Nonprofit · EIN 27-3156259
NACDC FINANCIAL SERVICES INC
Tax-exempt · BROWNING, MT 59417
Financials
| Year ended | Form | Revenue | Expenses | Net income | Total assets | Liabilities | Net assets |
|---|---|---|---|---|---|---|---|
| December 31, 2024 | 990 | $7,106,482 | $3,705,277 | $3,401,205 | $21,182,559 | $10,743,431 | $10,439,128 |
| December 31, 2023 | 990 | $3,947,819 | $2,505,758 | $1,442,061 | $14,354,447 | $7,295,902 | $7,058,545 |
Financial details: 990 for the year ended December 31, 2024
Revenue
- Contributions, gifts and grants
- $6,234,958
- of which government grants
- $2,675,983
- Program service revenue
- $802,243
- Investment income
- $60,107
- Other revenue
- $9,174
Expenses
- Grants and similar amounts paid
- $1,545,973
- Compensation of officers, directors and key employees
- $193,116
- Other salaries and wages
- $684,115
- Salaries, compensation and benefits (total)
- $1,096,012
- Professional fundraising fees
- $0
- Accounting fees
- $101,551
- Occupancy
- $67,126
- Travel
- $135,651
- Depreciation
- $24,606
- Program services (functional)
- $3,093,353
- Management and general (functional)
- $547,670
- Fundraising (functional)
- $64,254
Balance sheet and other
- Total assets, start of year
- $14,354,447
- Total assets, end of year
- $21,182,559
- Total liabilities, end of year
- $10,743,431
- Net assets, end of year
- $10,439,128
- Land, buildings and equipment
- $808,909
- Net assets without donor restrictions
- $10,439,128
- Gross receipts
- $7,106,482
- Employees
- 19
- Volunteers
- 15
- Year formed
- 2010
- State of legal domicile
- MT
From the e-filed returns the IRS publishes as XML (latest three processing years; amended returns replace the original). PDF copies at the IRS.
Officers, directors and key employees
As listed on the 990 for the year ended December 31, 2024, highest compensation first.
| Name | Title | Hours / week | Compensation |
|---|---|---|---|
| Andrea Main | Executive Director Officer | 40 | $193,116 |
| Jay Marcus | Member Trustee or director | 2 | $0 |
| Luke Robinson | Member Trustee or director | 2 | $0 |
| Maria Valandra | Member Trustee or director | 2 | $0 |
| Melanie Wall | Chair Trustee or director, Officer | 2 | $0 |
| Erik Nelson | Vice Chair Trustee or director, Officer | 2 | $0 |
| Roberta Harris | Secretary/Treasurer Trustee or director, Officer | 2 | $0 |
990 for the year ended December 31, 2023: 9 people
| Name | Title | Hours / week | Compensation | Other / benefits |
|---|---|---|---|---|
| Andrea Main | Executive Dir. Officer | 40 | $151,200 | $27,290 |
| Sheila Herrera | Director Trustee or director | 2 | $0 | $0 |
| Carla Lott | Director Trustee or director | 2 | $0 | $0 |
| Jay Marcus | Director Trustee or director | 2 | $0 | $0 |
| Luke Robinson | Director Trustee or director | 2 | $0 | $0 |
| Maria Valandra | Director Trustee or director | 2 | $0 | $0 |
| Melanie Wall | President/Chair Trustee or director, Officer | 2 | $0 | $0 |
| Erik Nelson | Vice President Trustee or director, Officer | 2 | $0 | $0 |
| Roberta Harris | Sec/Treas. Trustee or director, Officer | 2 | $0 | $0 |
Address and contacts
- Address (IRS master file)
- PO BOX 3029, BROWNING, MT 59417-3029
- In care of
- % ELOUISE COBELL
- Mailing address (990-N for 2012)
- PO Box 3029, Browning MT 59417
- Principal officer (990 for 2024)
- Andrea Main, 201 N Piegan Street, Browning, MT 59417
- Principal officer (990-N for 2012)
- Andrea Main, PO Box 3029, Browning MT 59417
- Signed the 990
- Andrea Main, Executive Director
- Phone
- (406) 338-2099
- Return prepared by
- Sage Creek Accounting Services
Mission
Provide alternative financing opportunity for Native American entrepreneurs and small businesses in communities in and near Indian Reservations.
