Nonprofit · EIN 31-1595107
MUTUAL ONE CHARITABLE FOUNDATION
Tax-exempt · FRAMINGHAM, MA 01701
Financials
| Year ended | Form | Revenue | Expenses | Net income | Total assets | Liabilities | Net assets |
|---|---|---|---|---|---|---|---|
| December 31, 2025 | 990-PF | $393,158 | $473,580 | -$80,422 | $8,987,600 | $0 | $8,987,600 |
| December 31, 2024 | 990-PF | $439,555 | $459,354 | -$19,799 | $9,068,022 | $0 | $9,068,022 |
| December 31, 2023 | 990-PF | $2,914,696 | $462,469 | $2,452,227 | $9,087,821 | $0 | $9,087,821 |
Financial details: 990-PF for the year ended December 31, 2025
Revenue
- Interest
- $393,158
Expenses
- Grants and similar amounts paid
- $438,905
- Compensation of officers, directors and key employees
- $0
- Salaries, compensation and benefits (total)
- $0
- Disbursements for charitable purposes
- $456,176
- Excise tax on investment income
- $5,231
Balance sheet and other
- Total assets, start of year
- $9,068,022
- Total assets, end of year
- $8,987,600
- Total liabilities, end of year
- $0
- Net assets, end of year
- $8,987,600
- Fair market value of assets
- $8,987,600
- Qualifying distributions
- $456,176
- Net investment income
- $393,158
From the e-filed returns the IRS publishes as XML (latest three processing years; amended returns replace the original). PDF copies at the IRS.
Officers, directors and key employees
As listed on the 990-PF for the year ended December 31, 2025, highest compensation first.
| Name | Title | Hours / week | Compensation |
|---|---|---|---|
| Kristin Carvalho 828 Concord Street, Framingham, MA 01701 | President and CEO | 0.1 | $0 |
| Paul V Galvani 828 Concord Street, Framingham, MA 01701 | Trustee | 0.1 | $0 |
| Mark R Haranas 828 Concord Street, Framingham, MA 01701 | Trustee - Term ended | 0.1 | $0 |
| Brian Ledwith 828 Concord Street, Framingham, MA 01701 | Trustee | 0.1 | $0 |
| Robert Raider 828 Concord Street, Framingham, MA 01701 | Trustee | 0.1 | $0 |
990-PF for the year ended December 31, 2024: 4 people
| Name | Title | Hours / week | Compensation |
|---|---|---|---|
| Paul V Galvani 828 Concord Street, Framingham, MA 01701 | Trustee | 0.1 | $0 |
| Mark R Haranas 828 Concord Street, Framingham, MA 01701 | Trustee | 0.1 | $0 |
| Brian Ledwith 828 Concord Street, Framingham, MA 01701 | Trustee | 0.1 | $0 |
| Robert Raider 828 Concord Street, Framingham, MA 01701 | Trustee | 0.1 | $0 |
990-PF for the year ended December 31, 2023: 5 people
| Name | Title | Hours / week | Compensation |
|---|---|---|---|
| Mutual One Bank -Framingham Coop Ba 828 Concord Street, Framingham, MA 01701 | Foundation Creator | 0 | $0 |
| Paul V Galvani 828 Concord Street, Framingham, MA 01701 | Trustee | 0.1 | $0 |
| Mark R Haranas 828 Concord Street, Framingham, MA 01701 | Trustee | 0.1 | $0 |
| Brian Ledwith 828 Concord Street, Framingham, MA 01701 | Trustee | 0.1 | $0 |
| Robert Raider 828 Concord Street, Framingham, MA 01701 | Trustee | 0.1 | $0 |
Address and contacts
- Address (IRS master file)
- 828 CONCORD ST, FRAMINGHAM, MA 01701-4695
- In care of
- % KEVIN J HANDLY
- Signed the 990-PF
- Kristin Carvalho, Trustee
- Phone
- (508) 820-4000
- Return prepared by
- Forvis Mazars LLP
What it must file and when
IRS records say it files Form 990-PF. Private foundations file every year. Its accounting year ends in December, so each return is due on the 15th day of the 5th month after that.
| Tax year | Year ended | Due | IRS public records |
|---|---|---|---|
| 2025 | December 31, 2025 | May 15, 2026 | 990-PF on file |
| 2024 | December 31, 2024 | May 15, 2025 | 990-PF on file |
| 2023 | December 31, 2023 | May 15, 2024 | 990-PF on file |
IRS record
- EIN
- 31-1595107
- Tax-exempt status
- 501(c)(3): Charitable, religious, educational or scientific organization
- Foundation status
- Private non-operating foundation
- Donations deductible (Pub 78)
- Private foundation, 30% limit
- Exempt since
- 1998
- Accounting year ends
- December
- Files
- Form 990-PF
- Category (NTEE)
- Philanthropy, voluntarism and grantmaking foundations (T22Z)
- Assets (IRS master file)
- $8,987,600
- Income (IRS master file)
- $393,158
Filing history
| Form | Year ended | Revenue | Expenses | Assets | Return |
|---|---|---|---|---|---|
| 990-PF | December 2025 | $393,158 | $473,580 | $8,987,600 | IRS |
| 990-PF | December 2024 | $439,555 | $459,354 | $9,068,022 | IRS |
| 990-PF | December 2023 | $2,914,696 | $462,469 | $9,087,821 | XML |
| 990-PF | December 2022 | – | – | – | IRS |
| 990-PF | December 2021 | – | – | – | IRS |
| 990-PF | December 2020 | – | – | – | IRS |
990-N: the IRS bulk file holds only the latest e-Postcard per organization; earlier years come from archived copies of that file since 2020 and can have gaps (the IRS e-Postcard search lists every one). 990, 990-EZ, 990-PF, 990-T: every e-filed return in the IRS e-file index since 2019; XML for the latest three processing years, amounts from the IRS Statistics of Income extracts before that. PDF copies and determination letters at the IRS (search EIN 31-1595107).
Questions about MUTUAL ONE CHARITABLE FOUNDATION
- What is the EIN of MUTUAL ONE CHARITABLE FOUNDATION?
- The employer identification number (EIN) of MUTUAL ONE CHARITABLE FOUNDATION is 31-1595107.
- Is MUTUAL ONE CHARITABLE FOUNDATION tax-exempt?
- Yes. The IRS lists it as tax-exempt under section 501(c)(3) since 1998.
- Are donations to MUTUAL ONE CHARITABLE FOUNDATION tax-deductible?
- Yes. It is listed in IRS Publication 78 (Private foundation, 30% limit).
- Which annual return does MUTUAL ONE CHARITABLE FOUNDATION file?
- Form 990-PF. Private foundations file every year.
- When is the next return of MUTUAL ONE CHARITABLE FOUNDATION due?
- The return for tax year 2026 (the year ending December 31, 2026) is due May 17, 2027. Form 8868 extends it by six months; the 990-N cannot be extended.
- When did MUTUAL ONE CHARITABLE FOUNDATION last file with the IRS?
- The latest return in the IRS public files is the 990-PF for the year ended December 2025.
- Who are the officers and directors of MUTUAL ONE CHARITABLE FOUNDATION?
- The 990-PF for the year ended December 31, 2025 lists 5 people; 0 received compensation from the organization.
- How much revenue does MUTUAL ONE CHARITABLE FOUNDATION have?
- On its 990-PF for the year ended December 31, 2025 it reported revenue of $393,158, expenses of $473,580 and total assets of $8,987,600 at year end.
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