Nonprofit · EIN 35-0928620
FINANCIAL CENTER FIRST CREDIT UNION
Tax-exempt · INDIANAPOLIS, IN 46226
Financials
| Year ended | Form | Revenue | Expenses | Net income | Total assets | Liabilities | Net assets |
|---|---|---|---|---|---|---|---|
| December 31, 2024 | 990 | $49,360,256 | $47,834,000 | $1,526,256 | $883,621,000 | $792,534,705 | $91,086,295 |
| December 31, 2023 | 990 | $53,570,742 | $45,640,000 | $7,930,742 | $841,887,000 | $753,483,961 | $88,403,039 |
Financial details: 990 for the year ended December 31, 2024
Revenue
- Contributions, gifts and grants
- $0
- Program service revenue
- $54,489,922
- Investment income
- -$5,129,666
- Net gain from sales of assets
- -$5,129,666
- Other revenue
- $0
Expenses
- Grants and similar amounts paid
- $50,358
- Compensation of officers, directors and key employees
- $4,793,175
- Other salaries and wages
- $10,152,464
- Salaries, compensation and benefits (total)
- $18,594,560
- Professional fundraising fees
- $0
- Legal fees
- $787,342
- Accounting fees
- $78,965
- Occupancy
- $1,473,911
- Travel
- $609,283
- Depreciation
- $2,202,443
Balance sheet and other
- Total assets, start of year
- $841,887,000
- Total assets, end of year
- $883,621,000
- Total liabilities, end of year
- $792,534,705
- Net assets, end of year
- $91,086,295
- Land, buildings and equipment
- $10,697,820
- Gross unrelated business income
- $185,929
- Gross receipts
- $54,489,922
- Employees
- 494
- Volunteers
- 33
- Year formed
- 2015
- State of legal domicile
- IN
From the e-filed returns the IRS publishes as XML (latest three processing years; amended returns replace the original). PDF copies at the IRS.
Officers, directors and key employees
As listed on the 990 for the year ended December 31, 2024, highest compensation first.
| Name | Title | Hours / week | Compensation | Other / benefits |
|---|---|---|---|---|
| CAMERON MINGES | CEO/PRESIDENT Officer | 40 | $382,928 | $35,877 |
| JENNIFER RUE | EVP CREDIT UNION OPERATIONS Officer | 40 | $244,574 | $21,194 |
| RYAN COOK | EVP FINANCE Officer | 40 | $216,770 | $37,030 |
| DUSTY SIMMONS | EVP STRATEGIC OPERATIONS Officer | 40 | $224,117 | $27,343 |
| CHRISTOPHER SIBILA | SVP INFORMATION TECHNOLOGY Officer | 40 | $213,802 | $31,237 |
| CARL BRITTON | SVP LENDING AND RISK MANAGEMENT Officer | 40 | $197,294 | $35,392 |
| BILLY WELLS | SVP MEMBER OPERATIONS Officer | 40 | $211,900 | $6,795 |
| FRANCES TOOLEY | SVP EMPLOYEE OPERATIONS Officer | 40 | $159,440 | $28,559 |
| AARON ALSUP | VP OF ERM Officer | 40 | $148,808 | $28,331 |
| JAMES NORTON | VP OF STRATEGIC DEVELOPMENT Officer | 40 | $151,901 | $18,054 |
| ADRIAN PHILLIPS | AVP BUSINESS INTELLIGENCE Highest-paid employee | 40 | $136,888 | $31,282 |
