Nonprofit · EIN 35-0885375
TECH CREDIT UNION
Tax-exempt · CROWN POINT, IN 46307
Financials
| Year ended | Form | Revenue | Expenses | Net income | Total assets | Liabilities | Net assets |
|---|---|---|---|---|---|---|---|
| December 31, 2025 | 990 | $34,090,347 | $32,185,306 | $1,905,041 | $586,268,497 | $536,904,378 | $49,364,119 |
| December 31, 2024 | 990 | $29,777,395 | $30,672,003 | -$894,608 | $542,967,604 | $495,707,773 | $47,259,831 |
| December 31, 2023 | 990 | $33,400,748 | $26,556,412 | $6,844,336 | $527,252,079 | $479,256,849 | $47,995,230 |
Financial details: 990 for the year ended December 31, 2025
Revenue
- Contributions, gifts and grants
- $0
- Program service revenue
- $28,348,872
- Investment income
- $5,741,475
- Other revenue
- $0
Expenses
- Grants and similar amounts paid
- $0
- Compensation of officers, directors and key employees
- $1,389,868
- Other salaries and wages
- $8,346,133
- Salaries, compensation and benefits (total)
- $12,556,002
- Professional fundraising fees
- $0
- Legal fees
- $33,990
- Accounting fees
- $120,150
- Occupancy
- $1,159,648
- Depreciation
- $1,388,070
Balance sheet and other
- Total assets, start of year
- $542,967,604
- Total assets, end of year
- $586,268,497
- Total liabilities, end of year
- $536,904,378
- Net assets, end of year
- $49,364,119
- Land, buildings and equipment
- $22,395,847
- Gross receipts
- $34,099,928
- Employees
- 203
- Volunteers
- 0
- Year formed
- 1936
- State of legal domicile
- IN
From the e-filed returns the IRS publishes as XML (latest three processing years; amended returns replace the original). PDF copies at the IRS.
Officers, directors and key employees
As listed on the 990 for the year ended December 31, 2025, highest compensation first.
| Name | Title | Hours / week | Compensation | Other / benefits |
|---|---|---|---|---|
| EUGENE NOVELLO | PRESIDENT/CEO Officer | 40 | $359,088 | $31,097 |
| JOHN WILKENING | EXECUTIVE VP, CHIEF BANKIN Officer | 40 | $252,725 | $40,971 |
| ERIC RAUCH | SENIOR VP, CHIEF FINANCIAL Officer | 40 | $208,927 | $32,680 |
| KIM CARPENTER | CUMS MANAGER Highest-paid employee | 40 | $197,111 | $10,249 |
| ARTHUR WRIGHT | VP OF RETAIL DELIVERY Highest-paid employee | 40 | $166,562 | $33,483 |
| DONALD MCCORMICK | VP OF COMMERICIAL LENDING Highest-paid employee | 40 | $149,629 | $39,118 |
| ZACHERY HOHULIN | VP OF INFORMATION TECHNOLO Officer | 40 | $164,736 | $10,602 |
| CRIS RIZZO KRATKOCZKI | VP OF FINANCE Officer | 40 | $139,453 | $19,720 |
| SCOTT WINGER | VP OF FACILITIES AND PHYSICAL SECURITY Highest-paid employee | 40 | $132,789 | $19,092 |
| JILL SANDILLA | VP OF LENDING Highest-paid employee | 40 | $129,018 | $9,887 |
| ROSEANN DENNIS | VP, CHIEF HUMAN RESOURCE O Officer | 40 | $62,576 | $13,045 |
| JOE MACHARA | CHAIRMAN Trustee or director, Officer | 4 | $6,500 | $0 |
| LEE LANE | DIRECTOR Trustee or director | 4 | $6,500 | $0 |
| JAMES MACK | DIRECTOR Trustee or director | 4 | $6,500 | $0 |
| RICHARD YOUNG | DIRECTOR Trustee or director | 4 | $6,500 | $0 |
6 more people on this return
| Name | Title | Hours / week | Compensation |
|---|---|---|---|
| LISA BECK | DIRECTOR Trustee or director | 4 | $6,250 |
| WALTER GARBARCZYK | SECRETARY Trustee or director, Officer | 4 | $6,000 |
| EDWARD PETYO | DIRECTOR Trustee or director | 4 | $6,000 |
| LUIS GONZALEZ | DIRECTOR Trustee or director | 4 | $5,500 |
| GREG SALVATORE | DIRECTOR Trustee or director | 4 | $4,500 |
| STEVEN MINCHUK | DIRECTOR Trustee or director | 4 | $0 |
990 for the year ended December 31, 2024: 21 people
| Name | Title | Hours / week | Compensation | Other / benefits |
|---|---|---|---|---|
