Nonprofit · EIN 30-0178919
EASTERN LENDERS ASSOCIATION
Tax-exempt · TOWSON, MD 21204
Financials
| Year ended | Form | Revenue | Expenses | Net income | Total assets | Liabilities | Net assets |
|---|---|---|---|---|---|---|---|
| December 31, 2025 | 990 | $268,156 | $314,639 | -$46,483 | $298,806 | $0 | $298,806 |
| December 31, 2024 | 990 | $311,465 | $313,927 | -$2,462 | $345,289 | $0 | $345,289 |
| December 31, 2023 | 990 | $280,425 | $340,693 | -$60,268 | $347,751 | $0 | $347,751 |
Financial details: 990 for the year ended December 31, 2025
Revenue
- Contributions, gifts and grants
- $18,700
- Membership dues
- $18,700
- Program service revenue
- $249,456
- Investment income
- $0
- Other revenue
- $0
Expenses
- Grants and similar amounts paid
- $0
- Compensation of officers, directors and key employees
- $0
- Salaries, compensation and benefits (total)
- $0
- Professional fundraising fees
- $0
- Legal fees
- $471
- Accounting fees
- $1,375
- Program services (functional)
- $295,782
- Management and general (functional)
- $18,857
Balance sheet and other
- Total assets, start of year
- $345,289
- Total assets, end of year
- $298,806
- Total liabilities, end of year
- $0
- Net assets, end of year
- $298,806
- Gross receipts
- $268,156
- Employees
- 0
- Year formed
- 2003
- State of legal domicile
- OH
From the e-filed returns the IRS publishes as XML (latest three processing years; amended returns replace the original). PDF copies at the IRS.
Officers, directors and key employees
As listed on the 990 for the year ended December 31, 2025, highest compensation first.
| Name | Title | Hours / week | Compensation |
|---|---|---|---|
| Susan Monaco | President Trustee or director, Officer | 2 | $0 |
| Eric Keifer | Secretary Trustee or director | 2 | $0 |
| Kara Hall | Director Trustee or director | 2 | $0 |
| Matt Stanley | Director Trustee or director | 2 | $0 |
| Amy Long | Treasurer Trustee or director | 2 | $0 |
| MICHELLE SMEE | Vice President Trustee or director, Officer | 2 | $0 |
| Adlana Buck | Director Trustee or director | 2 | $0 |
990 for the year ended December 31, 2024: 7 people
| Name | Title | Hours / week | Compensation |
|---|---|---|---|
| Susan Monaco | President Trustee or director, Officer | 2 | $0 |
| Eric Keifer | Secretary Trustee or director | 2 | $0 |
| Dawn Robinson | Director Trustee or director | 2 | $0 |
| Matt Stanley | Director Trustee or director | 2 | $0 |
| Amy Long | Treasurer Trustee or director | 2 | $0 |
| MICHELLE SMEE | Vice President Trustee or director, Officer | 2 | $0 |
| Kara Hall | Director Trustee or director | 2 | $0 |
990 for the year ended December 31, 2023: 7 people
| Name | Title | Hours / week | Compensation |
|---|---|---|---|
| CHARLEY CONKLING | President Trustee or director, Officer | 2 | $0 |
| Eric Keifer | Director Trustee or director | 2 | $0 |
| SUSAN MONACO | Vice President Trustee or director, Officer | 2 | $0 |
| Michael Torreyson | Treasurer Trustee or director, Officer | 2 | $0 |
| Amy Long | Director Trustee or director | 2 | $0 |
| MICHELLE SMEE | Secretary Trustee or director, Officer | 2 | $0 |
| MATT SATO | Director Trustee or director | 2 | $0 |
Address and contacts
- Address (IRS master file)
- 1 W PENNSYLVANIA AVE STE 550, TOWSON, MD 21204-5041
- In care of
- % PAULA QUIGLEY M7T REALTY CAP CORP
- Principal officer (990 for 2025)
- Susan Monaco, 10 North Tryon Street, Charlotte, NC 28255
- Signed the 990
- Susan Monaco, President
- Website
- WWW.EASTERNLENDERS.COM
- Return prepared by
- WOODS & ASSOCIATES PC
Mission
TO IMPROVE EFFICIENCY, COMMUNICATION AND WORKING RELATIONSHIPS BETWEEN MEMBERS AND HUD.
