Nonprofit · EIN 23-7237052
ACCESS CREDIT UNION
Tax-exempt (reinstated) · BRISTOL, PA 19007
Financials
| Year ended | Form | Revenue | Expenses | Net income | Total assets | Liabilities | Net assets |
|---|---|---|---|---|---|---|---|
| December 31, 2025 | 990 | $3,610,495 | $3,041,632 | $568,863 | $67,529,646 | $59,380,286 | $8,149,360 |
| December 31, 2024 | 990 | $3,244,126 | $2,854,430 | $389,696 | $64,526,794 | $57,082,837 | $7,443,957 |
| December 31, 2023 | 990 | $2,572,890 | $2,249,671 | $323,219 | $58,906,188 | $51,968,953 | $6,937,235 |
Financial details: 990 for the year ended December 31, 2025
Revenue
- Contributions, gifts and grants
- $0
- Program service revenue
- $2,306,391
- Investment income
- $1,304,104
- Other revenue
- $0
Expenses
- Grants and similar amounts paid
- $0
- Compensation of officers, directors and key employees
- $312,024
- Salaries, compensation and benefits (total)
- $812,277
- Professional fundraising fees
- $0
- Legal fees
- $1,230
- Accounting fees
- $53,212
- Occupancy
- $228,339
- Depreciation
- $46,879
Balance sheet and other
- Total assets, start of year
- $64,526,794
- Total assets, end of year
- $67,529,646
- Total liabilities, end of year
- $59,380,286
- Net assets, end of year
- $8,149,360
- Land, buildings and equipment
- $1,270,125
- Gross receipts
- $3,610,495
- Employees
- 6
- Volunteers
- 0
- Year formed
- 1972
- State of legal domicile
- PA
From the e-filed returns the IRS publishes as XML (latest three processing years; amended returns replace the original). PDF copies at the IRS.
Officers, directors and key employees
As listed on the 990 for the year ended December 31, 2025, highest compensation first.
| Name | Title | Hours / week | Compensation |
|---|---|---|---|
| Stephen Cordisco | CEO Trustee or director, Officer, Highest-paid employee | 40 | $163,558 |
| John Doyle | Controller Trustee or director, Officer | 40 | $88,677 |
| Kevin Backstrom | Director Trustee or director | 1 | $0 |
| Maxine Kunyczka | Director Trustee or director | 1 | $0 |
| Peter Faight | Chairman Trustee or director | 1 | $0 |
| Scott Harris | Director Trustee or director | 1 | $0 |
| Frank Marino | Director Trustee or director | 1 | $0 |
| Anthony Pinto | Director Trustee or director | 1 | $0 |
| Kevin Frake | Vice Chairman Trustee or director | 1 | $0 |
990 for the year ended December 31, 2024: 10 people
| Name | Title | Hours / week | Compensation |
|---|---|---|---|
| Stephen Cordisco | CEO Trustee or director, Officer, Highest-paid employee | 40 | $162,342 |
| John Doyle | Controller Trustee or director, Officer | 40 | $72,455 |
| Kevin Backstrom | COO Trustee or director, Officer | 40 | $43,464 |
| Maxine Kunyczka | Chairman Trustee or director | 1 | $0 |
| Peter Faight | Director Trustee or director | 1 | $0 |
| Scott Harris | Director Trustee or director | 1 | $0 |
| Frank Marino | Director Trustee or director | 1 | $0 |
| Anthony Pinto | Director Trustee or director | 1 | $0 |
| Greg Micucci | Director Trustee or director | 1 | $0 |
| Kevin Frake | Director Trustee or director | 1 | $0 |
990 for the year ended December 31, 2023: 10 people
| Name | Title | Hours / week | Compensation |
|---|---|---|---|
| Stephen Cordisco | CEO Trustee or director, Officer, Highest-paid employee | 40 | $139,103 |
| Kevin Backstrom | COO Trustee or director, Officer | 40 | $127,835 |
| John Doyle | Controller Trustee or director, Officer | 40 | $56,700 |
| Maxine Kunyczka | Chairman Trustee or director | 0 | $0 |
| Peter Faight | Director Trustee or director | 0 | $0 |
| Scott Harris | Director Trustee or director | 0 | $0 |
| Frank Marino | Director Trustee or director | 0 | $0 |
| Anthony Pinto | Director Trustee or director | 0 | $0 |
| Greg Micucci | Director Trustee or director | 0 | $0 |
| Kevin Frake | Director Trustee or director | 0 | $0 |
Address and contacts
- Address (IRS master file)
- 23 COMMERCE CIR, BRISTOL, PA 19007-3111
- In care of
- % STEPHEN CORDISCO
- Principal officer (990 for 2025)
- Stephen Cordisco, 23 Commerce Circle, Bristol, PA 19007
- Signed the 990
- Stephen Cordisco, CEO
- Phone
- (215) 788-0411
Mission
To provide financial services to members at a reduced or no cost
Program accomplishments
- To provide financial services to members at a reduced or no cost
- To provide Financial services to members at a reduced or no cost.