| JAMES DAVIDSON | VP OF FINANCIAL WELLNESS Officer | 40 | $132,870 | $32,727 |
| SHERRY SIGLER | VP OF RETAIL OPERATIONS Officer | 40 | $131,287 | $33,006 |
| DIANNA MILLER | SENIOR ACCOUNTANT Highest-paid employee | 40 | $125,753 | $32,837 |
| OLIVIA GARMAN | VP OF PAYMENTS & INTERNAL OPS Officer | 40 | $129,934 | $25,186 |
22 more people on this return
| Name | Title | Hours / week | Compensation | Other / benefits |
|---|---|---|---|---|
| JON STONEBRAKER | BUSINESS INTELLIGENCE MANAGER Highest-paid employee | 40 | $135,262 | $17,555 |
| JOE PERRIN | VP OF COMMERCIAL LENDING Officer | 40 | $135,629 | $16,437 |
| CAROL EPPERSON | VP OF MARKETING Officer | 40 | $132,941 | $17,507 |
| BRANDON TODD ANDERSON | VP of LENDING Officer | 40 | $123,875 | $24,123 |
| STEVEN SHERIDAN | AVP IT OPERATIONS Highest-paid employee | 40 | $131,218 | $16,203 |
| KYLE ENDRES | VP OF COMMUNICATION Officer | 40 | $125,853 | $16,965 |
| CHRIS LAMBERT | VP OF FACILITIES Officer | 40 | $134,837 | $6,056 |
| KIMBERLY FLOWERS START 022024 | VP MEMBER SOLUTIONS Officer | 40 | $122,157 | $16,560 |
| JOAN KERULIS | SVP INT AUDIT Officer | 40 | $126,872 | $6,921 |
| APRIL WOOD | FINANCIAL ADVISOR Highest-paid employee | 40 | $115,937 | $16,467 |
| DANIELLE VORIS START 012024 | VP CONTROLLER Officer | 40 | $107,286 | $3,702 |
| Christine Stefani END 022024 | SVP Human Resources Officer | 40 | $98,693 | $2,477 |
| THOMAS SPAHR | CHAIRMAN Trustee or director | 5 | $24,000 | $0 |
| LARRY MARCUM | FIRST VICE CHAIR Trustee or director | 5 | $21,000 | $0 |
| BRYAN FLUKE | DIRECTOR Trustee or director | 5 | $18,000 | $0 |
| CLAUDIA FLUENTES | SECOND VICE CHAIR Trustee or director | 5 | $18,000 | $0 |
| JAMES BENOIT | TREASURER Trustee or director | 5 | $18,000 | $0 |
| JASON PICKETT | SECRETARY Trustee or director | 5 | $18,000 | $0 |
| JEFFERY GEORGE | DIRECTOR Trustee or director | 5 | $18,000 | $0 |
| JR KENEIPP | DIRECTOR Trustee or director | 5 | $18,000 | $0 |
| WILLIAM STEVENS | DIRECTOR Trustee or director | 5 | $18,000 | $0 |
| JEANINE LUGO | DIRECTOR Trustee or director | 5 | $6,000 | $0 |
990 for the year ended December 31, 2023: 37 people
| Name | Title | Hours / week | Compensation | Other / benefits |
|---|---|---|---|---|
| MICHAEL NELSON | FORMER CHIEF FINANCIAL OFFICER Former | 0 | $376,418 | $0 |
| CAMERON MINGES | CEO/PRESIDENT Officer | 40 | $311,455 | $29,270 |
| JENNIFER RUE | CHIEF RISK & COMPL. OFFICER Officer | 40 | $230,238 | $17,683 |
| CHRISTOPHER SIBILA | SVP INFORMATION TECHNOLOGY Officer | 40 | $214,616 | $24,782 |
| DUSTY SIMMONS | CHIEF STRATEGY OFFICER Officer | 40 | $199,102 | $15,774 |
| BILLY WELLS | COO Officer | 40 | $203,131 | $8,077 |
| CARL BRITTON | VP OF LENDING Officer | 40 | $183,581 | $22,828 |
