Nonprofit · EIN 27-3840203
STRAIGHTTALK ASSOCIATION FOR FINANCIAL EMPOWERMENT
Tax-exempt · CORNING, NY 14830
Financials
| Year ended | Form | Revenue | Expenses | Net income | Total assets | Liabilities | Net assets |
|---|---|---|---|---|---|---|---|
| December 31, 2024 | 990 | $33,011 | $97,113 | -$64,102 | $317,990 | $0 | $317,990 |
| December 31, 2023 | 990 | $84,589 | $119,082 | -$34,493 | $382,092 | $0 | $382,092 |
Financial details: 990 for the year ended December 31, 2024
Revenue
- Contributions, gifts and grants
- $32,500
- Membership dues
- $32,500
- Program service revenue
- $0
- Investment income
- $511
- Other revenue
- $0
Expenses
- Grants and similar amounts paid
- $84,250
- Salaries, compensation and benefits (total)
- $0
- Professional fundraising fees
- $0
- Occupancy
- $3,208
- Program services (functional)
- $89,798
- Management and general (functional)
- $7,315
Balance sheet and other
- Total assets, start of year
- $382,092
- Total assets, end of year
- $317,990
- Total liabilities, end of year
- $0
- Net assets, end of year
- $317,990
- Net assets without donor restrictions
- $317,990
- Gross receipts
- $33,011
- Employees
- 0
- Volunteers
- 10
- Year formed
- 2010
- State of legal domicile
- NY
From the e-filed returns the IRS publishes as XML (latest three processing years; amended returns replace the original). PDF copies at the IRS.
Officers, directors and key employees
As listed on the 990 for the year ended December 31, 2024, highest compensation first.
| Name | Title | Hours / week | Compensation |
|---|---|---|---|
| BETH HOWARD | PRESIDENT AND TREASURER Trustee or director, Officer | 1 | $0 |
| CAROLYN CONNELLY | VICE PRESIDENT Trustee or director, Officer | 1 | $0 |
| JOHN WOOD | SECRETARY Trustee or director, Officer | 1 | $0 |
990 for the year ended December 31, 2023: 3 people
| Name | Title | Hours / week | Compensation |
|---|---|---|---|
| BETH HOWARD | PRESIDENT AND TREASURER Trustee or director, Officer | 1 | $0 |
| CAROLYN CONNELLY | VICE PRESIDENT Trustee or director, Officer | 1 | $0 |
| JOHN WOOD | SECRETARY Trustee or director, Officer | 1 | $0 |
Address and contacts
- Address (IRS master file)
- 14 E MARKET ST STE 212, CORNING, NY 14830-2681
- Mailing address (990-N for 2020)
- 14 East Market Street, Corning NY 14830
- Principal officer (990 for 2024)
- BETH HOWARD, 14 EAST MARKET ST 212, CORNING, NY 14830
- Principal officer (990-N for 2020)
- Beth Howard, 5485 Chamberlain Road, Bath NY 14810
- Signed the 990
- BETH HOWARD, PRESIDENT
- Phone
- (607) 742-3890
- Website
- WWW.FINANCIALLYSAFE.ORG
- Return prepared by
- MENGEL METZGER BARR & CO LLP
Mission
THE MISSION OF SAFE IS TO PROVIDE ALL MEMBERS OF OUR COMMUNITY WITH THE KNOWLEDGE, SKILLS, AND TOOLS NECESSARY FOR FINANCIAL SUCCESS THROUGHOUT ALL PHASES OF LIFE.
Program accomplishments
- WE OFFER OUR OWN PROGRAMS AND RESOURCES -- SUCH AS OUR SCHOLARSHIP PROGRAM -- AND ALSO PROVIDE FINANCIAL EDUCATION TO INDIVIDUALS AT A VARIETY OF AGES, INCOME LEVELS, AND LIFE STAGES BY PARTNERING WITH OTHER NON-PROFIT ORGANIZATIONS.MOST NOTABLY IN 2024, SAFE AWARDED A TOTAL OF $55,000 IN SCHOLARSHIPS TO 11 INDIVIDUALS WITH ESTABLISHED PLANS TO TAKE THE NEXT STEP IN THEIR EDUCATION, DEVELOPMENT, OR CAREER, INCLUDING VOCATIONAL STUDIES AND MILITARY ENROLLMENT. RECIPIENTS ARE CHOSEN BASED ON THEIR CONTRIBUTIONS TOWARD HELPING PEOPLE, SERVING THE UNDERSERVED, AND MAKING AN IMPACT IN AND GIVING BACK TO THEIR COMMUNITIES.Expenses $89,798 · grants $84,250
What it must file and when
IRS records say it files Form 990-N (e-Postcard). Gross receipts normally $50,000 or less. Its accounting year ends in December, so each return is due on the 15th day of the 5th month after that.
