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Nonprofit · EIN 23-2754268

CREDIT COUNSELING CENTER

Tax-exempt · RICHBORO, PA 18954

Financials

$501K$511K2023$346K$548K2024
Revenue Expenses · by fiscal year end
Financials of CREDIT COUNSELING CENTER by year, from its e-filed returns
Year endedFormRevenueExpensesNet incomeTotal assetsLiabilitiesNet assets
December 31, 2024990$346,441$547,900-$201,459$385,265$9,802$375,463
December 31, 2023990$501,198$510,928-$9,730$587,429$10,507$576,922
Financial details: 990 for the year ended December 31, 2024

Revenue

Contributions, gifts and grants
$187,098
of which government grants
$145,473
Program service revenue
$131,783
Investment income
$6,124
Net income from fundraising events
$21,436
Other revenue
$21,436

Expenses

Grants and similar amounts paid
$0
Other salaries and wages
$348,072
Salaries, compensation and benefits (total)
$402,562
Professional fundraising fees
$0
Accounting fees
$20,508
Travel
$1,692
Depreciation
$1,222
Program services (functional)
$442,646
Management and general (functional)
$88,755
Fundraising (functional)
$16,499

Balance sheet and other

Total assets, start of year
$587,429
Total assets, end of year
$385,265
Total liabilities, end of year
$9,802
Net assets, end of year
$375,463
Land, buildings and equipment
$1,531
Net assets without donor restrictions
$375,463
Gross receipts
$360,994
Employees
12
Volunteers
11
Year formed
1994
State of legal domicile
PA

From the e-filed returns the IRS publishes as XML (latest three processing years; amended returns replace the original). PDF copies at the IRS.

Officers, directors and key employees

As listed on the 990 for the year ended December 31, 2024, highest compensation first.

NameTitleHours / weekCompensation
PAULA POWERS-WATTSEXECUTIVE DIRECTOR
Officer
40$85,360
RYAN FULLERBOARD CHAIRMAN
Trustee or director, Officer
5$0
TERRI REIFVICE-CHAIRMAN
Trustee or director, Officer
5$0
ANNE BERLINTREASURER
Trustee or director, Officer
5$0
BRADFORD CONNARDSECRETARY
Trustee or director, Officer
5$0
NELSON ACEVEDODIRECTOR
Trustee or director
5$0
DAVID BREIDINGERDIRECTOR
Trustee or director
5$0
APRIL DONAHUEDIRECTOR
Trustee or director
5$0
LARRY GRANTDIRECTOR
Trustee or director
5$0
ANDREW GRIFFINDIRECTOR
Trustee or director
5$0
ARET KALAVJIANDIRECTOR
Trustee or director
5$0
THOMAS MACLINDIRECTOR
Trustee or director
5$0
ERVIN MCFADDENDIRECTOR
Trustee or director
5$0
ALLISON PRYBELLADIRECTOR
Trustee or director
5$0
TAWANA SKIPPERDIRECTOR
Trustee or director
5$0
2 more people on this return
NameTitleHours / weekCompensation
ANNE SLIFERDIRECTOR
Trustee or director
5$0
ANDREW C SYNDERDIRECTOR
Trustee or director
5$0
990 for the year ended December 31, 2023: 14 people
NameTitleHours / weekCompensation
PAULA POWERS-WATTSEXECUTIVE DI
Officer
40$69,354
RYAN FULLERBOARD CHAIRM
Trustee or director, Officer
5$0
TERI REIFVICE-CHAIRMA
Trustee or director, Officer
5$0
ANNE BERLINTREASURER
Trustee or director, Officer
5$0
BRADFORD CONNARDSECRETARY
Trustee or director, Officer
5$0
LARRY GRANTDIRECTOR
Trustee or director
5$0
DAVID BREIDINGERDIRECTOR
Trustee or director
5$0
ARET KALAYJIANDIRECTOR
Trustee or director
5$0
LISA FOLKSDIRECTOR
Trustee or director
5$0
THOMAS MACLINDIRECTOR
Trustee or director
5$0
MICHAEL C SULLIVAN JRDIRECTOR
Trustee or director
5$0
ERVIN MCFADDENDIRECTOR
Trustee or director
5$0
ANDREW GRIFFINDIRECTOR
Trustee or director
5$0
ANDREW SNYDERDIRECTOR
Trustee or director
5$0

