Nonprofit · EIN 23-2708823
AMERICAN CREDIT COUNSELING INSTITUTE INC
Tax-exempt · ANDREAS, PA 18211
Financials
| Year ended | Form | Revenue | Expenses | Net income | Total assets | Liabilities | Net assets |
|---|---|---|---|---|---|---|---|
| December 31, 2025 | 990 | $17,530 | $44,257 | -$26,727 | $13,914 | $9,000 | $4,914 |
| December 31, 2024 | 990 | $109,067 | $189,268 | -$80,201 | $32,105 | $464 | $31,641 |
| December 31, 2023 | 990 | $210,016 | $303,578 | -$93,562 | $113,430 | $1,588 | $111,842 |
Financial details: 990 for the year ended December 31, 2025
Revenue
- Contributions, gifts and grants
- $17,530
- of which government grants
- $17,530
- Program service revenue
- $0
- Investment income
- $0
- Other revenue
- $0
Expenses
- Grants and similar amounts paid
- $0
- Compensation of officers, directors and key employees
- $8,967
- Salaries, compensation and benefits (total)
- $8,967
- Professional fundraising fees
- $0
- Accounting fees
- $2,000
- Occupancy
- $8,789
- Depreciation
- $1,340
- Program services (functional)
- $44,257
Balance sheet and other
- Total assets, start of year
- $32,105
- Total assets, end of year
- $13,914
- Total liabilities, end of year
- $9,000
- Net assets, end of year
- $4,914
- Land, buildings and equipment
- $1,852
- Gross receipts
- $17,530
- Employees
- 0
- Volunteers
- 0
- Year formed
- 2000
- State of legal domicile
- PA
From the e-filed returns the IRS publishes as XML (latest three processing years; amended returns replace the original). PDF copies at the IRS.
Officers, directors and key employees
As listed on the 990 for the year ended December 31, 2025, highest compensation first.
| Name | Title | Hours / week | Compensation | From related orgs |
|---|---|---|---|---|
| FELIX ROY | KEY EMPLOYEE Key employee | 40 | $6,450 | $6,450 |
| ROBERT EWING | PRESIDENT Trustee or director, Officer | 40 | $0 | $0 |
| MILDRED SOTO | KEY EMPLOYEE Key employee | 40 | $0 | $0 |
| JEHSUELIZABETH MALAVE | KEY EMPLOYEE Key employee | 40 | $0 | $0 |
990 for the year ended December 31, 2024: 4 people
| Name | Title | Hours / week | Compensation |
|---|---|---|---|
| ROBERT EWING | PRESIDENT Trustee or director, Officer | 40 | $52,878 |
| MILDRED SOTO | KEY EMPLOYEE Key employee | 40 | $31,367 |
| FELIX ROY | KEY EMPLOYEE Key employee | 40 | $27,600 |
| JEHSUELIZABETH MALAVE | KEY EMPLOYEE Key employee | 40 | $7,576 |
990 for the year ended December 31, 2023: 5 people
| Name | Title | Hours / week | Compensation | From related orgs |
|---|---|---|---|---|
| ROBERT EWING | PRESIDENT Trustee or director, Officer | 40 | $49,588 | $0 |
| MILDRED SOTO | KEY EMPLOYEE Key employee | 40 | $43,781 | $0 |
| FELIX ROY | KEY EMPLOYEE Key employee | 40 | $0 | $28,600 |
| JEHSUELIZABETH MALAVE | KEY EMPLOYEE Key employee | 40 | $22,754 | $0 |
| GIFTY LARYEA | KEY EMPLOYEE Key employee | 15 | $1,243 | $0 |
Address and contacts
- Address (IRS master file)
- 77 BERRY RD, ANDREAS, PA 18211-3044
- Principal officer (990 for 2025)
- ROBERT EWING, 77 BERRY ROAD, ANDREAS, PA 18211
- Signed the 990
- ROBERT W EWING, PRESIDENT
- Phone
- (570) 249-7292
- Return prepared by
- RALPH J SAULINO CPA
Mission
HOUSING COUNSELING AND MONEY MANAGEMENT EDUCATION AND COUNSELING. PRE FORCLOSURE FOR HOMEOWNERS. HOME BUYING EDUCATION AND COUNSELING. CREDIT AND BUDGET EDUCATION. FINANCIAL
Program accomplishments
- HOUSING COUNSELING AND MONEY MANAGEMENT EDUCATION. FORECLOSURE PREVENTION. PRE-FORCLOSURE PREVENTION FOR HOMEOWNERS. HOME BUYING EDUCATION AND COUNSELING. CREDIT AND BUDGET EDUCATION. FINANCIAL FITNESS EDUCATIONExpenses $44,257 · revenue $17,530
What it must file and when
IRS records say it files Form 990-N (e-Postcard). Gross receipts normally $50,000 or less. Its accounting year ends in December, so each return is due on the 15th day of the 5th month after that.
| Tax year | Year ended | Due | IRS public records |
|---|---|---|---|
| 2025 | December 31, 2025 | May 15, 2026 | 990 on file |
| 2024 | December 31, 2024 | May 15, 2025 | 990 on file |
| 2023 | December 31, 2023 | May 15, 2024 | 990 on file |
IRS record
- EIN
- 23-2708823
- Tax-exempt status
- 501(c)(3): Charitable, religious, educational or scientific organization
- Foundation status
- Publicly supported organization (170(b)(1)(A)(vi))
- Donations deductible (Pub 78)
- Public charity, 50% deduction limit
- Exempt since
- 1996
- Accounting year ends
- December
- Files
- Form 990-N (e-Postcard)
- Category (NTEE)
- Human services (P51Z)
- Assets (IRS master file)
- $13,914
- Income (IRS master file)
- $17,530
Filing history
| Form | Year ended | Revenue | Expenses | Assets | Return |
|---|---|---|---|---|---|
| 990 | December 2025 | $17,530 | $44,257 | $13,914 | XML |
| 990 | December 2024 | $109,067 | $189,268 | $32,105 | IRS |
| 990 | December 2023 | $210,016 | $303,578 | $113,430 | XML |
| 990 | December 2022 | $241,054 | $262,497 | $206,225 | IRS |
| 990 | December 2021 | – | – | – | IRS |
| 990 | December 2020 | – | – | – | IRS |
| 990 | December 2019 | – | – | – | IRS |
| 990 | December 2018 | – | – | – | IRS |
990-N: the IRS bulk file holds only the latest e-Postcard per organization; earlier years come from archived copies of that file since 2020 and can have gaps (the IRS e-Postcard search lists every one). 990, 990-EZ, 990-PF, 990-T: every e-filed return in the IRS e-file index since 2019; XML for the latest three processing years, amounts from the IRS Statistics of Income extracts before that. PDF copies and determination letters at the IRS (search EIN 23-2708823).
Questions about AMERICAN CREDIT COUNSELING INSTITUTE INC
- What is the EIN of AMERICAN CREDIT COUNSELING INSTITUTE INC?
- The employer identification number (EIN) of AMERICAN CREDIT COUNSELING INSTITUTE INC is 23-2708823.
- Is AMERICAN CREDIT COUNSELING INSTITUTE INC tax-exempt?
- Yes. The IRS lists it as tax-exempt under section 501(c)(3) since 1996.
- Are donations to AMERICAN CREDIT COUNSELING INSTITUTE INC tax-deductible?
- Yes. It is listed in IRS Publication 78 (Public charity, 50% deduction limit).
- Which annual return does AMERICAN CREDIT COUNSELING INSTITUTE INC file?
- Form 990-N (e-Postcard). Gross receipts normally $50,000 or less.
- When is the next return of AMERICAN CREDIT COUNSELING INSTITUTE INC due?
- The return for tax year 2026 (the year ending December 31, 2026) is due May 17, 2027. Form 8868 extends it by six months; the 990-N cannot be extended.
- When did AMERICAN CREDIT COUNSELING INSTITUTE INC last file with the IRS?
- The latest return in the IRS public files is the 990 for the year ended December 2025.
- Who is the principal officer of AMERICAN CREDIT COUNSELING INSTITUTE INC?
- The 990 for the year ended December 31, 2025 names ROBERT EWING.
- Who are the officers and directors of AMERICAN CREDIT COUNSELING INSTITUTE INC?
- The 990 for the year ended December 31, 2025 lists 4 people; 1 received compensation from the organization, the highest $6,450 (FELIX ROY, KEY EMPLOYEE).
- How much revenue does AMERICAN CREDIT COUNSELING INSTITUTE INC have?
- On its 990 for the year ended December 31, 2025 it reported revenue of $17,530, expenses of $44,257 and total assets of $13,914 at year end.
Other nonprofits in ANDREAS
- ANDREAS SPORTING CLUB EIN 23-1617452 · last filed 990 for 2025
- PENNSYLVANIA QUALITY ASSURANCE GROUP EIN 56-2382295 · last filed 990-N for 2025