Nonprofit · EIN 23-1332297
READING BERKS SCHOOL EMPLOYEES CREDIT UNION
Tax-exempt · READING, PA 19605
Financials
| Year ended | Form | Revenue | Expenses | Net income | Total assets | Liabilities | Net assets |
|---|---|---|---|---|---|---|---|
| December 31, 2025 | 990 | $563,020 | $499,969 | $63,051 | $13,521,082 | $20 | $13,521,062 |
| December 31, 2024 | 990 | $446,952 | $440,086 | $6,866 | $14,423,543 | $54 | $14,423,489 |
| December 31, 2023 | 990 | $441,421 | $317,521 | $123,900 | $16,194,531 | -$512 | $16,195,043 |
Financial details: 990 for the year ended December 31, 2025
Revenue
- Contributions, gifts and grants
- $0
- Program service revenue
- $0
- Investment income
- $563,020
- Other revenue
- $0
Expenses
- Grants and similar amounts paid
- $0
- Compensation of officers, directors and key employees
- $174,683
- Other salaries and wages
- $4,972
- Salaries, compensation and benefits (total)
- $194,607
- Professional fundraising fees
- $0
- Legal fees
- $33,858
- Accounting fees
- $36,240
- Occupancy
- $24,754
- Travel
- $2,288
- Management and general (functional)
- $499,969
Balance sheet and other
- Total assets, start of year
- $14,423,543
- Total assets, end of year
- $13,521,082
- Total liabilities, end of year
- $20
- Net assets, end of year
- $13,521,062
- Publicly traded securities
- $6,765,000
- Gross receipts
- $563,020
- Employees
- 0
- Volunteers
- 5
- Year formed
- 1944
- State of legal domicile
- PA
From the e-filed returns the IRS publishes as XML (latest three processing years; amended returns replace the original). PDF copies at the IRS.
Officers, directors and key employees
As listed on the 990 for the year ended December 31, 2025, highest compensation first.
| Name | Title | Hours / week | Compensation |
|---|---|---|---|
| STEVEN L HARRIS | PRESIDENT TREASURER Trustee or director, Key employee, Highest-paid employee | 20 | $64,488 |
| SHIRLEY J NUSS | VICE PRESIDENT Trustee or director, Officer | 13 | $40,436 |
| PATRICIA A SANDS | BOARD MEMBER Trustee or director, Officer | 12 | $39,956 |
| Kim Didypung | clerical Key employee | 13 | $17,490 |
| Gina Becker | Clerical Key employee | 6 | $5,842 |
| JOHN C BOYER | BOARD MEMBER Trustee or director | 1 | $0 |
| ELIZABETH GATTONE | BOARD MEMBER Trustee or director | 1 | $0 |
| JEFFREY GATTONE | BOARD MEMBERS Trustee or director | 1 | $0 |
| JOSEPH GODEK | BOARD MEMBER Trustee or director | 1 | $0 |
| SUSAN GODEK | BOARD MEMBER Trustee or director | 1 | $0 |
990 for the year ended December 31, 2024: 11 people
| Name | Title | Hours / week | Compensation |
|---|---|---|---|
| STEVEN L HARRIS | PRESIDENT TREASURER Trustee or director, Key employee, Highest-paid employee | 15 | $53,996 |
| SHIRLEY J NUSS | VICE PRESIDENT Trustee or director, Officer, Key employee | 12 | $39,838 |
| PATRICIA A SANDS | BOARD MEMBER Trustee or director, Key employee | 12 | $39,838 |
| MARILYN SEIDERS | SECRETARY Trustee or director, Officer, Key employee | 10 | $27,964 |
| Gina Becker | Clerical Key employee | 5 | $5,462 |
| Kim Didypung | clerical Highest-paid employee | 8 | $727 |
| JOHN C BOYER | BOARD MEMBER Trustee or director | 1 | $0 |
| ELIZABETH GATTONE | BOARD MEMBER Trustee or director | 1 | $0 |
| JEFFREY GATTONE | BOARD MEMBERS Trustee or director | 1 | $0 |
| JOSEPH GODEK | BOARD MEMBER Trustee or director | 1 | $0 |
| SUSAN GODEK | BOARD MEMBER Trustee or director | 1 | $0 |
990 for the year ended December 31, 2023: 9 people
| Name | Title | Hours / week | Compensation |
|---|---|---|---|
| STEVEN L HARRIS | PRESIDENT TREASURER Trustee or director, Officer, Key employee, Highest-paid employee | 17 | $54,546 |
| SHIRLEY J NUSS | VICE PRESIDENT Trustee or director, Officer | 15 | $40,801 |
| PATRICIA A SANDS | BOARD MEMBER Trustee or director | 15 | $40,801 |
| MARILYN SEIDERS | SECRETARY Trustee or director, Officer | 15 | $28,247 |
| JOHN C BOYER | BOARD MEMBER Trustee or director | 1 | $0 |
| ELIZABETH GATTONE | BOARD MEMBER Trustee or director | 1 | $0 |
| JEFFREY GATTONE | BOARD MEMBERS Trustee or director | 1 | $0 |
| JOSEPH GODEK | BOARD MEMBER Trustee or director | 1 | $0 |
| SUSAN GODEK | BOARD MEMBER Trustee or director | 1 | $0 |
Address and contacts
- Address (IRS master file)
- 4641 POTTSVILLE PIKE, READING, PA 19605-9706
- Principal officer (990 for 2025)
- Steven Harris, 4641 Pottsville Pike, Reading, PA 19605
- Signed the 990
- Steven Harris, President
- Phone
- (610) 921-1003
- Website
- rbsecu.com
Mission
1. Pay competitive dividends on saving accounts to its members. 2. Provide loans to members at competitive or lower interest rates.
