Nonprofit · EIN 22-2807816
COOPERATIVE BUSINESS ASSISTANCE CORPORATION
Tax-exempt · CAMDEN, NJ 08102
Financials
| Year ended | Form | Revenue | Expenses | Net income | Total assets | Liabilities | Net assets |
|---|---|---|---|---|---|---|---|
| June 30, 2025 | 990 | $2,115,500 | $2,038,178 | $77,322 | $25,121,325 | $12,548,681 | $12,572,644 |
| June 30, 2024 | 990 | $2,831,691 | $2,516,345 | $315,346 | $26,167,412 | $13,672,090 | $12,495,322 |
| June 30, 2023 | 990 | $3,007,741 | $2,478,341 | $529,400 | $27,073,706 | $14,893,730 | $12,179,976 |
Financial details: 990 for the year ended June 30, 2025
Revenue
- Contributions, gifts and grants
- $852,000
- of which government grants
- $852,000
- Program service revenue
- $1,196,698
- Investment income
- $57,604
- Other revenue
- $9,198
Expenses
- Grants and similar amounts paid
- $0
- Compensation of officers, directors and key employees
- $347,366
- Other salaries and wages
- $663,343
- Salaries, compensation and benefits (total)
- $1,261,735
- Professional fundraising fees
- $0
- Legal fees
- $11,212
- Accounting fees
- $23,085
- Occupancy
- $30,262
- Travel
- $25,824
- Depreciation
- $4,812
- Program services (functional)
- $341,597
- Management and general (functional)
- $1,696,581
Balance sheet and other
- Total assets, start of year
- $26,167,412
- Total assets, end of year
- $25,121,325
- Total liabilities, end of year
- $12,548,681
- Net assets, end of year
- $12,572,644
- Land, buildings and equipment
- $99,566
- Net assets without donor restrictions
- $7,189,407
- Net assets with donor restrictions
- $5,383,237
- Gross receipts
- $2,115,500
- Employees
- 10
- Year formed
- 1987
- State of legal domicile
- NJ
From the e-filed returns the IRS publishes as XML (latest three processing years; amended returns replace the original). PDF copies at the IRS.
Officers, directors and key employees
As listed on the 990 for the year ended June 30, 2025, highest compensation first.
| Name | Title | Hours / week | Compensation |
|---|---|---|---|
| HARRY STONE | PRES/NON-VOTING Officer | 40 | $204,966 |
| STEVEN M WINHELD | CFO Officer | 40 | $142,400 |
| BARBARA ANNE GARDENHIRE-MILLS | COMPL/ENGAGE OFF | 40 | $118,892 |
| BRIAN C STONE | FINANCE/TECHNICAL | 40 | $110,653 |
| ADAM BUTTER | MEMBER Trustee or director | 0 | $0 |
| PATRICIA BOYLE | MEMBER Trustee or director | 0 | $0 |
| CLARENCE FULLARD CPA | MEMBER Trustee or director | 0 | $0 |
| REYNOLD CICALESE III | MEMBER Trustee or director | 0 | $0 |
| DJ ADAMS | Chairman Trustee or director, Officer | 0 | $0 |
| DOUGLAS SMITH | ASST. SEC/TREAS Trustee or director, Officer | 0 | $0 |
| JOSEPH TREDINNICK | VICE CHAIRMAN Trustee or director, Officer | 0 | $0 |
| LISA VISCUSI | Secretary/TREAS Trustee or director, Officer | 0 | $0 |
990 for the year ended June 30, 2024: 12 people
| Name | Title | Hours / week | Compensation |
|---|---|---|---|
| HARRY STONE | PRES/NON-VOTING Officer | 40 | $197,953 |
| STEVEN M WINHELD | CFO Officer | 40 | $139,487 |
| BARBARA ANNE GARDENHIRE-MILLS | COMPL/ENGAGE OFF | 40 | $118,455 |
| BRIAN C STONE | FINANCE/TECHNICAL | 40 | $106,862 |
| ADAM BUTTER | MEMBER Trustee or director | 0 | $0 |
| PATRICIA BOYLE | MEMBER Trustee or director | 0 | $0 |
| CLARENCE FULLARD CPA | MEMBER Trustee or director | 0 | $0 |
| REYNOLD CICALESE III | MEMBER Trustee or director | 0 | $0 |
| DJ ADAMS | Chairman Trustee or director, Officer | 0 | $0 |
| DOUGLAS SMITH | ASST. SEC/TREAS Trustee or director, Officer | 0 | $0 |
| JOSEPH TREDINNICK | VICE CHAIRMAN Trustee or director, Officer | 0 | $0 |
| LISA VISCUSI | Secretary/TREAS Trustee or director, Officer | 0 | $0 |
990 for the year ended June 30, 2023: 12 people
| Name | Title | Hours / week | Compensation |
|---|---|---|---|
| HARRY STONE | PRES/NON-VOTING Officer | 40 | $340,226 |
| STEVEN M WINHELD | CFO Officer | 40 | $135,500 |
| BARBARA ANNE GARDNERHIRE-MILLS | COMPL/ENGAGE OFF | 40 | $116,523 |
| BRIAN C STONE | FINANCE/TECHNICAL | 40 | $101,687 |
| ADAM BUTTER | MEMBER Trustee or director | 0 | $0 |
| PATRICIA BOYLE | MEMBER Trustee or director | 0 | $0 |
| CLARENCE FULLARD CPA | MEMBER Trustee or director | 0 | $0 |
| REYNOLD CICALESE III | MEMBER Trustee or director | 0 | $0 |
| DJ ADAMS | Chairman Trustee or director, Officer | 0 | $0 |
| DOUGLAS SMITH | ASST. SEC/TREAS Trustee or director, