Nonprofit · EIN 23-2888376
NATIONAL AUTOMOTIVE FINANCE ASSOCIATION
Tax-exempt · TALLAHASSEE, FL 32302
Financials
| Year ended | Form | Revenue | Expenses | Net income | Total assets | Liabilities | Net assets |
|---|---|---|---|---|---|---|---|
| December 31, 2025 | 990 | $865,340 | $966,673 | -$101,333 | $367,347 | $255,748 | $111,599 |
| December 31, 2024 | 990 | $1,146,583 | $925,793 | $220,790 | $343,010 | $130,078 | $212,932 |
| December 31, 2023 | 990 | $832,004 | $852,682 | -$20,678 | $173,534 | $181,392 | -$7,858 |
Financial details: 990 for the year ended December 31, 2025
Revenue
- Contributions, gifts and grants
- $0
- Program service revenue
- $863,695
- Investment income
- $1,645
- Other revenue
- $0
Expenses
- Grants and similar amounts paid
- $0
- Compensation of officers, directors and key employees
- $183,083
- Other salaries and wages
- $142,648
- Salaries, compensation and benefits (total)
- $390,284
- Professional fundraising fees
- $0
- Legal fees
- $12,317
- Accounting fees
- $7,800
- Travel
- $20,703
- Depreciation
- $749
Balance sheet and other
- Total assets, start of year
- $343,010
- Total assets, end of year
- $367,347
- Total liabilities, end of year
- $255,748
- Net assets, end of year
- $111,599
- Land, buildings and equipment
- $1,156
- Net assets without donor restrictions
- $111,599
- Gross receipts
- $865,340
- Employees
- 4
- Year formed
- 1997
- State of legal domicile
- DE
From the e-filed returns the IRS publishes as XML (latest three processing years; amended returns replace the original). PDF copies at the IRS.
Officers, directors and key employees
As listed on the 990 for the year ended December 31, 2025, highest compensation first.
| Name | Title | Hours / week | Compensation |
|---|---|---|---|
| JENNIFER MARTIN | EXECUTIVE DI Officer | 40 | $183,083 |
| CLAUDIA PLASCENCIA | CHAIRMAN Trustee or director, Officer | 5 | $0 |
| MATT BURKE | VICE PRESIDE Trustee or director, Officer | 5 | $0 |
| SUZI STRAFFON | PRESIDENT Trustee or director, Officer | 5 | $0 |
| JIM BASS | BOARD MEMBER Trustee or director | 1 | $0 |
| BRENDA STUCKERT | BOARD MEMBER Trustee or director | 1 | $0 |
| CHRIS MITCHAM | BOARD MEMBER Trustee or director | 1 | $0 |
| GARY PERDUE | BOARD MEMBER Trustee or director | 1 | $0 |
| IAN ANDERSON | BOARD MEMBER Trustee or director | 1 | $0 |
| JEFF ANDERSON | SECRETARY Trustee or director, Officer | 1 | $0 |
| JEFFREY HAYMORE | BOARD MEMBER Trustee or director | 1 | $0 |
| KEVIN CARR | BOARD MEMBER Trustee or director | 1 | $0 |
| KRISTIN KARWAT | BOARD MEMBER Trustee or director | 1 | $0 |
| MARGUERITE WATANABE | BOARD MEMBER Trustee or director | 1 | $0 |
| OZZIE RAMOS | BOARD MEMBER Trustee or director | 1 | $0 |
16 more people on this return
| Name | Title | Hours / week | Compensation |
|---|---|---|---|
| JOEL KENNEDY | BOARD MEMBER Trustee or director | 1 | $0 |
| BRAD BITNER | BOARD MEMBER Trustee or director | 1 | $0 |
| ANDY MAYERS | BOARD MEMBER Trustee or director | 1 | $0 |