Program accomplishments
- Annual ELA conference was held in Baltimore, MD in February 2025Expenses $295,782 · revenue $249,456
What it must file and when
IRS records say it files Form 990 or 990-EZ. Based on its last return; a smaller organization may file the 990-N. Its accounting year ends in December, so each return is due on the 15th day of the 5th month after that.
| Tax year | Year ended | Due | IRS public records |
|---|---|---|---|
| 2025 | December 31, 2025 | May 15, 2026 | 990 on file |
| 2024 | December 31, 2024 | May 15, 2025 | 990 on file |
| 2023 | December 31, 2023 | May 15, 2024 | 990 on file |
IRS record
- EIN
- 30-0178919
- Tax-exempt status
- 501(c)(6): Business league or chamber of commerce
- Donations deductible
- No
- Exempt since
- 2003
- Accounting year ends
- December
- Files
- Form 990 or 990-EZ
- Category (NTEE)
- Community improvement and capacity building (S41)
- Assets (IRS master file)
- $298,806
- Income (IRS master file)
- $268,156
Filing history
| Form | Year ended | Revenue | Expenses | Assets | Return |
|---|---|---|---|---|---|
| 990 | December 2025 | $268,156 | $314,639 | $298,806 | XML |
| 990 | December 2024 | $311,465 | $313,927 | $345,289 | IRS |
| 990 | December 2023 | $280,425 | $340,693 | $347,751 | XML |
| 990 | December 2022 | $251,275 | $232,952 | $408,550 | IRS |
| 990 | December 2021 | – | – | – | IRS |
| 990 | December 2020 | – | – | – | IRS |
| 990 | December 2018 | – | – | – | IRS |
990-N: the IRS bulk file holds only the latest e-Postcard per organization; earlier years come from archived copies of that file since 2020 and can have gaps (the IRS e-Postcard search lists every one). 990, 990-EZ, 990-PF, 990-T: every e-filed return in the IRS e-file index since 2019; XML for the latest three processing years, amounts from the IRS Statistics of Income extracts before that. PDF copies and determination letters at the IRS (search EIN 30-0178919).
Questions about EASTERN LENDERS ASSOCIATION
- What is the EIN of EASTERN LENDERS ASSOCIATION?
- The employer identification number (EIN) of EASTERN LENDERS ASSOCIATION is 30-0178919.
- Is EASTERN LENDERS ASSOCIATION tax-exempt?
- Yes. The IRS lists it as tax-exempt under section 501(c)(6) since 2003.
- Are donations to EASTERN LENDERS ASSOCIATION tax-deductible?
- No. The IRS master file says contributions to it are not deductible.
- Which annual return does EASTERN LENDERS ASSOCIATION file?
- Form 990 or 990-EZ. Based on its last return; a smaller organization may file the 990-N.
- When is the next return of EASTERN LENDERS ASSOCIATION due?
- The return for tax year 2026 (the year ending December 31, 2026) is due May 17, 2027. Form 8868 extends it by six months; the 990-N cannot be extended.
- When did EASTERN LENDERS ASSOCIATION last file with the IRS?
- The latest return in the IRS public files is the 990 for the year ended December 2025.
- Who is the principal officer of EASTERN LENDERS ASSOCIATION?
- The 990 for the year ended December 31, 2025 names Susan Monaco.
- Who are the officers and directors of EASTERN LENDERS ASSOCIATION?
- The 990 for the year ended December 31, 2025 lists 7 people; 0 received compensation from the organization.
- How much revenue does EASTERN LENDERS ASSOCIATION have?
- On its 990 for the year ended December 31, 2025 it reported revenue of $268,156, expenses of $314,639 and total assets of $298,806 at year end.
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