Nonprofit · EIN 35-1082578
INTERRA CREDIT UNION
Tax-exempt · GOSHEN, IN 46526
Financials
| Year ended | Form | Revenue | Expenses | Net income | Total assets | Liabilities | Net assets |
|---|---|---|---|---|---|---|---|
| December 31, 2024 | 990 | $110,651,659 | $106,368,256 | $4,283,403 | $1,889,737,584 | $173,048,972 | $1,716,688,612 |
| December 31, 2023 | 990 | $94,735,928 | $89,416,733 | $5,319,195 | $1,789,697,665 | $204,476,604 | $1,585,221,061 |
Financial details: 990 for the year ended December 31, 2024
Revenue
- Contributions, gifts and grants
- $0
- Program service revenue
- $101,348,902
- Investment income
- $9,302,757
- Net gain from sales of assets
- $577,856
- Other revenue
- $0
Expenses
- Grants and similar amounts paid
- $307,968
- Benefits paid to members
- $36,227,481
- Compensation of officers, directors and key employees
- $4,160,588
- Other salaries and wages
- $23,055,662
- Salaries, compensation and benefits (total)
- $33,339,257
- Professional fundraising fees
- $0
- Legal fees
- $143,496
- Accounting fees
- $260,565
- Occupancy
- $2,007,219
- Depreciation
- $1,843,281
Balance sheet and other
- Total assets, start of year
- $1,789,697,665
- Total assets, end of year
- $1,889,737,584
- Total liabilities, end of year
- $173,048,972
- Net assets, end of year
- $1,716,688,612
- Land, buildings and equipment
- $21,699,839
- Publicly traded securities
- $212,929,839
- Gross unrelated business income
- $585,186
- Gross receipts
- $110,651,659
- Employees
- 381
- Volunteers
- 13
- Year formed
- 1932
- State of legal domicile
- IN
From the e-filed returns the IRS publishes as XML (latest three processing years; amended returns replace the original). PDF copies at the IRS.
Officers, directors and key employees
As listed on the 990 for the year ended December 31, 2024, highest compensation first.
| Name | Title | Hours / week | Compensation | Other / benefits |
|---|---|---|---|---|
| AMY SINK | PRESIDENT / CEO Officer | 40 | $982,192 | $503,650 |
| ANDY MARSHALL | EVP COO Officer | 40 | $453,958 | $123,479 |
| LAURA MILLER | HEAD OF HUMAN RESOURCES (LEFT 11/22) Key employee | 40 | $438,121 | $26,177 |
| JIM HENNING | CFO Officer | 40 | $332,711 | $103,208 |
| PHIL WIENS | CLO Officer | 40 | $307,612 | $90,269 |
| DAVID BIRKY | CSO Officer | 40 | $304,905 | $84,354 |
| JOHN POTTER | HEAD OF MORTGAGE SERVICES (LEFT 11/19) Key employee | 40 | $240,435 | $28,436 |
| MICHAEL BLOSSER | HEAD OF COMMERCIAL SERVICES Key employee | 40 | $235,092 | $11,081 |
| JOEL RICHARD | CHIEF MEMBER EXPERIENCE OFFICER Key employee | 40 | $220,819 | $22,676 |
| DAVID DEKKER | HEAD OF CONSUMER SERVICES Key employee | 40 | $212,192 | $26,744 |
| DANIEL CARROLL | HEAD OF CREDIT ADMINISTRATION Highest-paid employee | 40 | $211,367 | $22,357 |
| JENNIFER KLEIN | HEAD OF FINANCE & DEPOSIT OPERATIONS (LEFT 7/10) Highest-paid employee | 40 | $213,303 | $9,687 |
| ANGELA PLETCHER | HEAD OF ENTERPRISE RISK MGMT Highest-paid employee | 40 | $193,668 | $24,547 |
| JASON GOLDEN | AGRIBUSINESS LENDER IV Highest-paid employee | 40 | $190,413 | $23,631 |
| RANDY LEHMAN | MANAGER OF COMMERCIAL LENDING Highest-paid employee | 40 | $192,647 | $18,902 |
13 more people on this return
| Name | Title | Hours / week | Compensation |
|---|---|---|---|
| TIM YODER | CHAIRMAN Trustee or director | 1 | $30,000 |
| CARL STOLTZFUS | TREASURER Trustee or director | 1 | $20,000 |
| RANDY ZIMMERLY | SECRETARY Trustee or director | 1 | $20,000 |
| VINCE BEASLEY | VICE CHAIRMAN Trustee or director | 1 | $20,000 |
| BRUCE STAHLY | DIRECTOR Trustee or director | 1 | $18,000 |
| CARMEN SNIDER | DIRECTOR Trustee or director | 1 | $18,000 |
| GINA LEICHTY | DIRECTOR Trustee or director | 1 | $18,000 |
| LAURI NAFZIGER | ASSOCIATE DIRECTOR Trustee or director | 1 | $9,000 |
| DARIN SHORT | SUPERVISORY COMMITTEE Trustee or director | 1 | $6,000 |
| MICHELLE ADAMS | SUPERVISORY COMMITTEE Trustee or director | 1 | $6,000 |
| SUSAN CRIPE | SUPERVISORY COMMITTEE Trustee or director | 1 | $6,000 |
| DOUG NISLEY | ASSOCIATE DIRECTOR Trustee or director | 1 | $0 |
| JODY SPATARO | ASSOCIATE DIRECTOR Trustee or director | 1 | $0 |
990 for the year ended December 31, 2023: 23 people
| Name | Title | Hours / week | Compensation | Other / benefits |
|---|---|---|---|---|
| AMY SINK | PRESIDENT/CEO Officer | 40 | $1,089,772 | $481,174 |
| ANDY MARSHALL | EVP COO Officer | 40 | $999,625 | $147,251 |
| PHIL WIENS | CLO Officer | 40 | $516,663 | $101,111 |
| JIM HENNING | CFO Officer | 40 | $365,879 | $112,265 |
| DAVID BIRKY | CSO Officer | 40 | $336,497 | $104,232 |
| MICHAEL BLOSSER | HEAD OF COMMERCIAL SERVICES Highest-paid employee | 40 | $249,798 | $10,038 |
| JOEL RICHARD | CHIEF MEMBER EXPERIENCE OFFICER Highest-paid employee | 40 | $231,738 | $23,188 |
| DAVID DEKKER | HEAD OF CONSUMER SERVICES Highest-paid employee | 40 | $226,418 | $28,002 |
| LAURA MILLER | HEAD OF HUMAN RESOURCES Highest-paid employee | 40 | $217,847 | $27,779 |
| JAMES KIRK | SENIOR FINANCIAL ADVISOR Highest-paid employee | 40 | $223,350 | $8,792 |
| TIM YODER | CHAIRMAN Trustee or director | 1 | $30,000 | $0 |
| BRUCE STAHLY | VICE CHAIRMAN Trustee or director | 1 | $20,000 | $0 |
| CARL STOLTZFUS | TREASURER Trustee or director | 1 | $20,000 | $0 |
| VINCE BEASLEY | SECRETARY Trustee or director | 1 | $20,000 | $0 |
| CARMEN SNIDER | DIRECTOR Trustee or director | 1 | $18,000 | $0 |
| GINA LEICHTY | DIRECTOR Trustee or director | 1 | $18,000 | $0 |
| RANDY ZIMMERLY | DIRECTOR Trustee or director | 1 | $18,000 | $0 |
| DOUG NISLEY | ASSOCIATE DIRECTOR Trustee or director | 1 | $9,000 | $0 |
| JODI SPATARO | ASSOCIATE DIRECTOR Trustee or director | 1 | $9,000 | $0 |
| LAURI NAFZIGER | ASSOCIATE DIRECTOR Trustee or director | 1 | $9,000 | $0 |
| DARIN SHORT | SUPERVISORY COMMITTEE Trustee or director | 1 | $6,000 | $0 |
| MICHELLE ADAMS | SUPERVISORY COMMITTEE Trustee or director | 1 | $6,000 | $0 |
| SUSAN CRIPE | SUPERVISORY COMMITTEE Trustee or director | 1 | $6,000 | $0 |
Address and contacts
- Address (IRS master file)
- 300 W LINCOLN AVE, GOSHEN, IN 46526-3221
- In care of
- % DARCY WYNES
- Mailing address (990-N for 2021)
- 17746 CR 34, Goshen IN 46528
- Principal officer (990 for 2024)
- AMY SINK, PO BOX 727, GOSHEN, IN 465270727
- Signed the 990
- AMY SINK, PRESIDENT/CEO
- Phone
- (574) 534-2506
- Website
- WWW.INTERRACU.COM
- Return prepared by
- Forvis Mazars LLP
Mission
COOPERATIVE FINANCIAL INSTITUTION WITH A MISSION TO BE OUR MEMBERS' MOST TRUSTED AND VALUED FINANCIAL RESOURCE.
Program accomplishments
- NUMBER OF MEMBERS SERVED FOR LOANS WAS 46,097 IN THE AMOUNT OF $1,566,549,089 AND NUMBER OF MEMBERS SERVED FOR SAVINGS WAS 88,149 IN THE AMOUNT OF $1,567,900,659.
What it must file and when
IRS records say it files Form 990 or 990-EZ. Based on its last return; a smaller organization may file the 990-N. Its accounting year ends in December, so each return is due on the 15th day of the 5th month after that.
| Tax year | Year ended | Due | IRS public records |
|---|---|---|---|
| 2025 | December 31, 2025 | May 15, 2026 | Not on file |
| 2024 | December 31, 2024 | May 15, 2025 | 990 on file |
| 2023 | December 31, 2023 | May 15, 2024 | 990 on file |
IRS record
- EIN
- 35-1082578
- Tax-exempt status
- 501(c)(14): State-chartered credit union
- Donations deductible
- No
- Exempt since
- 2019
- Accounting year ends
- December
- Files
- Form 990 or 990-EZ
- Assets (IRS master file)
- $1,889,737,584
- Income (IRS master file)
- $110,651,659
Filing history
| Form | Year ended | Revenue | Expenses | Assets | Return |
|---|---|---|---|---|---|
| 990 | December 2024 | $110,651,659 | $106,368,256 | $1,889,737,584 | XML |
| 990 | December 2023 | $94,735,928 | $89,416,733 | $1,789,697,665 | XML |
| 990 | December 2022 | $78,567,352 | $65,410,787 | $1,729,309,685 | IRS |
| 990-N for 2021 | December 31, 2021 | ≤ $50,000 receipts | – | – | e-Postcard |
| 990 | December 2021 | – | – | – | IRS |
| 990-N for 2020 Officer: Lauren Zeugner | December 31, 2020 | ≤ $50,000 receipts | – | – | e-Postcard |
| 990 | December 2020 | – | – | – | IRS |
| 990-N for 2019 Officer: Lauren Zeugner | December 31, 2019 | ≤ $50,000 receipts | – | – | e-Postcard |
| 990 | December 2019 | – | – | – | IRS |
| 990 | December 2018 | – | – | – | IRS |
| 990 | December 2017 | – | – | – | IRS |
990-N: the IRS bulk file holds only the latest e-Postcard per organization; earlier years come from archived copies of that file since 2020 and can have gaps (the IRS e-Postcard search lists every one). 990, 990-EZ, 990-PF, 990-T: every e-filed return in the IRS e-file index since 2019; XML for the latest three processing years, amounts from the IRS Statistics of Income extracts before that. PDF copies and determination letters at the IRS (search EIN 35-1082578).
Questions about INTERRA CREDIT UNION
- What is the EIN of INTERRA CREDIT UNION?
- The employer identification number (EIN) of INTERRA CREDIT UNION is 35-1082578.
- Is INTERRA CREDIT UNION tax-exempt?
- Yes. The IRS lists it as tax-exempt under section 501(c)(14) since 2019.
- Are donations to INTERRA CREDIT UNION tax-deductible?
- No. The IRS master file says contributions to it are not deductible.
- Which annual return does INTERRA CREDIT UNION file?
- Form 990 or 990-EZ. Based on its last return; a smaller organization may file the 990-N.
- When is the next return of INTERRA CREDIT UNION due?
- The return for tax year 2025 (the year ending December 31, 2025) is due May 15, 2026. Form 8868 extends it by six months; the 990-N cannot be extended.
- When did INTERRA CREDIT UNION last file with the IRS?
- The latest return in the IRS public files is the 990 for the year ended December 2024.
- Who is the principal officer of INTERRA CREDIT UNION?
- The 990 for the year ended December 31, 2024 names AMY SINK.
- Who are the officers and directors of INTERRA CREDIT UNION?
- The 990 for the year ended December 31, 2024 lists 28 people; 26 received compensation from the organization, the highest $982,192 (AMY SINK, PRESIDENT / CEO).
- How much revenue does INTERRA CREDIT UNION have?
- On its 990 for the year ended December 31, 2024 it reported revenue of $110,651,659, expenses of $106,368,256 and total assets of $1,889,737,584 at year end.
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