| Tax year | Year ended | Due | IRS public records |
|---|---|---|---|
| 2025 | December 31, 2025 | May 15, 2026 | Not on file |
| 2024 | December 31, 2024 | May 15, 2025 | 990 on file |
| 2023 | December 31, 2023 | May 15, 2024 | 990 on file |
IRS record
- EIN
- 27-3840203
- Tax-exempt status
- 501(c)(3): Charitable, religious, educational or scientific organization
- Foundation status
- Publicly supported organization (509(a)(2))
- Donations deductible (Pub 78)
- Public charity, 50% deduction limit
- Exempt since
- 2011
- Accounting year ends
- December
- Files
- Form 990-N (e-Postcard)
- Category (NTEE)
- Human services (P51)
- Assets (IRS master file)
- $317,990
- Income (IRS master file)
- $33,011
Filing history
| Form | Year ended | Revenue | Expenses | Assets | Return |
|---|---|---|---|---|---|
| 990 | December 2024 | $33,011 | $97,113 | $317,990 | XML |
| 990 | December 2023 | $84,589 | $119,082 | $382,092 | XML |
| 990 | December 2022 | $231,675 | $67,722 | $416,585 | IRS |
| 990 | December 2021 | – | – | – | IRS |
| 990-N for 2020 Officer: Beth Howard | December 31, 2020 | ≤ $50,000 receipts | – | – | e-Postcard |
| 990-N for 2019 Officer: Beth Howard | December 31, 2019 | ≤ $50,000 receipts | – | – | e-Postcard |
990-N: the IRS bulk file holds only the latest e-Postcard per organization; earlier years come from archived copies of that file since 2020 and can have gaps (the IRS e-Postcard search lists every one). 990, 990-EZ, 990-PF, 990-T: every e-filed return in the IRS e-file index since 2019; XML for the latest three processing years, amounts from the IRS Statistics of Income extracts before that. PDF copies and determination letters at the IRS (search EIN 27-3840203).
Questions about STRAIGHTTALK ASSOCIATION FOR FINANCIAL EMPOWERMENT
- What is the EIN of STRAIGHTTALK ASSOCIATION FOR FINANCIAL EMPOWERMENT?
- The employer identification number (EIN) of STRAIGHTTALK ASSOCIATION FOR FINANCIAL EMPOWERMENT is 27-3840203.
- Is STRAIGHTTALK ASSOCIATION FOR FINANCIAL EMPOWERMENT tax-exempt?
- Yes. The IRS lists it as tax-exempt under section 501(c)(3) since 2011.
- Are donations to STRAIGHTTALK ASSOCIATION FOR FINANCIAL EMPOWERMENT tax-deductible?
- Yes. It is listed in IRS Publication 78 (Public charity, 50% deduction limit).
- Which annual return does STRAIGHTTALK ASSOCIATION FOR FINANCIAL EMPOWERMENT file?
- Form 990-N (e-Postcard). Gross receipts normally $50,000 or less.
- When is the next return of STRAIGHTTALK ASSOCIATION FOR FINANCIAL EMPOWERMENT due?
- The return for tax year 2025 (the year ending December 31, 2025) is due May 15, 2026. Form 8868 extends it by six months; the 990-N cannot be extended.
- When did STRAIGHTTALK ASSOCIATION FOR FINANCIAL EMPOWERMENT last file with the IRS?
- The latest return in the IRS public files is the 990 for the year ended December 2024.
- Who is the principal officer of STRAIGHTTALK ASSOCIATION FOR FINANCIAL EMPOWERMENT?
- The 990 for the year ended December 31, 2024 names BETH HOWARD.
- Who are the officers and directors of STRAIGHTTALK ASSOCIATION FOR FINANCIAL EMPOWERMENT?
- The 990 for the year ended December 31, 2024 lists 3 people; 0 received compensation from the organization.
- How much revenue does STRAIGHTTALK ASSOCIATION FOR FINANCIAL EMPOWERMENT have?
- On its 990 for the year ended December 31, 2024 it reported revenue of $33,011, expenses of $97,113 and total assets of $317,990 at year end.
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