| BRIAN CONRADT | BOARD MEMBER Trustee or director | 1 | $0 |
| DAVID BAKER | TREASURER Trustee or director, Officer | 2 | $0 |
| ERIC JOHNSON | COUNSEL Trustee or director, Officer | 1 | $0 |
| CHERYL CABRAL | BOARD MEMBER Trustee or director | 1 | $0 |
| GRACE MARTINEZ | BOARD MEMBER Trustee or director | 1 | $0 |
| JASON PERSON | BOARD MEMBER Trustee or director | 1 | $0 |
| JODY LAMBERT | BOARD MEMBER Trustee or director | 1 | $0 |
| MARK BALTUSKA | BOARD MEMBER Trustee or director | 1 | $0 |
| MIKE AKERS | BOARD MEMBER Trustee or director | 1 | $0 |
| MISTY CARSON | BOARD MEMBER Trustee or director | 1 | $0 |
| SANG O'NEILL | BOARD MEMBER Trustee or director | 1 | $0 |
| STACIE GRUESER | BOARD MEMBER Trustee or director | 1 | $0 |
| MARK EDELMAN | BOARD MEMBER Trustee or director | 1 | $0 |
990 for the year ended December 31, 2024: 28 people
| Name | Title | Hours / week | Compensation | Other / benefits |
|---|---|---|---|---|
| JENNIFER MARTIN | EXECUTIVE DI Officer | 40 | $161,306 | $15,576 |
| PAUL GILLESPIE | BOARD MEMBER Trustee or director | 1 | $0 | $0 |
| MICKY WATTS | CHAIRMAN Trustee or director, Officer | 5 | $0 | $0 |
| CLAUDIA PLASCENCIA | PRESIDENT Trustee or director, Officer | 5 | $0 | $0 |
| MATT BURKE | SECRETARY/TR Trustee or director, Officer | 2 | $0 | $0 |
| SUZI STRAFFON | VICE PRESIDE Trustee or director, Officer | 2 | $0 | $0 |
| JIM BASS | BOARD MEMBER Trustee or director | 1 | $0 | $0 |
| BRENDA STUCKERT | BOARD MEMBER Trustee or director | 1 | $0 | $0 |
| CHRIS MITCHAM | BOARD MEMBER Trustee or director | 1 | $0 | $0 |
| DAVID ELMORE | BOARD MEMBER Trustee or director | 1 | $0 | $0 |
| DON JASENSKY | BOARD MEMBER Trustee or director | 1 | $0 | $0 |
| GARY PERDUE | BOARD MEMBER Trustee or director | 1 | $0 | $0 |
| IAN ANDERSON | BOARD MEMBER Trustee or director | 1 | $0 | $0 |
| JEFF ANDERSON | BOARD MEMBER Trustee or director | 1 | $0 | $0 |
| JEFFREY HAYMORE | BOARD MEMBER Trustee or director | 1 | $0 | $0 |
| KEVIN CARR | BOARD MEMBER Trustee or director | 1 | $0 | $0 |
| KRISTIN KARWAT | BOARD MEMBER Trustee or director | 1 | $0 | $0 |
| MARGUERITE WATANABE | BOARD MEMBER Trustee or director | 1 | $0 | $0 |
| OZZIE RAMOS | BOARD MEMBER Trustee or director | 1 | $0 | $0 |
| JOEL KENNEDY | BOARD MEMBER Trustee or director | 1 | $0 | $0 |
| JUSTIN CONNERS | BOARD MEMBER Trustee or director | 1 | $0 | $0 |
| BRAD BITNER | BOARD MEMBER Trustee or director | 1 | $0 | $0 |
| ANDY MAYERS | BOARD MEMBER Trustee or director | 1 | $0 | $0 |
| BRIAN CONFADT | BOARD MEMBER Trustee or director | 1 | $0 | $0 |
| MARISSA KALIMAN | BOARD MEMBER Trustee or director | 1 | $0 | $0 |
| DAVID BAKER | BOARD MEMBER Trustee or director | 1 | $0 | $0 |
| LYNDON ELAM | BOARD MEMBER Trustee or director | 1 | $0 | $0 |
| ERIC JOHNSON | COUNSEL Trustee or director, Officer | 2 | $0 | $0 |
990 for the year ended December 31, 2023: 29 people
| Name | Title | Hours / week | Compensation |
|---|---|---|---|
| JENNIFER MARTIN | EXECUTIVE DI Officer | 40 | $133,284 |
| PAUL GILLESPIE | CHAIRMAN Trustee or director, Officer | 5 | $0 |
| MICKY WATTS | PRESIDENT Trustee or director, Officer | 5 | $0 |
| CLAUDIA PLASCENCIA | VICE PRESIDE Trustee or director, Officer | 2 | $0 |
| MATT BURKE | TREASURER Trustee or director, Officer | 2 | $0 |
| SUZI STRAFFON | SECRETARY Trustee or director, Officer | 2 | $0 |
| JIM BASS | BOARD MEMBER Trustee or director | 1 | $0 |
| BRENDA STUCKERT | BOARD MEMBER Trustee or director | 1 | $0 |
| CHERYL MILLER | BOARD MEMBER Trustee or director | 1 | $0 |
| CHRIS MITCHAM | BOARD MEMBER Trustee or director | 1 | $0 |
| DAN BAGGETT | BOARD MEMBER Trustee or director | 1 | $0 |
| DAVID ELMORE | BOARD MEMBER Trustee or director | 1 | $0 |
| DON JASENSKY | BOARD MEMBER Trustee or director | 1 | $0 |
| FRED REHERMAN | BOARD MEMBER Trustee or director | 1 | $0 |
| GARY PERDUE | BOARD MEMBER Trustee or director | 1 | $0 |
| IAN ANDERSON | BOARD MEMBER Trustee or director | 1 | $0 |
| JEFF ANDERSON | BOARD MEMBER Trustee or director | 1 | $0 |
| JEFFREY HAYMORE | BOARD MEMBER Trustee or director | 1 | $0 |
| JIM VAGIM | BOARD MEMBER Trustee or director | 1 | $0 |
| KEVIN CARR | BOARD MEMBER Trustee or director | 1 | $0 |
| KRISTIN KARWAT | BOARD MEMBER Trustee or director | 1 | $0 |
| MARGUERITE WATANABE | BOARD MEMBER Trustee or director | 1 | $0 |
| OZZIE RAMOS | BOARD MEMBER Trustee or director | 1 | $0 |
| RUTHANN RIGGS | BOARD MEMBER Trustee or director | 1 | $0 |
| ROGER HULL | BOARD MEMBER Trustee or director | 1 | $0 |
| JOEL KENNEDY | BOARD MEMBER Trustee or director | 1 | $0 |
| JUSTIN CONNERS | BOARD MEMBER Trustee or director | 1 | $0 |
| BRAD BITNER | BOARD MEMBER Trustee or director | 1 | $0 |
| TOM MURPHY | BOARD MEMBER Trustee or director | 1 | $0 |
Address and contacts
- Address (IRS master file)
- PO BOX 423, TALLAHASSEE, FL 32302-0423
- Principal officer (990 for 2025)
- JENNIFER MARTIN, PO BOX 423, TALLAHASSEE, FL 32302
- Signed the 990
- DAVID BAKER, TREASURER
- Phone
- (410) 712-4036
- Website
- WWW.NAFASSOCIATION.COM
- Return prepared by
- WATSON & ASSOCIATES PA CPAS
Mission
FUNCTIONS AS A TRADE ASSOCIATION OF LENDERS AND LESSORS REPRESENTING THE SUB-PRIME AUTOMOTIVE FINANCE INDUSTRY.
Program accomplishments
- TO FUNCTION AS A TRADE ASSOCIATION OF LENDERS AND LESSORS THAT ACTIVELY ENGAGE IN PERSONAL PROPERTY SECURED LENDING AND LEASING TO INDIVIDUALS WHO ARE DEEMED TO BE RELATIVELY HIGH CREDIT RISKS AND OF OTHER ENTITIES AND INDIVIDUALS WHO ARE INTERESTED IN PROTECTING AND IMPROVING THE CONSUMER SECURED CREDIT BUSINESS.
- ENCOURAGEMENT, PROMOTION, AND FACILITATION OF THE CONSUMER SECURED CREDIT BUSINESS AND IMPROVEMENT OF ITS IMAGE BY DEVELOPING A CODE OF ETHICS FOR THE CONSUMER SECURED CREDIT BUSINESS, FOSTERING ETHICAL BUSINESS PRACTICES, DRAFTING MODEL LEGISLATION FOR SUBMISSION TO STATE LEGISLATIVE BODIES, ESTABLISHING FINANCIAL REPORTING STANDARDS FOR THE INDUSTRY, AND EDUCATING THE EMPLOYEES OF ITS MEMBER COMPANIES AND DEALERSHIPS IN FAIR BUSINESS AND FINANCIAL PRACTICES.