Program accomplishments
- NACDC Financial Services' accomplishments during 2024: Loans closed by type: 34 Credit Building Loans ($401,194), 16 Consumer Loans ($332,825), 423 Short-term Loans ($579,643), 13 Home Loan ($1,896,579), 2 Micro Business Loans ($15,000), 10 Small Business Loans ($974,005), 6 Agricultural Loans ($94,629) and 1 Artist Loan ($5,000). We provided personalized business technical assistance and counseling to 119 business owners totaling 286 hours.Expenses $3,093,353 · grants $1,545,973 · revenue $811,417
What it must file and when
IRS records say it files Form 990 or 990-EZ. Based on its last return; a smaller organization may file the 990-N. Its accounting year ends in December, so each return is due on the 15th day of the 5th month after that.
| Tax year | Year ended | Due | IRS public records |
|---|---|---|---|
| 2025 | December 31, 2025 | May 15, 2026 | Not on file |
| 2024 | December 31, 2024 | May 15, 2025 | 990 on file |
| 2023 | December 31, 2023 | May 15, 2024 | 990 on file |
IRS record
- EIN
- 27-3156259
- Tax-exempt status
- 501(c)(3): Charitable, religious, educational or scientific organization
- Foundation status
- Publicly supported organization (170(b)(1)(A)(vi))
- Donations deductible (Pub 78)
- Public charity, 50% deduction limit
- Exempt since
- 2011
- Accounting year ends
- December
- Files
- Form 990 or 990-EZ
- Category (NTEE)
- Community improvement and capacity building (S20)
- Assets (IRS master file)
- $21,182,559
- Income (IRS master file)
- $7,106,482
Filing history
| Form | Year ended | Revenue | Expenses | Assets | Return |
|---|---|---|---|---|---|
| 990 | December 2024 | $7,106,482 | $3,705,277 | $21,182,559 | XML |
| 990 | December 2023 | $3,947,819 | $2,505,758 | $14,354,447 | XML |
| 990 | December 2022 | $2,671,836 | $1,626,283 | $10,865,137 | IRS |
| 990 | December 2021 | $4,375,073 | $1,332,943 | $10,612,328 | IRS |
| 990 | December 2020 | – | – | – | IRS |
| 990 | December 2019 | – | – | – | IRS |
| 990 | December 2018 | – | – | – | IRS |
| 990-N for 2012 Officer: Andrea Main | December 31, 2012 | ≤ $50,000 receipts | – | – | e-Postcard |
990-N: the IRS bulk file holds only the latest e-Postcard per organization; earlier years come from archived copies of that file since 2020 and can have gaps (the IRS e-Postcard search lists every one). 990, 990-EZ, 990-PF, 990-T: every e-filed return in the IRS e-file index since 2019; XML for the latest three processing years, amounts from the IRS Statistics of Income extracts before that. PDF copies and determination letters at the IRS (search EIN 27-3156259).
Questions about NACDC FINANCIAL SERVICES INC
- What is the EIN of NACDC FINANCIAL SERVICES INC?
- The employer identification number (EIN) of NACDC FINANCIAL SERVICES INC is 27-3156259.
- Is NACDC FINANCIAL SERVICES INC tax-exempt?
- Yes. The IRS lists it as tax-exempt under section 501(c)(3) since 2011.
- Are donations to NACDC FINANCIAL SERVICES INC tax-deductible?
- Yes. It is listed in IRS Publication 78 (Public charity, 50% deduction limit).
- Which annual return does NACDC FINANCIAL SERVICES INC file?
- Form 990 or 990-EZ. Based on its last return; a smaller organization may file the 990-N.
- When is the next return of NACDC FINANCIAL SERVICES INC due?
- The return for tax year 2025 (the year ending December 31, 2025) is due May 15, 2026. Form 8868 extends it by six months; the 990-N cannot be extended.
- When did NACDC FINANCIAL SERVICES INC last file with the IRS?
- The latest return in the IRS public files is the 990 for the year ended December 2024.
- Who is the principal officer of NACDC FINANCIAL SERVICES INC?
- The 990 for the year ended December 31, 2024 names Andrea Main.
- Who are the officers and directors of NACDC FINANCIAL SERVICES INC?
- The 990 for the year ended December 31, 2024 lists 7 people; 1 received compensation from the organization, the highest $193,116 (Andrea Main, Executive Director).
- How much revenue does NACDC FINANCIAL SERVICES INC have?
- On its 990 for the year ended December 31, 2024 it reported revenue of $7,106,482, expenses of $3,705,277 and total assets of $21,182,559 at year end.
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All nonprofits in BROWNING · Montana · Community improvement and capacity building