Nonprofit · EIN 36-2412022
HARVARD COMMUNITY CREDIT UNION
Tax-exempt · HARVARD, IL 60033
Financials
| Year ended | Form | Revenue | Expenses | Net income | Total assets | Liabilities | Net assets |
|---|---|---|---|---|---|---|---|
| December 31, 2024 | 990 | $1,463,306 | $1,662,748 | -$199,442 | $20,884,114 | $18,945,849 | $1,938,265 |
| December 31, 2023 | 990 | $1,390,320 | $1,391,911 | -$1,591 | $23,005,169 | $20,867,462 | $2,137,707 |
Financial details: 990 for the year ended December 31, 2024
Revenue
- Contributions, gifts and grants
- $0
- Program service revenue
- $1,335,326
- Investment income
- $83,748
- Other revenue
- $44,232
Expenses
- Grants and similar amounts paid
- $3,132
- Compensation of officers, directors and key employees
- $96,740
- Other salaries and wages
- $271,248
- Salaries, compensation and benefits (total)
- $422,971
- Professional fundraising fees
- $0
- Accounting fees
- $40,620
- Occupancy
- $103,514
- Depreciation
- $38,807
Balance sheet and other
- Total assets, start of year
- $23,005,169
- Total assets, end of year
- $20,884,114
- Total liabilities, end of year
- $18,945,849
- Net assets, end of year
- $1,938,265
- Land, buildings and equipment
- $382,197
- Gross receipts
- $1,463,306
- Employees
- 7
- Volunteers
- 6
- Year formed
- 1956
- State of legal domicile
- IL
From the e-filed returns the IRS publishes as XML (latest three processing years; amended returns replace the original). PDF copies at the IRS.
Officers, directors and key employees
As listed on the 990 for the year ended December 31, 2024, highest compensation first.
| Name | Title | Hours / week | Compensation | Other / benefits |
|---|---|---|---|---|
| CONNIE ANDERSON | DIRECTOR/CU PRESIDENT Trustee or director, Officer | 40 | $90,740 | $6,000 |
| DR JON WARNECKE | CHAIRPERSON Trustee or director, Officer | 1.5 | $0 | $0 |
| MICHAEL VEST | VICE CHAIRPERSON Trustee or director, Officer | 1.5 | $0 | $0 |
| VERONICA FIGUEROA | DIRECTOR Trustee or director | 1.5 | $0 | $0 |
| TAMMY HERRERA | DIRECTOR Trustee or director | 1.5 | $0 | $0 |
| ANNETTE HILDRETH | DIRECTOR Trustee or director | 1.5 | $0 | $0 |
| KELLEY SCHULZ | DIRECTOR Trustee or director | 1.5 | $0 | $0 |
990 for the year ended December 31, 2023: 7 people
| Name | Title | Hours / week | Compensation | Other / benefits |
|---|---|---|---|---|
| CONNIE ANDERSON | DIRECTOR/CU PRES Trustee or director, Officer | 40 | $93,714 | $2,271 |
| DR JON WARNECKE | CHAIRPERSON Trustee or director, Officer | 1.5 | $0 | $0 |
| MICHAEL VEST | VICE CHAIRPERSON Trustee or director, Officer | 1.5 | $0 | $0 |
| TAMMY HERRERA | DIRECTOR Trustee or director | 1.5 | $0 | $0 |
| ANNETTE HILDRETH | DIRECTOR Trustee or director | 1.5 | $0 | $0 |
| KELLEY SCHULZ | DIRECTOR Trustee or director | 1.5 | $0 | $0 |
| VERONICA FIGUEROA | DIRECTOR Trustee or director | 1.5 | $0 | $0 |
Address and contacts
- Address (IRS master file)
- 1200 S DIVISION ST, HARVARD, IL 60033-8601
- Principal officer (990 for 2024)
- CONNIE ANDERSON, 1200 S DIVISION, HARVARD, IL 60033
- Signed the 990
- CONNIE ANDERSON, DIRECTOR/CU PRESIDENT
- Phone
- (815) 943-6500
- Website
- WWW.HARVARDCCU.ORG
- Return prepared by
- CHERRY BEKAERT ADVISORY LLC
Mission
TO ASSIST OUR MEMBERS WITH THEIR FINANCIAL NEEDS WHILE ENHANCING THE FINANCIAL STRENGTH OF THE CREDIT UNION.