Program accomplishments
- Provide competitive dividends on member's savings accounts.
- Provide competitive low interest loans for credit union members
What it must file and when
IRS records say it files Form 990 or 990-EZ. Based on its last return; a smaller organization may file the 990-N. Its accounting year ends in December, so each return is due on the 15th day of the 5th month after that.
| Tax year | Year ended | Due | IRS public records |
|---|---|---|---|
| 2025 | December 31, 2025 | May 15, 2026 | 990 on file |
| 2024 | December 31, 2024 | May 15, 2025 | 990 on file |
| 2023 | December 31, 2023 | May 15, 2024 | 990 on file |
IRS record
- EIN
- 23-1332297
- Tax-exempt status
- 501(c)(14): State-chartered credit union
- Donations deductible
- No
- Exempt since
- 1945
- Accounting year ends
- December
- Files
- Form 990 or 990-EZ
- Group exemption
- 0885: CREDIT UNIONS CHARTERED IN THE STATE OF PENNSYLVANIA
- Assets (IRS master file)
- $13,521,082
- Income (IRS master file)
- $563,020
Filing history
| Form | Year ended | Revenue | Expenses | Assets | Return |
|---|---|---|---|---|---|
| 990 | December 2025 | $563,020 | $499,969 | $13,521,082 | IRS |
| 990 | December 2024 | $446,952 | $440,086 | $14,423,543 | IRS |
| 990 | December 2023 | $441,421 | $317,521 | $16,194,531 | XML |
| 990 | December 2022 | $336,982 | $357,192 | $18,780,055 | IRS |
| 990 | December 2021 | – | – | – | IRS |
| 990 | December 2020 | – | – | – | IRS |
| 990 | December 2019 | – | – | – | IRS |
| 990 | December 2018 | – | – | – | IRS |
990-N: the IRS bulk file holds only the latest e-Postcard per organization; earlier years come from archived copies of that file since 2020 and can have gaps (the IRS e-Postcard search lists every one). 990, 990-EZ, 990-PF, 990-T: every e-filed return in the IRS e-file index since 2019; XML for the latest three processing years, amounts from the IRS Statistics of Income extracts before that. PDF copies and determination letters at the IRS (search EIN 23-1332297).
Questions about READING BERKS SCHOOL EMPLOYEES CREDIT UNION
- What is the EIN of READING BERKS SCHOOL EMPLOYEES CREDIT UNION?
- The employer identification number (EIN) of READING BERKS SCHOOL EMPLOYEES CREDIT UNION is 23-1332297.
- Is READING BERKS SCHOOL EMPLOYEES CREDIT UNION tax-exempt?
- Yes. The IRS lists it as tax-exempt under section 501(c)(14) since 1945.
- Are donations to READING BERKS SCHOOL EMPLOYEES CREDIT UNION tax-deductible?
- No. The IRS master file says contributions to it are not deductible.
- Which annual return does READING BERKS SCHOOL EMPLOYEES CREDIT UNION file?
- Form 990 or 990-EZ. Based on its last return; a smaller organization may file the 990-N.
- When is the next return of READING BERKS SCHOOL EMPLOYEES CREDIT UNION due?
- The return for tax year 2026 (the year ending December 31, 2026) is due May 17, 2027. Form 8868 extends it by six months; the 990-N cannot be extended.
- When did READING BERKS SCHOOL EMPLOYEES CREDIT UNION last file with the IRS?
- The latest return in the IRS public files is the 990 for the year ended December 2025.
- Who is the principal officer of READING BERKS SCHOOL EMPLOYEES CREDIT UNION?
- The 990 for the year ended December 31, 2025 names Steven Harris.
- Who are the officers and directors of READING BERKS SCHOOL EMPLOYEES CREDIT UNION?
- The 990 for the year ended December 31, 2025 lists 10 people; 5 received compensation from the organization, the highest $64,488 (STEVEN L HARRIS, PRESIDENT TREASURER).
- How much revenue does READING BERKS SCHOOL EMPLOYEES CREDIT UNION have?
- On its 990 for the year ended December 31, 2025 it reported revenue of $563,020, expenses of $499,969 and total assets of $13,521,082 at year end.
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