JACKSON | SecretaryTreasurer Trustee or director, Officer | 1 | $0 | $0 |
| AMY CONDO | Vice Chair Trustee or director, Officer | 1 | $0 | $0 |
| Prudential Insurance Co | Director Institutional trustee | 1 | $0 | $0 |
| State Farm Life Insurance | Director Institutional trustee | 1 | $0 | $0 |
| Principal Life Insurance | Director Institutional trustee | 1 | $0 | $0 |
| Trustmark Insurance Co | Director Institutional trustee | 1 | $0 | $0 |
| Northwestern Mutual Life | Director Institutional trustee | 1 | $0 | $0 |
| Healthcare Service Corp | Director Institutional trustee | 1 | $0 | $0 |
| UnitedHealthcare Insurance | Director Institutional trustee | 1 | $0 | $0 |
| Country Life Insurance | Director Institutional trustee | 1 | $0 | $0 |
| CVS HealthAetna | Director Institutional trustee | 1 | $0 | $0 |
990 for the year ended December 31, 2023: 14 people
| Name | Title | Hours / week | Compensation | Other / benefits |
|---|---|---|---|---|
| JANIS D POTTER | Executive Director Officer | 40 | $453,222 | $64,248 |
| LILLIAN CILANO | Controller Highest-paid employee | 40 | $204,182 | $36,078 |
| DAVID K HILL | Chair Trustee or director, Officer | 1 | $0 | $0 |
| JAMES R JONES | DOI Appointee Trustee or director | 1 | $0 | $0 |
| Prudential Insurance Co | Director Institutional trustee | 1 | $0 | $0 |
| Aetna Life Insurance Co | Director Institutional trustee | 1 | $0 | $0 |
| State Farm Life Insurance | Director Institutional trustee | 1 | $0 | $0 |
| Principal Life Insurance | Director Institutional trustee | 1 | $0 | $0 |
| Trustmark Insurance Co | Director Institutional trustee | 1 | $0 | $0 |
| Northwestern Mutual Life | Director Institutional trustee | 1 | $0 | $0 |
| Healthcare Service Corp | Director Institutional trustee | 1 | $0 | $0 |
| UnitedHealthcare Insurance | Director Institutional trustee | 1 | $0 | $0 |
| Country Life Insurance | Director Institutional trustee | 1 | $0 | $0 |
| CHAD ALLEN | SecretaryTreasurer Trustee or director, Officer | 1 | $0 | $0 |
Address and contacts
- Address (IRS master file)
- 901 WARRENVILLE RD STE 400, LISLE, IL 60532-4324
- In care of
- % JANIS D POTTER
- Principal officer (990 for 2025)
- Janis D Potter, 901 Warrenville Rd Ste 400, Lisle, IL 60532
- Signed the 990
- JANIS D POTTER, Executive Director
- Phone
- (773) 714-8050
- Website
- www.ilhiga.org
Mission
Purpose is to protect Illinois resident policyholders, enrollees and their beneficiaries, assignees and payees covered by the Act in the event of the insolvency of a member insurer by payment of benefits.
Program accomplishments
- The expenses during 2025 were $43 million of which $40 million was paid to or on behalf of policyholders. Revenue during 2025 totaled $25 million which was comprised of $17 million in estate recoveries; $4 million in net investment income; $2 million in premium collections; and $2 million in assessments.Expenses $43,000,000 · revenue $25,000,000
- N/A
- N/A
What it must file and when
IRS records say it files Form 990 or 990-EZ. Based on its last return; a smaller organization may file the 990-N. Its accounting year ends in December, so each return is due on the 15th day of the 5th month after that.
| Tax year | Year ended | Due | IRS public records |
|---|---|---|---|
| 2025 | December 31, 2025 | May 15, 2026 | 990 on file |
| 2024 | December 31, 2024 | May 15, 2025 | 990 on file |
| 2023 | December 31, 2023 | May 15, 2024 | 990 on file |
IRS record
- EIN
- 36-3117539
- Tax-exempt status
- 501(c)(6): Business league or chamber of commerce
- Donations deductible
- No
- Exempt since
- 1981
- Accounting year ends
- December
- Files
- Form 990 or 990-EZ
- Assets (IRS master file)
- $114,436,331
- Income (IRS master file)
- $24,525,841
Filing history
| Form | Year ended | Revenue | Expenses | Assets | Return |
|---|---|---|---|---|---|
| 990 | December 2025 | $24,525,841 | $42,837,945 | $114,436,331 | XML |
| 990 | December 2024 | $55,913,593 | $13,355,113 | $128,658,716 | XML |
| 990 | December 2023 | $14,512,124 | $10,963,853 | $89,725,084 | XML |
| 990 | December 2022 | $6,114,389 | $11,032,282 | $82,535,675 | IRS |
| 990 | December 2021 | – | – | – | IRS |
| 990 | December 2020 | – | – | – | IRS |
| 990 | December 2019 | – | – | – | IRS |
| 990 | December 2018 | – | – | – | IRS |
990-N: the IRS bulk file holds only the latest e-Postcard per organization; earlier years come from archived copies of that file since 2020 and can have gaps (the IRS e-Postcard search lists every one). 990, 990-EZ, 990-PF, 990-T: every e-filed return in the IRS e-file index since 2019; XML for the latest three processing years, amounts from the IRS Statistics of Income extracts before that. PDF copies and determination letters at the IRS (search EIN 36-3117539).
Questions about ILLINOIS LIFE & HEALTH INSURANCE GUARANTY ASSOCIATION
- What is the EIN of ILLINOIS LIFE & HEALTH INSURANCE GUARANTY ASSOCIATION?
- The employer identification number (EIN) of ILLINOIS LIFE & HEALTH INSURANCE GUARANTY ASSOCIATION is 36-3117539.
- Is ILLINOIS LIFE & HEALTH INSURANCE GUARANTY ASSOCIATION tax-exempt?
- Yes. The IRS lists it as tax-exempt under section 501(c)(6) since 1981.
- Are donations to ILLINOIS LIFE & HEALTH INSURANCE GUARANTY ASSOCIATION tax-deductible?
- No. The IRS master file says contributions to it are not deductible.
- Which annual return does ILLINOIS LIFE & HEALTH INSURANCE GUARANTY ASSOCIATION file?
- Form 990 or 990-EZ. Based on its last return; a smaller organization may file the 990-N.
- When is the next return of ILLINOIS LIFE & HEALTH INSURANCE GUARANTY ASSOCIATION due?
- The return for tax year 2026 (the year ending December 31, 2026) is due May 17, 2027. Form 8868 extends it by six months; the 990-N cannot be extended.
- When did ILLINOIS LIFE & HEALTH INSURANCE GUARANTY ASSOCIATION last file with the IRS?
- The latest return in the IRS public files is the 990 for the year ended December 2025.
- Who is the principal officer of ILLINOIS LIFE & HEALTH INSURANCE GUARANTY ASSOCIATION?
- The 990 for the year ended December 31, 2025 names Janis D Potter.
- Who are the officers and directors of ILLINOIS LIFE & HEALTH INSURANCE GUARANTY ASSOCIATION?
- The 990 for the year ended December 31, 2025 lists 14 people; 2 received compensation from the organization, the highest $453,356 (JANIS D POTTER, Executive Director).
- How much revenue does ILLINOIS LIFE & HEALTH INSURANCE GUARANTY ASSOCIATION have?
- On its 990 for the year ended December 31, 2025 it reported revenue of $24,525,841, expenses of $42,837,945 and total assets of $114,436,331 at year end.
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