Nonprofit · EIN 31-6033713
281 ST JAMES PARISH CREDIT UNION INC
Tax-exempt · CINCINNATI, OH 45247
Financials
| Year ended | Form | Revenue | Expenses | Net income | Total assets | Liabilities | Net assets |
|---|---|---|---|---|---|---|---|
| December 31, 2025 | 990 | $365,396 | $324,756 | $40,640 | $5,956,257 | $4,709,188 | $1,247,069 |
| December 31, 2024 | 990 | $335,929 | $280,736 | $55,193 | $5,893,618 | $4,687,189 | $1,206,429 |
| December 31, 2023 | 990 | $276,268 | $239,512 | $36,756 | $5,793,966 | $4,679,755 | $1,114,211 |
Financial details: 990 for the year ended December 31, 2025
Revenue
- Contributions, gifts and grants
- $0
- Program service revenue
- $270,875
- Investment income
- $94,521
- Other revenue
- $0
Expenses
- Grants and similar amounts paid
- $0
- Compensation of officers, directors and key employees
- $50,252
- Other salaries and wages
- $66,211
- Salaries, compensation and benefits (total)
- $125,635
- Professional fundraising fees
- $0
- Accounting fees
- $14,637
- Occupancy
- $27,858
- Travel
- $369
- Program services (functional)
- $324,756
Balance sheet and other
- Total assets, start of year
- $5,893,618
- Total assets, end of year
- $5,956,257
- Total liabilities, end of year
- $4,709,188
- Net assets, end of year
- $1,247,069
- Land, buildings and equipment
- $33,277
- Gross receipts
- $365,396
- Employees
- 4
- Volunteers
- 11
- Year formed
- 1939
- State of legal domicile
- OH
From the e-filed returns the IRS publishes as XML (latest three processing years; amended returns replace the original). PDF copies at the IRS.
Officers, directors and key employees
As listed on the 990 for the year ended December 31, 2025, highest compensation first.
| Name | Title | Hours / week | Compensation |
|---|---|---|---|
| DEBBIE SCHUSTER | MANAGER Highest-paid employee | 35 | $50,252 |
| JULIANNE BRUZINA | DIRECTOR Trustee or director, Officer | 0.5 | $0 |
| RICHARD BETSCH | DIRECTOR PRESIDENT Trustee or director, Officer | 0.5 | $0 |
| DONNA BUSHMAN | DIRECTOR Trustee or director | 0.5 | $0 |
| STEVEN BUSHMAN | DIRECTOR TREASURER Trustee or director, Officer | 0.5 | $0 |
| STEPHEN GEMPERLINE | DIRECTOR Trustee or director | 0.5 | $0 |
| THOMAS GOLDSCHMIDT | DIRECTOR Trustee or director | 0.5 | $0 |
| RICHARD HARMEYER | DIRECTOR Trustee or director | 0.5 | $0 |
| PATRICK MEEHAN | DIRECTOR VICE PRESIDENT Trustee or director, Officer | 0.5 | $0 |
| GREGORY STEINMETZ | DIRECTOR Trustee or director | 0.5 | $0 |
| FRANK WINGERT | DIRECTOR Trustee or director | 0.5 | $0 |
| JESSICA LEI | DIRECTOR Trustee or director | 0.5 | $0 |
990 for the year ended December 31, 2024: 12 people
| Name | Title | Hours / week | Compensation |
|---|---|---|---|
| DEBBIE SCHUSTER | MANAGER Highest-paid employee | 35 | $47,540 |
| JULIANNE BRUZINA | DIRECTOR Trustee or director | 0.5 | $0 |
| RICHARD BETSCH | DIRECTOR PRESIDENT Trustee or director, Officer | 0.5 | $0 |