| EUGENE NOVELLO | PRESIDENT/CEO Officer | 40 | $342,068 | $45,108 |
| MICHAEL CASEY | EXECUTIVE VP-PART YEAR Key employee | 40 | $269,392 | $41,081 |
| JOHN WILKENING | EXECUTIVE VP, CHIEF BANKING OFFICER Officer | 40 | $204,373 | $47,750 |
| DONALD MCCORMICK | VP OF COMMERICIAL LENDING Highest-paid employee | 40 | $132,068 | $48,341 |
| KIM CARPENTER | CUMS MANAGER Highest-paid employee | 40 | $163,941 | $15,680 |
| ZACHERY HOHULIN | VP OF INFORMATION TECHNOLOGY, CIO Officer | 40 | $159,710 | $8,890 |
| LARRY SCHAFFER | VP OF MARKETING -PART YEAR Highest-paid employee | 40 | $147,905 | $15,958 |
| ROSEANN DENNIS | VP, CHIEF HUMAN RESOURCE OFFICER Officer | 40 | $110,173 | $46,552 |
| CRIS RIZZO KRATKOCZKI | VP OF FINANCE Officer | 40 | $129,659 | $25,550 |
| LORA STURTRIDGE | VP OF INFORMATION TECHNOLOGY - PART YEAR Highest-paid employee | 40 | $129,373 | $15,634 |
| JILL SANDILLA | VP OF LENDING Highest-paid employee | 40 | $125,386 | $13,131 |
| ERIC RAUCH | SENIOR VP, CHIEF FINANCIAL OFFICER Officer | 40 | $73,099 | $8,189 |
| JOE MACHARA | CHAIRMAN Trustee or director, Officer | 4 | $7,000 | $0 |
| LEE LANE | DIRECTOR Trustee or director | 4 | $6,750 | $0 |
| JAMES MACK | DIRECTOR Trustee or director | 4 | $6,750 | $0 |
| RICHARD YOUNG | DIRECTOR Trustee or director | 4 | $6,750 | $0 |
| LISA BECK | DIRECTOR Trustee or director | 4 | $6,000 | $0 |
| EDWARD PETYO | DIRECTOR Trustee or director | 4 | $6,000 | $0 |
| WALTER GARBARCZYK | SECRETARY Trustee or director, Officer | 4 | $5,500 | $0 |
| LUIS GONZALEZ | DIRECTOR Trustee or director | 4 | $5,500 | $0 |
| GREG SALVATORE | DIRECTOR Trustee or director | 4 | $4,500 | $0 |
990 for the year ended December 31, 2023: 17 people
| Name | Title | Hours / week | Compensation | Other / benefits |
|---|---|---|---|---|
| EUGENE R NOVELLO | PRESIDENT/CEO Officer | 40 | $327,852 | $44,896 |
| MICHAEL CASEY | EXECUTIVE VICE PRESIDENT Key employee | 40 | $183,076 | $49,141 |
| DONALD MCCORMICK | VICE PRESIDENT OF COMMERCIAL LENDING Highest-paid employee | 40 | $124,864 | $45,640 |
| KIM CARPENTER | CUMS MANAGER Highest-paid employee | 40 | $151,892 | $15,189 |
| CRIS RIZZO KRATKOCZKI | VICE PRESIDENT OF FINANCE Officer | 40 | $125,526 | $24,999 |
| ROSEANN DENNIS | VICE PRESIDENT OF HUMAN RESOURCES Highest-paid employee | 40 | $106,414 | $42,511 |
| SCOTT WINGER | VICE PRESIDENT OF FACILITIES & PHYSICAL SECURITY Highest-paid employee | 40 | $122,115 | $24,494 |
| LARRY SCHAFFER | VICE PRESIDENT OF MARKETING Highest-paid employee | 40 | $130,975 | $15,527 |
| JOE MACHARA | CHAIRPERSON Trustee or director, Officer | 4 | $7,000 | $0 |
| RICHARD YOUNG | DIRECTOR Trustee or director | 4 | $7,000 | $0 |
| LEE LANE | DIRECTOR Trustee or director | 4 | $6,500 | $0 |
| GREGORY A SALVATORE | DIRECTOR Trustee or director | 4 | $6,500 | $0 |
| EDWARD PETYO | TREASURER Trustee or director, Officer | 4 | $6,252 | $0 |
| JAMES MACK | 2ND VICE CHAIRPERSON Trustee or director, Officer | 4 | $6,250 | $0 |
| LISA BECK | DIRECTOR Trustee or director | 4 | $6,250 | $0 |
| LUIS GONZALEZ | DIRECTOR Trustee or director | 4 | $5,500 | $0 |
| WALTER GARBARCZYK | SECRETARY Trustee or director, Officer | 4 | $5,250 | $0 |
Address and contacts
- Address (IRS master file)
- 10110 RANDOLPH ST, CROWN POINT, IN 46307-9469
- Principal officer (990 for 2025)
- EUGENE R NOVELLO, 10110 RANDOLPH STREET, CROWN POINT, IN 463071727
- Signed the 990
- EUGENE R NOVELLO, PRESIDENT & CEO
- Phone
- (219) 663-5120
- Website
- WWW.TECHCU.ORG
- Return prepared by
- PLANTE & MORAN PLLC
Mission
TO PROVIDE SERVICES THAT ENABLE OUR MEMBERS TO ACHIEVE A LIFETIME OF FINANCIAL SUCCESS.
