Nonprofit · EIN 34-0825291
568 CARDINAL CREDIT UNION INC
Tax-exempt · MENTOR, OH 44060
Financials
| Year ended | Form | Revenue | Expenses | Net income | Total assets | Liabilities | Net assets |
|---|---|---|---|---|---|---|---|
| December 31, 2024 | 990 | $18,595,732 | $18,569,996 | $25,736 | $313,245,406 | $280,639,010 | $32,606,396 |
| December 31, 2023 | 990 | $15,605,311 | $15,822,919 | -$217,608 | $292,804,090 | $260,272,700 | $32,531,390 |
Financial details: 990 for the year ended December 31, 2024
Revenue
- Contributions, gifts and grants
- $332,700
- of which government grants
- $332,700
- Program service revenue
- $15,598,679
- Investment income
- $2,627,187
- Royalties
- $37,166
- Net gain from sales of assets
- $192,248
- Other revenue
- $37,166
Expenses
- Grants and similar amounts paid
- $0
- Compensation of officers, directors and key employees
- $1,182,903
- Other salaries and wages
- $4,622,487
- Salaries, compensation and benefits (total)
- $6,684,864
- Professional fundraising fees
- $0
- Legal fees
- $23,809
- Accounting fees
- $34,321
- Occupancy
- $549,483
- Travel
- $195,456
- Depreciation
- $423,243
Balance sheet and other
- Total assets, start of year
- $292,804,090
- Total assets, end of year
- $313,245,406
- Total liabilities, end of year
- $280,639,010
- Net assets, end of year
- $32,606,396
- Land, buildings and equipment
- $6,403,079
- Publicly traded securities
- $20,231,912
- Gross unrelated business income
- $80,656
- Gross receipts
- $18,615,634
- Employees
- 105
- Volunteers
- 8
- Year formed
- 1953
- State of legal domicile
- OH
From the e-filed returns the IRS publishes as XML (latest three processing years; amended returns replace the original). PDF copies at the IRS.
Officers, directors and key employees
As listed on the 990 for the year ended December 31, 2024, highest compensation first.
| Name | Title | Hours / week | Compensation | Other / benefits |
|---|---|---|---|---|
| CHRISTINE BLAKE | PRESIDENT/CEO Officer | 40 | $509,525 | $50,784 |
| LANNY BERLINGIERI | CFO Officer | 40 | $202,340 | $12,324 |
| JUSTAS ADOMAVICIUS | CLO Officer | 40 | $195,457 | $11,874 |
| MARIO DUVNJAK | COO Officer | 40 | $186,249 | $14,350 |
| DAVID REED | CONTROLLER Highest-paid employee | 40 | $119,140 | $9,362 |
| RENEE MULLEN | DIRECTOR OF LENDING Highest-paid employee | 40 | $108,465 | $12,575 |
| KENNETH DEKEN | DIRECTOR Trustee or director | 1 | $0 | $0 |
| JAMES GRAY | DIRECTOR Trustee or director | 1 | $0 | $0 |
| RANDY MEARS | VICE-CHAIRMAN OF THE BOARD Trustee or director, Officer | 1 | $0 | $0 |
| JEFF SHIBLEY | DIRECTOR Trustee or director | 1 | $0 | $0 |
| ED BROWN | TREASURER Trustee or director, Officer | 1 | $0 | $0 |
| JAMES BRUMBAUGH | DIRECTOR Trustee or director | 1 | $0 | $0 |
| SANDY HAMO | CHAIRWOMAN OF THE BOARD Trustee or director, Officer | 1 | $0 | $0 |
| KATHLEEN O'CONNELL-BURTON | SECRETARY Trustee or director, Officer | 1 | $0 | $0 |
990 for the year ended December 31, 2023: 15 people
| Name | Title | Hours / week | Compensation | Other / benefits |
|---|---|---|---|---|
| CHRISTINE BLAKE | PRESIDENT/CEO Officer | 40 | $501,817 | $50,090 |
| LANNY BERLINGIERI | CFO Officer | 40 | $206,736 | $11,873 |
| MARIO DUVNJAK | COO Officer | 40 | $188,296 | $13,406 |
| JUSTAS ADOMAVICIUS | CLO Officer | 40 | $165,710 | $10,575 |
| SAMANTHA PAWLAK | DISTRICT MANAGER Highest-paid employee | 40 | $129,640 | $7,780 |
| RENEE MULLEN | DIRECTOR OF LENDING Highest-paid employee | 40 | $105,127 | $11,601 |
| DAVID REED | CONTROLLER Highest-paid employee | 40 | $103,256 | $8,079 |
| KENNETH DEKEN | DIRECTOR Trustee or director | 1 | $0 | $0 |
| JAMES GRAY | DIRECTOR Trustee or director | 1 | $0 | $0 |
| RANDY MEARS | SECRETARY Trustee or director, Officer | 1 | $0 | $0 |
| JEFF SHIBLEY | VICE-CHAIRMAN OF THE BOARD Trustee or director, Officer | 1 | $0 | $0 |
| ED BROWN | TREASURER Trustee or director, Officer | 1 | $0 | $0 |
| JAMES BRUMBAUGH | DIRECTOR Trustee or director | 1 | $0 | $0 |
| SANDY HAMO | CHAIRWOMAN OF THE BOARD Trustee or director, Officer | 1 | $0 | $0 |
| KATHLEEN O'CONNELL-BURTON | DIRECTOR Trustee or director | 1 | $0 | $0 |
Address and contacts
- Address (IRS master file)
- 8500 WESTPORT DR, MENTOR, OH 44060-4123
- Mailing address (990-N for 2022)
- 473 Oakton Cir, Mayfield Village OH 44143
- Principal officer (990 for 2024)
- CHRISTINE BLAKE, 8500 WESTPORT DRIVE, MENTOR, OH 44060
- Principal officer (990-N for 2022)
- Rebecca Hall, 473 Oakton Cir, Mayfield Village OH 44143
- Signed the 990
- CHRISTINE BLAKE, PRESIDENT/CEO
- Phone
- (440) 266-2200
- Website
- WWW.CARDINALCU.COM
- Return prepared by
- GBQ PARTNERS LLC
Mission
PROVIDE FINANCIAL SERVICES TO QUALIFIED MEMBERS.