What it must file and when
IRS records say it files Form 990 or 990-EZ. Based on its last return; a smaller organization may file the 990-N. Its accounting year ends in December, so each return is due on the 15th day of the 5th month after that.
| Tax year | Year ended | Due | IRS public records |
|---|---|---|---|
| 2025 | December 31, 2025 | May 15, 2026 | 990 on file |
| 2024 | December 31, 2024 | May 15, 2025 | 990 on file |
| 2023 | December 31, 2023 | May 15, 2024 | 990 on file |
IRS record
- EIN
- 23-7237052
- Tax-exempt status
- 501(c)(14): State-chartered credit union
- Donations deductible
- No
- Exempt since
- 2013
- Accounting year ends
- December
- Files
- Form 990 or 990-EZ
- Category (NTEE)
- Public and societal benefit (W61)
- Assets (IRS master file)
- $67,529,646
- Income (IRS master file)
- $3,610,495
Revocation and reinstatement
- Exemption revoked
- May 15, 2010
- Posted by the IRS
- June 9, 2011
- Reinstated
- Effective May 15, 2010
From the IRS automatic revocation list: organizations that did not file a required return or e-Postcard for three consecutive years.
Filing history
| Form | Year ended | Revenue | Expenses | Assets | Return |
|---|---|---|---|---|---|
| 990 | December 2025 | – | – | – | IRS |
| 990 | December 2024 | – | – | – | IRS |
| 990 | December 2023 | $2,572,890 | $2,249,671 | $58,906,188 | IRS |
| 990 | December 2022 | $2,181,259 | $1,915,078 | $54,132,845 | IRS |
| 990 | December 2021 | – | – | – | IRS |
| 990 | December 2020 | – | – | – | IRS |
990-N: the IRS publishes only the latest e-Postcard per organization; earlier years appear here as 990.tax collects the monthly files. 990, 990-EZ, 990-PF, 990-T: every e-filed return in the IRS e-file index since 2019; XML for the latest three processing years, amounts from the IRS Statistics of Income extracts before that. PDF copies and determination letters at the IRS.
Questions about ACCESS CREDIT UNION
- What is the EIN of ACCESS CREDIT UNION?
- The employer identification number (EIN) of ACCESS CREDIT UNION is 23-7237052.
- Is ACCESS CREDIT UNION tax-exempt?
- Yes. The IRS revoked its exemption on May 15, 2010 and reinstated it effective May 15, 2010.
- Are donations to ACCESS CREDIT UNION tax-deductible?
- No. The IRS master file says contributions to it are not deductible.
- Which annual return does ACCESS CREDIT UNION file?
- Form 990 or 990-EZ. Based on its last return; a smaller organization may file the 990-N.
- When is the next return of ACCESS CREDIT UNION due?
- The return for tax year 2026 (the year ending December 31, 2026) is due May 17, 2027. Form 8868 extends it by six months; the 990-N cannot be extended.
- When did ACCESS CREDIT UNION last file with the IRS?
- The latest return in the IRS public files is the 990 for the year ended December 2025.
- Who is the principal officer of ACCESS CREDIT UNION?
- The 990 for the year ended December 31, 2025 names Stephen Cordisco.
- Who are the officers and directors of ACCESS CREDIT UNION?
- The 990 for the year ended December 31, 2025 lists 9 people; 2 received compensation from the organization, the highest $163,558 (Stephen Cordisco, CEO).
- How much revenue does ACCESS CREDIT UNION have?
- On its 990 for the year ended December 31, 2025 it reported revenue of $3,610,495, expenses of $3,041,632 and total assets of $67,529,646 at year end.
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