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Nonprofit · EIN 35-2284858

EDUCATORS BENEFIT CONSULTANTS HEALTH REIMBURSEMENT ARRANGEMENT

Also known as EDUCATOR BENEFIT CONSULTANTS LLC TT

Tax-exempt · CAMBRIDGE, MN 55008

Financials

$33.9M$7M2022$13.9M$11.5M2023$14.5M$11.3M2024$16.3M$12.6M2025
Revenue Expenses · by fiscal year end
Financials of EDUCATORS BENEFIT CONSULTANTS HEALTH REIMBURSEMENT ARRANGEMENT by year, from its e-filed returns
Year endedFormRevenueExpensesNet incomeTotal assetsLiabilitiesNet assets
December 31, 2025990$16,286,230$12,572,933$3,713,297$62,478,778$0$62,478,778
December 31, 2024990$14,526,940$11,320,874$3,206,066$58,765,481$0$58,765,481
December 31, 2023990$13,872,364$11,479,162$2,393,202$55,559,415$0$55,559,415
December 31, 2022990 (amended)$33,947,973$7,044,334$26,903,639$53,166,213$0$53,166,213
Financial details: 990 for the year ended December 31, 2025

Revenue

Contributions, gifts and grants
$0
Program service revenue
$12,221,534
Investment income
$3,084,486
Other revenue
$980,210

Expenses

Grants and similar amounts paid
$0
Benefits paid to members
$12,039,450
Compensation of officers, directors and key employees
$0
Salaries, compensation and benefits (total)
$0
Professional fundraising fees
$0

Balance sheet and other

Total assets, start of year
$58,765,481
Total assets, end of year
$62,478,778
Total liabilities, end of year
$0
Net assets, end of year
$62,478,778
Publicly traded securities
$62,478,778
Gross receipts
$16,286,230
Employees
0
Volunteers
0
Year formed
2006
State of legal domicile
MN

From the e-filed returns the IRS publishes as XML (latest three processing years; amended returns replace the original). PDF copies at the IRS.

Officers, directors and key employees

As listed on the 990 for the year ended December 31, 2025, highest compensation first.

NameTitleHours / weekCompensation
AVIBEN LLCTHIRD PARTY ADMINISTRATOR
Trustee or director
0$0
KENT SCHUTTEPRESIDENT
Trustee or director
0$0
990 for the year ended December 31, 2024: 2 people
NameTitleHours / weekCompensation
EBC THIRD PARTY ADMINISTRATORADMINISTRATO
Trustee or director
–$0
KENT D SCHUTTEPRESIDENT
Trustee or director
–$0
990 for the year ended December 31, 2023: 2 people
NameTitleHours / weekCompensation
EBC THIRD PARTY ADMINISTRATORADMINISTRATO
Trustee or director
–$0
KENT D SCHUTTEPRESIDENT
Trustee or director
–$0
990 for the year ended December 31, 2022: 2 people
NameTitleHours / weekCompensation
EBC THIRD PARTY ADMINISTRATORADMINISTRATO
Trustee or director
–$0
KENT D SCHUTTEPRESIDENT
Trustee or director
–$0

Address and contacts

Address (IRS master file)
1995 E RUM RIVER DR S, CAMBRIDGE, MN 55008-2656
Principal officer (990 for 2025)
Kent Schutte, 1995 E RUM RIVER DR S, CAMBRIDGE, MN 55008
Signed the 990
Kent, Schutte
Phone
(763) 552-6040

Mission

FUNDS IN THE TRUST ACCOUNT ARE USED TO REIMBURSE ELIGIBLE HEALTH CARE EXPENSES FOR SCHOOL DISTRICT EMPLOYEES.