| DONNA BUSHMAN | DIRECTOR Trustee or director | 0.5 | $0 |
| STEVEN BUSHMAN | DIRECTOR TREASURER Trustee or director | 0.5 | $0 |
| STEPHEN GEMPERLINE | DIRECTOR Trustee or director | 0.5 | $0 |
| THOMAS GOLDSCHMIDT | DIRECTOR Trustee or director | 0.5 | $0 |
| RICHARD HARMEYER | DIRECTOR Trustee or director | 0.5 | $0 |
| PATRICK MEEHAN | DIRECTOR VICE PRESIDENT Trustee or director | 0.5 | $0 |
| GREGORY STEINMETZ | DIRECTOR Trustee or director | 0.5 | $0 |
| FRANK WINGERT | DIRECTOR Trustee or director | 0.5 | $0 |
| JESSICA LEI | BOARD OF DIRECTOR Trustee or director | 0.5 | $0 |
990 for the year ended December 31, 2023: 12 people
| Name | Title | Hours / week | Compensation |
|---|---|---|---|
| DEBBIE SCHUSTER | MANAGER Highest-paid employee | 35 | $44,996 |
| JULIANNE BRUZINA | DIRECTOR Trustee or director | 0.5 | $0 |
| RICHARD BETSCH | DIRECTOR PRESIDENT Trustee or director | 0.5 | $0 |
| DONNA BUSHMAN | DIRECTOR Trustee or director | 0.5 | $0 |
| STEVEN BUSHMAN | DIRECTOR TREASURER Trustee or director | 0.5 | $0 |
| STEPHEN GEMPERLINE | DIRECTOR Trustee or director | 0.5 | $0 |
| THOMAS GOLDSCHMIDT | DIRECTOR Trustee or director | 0.5 | $0 |
| RICHARD HARMEYER | DIRECTOR Trustee or director | 0.5 | $0 |
| PATRICK MEEHAN | DIRECTOR VICE PRESIDENT Trustee or director | 0.5 | $0 |
| GREGORY STEINMETZ | DIRECTOR Trustee or director | 0.5 | $0 |
| DAVID STENGER | DIRECTOR SECRETARY Trustee or director | 0.5 | $0 |
| FRANK WINGERT | DIRECTOR Trustee or director | 0.5 | $0 |
Address and contacts
- Address (IRS master file)
- 6195 CHEVIOT RD, CINCINNATI, OH 45247-6120
- Principal officer (990 for 2025)
- MILLIE NIE, 6195 CHEVIOT RD, CINCINNATI, OH 45247
- Signed the 990
- Millie Nie, Office Assistant
- Phone
- (513) 385-5921
- Website
- WWW.STJPCU.COM
Mission
TO PROVIDE LENDING AND SAVINGS AND OTHER FINANCIAL SERVICE TO ITS QUALIFYING MEMBERS AT TERMS GENERALLY BETTER THEN AVAILABLE IN THE MARKET PLACE AND WITH SERVICE BASED EMPHASIS THE RECOGNIZE THE MEMBER
Program accomplishments
- TO PROVIDE LENDING AND SAVINGS AND OTHER FINANCIAL SERVICES TO ITS QUALIFYING MEMBERS AT TERMS GENERALLY BETTER THAN AVAILABLE IN THE MARKET PLACE AND SERVICE BASED EMPHASIS THE RECOGNIZE THE MEMBERExpenses $324,756
- TO PROVISE LENDING AND SAVINGS AND OTHER FIANANCIAL SERVICES TO ITS QUALIFYING MEMBERS AT TERMS GENERALLY BETTER THEN AVALIBLE IN THE MARKET PLACE AND WITH SERVICE BASED EMPHASIS THE RECOGNIZED THE MEMBER
- TO PROVIDE LENDING AND SAVINGS AND OTHER FINANCIAL SERVICE TO ITS QUALIFYING MEMBERS AT TERMS GENERALLY BETTER THEN AVAILABLE IN THE MARKET PLACE AND WITH SERVICE BASED EMPHASIS THE RECOGNIZE THE MEMBER
What it must file and when
IRS records say it files Form 990 or 990-EZ. Based on its last return; a smaller organization may file the 990-N. Its accounting year ends in December, so each return is due on the 15th day of the 5th month after that.