Program accomplishments
- PROVIDE FINANCIAL SERVICES TO QUALIFIED MEMBERS.
What it must file and when
IRS records say it files Form 990 or 990-EZ. Based on its last return; a smaller organization may file the 990-N. Its accounting year ends in December, so each return is due on the 15th day of the 5th month after that.
| Tax year | Year ended | Due | IRS public records |
|---|---|---|---|
| 2025 | December 31, 2025 | May 15, 2026 | Not on file |
| 2024 | December 31, 2024 | May 15, 2025 | 990 on file |
| 2023 | December 31, 2023 | May 15, 2024 | 990 on file |
IRS record
- EIN
- 34-0825291
- Tax-exempt status
- 501(c)(14): State-chartered credit union
- Donations deductible
- No
- Exempt since
- 1969
- Accounting year ends
- December
- Files
- Form 990 or 990-EZ
- Group exemption
- 1990: OHIO CHARTERED CREDIT UNIONS
- Assets (IRS master file)
- $313,245,406
- Income (IRS master file)
- $18,615,634
Filing history
| Form | Year ended | Revenue | Expenses | Assets | Return |
|---|---|---|---|---|---|
| 990 | December 2024 | $18,595,732 | $18,569,996 | $313,245,406 | IRS |
| 990 | December 2023 | $15,605,311 | $15,822,919 | $292,804,090 | XML |
| 990-N for 2022 Officer: Rebecca Hall | December 31, 2022 | ≤ $50,000 receipts | – | – | e-Postcard |
| 990 | December 2022 | – | – | – | IRS |
| 990 | December 2021 | – | – | – | IRS |
| 990 | December 2020 | – | – | – | IRS |
| 990 | December 2018 | – | – | – | IRS |
990-N: the IRS bulk file holds only the latest e-Postcard per organization; earlier years come from archived copies of that file since 2020 and can have gaps (the IRS e-Postcard search lists every one). 990, 990-EZ, 990-PF, 990-T: every e-filed return in the IRS e-file index since 2019; XML for the latest three processing years, amounts from the IRS Statistics of Income extracts before that. PDF copies and determination letters at the IRS (search EIN 34-0825291).
Questions about 568 CARDINAL CREDIT UNION INC
- What is the EIN of 568 CARDINAL CREDIT UNION INC?
- The employer identification number (EIN) of 568 CARDINAL CREDIT UNION INC is 34-0825291.
- Is 568 CARDINAL CREDIT UNION INC tax-exempt?
- Yes. The IRS lists it as tax-exempt under section 501(c)(14) since 1969.
- Are donations to 568 CARDINAL CREDIT UNION INC tax-deductible?
- No. The IRS master file says contributions to it are not deductible.
- Which annual return does 568 CARDINAL CREDIT UNION INC file?
- Form 990 or 990-EZ. Based on its last return; a smaller organization may file the 990-N.
- When is the next return of 568 CARDINAL CREDIT UNION INC due?
- The return for tax year 2025 (the year ending December 31, 2025) is due May 15, 2026. Form 8868 extends it by six months; the 990-N cannot be extended.
- When did 568 CARDINAL CREDIT UNION INC last file with the IRS?
- The latest return in the IRS public files is the 990 for the year ended December 2024.
- Who is the principal officer of 568 CARDINAL CREDIT UNION INC?
- The 990 for the year ended December 31, 2024 names CHRISTINE BLAKE.
- Who are the officers and directors of 568 CARDINAL CREDIT UNION INC?
- The 990 for the year ended December 31, 2024 lists 14 people; 6 received compensation from the organization, the highest $509,525 (CHRISTINE BLAKE, PRESIDENT/CEO).
- How much revenue does 568 CARDINAL CREDIT UNION INC have?
- On its 990 for the year ended December 31, 2024 it reported revenue of $18,595,732, expenses of $18,569,996 and total assets of $313,245,406 at year end.
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