| CHRISTINE STEFANI | VP OF HR Officer | 40 | $161,088 | $15,269 |
| DIANNA MILLER | VP OF ACCOUNTING Officer | 40 | $143,578 | $27,577 |
| AARON ALSUP | VP OF ERM Officer | 40 | $140,963 | $22,354 |
| FRANCES TOOLEY | CHIEF DEVELOPMENT OFFICER Officer | 40 | $136,669 | $23,013 |
| JAMES NORTON | VP OF STRATEGIC DEVELOPMENT Officer | 40 | $144,322 | $14,564 |
| SHERRY SIGLER | VP OF RETAIL OPERATIONS Officer | 40 | $123,108 | $26,630 |
| JAMES DAVIDSON | VP OF FINANCIAL WELLNESS Officer | 40 | $130,690 | $18,822 |
| CAROL KINSER EPPERSON (START 022023) | VP OF MARKETING Officer | 40 | $123,765 | $19,646 |
| JON STONEBRAKER | BUSINESS INTELLIGENCE MANAGER Highest-paid employee | 40 | $127,336 | $13,365 |
| JOE PERRIN (START 022023) | VP OF COMMERCIAL LENDING Officer | 40 | $124,738 | $13,888 |
| OLIVIA GARMAN (START 022023) | VP OF INTERNAL OPS Officer | 40 | $116,596 | $19,827 |
| JOAN KERULIS | DIR INT AUDIT Officer | 40 | $121,507 | $13,772 |
| CHRIS LAMBERT (START 022023) | VP OF FACILITIES Officer | 40 | $124,241 | $5,315 |
| MATT TIELKER | FINANCIAL ADVISOR Highest-paid employee | 40 | $103,109 | $25,682 |
| KYLE ENDRES (START 022023) | VP OF COMMUNICATION Officer | 40 | $115,176 | $10,405 |
| MATT DEARMOND | IT INFRASTRUCTURE ENGINEER Highest-paid employee | 40 | $105,578 | $14,158 |
| KRISTEN EITELJORGE | AVP CORE SERVICES Highest-paid employee | 40 | $101,229 | $12,784 |
| MACKENZIE KEPLEY | AVP OF COMPLIANCE Highest-paid employee | 40 | $105,423 | $6,919 |
| BRANDON TODD ANDERSON (START 042023) | VP of LENDING Officer | 40 | $80,110 | $11,507 |
| RYAN COOK (START 092023) | EVP FINANCE Officer | 40 | $69,888 | $4,106 |
| LARRY MARCUM | CHAIRPERSON Trustee or director | 5 | $27,000 | $0 |
| BRYAN FLUKE | DIRECTOR Trustee or director | 5 | $18,000 | $0 |
| CLAUDIA FLUENTES | DIRECTOR Trustee or director | 5 | $18,000 | $0 |
| JAMES BENOIT | DIRECTOR Trustee or director | 5 | $18,000 | $0 |
| JASON PICKETT | SECRETARY Trustee or director | 5 | $18,000 | $0 |
| JEANINE LUGO | DIRECTOR Trustee or director | 5 | $18,000 | $0 |
| JEFFERY GEORGE | DIRECTOR Trustee or director | 5 | $18,000 | $0 |
| JR KENEIPP | FIRST CHAIRMAN Trustee or director | 5 | $18,000 | $0 |
| THOMAS SPAHR | SECOND VICE CHAIRMAN Trustee or director | 5 | $18,000 | $0 |
| WILLIAM STEVENS | DIRECTOR Trustee or director | 5 | $18,000 | $0 |
Address and contacts
- Address (IRS master file)
- 7101 E 56TH ST, INDIANAPOLIS, IN 46226-1315
- In care of
- % RYAN W COOK
- Principal officer (990 for 2024)
- RYAN W COOK, 7101 EAST 56TH STREET, INDIANAPOLIS, IN 462260501
- Signed the 990
- RYAN W COOK, EVP FINANCE
- Phone
- (317) 916-6233
- Website
- WWW.FCFCU.COM
- Return prepared by
- Forvis Mazars LLP
Mission
We will be our members' first choice for financial services.