990 for the year ended December 31, 2025

Program accomplishments

  • BENEFITSD PAID TO OR FOR MEMBERS: REIMBURSEMENTS FROM THE TRUST ACCOUNT PROVIDED TO PARTICIPANTS THAT HAVE INCURRED ELIGIBLE HEALTH CARE EXPENSES.0
  • MANAGEMENT EXPENSE: EDUCATORS BENEFIT CONSULTANTS REVIEWS HEALTH REIMBURSEMENT ARRANGEMENT CLAIMS FOR ELIGIBILITY AND REIMBURSE PARTICIPANTS FROM THE TRUST. EBC ASSISTS PARTICIPANTS WITH QUESTIONS REGARDING THEIR ACCOUNTS AND CLAIMS. EBC PREPARES AND FILES THE FORM 990 FOR THE TRUST AND FILES WITH THE IRS.0

What it must file and when

IRS records say it files Form 990 or 990-EZ. Based on its last return; a smaller organization may file the 990-N. Its accounting year ends in December, so each return is due on the 15th day of the 5th month after that.

Tax yearYear endedDueIRS public records
2025December 31, 2025May 15, 2026990 on file
2024December 31, 2024May 15, 2025990 on file
2023December 31, 2023May 15, 2024990 on file

IRS record

EIN
35-2284858
Tax-exempt status
501(c)(9): Voluntary employees' beneficiary association
Donations deductible
No
Exempt since
2007
Accounting year ends
December
Files
Form 990 or 990-EZ
Assets (IRS master file)
$62,478,778
Income (IRS master file)
$16,286,230

Filing history

FormYear endedRevenueExpensesAssetsReturn
990December 2025$16,286,230$12,572,933$62,478,778IRS
990December 2024$14,526,940$11,320,874$58,765,481IRS
990December 2023$13,872,364$11,479,162$55,559,415XML
990December 2022$33,947,973$7,044,334$53,166,213XML
990December 2021–––IRS
990December 2020–––IRS

990-N: the IRS bulk file holds only the latest e-Postcard per organization; earlier years come from archived copies of that file since 2020 and can have gaps (the IRS e-Postcard search lists every one). 990, 990-EZ, 990-PF, 990-T: every e-filed return in the IRS e-file index since 2019; XML for the latest three processing years, amounts from the IRS Statistics of Income extracts before that. PDF copies and determination letters at the IRS (search EIN 35-2284858).

Questions about EDUCATORS BENEFIT CONSULTANTS HEALTH REIMBURSEMENT ARRANGEMENT

What is the EIN of EDUCATORS BENEFIT CONSULTANTS HEALTH REIMBURSEMENT ARRANGEMENT?
The employer identification number (EIN) of EDUCATORS BENEFIT CONSULTANTS HEALTH REIMBURSEMENT ARRANGEMENT is 35-2284858.
Is EDUCATORS BENEFIT CONSULTANTS HEALTH REIMBURSEMENT ARRANGEMENT tax-exempt?
Yes. The IRS lists it as tax-exempt under section 501(c)(9) since 2007.
Are donations to EDUCATORS BENEFIT CONSULTANTS HEALTH REIMBURSEMENT ARRANGEMENT tax-deductible?
No. The IRS master file says contributions to it are not deductible.
Which annual return does EDUCATORS BENEFIT CONSULTANTS HEALTH REIMBURSEMENT ARRANGEMENT file?
Form 990 or 990-EZ. Based on its last return; a smaller organization may file the 990-N.
When is the next return of EDUCATORS BENEFIT CONSULTANTS HEALTH REIMBURSEMENT ARRANGEMENT due?
The return for tax year 2026 (the year ending December 31, 2026) is due May 17, 2027. Form 8868 extends it by six months; the 990-N cannot be extended.
When did EDUCATORS BENEFIT CONSULTANTS HEALTH REIMBURSEMENT ARRANGEMENT last file with the IRS?
The latest return in the IRS public files is the 990 for the year ended December 2025.
Who is the principal officer of EDUCATORS BENEFIT CONSULTANTS HEALTH REIMBURSEMENT ARRANGEMENT?
The 990 for the year ended December 31, 2025 names Kent Schutte.
Who are the officers and directors of EDUCATORS BENEFIT CONSULTANTS HEALTH REIMBURSEMENT ARRANGEMENT?
The 990 for the year ended December 31, 2025 lists 2 people; 0 received compensation from the organization.
How much revenue does EDUCATORS BENEFIT CONSULTANTS HEALTH REIMBURSEMENT ARRANGEMENT have?
On its 990 for the year ended December 31, 2025 it reported revenue of $16,286,230, expenses of $12,572,933 and total assets of $62,478,778 at year end.

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