| Tax year | Year ended | Due | IRS public records |
|---|---|---|---|
| 2025 | December 31, 2025 | May 15, 2026 | 990 on file |
| 2024 | December 31, 2024 | May 15, 2025 | 990 on file |
| 2023 | December 31, 2023 | May 15, 2024 | 990 on file |
IRS record
- EIN
- 31-6033713
- Tax-exempt status
- 501(c)(14): State-chartered credit union
- Donations deductible
- No
- Exempt since
- 1969
- Accounting year ends
- December
- Files
- Form 990 or 990-EZ
- Group exemption
- 1990: OHIO CHARTERED CREDIT UNIONS
- Assets (IRS master file)
- $5,956,257
- Income (IRS master file)
- $365,396
Filing history
| Form | Year ended | Revenue | Expenses | Assets | Return |
|---|---|---|---|---|---|
| 990 | December 2025 | $365,396 | $324,756 | $5,956,257 | IRS |
| 990 | December 2024 | $335,929 | $280,736 | $5,893,618 | IRS |
| 990 | December 2023 | $276,268 | $239,512 | $5,793,966 | XML |
| 990 | December 2022 | $271,114 | $222,387 | $6,680,186 | IRS |
| 990 | December 2021 | – | – | – | IRS |
| 990 | December 2020 | – | – | – | IRS |
| 990 | December 2019 | – | – | – | IRS |
990-N: the IRS bulk file holds only the latest e-Postcard per organization; earlier years come from archived copies of that file since 2020 and can have gaps (the IRS e-Postcard search lists every one). 990, 990-EZ, 990-PF, 990-T: every e-filed return in the IRS e-file index since 2019; XML for the latest three processing years, amounts from the IRS Statistics of Income extracts before that. PDF copies and determination letters at the IRS (search EIN 31-6033713).
Questions about 281 ST JAMES PARISH CREDIT UNION INC
- What is the EIN of 281 ST JAMES PARISH CREDIT UNION INC?
- The employer identification number (EIN) of 281 ST JAMES PARISH CREDIT UNION INC is 31-6033713.
- Is 281 ST JAMES PARISH CREDIT UNION INC tax-exempt?
- Yes. The IRS lists it as tax-exempt under section 501(c)(14) since 1969.
- Are donations to 281 ST JAMES PARISH CREDIT UNION INC tax-deductible?
- No. The IRS master file says contributions to it are not deductible.
- Which annual return does 281 ST JAMES PARISH CREDIT UNION INC file?
- Form 990 or 990-EZ. Based on its last return; a smaller organization may file the 990-N.
- When is the next return of 281 ST JAMES PARISH CREDIT UNION INC due?
- The return for tax year 2026 (the year ending December 31, 2026) is due May 17, 2027. Form 8868 extends it by six months; the 990-N cannot be extended.
- When did 281 ST JAMES PARISH CREDIT UNION INC last file with the IRS?
- The latest return in the IRS public files is the 990 for the year ended December 2025.
- Who is the principal officer of 281 ST JAMES PARISH CREDIT UNION INC?
- The 990 for the year ended December 31, 2025 names MILLIE NIE.
- Who are the officers and directors of 281 ST JAMES PARISH CREDIT UNION INC?
- The 990 for the year ended December 31, 2025 lists 12 people; 1 received compensation from the organization, the highest $50,252 (DEBBIE SCHUSTER, MANAGER).
- How much revenue does 281 ST JAMES PARISH CREDIT UNION INC have?
- On its 990 for the year ended December 31, 2025 it reported revenue of $365,396, expenses of $324,756 and total assets of $5,956,257 at year end.
Other nonprofits in CINCINNATI
- CHILDRENS HOSPITAL MEDICAL CENTER EIN 31-0833936 · last filed 990 for 2025
- UC HEALTHCARE SYSTEM EIN 27-3850988 · last filed 990 for 2025
- BON SECOURS RICHMOND HEALTH SYSTEM EIN 52-1988421 · last filed 990 for 2023
- CHRIST HOSPITAL EIN 31-0538525 · last filed 990 for 2025
- KROGER CO HEALTH AND WELFARE BENEFIT TR FOR COLLECTIVELY-BARGAI EIN 31-1444123 · last filed 990 for 2024
- BETHESDA HOSPITAL INC EIN 31-0537122 · last filed 990 for 2025
- THE GOOD SAMARITAN HOSPITAL OF CINCINNATI OHIO DTD 01251995 EIN 31-0537486 · last filed 990 for 2025
- SOUTHERN OHIO CHAMBER ALLIANCE BENEFIT PLAN EIN 47-1277622 · last filed 990 for 2024