Program accomplishments
- CONSUMER LOANS: AT DECEMBER 31, 2024, THERE WERE 503 CONSUMER LOANS, WHICH CONSISTED OF 277 UNSECURED LOANS AND LINES OF CREDIT, 184 VEHICLE LOANS & 42 MISCELLANEOUS LOANS.
- PROVIDED CHECKING ACCOUNTS AND CDS TO APPROXIMATELY 1,130 MEMBERS.
- ACCEPTED DEPOSITS AND ISSUED SHARE CERTIFICATES TO MEMBERS. THE TOTAL SHARE BALANCE AT THE END OF 2024 WAS $18,884,501. THIS NUMBER CONSISTED OF SHARE BALANCES OF $6,431,453, SHARE DRAFT BALANCES OF $7,603,124 AND CERTIFICATE BALANCES OF $4,849,924.
What it must file and when
IRS records say it files Form 990 or 990-EZ. Based on its last return; a smaller organization may file the 990-N. Its accounting year ends in December, so each return is due on the 15th day of the 5th month after that.
| Tax year | Year ended | Due | IRS public records |
|---|---|---|---|
| 2025 | December 31, 2025 | May 15, 2026 | Not on file |
| 2024 | December 31, 2024 | May 15, 2025 | 990 on file |
| 2023 | December 31, 2023 | May 15, 2024 | 990 on file |
IRS record
- EIN
- 36-2412022
- Tax-exempt status
- 501(c)(14): State-chartered credit union
- Donations deductible
- No
- Exempt since
- 1956
- Accounting year ends
- December
- Files
- Form 990 or 990-EZ
- Assets (IRS master file)
- $20,884,114
- Income (IRS master file)
- $1,463,306
Filing history
| Form | Year ended | Revenue | Expenses | Assets | Return |
|---|---|---|---|---|---|
| 990 | December 2024 | $1,463,306 | $1,662,748 | $20,884,114 | XML |
| 990 | December 2023 | $1,390,320 | $1,391,911 | $23,005,169 | XML |
| 990 | December 2022 | $1,114,312 | $1,004,063 | $24,510,721 | IRS |
| 990 | December 2021 | – | – | – | IRS |
| 990 | December 2020 | – | – | – | IRS |
| 990 | December 2019 | – | – | – | IRS |
| 990 | December 2018 | – | – | – | IRS |
990-N: the IRS bulk file holds only the latest e-Postcard per organization; earlier years come from archived copies of that file since 2020 and can have gaps (the IRS e-Postcard search lists every one). 990, 990-EZ, 990-PF, 990-T: every e-filed return in the IRS e-file index since 2019; XML for the latest three processing years, amounts from the IRS Statistics of Income extracts before that. PDF copies and determination letters at the IRS (search EIN 36-2412022).
Questions about HARVARD COMMUNITY CREDIT UNION
- What is the EIN of HARVARD COMMUNITY CREDIT UNION?
- The employer identification number (EIN) of HARVARD COMMUNITY CREDIT UNION is 36-2412022.
- Is HARVARD COMMUNITY CREDIT UNION tax-exempt?
- Yes. The IRS lists it as tax-exempt under section 501(c)(14) since 1956.
- Are donations to HARVARD COMMUNITY CREDIT UNION tax-deductible?
- No. The IRS master file says contributions to it are not deductible.
- Which annual return does HARVARD COMMUNITY CREDIT UNION file?
- Form 990 or 990-EZ. Based on its last return; a smaller organization may file the 990-N.
- When is the next return of HARVARD COMMUNITY CREDIT UNION due?
- The return for tax year 2025 (the year ending December 31, 2025) is due May 15, 2026. Form 8868 extends it by six months; the 990-N cannot be extended.
- When did HARVARD COMMUNITY CREDIT UNION last file with the IRS?
- The latest return in the IRS public files is the 990 for the year ended December 2024.
- Who is the principal officer of HARVARD COMMUNITY CREDIT UNION?
- The 990 for the year ended December 31, 2024 names CONNIE ANDERSON.
- Who are the officers and directors of HARVARD COMMUNITY CREDIT UNION?
- The 990 for the year ended December 31, 2024 lists 7 people; 1 received compensation from the organization, the highest $90,740 (CONNIE ANDERSON, DIRECTOR/CU PRESIDENT).
- How much revenue does HARVARD COMMUNITY CREDIT UNION have?
- On its 990 for the year ended December 31, 2024 it reported revenue of $1,463,306, expenses of $1,662,748 and total assets of $20,884,114 at year end.
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