What it must file and when
IRS records say it files Form 990 or 990-EZ. Based on its last return; a smaller organization may file the 990-N. Its accounting year ends in December, so each return is due on the 15th day of the 5th month after that.
| Tax year | Year ended | Due | IRS public records |
|---|---|---|---|
| 2025 | December 31, 2025 | May 15, 2026 | 990 on file |
| 2024 | December 31, 2024 | May 15, 2025 | 990 on file |
| 2023 | December 31, 2023 | May 15, 2024 | 990 on file |
IRS record
- EIN
- 23-2888376
- Tax-exempt status
- 501(c)(6): Business league or chamber of commerce
- Donations deductible
- No
- Exempt since
- 1997
- Accounting year ends
- December
- Files
- Form 990 or 990-EZ
- Assets (IRS master file)
- $367,347
- Income (IRS master file)
- $865,340
Filing history
| Form | Year ended | Revenue | Expenses | Assets | Return |
|---|---|---|---|---|---|
| 990 | December 2025 | $865,340 | $966,673 | $367,347 | IRS |
| 990 | December 2024 | $1,146,583 | $925,793 | $343,010 | XML |
| 990 | December 2023 | $832,004 | $852,682 | $173,534 | XML |
| 990 | December 2022 | $787,417 | $714,919 | $168,933 | IRS |
| 990 | December 2021 | – | – | – | IRS |
| 990 | December 2020 | – | – | – | IRS |
| 990 | December 2018 | – | – | – | IRS |
990-N: the IRS bulk file holds only the latest e-Postcard per organization; earlier years come from archived copies of that file since 2020 and can have gaps (the IRS e-Postcard search lists every one). 990, 990-EZ, 990-PF, 990-T: every e-filed return in the IRS e-file index since 2019; XML for the latest three processing years, amounts from the IRS Statistics of Income extracts before that. PDF copies and determination letters at the IRS (search EIN 23-2888376).
Questions about NATIONAL AUTOMOTIVE FINANCE ASSOCIATION
- What is the EIN of NATIONAL AUTOMOTIVE FINANCE ASSOCIATION?
- The employer identification number (EIN) of NATIONAL AUTOMOTIVE FINANCE ASSOCIATION is 23-2888376.
- Is NATIONAL AUTOMOTIVE FINANCE ASSOCIATION tax-exempt?
- Yes. The IRS lists it as tax-exempt under section 501(c)(6) since 1997.
- Are donations to NATIONAL AUTOMOTIVE FINANCE ASSOCIATION tax-deductible?
- No. The IRS master file says contributions to it are not deductible.
- Which annual return does NATIONAL AUTOMOTIVE FINANCE ASSOCIATION file?
- Form 990 or 990-EZ. Based on its last return; a smaller organization may file the 990-N.
- When is the next return of NATIONAL AUTOMOTIVE FINANCE ASSOCIATION due?
- The return for tax year 2026 (the year ending December 31, 2026) is due May 17, 2027. Form 8868 extends it by six months; the 990-N cannot be extended.
- When did NATIONAL AUTOMOTIVE FINANCE ASSOCIATION last file with the IRS?
- The latest return in the IRS public files is the 990 for the year ended December 2025.
- Who is the principal officer of NATIONAL AUTOMOTIVE FINANCE ASSOCIATION?
- The 990 for the year ended December 31, 2025 names JENNIFER MARTIN.
- Who are the officers and directors of NATIONAL AUTOMOTIVE FINANCE ASSOCIATION?
- The 990 for the year ended December 31, 2025 lists 31 people; 1 received compensation from the organization, the highest $183,083 (JENNIFER MARTIN, EXECUTIVE DI).
- How much revenue does NATIONAL AUTOMOTIVE FINANCE ASSOCIATION have?
- On its 990 for the year ended December 31, 2025 it reported revenue of $865,340, expenses of $966,673 and total assets of $367,347 at year end.
Other nonprofits in TALLAHASSEE
- CAPITAL HEALTH PLAN INC EIN 59-1830622 · last filed 990 for 2024
- TALLAHASSEE MEMORIAL HEALTHCARE INC EIN 59-1917016 · last filed 990 for 2025
- FLORIDA INSURANCE GUARANTY ASSOCIATION INC EIN 59-1378046 · last filed 990 for 2025
- FLORIDA HEALTHY KIDS CORPORATION EIN 59-3032613 · last filed 990 for 2025
- BIG BEND COMMUNITY BASED CARE INC EIN 03-0423156 · last filed 990 for 2025
- FLORIDA STATE UNIVERSITY FOUNDATION INC EIN 59-6152180 · last filed 990 for 2025
- TRIUMPH GULF COAST INC EIN 82-1840264 · last filed 990 for 2024
- FLORIDA TOURISM INDUSTRY MARKETING CORPORATION INC EIN 59-3359293 · last filed 990 for 2025