Address and contacts

Address (IRS master file)
832 SECOND STREET PIKE, RICHBORO, PA 18954-1098
Principal officer (990 for 2024)
PAULA POWERS-WATTS, 832 SECOND STREET PIKE, RICHBORO, PA 18954
Signed the 990
PAULA POWERS-WATTS, EXECUTIVE DIRECTOR
Phone
(215) 348-8003
Return prepared by
KEISER GIORDANO CPA'S PC

Mission

CREDIT COUNSELING AND DEBT MANAGEMENT

990 for the year ended December 31, 2024

Program accomplishments

  • CREDIT COUNSELING - THE ORGANIZATION PROVIDES THE FOLLOWING TYPES OF COUNSELING:BANKRUPTCY COUNSELING - THE CENTER IS US TRUSTEE APPROVED TO PROVIDE PRE-FILING BUDGET COUNSELING AND THE PRE-DISCHARGE FINANCIAL MANAGEMENT COURSE. HOUSING COUNSELING - THE CENTER OFFERS PRE-PURCHASE/PRE-CLOSING, AND FORECLOSURE PREVENTION AND LOSS MITIGATION COUNSELING.BUDGET COUNSELING/DEBT MANAGEMENT/BANK GRANTS - THE CENTER PROVIDES AN INCOME AND EXPENSE REVIEW, DEVELOPS A BUDGET AND, IF NECESSARY, CONTACTS CREDITORS TO REPAY CREDIT CARD DEBT.
    Expenses $442,646 · revenue $131,783
  • N/A
  • N/A

What it must file and when

IRS records say it files Form 990 or 990-EZ. Based on its last return; a smaller organization may file the 990-N. Its accounting year ends in December, so each return is due on the 15th day of the 5th month after that.

Tax yearYear endedDueIRS public records
2025December 31, 2025May 15, 2026Not on file
2024December 31, 2024May 15, 2025990 on file
2023December 31, 2023May 15, 2024990 on file

IRS record

EIN
23-2754268
Tax-exempt status
501(c)(3): Charitable, religious, educational or scientific organization
Foundation status
Publicly supported organization (509(a)(2))
Donations deductible (Pub 78)
Public charity, 50% deduction limit
Exempt since
1994
Accounting year ends
December
Files
Form 990 or 990-EZ
Category (NTEE)
Human services (P51)
Assets (IRS master file)
$385,265
Income (IRS master file)
$360,994

Filing history

FormYear endedRevenueExpensesAssetsReturn
990December 2024$346,441$547,900$385,265XML
990December 2023$501,198$510,928$587,429XML
990December 2022$438,639$569,935$590,787IRS
990December 2021–––IRS
990December 2020–––IRS
990December 2019–––IRS
990December 2018–––IRS

990-N: the IRS bulk file holds only the latest e-Postcard per organization; earlier years come from archived copies of that file since 2020 and can have gaps (the IRS e-Postcard search lists every one). 990, 990-EZ, 990-PF, 990-T: every e-filed return in the IRS e-file index since 2019; XML for the latest three processing years, amounts from the IRS Statistics of Income extracts before that. PDF copies and determination letters at the IRS (search EIN 23-2754268).

Questions about CREDIT COUNSELING CENTER

What is the EIN of CREDIT COUNSELING CENTER?
The employer identification number (EIN) of CREDIT COUNSELING CENTER is 23-2754268.
Is CREDIT COUNSELING CENTER tax-exempt?
Yes. The IRS lists it as tax-exempt under section 501(c)(3) since 1994.
Are donations to CREDIT COUNSELING CENTER tax-deductible?
Yes. It is listed in IRS Publication 78 (Public charity, 50% deduction limit).
Which annual return does CREDIT COUNSELING CENTER file?
Form 990 or 990-EZ. Based on its last return; a smaller organization may file the 990-N.
When is the next return of CREDIT COUNSELING CENTER due?
The return for tax year 2025 (the year ending December 31, 2025) is due May 15, 2026. Form 8868 extends it by six months; the 990-N cannot be extended.
When did CREDIT COUNSELING CENTER last file with the IRS?
The latest return in the IRS public files is the 990 for the year ended December 2024.
Who is the principal officer of CREDIT COUNSELING CENTER?
The 990 for the year ended December 31, 2024 names PAULA POWERS-WATTS.
Who are the officers and directors of CREDIT COUNSELING CENTER?
The 990 for the year ended December 31, 2024 lists 17 people; 1 received compensation from the organization, the highest $85,360 (PAULA POWERS-WATTS, EXECUTIVE DIRECTOR).
How much revenue does CREDIT COUNSELING CENTER have?
On its 990 for the year ended December 31, 2024 it reported revenue of $346,441, expenses of $547,900 and total assets of $385,265 at year end.

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