Program accomplishments
- FINANCIAL CENTER FIRST CREDIT UNION PROVIDES FINANCIAL SERVICES TO ITS 62,768 MEMBERS.
What it must file and when
IRS records say it files Form 990 or 990-EZ. Based on its last return; a smaller organization may file the 990-N. Its accounting year ends in December, so each return is due on the 15th day of the 5th month after that.
| Tax year | Year ended | Due | IRS public records |
|---|---|---|---|
| 2025 | December 31, 2025 | May 15, 2026 | Not on file |
| 2024 | December 31, 2024 | May 15, 2025 | 990 on file |
| 2023 | December 31, 2023 | May 15, 2024 | 990 on file |
IRS record
- EIN
- 35-0928620
- Tax-exempt status
- 501(c)(14): State-chartered credit union
- Donations deductible
- No
- Exempt since
- 2017
- Accounting year ends
- December
- Files
- Form 990 or 990-EZ
- Category (NTEE)
- Public and societal benefit (W61)
- Assets (IRS master file)
- $883,621,000
- Income (IRS master file)
- $54,489,922
Filing history
| Form | Year ended | Revenue | Expenses | Assets | Return |
|---|---|---|---|---|---|
| 990 | December 2024 | $49,360,256 | $47,834,000 | $883,621,000 | IRS |
| 990 | December 2023 | $53,570,742 | $45,640,000 | $841,887,000 | XML |
| 990 | December 2022 | $42,966,700 | $38,073,000 | $839,916,000 | IRS |
| 990 | December 2021 | – | – | – | IRS |
| 990 | December 2020 | – | – | – | IRS |
| 990 | December 2019 | – | – | – | IRS |
| 990 | December 2018 | – | – | – | IRS |
990-N: the IRS bulk file holds only the latest e-Postcard per organization; earlier years come from archived copies of that file since 2020 and can have gaps (the IRS e-Postcard search lists every one). 990, 990-EZ, 990-PF, 990-T: every e-filed return in the IRS e-file index since 2019; XML for the latest three processing years, amounts from the IRS Statistics of Income extracts before that. PDF copies and determination letters at the IRS (search EIN 35-0928620).
Questions about FINANCIAL CENTER FIRST CREDIT UNION
- What is the EIN of FINANCIAL CENTER FIRST CREDIT UNION?
- The employer identification number (EIN) of FINANCIAL CENTER FIRST CREDIT UNION is 35-0928620.
- Is FINANCIAL CENTER FIRST CREDIT UNION tax-exempt?
- Yes. The IRS lists it as tax-exempt under section 501(c)(14) since 2017.
- Are donations to FINANCIAL CENTER FIRST CREDIT UNION tax-deductible?
- No. The IRS master file says contributions to it are not deductible.
- Which annual return does FINANCIAL CENTER FIRST CREDIT UNION file?
- Form 990 or 990-EZ. Based on its last return; a smaller organization may file the 990-N.
- When is the next return of FINANCIAL CENTER FIRST CREDIT UNION due?
- The return for tax year 2025 (the year ending December 31, 2025) is due May 15, 2026. Form 8868 extends it by six months; the 990-N cannot be extended.
- When did FINANCIAL CENTER FIRST CREDIT UNION last file with the IRS?
- The latest return in the IRS public files is the 990 for the year ended December 2024.
- Who is the principal officer of FINANCIAL CENTER FIRST CREDIT UNION?
- The 990 for the year ended December 31, 2024 names RYAN W COOK.
- Who are the officers and directors of FINANCIAL CENTER FIRST CREDIT UNION?
- The 990 for the year ended December 31, 2024 lists 37 people; 37 received compensation from the organization, the highest $382,928 (CAMERON MINGES, CEO/PRESIDENT).
- How much revenue does FINANCIAL CENTER FIRST CREDIT UNION have?
- On its 990 for the year ended December 31, 2024 it reported revenue of $49,360,256, expenses of $47,834,000 and total assets of $883,621,000 at year end.
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