Program accomplishments
- MAINTAIN SAVINGS ACCOUNTS FOR MEMBERS (TO PROMOTE THRIFT) AND OFFER LOANS TO MEMBERS AT LOW COST AND REASONABLE INTEREST RATES. THE CREDIT UNION HAD APPROXIMATELY 38,027 MEMBERS AT THE END OF THE YEAR.
What it must file and when
IRS records say it files Form 990 or 990-EZ. Based on its last return; a smaller organization may file the 990-N. Its accounting year ends in December, so each return is due on the 15th day of the 5th month after that.
| Tax year | Year ended | Due | IRS public records |
|---|---|---|---|
| 2025 | December 31, 2025 | May 15, 2026 | 990 on file |
| 2024 | December 31, 2024 | May 15, 2025 | 990 on file |
| 2023 | December 31, 2023 | May 15, 2024 | 990 on file |
IRS record
- EIN
- 35-0885375
- Tax-exempt status
- 501(c)(14): State-chartered credit union
- Donations deductible
- No
- Exempt since
- 2019
- Accounting year ends
- December
- Files
- Form 990 or 990-EZ
- Category (NTEE)
- Public and societal benefit (W61)
- Assets (IRS master file)
- $586,268,497
- Income (IRS master file)
- $34,099,928
Filing history
| Form | Year ended | Revenue | Expenses | Assets | Return |
|---|---|---|---|---|---|
| 990 | December 2025 | $34,090,347 | $32,185,306 | $586,268,497 | IRS |
| 990 | December 2024 | $29,777,395 | $30,672,003 | $542,967,604 | XML |
| 990 | December 2023 | $33,400,748 | $26,556,412 | $527,252,079 | XML |
| 990 | December 2022 | $23,189,269 | $20,696,239 | $536,572,543 | IRS |
| 990 | December 2021 | – | – | – | IRS |
| 990 | December 2018 | – | – | – | IRS |
990-N: the IRS bulk file holds only the latest e-Postcard per organization; earlier years come from archived copies of that file since 2020 and can have gaps (the IRS e-Postcard search lists every one). 990, 990-EZ, 990-PF, 990-T: every e-filed return in the IRS e-file index since 2019; XML for the latest three processing years, amounts from the IRS Statistics of Income extracts before that. PDF copies and determination letters at the IRS (search EIN 35-0885375).
Questions about TECH CREDIT UNION
- What is the EIN of TECH CREDIT UNION?
- The employer identification number (EIN) of TECH CREDIT UNION is 35-0885375.
- Is TECH CREDIT UNION tax-exempt?
- Yes. The IRS lists it as tax-exempt under section 501(c)(14) since 2019.
- Are donations to TECH CREDIT UNION tax-deductible?
- No. The IRS master file says contributions to it are not deductible.
- Which annual return does TECH CREDIT UNION file?
- Form 990 or 990-EZ. Based on its last return; a smaller organization may file the 990-N.
- When is the next return of TECH CREDIT UNION due?
- The return for tax year 2026 (the year ending December 31, 2026) is due May 17, 2027. Form 8868 extends it by six months; the 990-N cannot be extended.
- When did TECH CREDIT UNION last file with the IRS?
- The latest return in the IRS public files is the 990 for the year ended December 2025.
- Who is the principal officer of TECH CREDIT UNION?
- The 990 for the year ended December 31, 2025 names EUGENE R NOVELLO.
- Who are the officers and directors of TECH CREDIT UNION?
- The 990 for the year ended December 31, 2025 lists 21 people; 20 received compensation from the organization, the highest $359,088 (EUGENE NOVELLO, PRESIDENT/CEO).
- How much revenue does TECH CREDIT UNION have?
- On its 990 for the year ended December 31, 2025 it reported revenue of $34,090,347, expenses of $32,185,306 and total assets of $586,268,497 at year end.
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All nonprofits in CROWN POINT · Indiana · Public and societal benefit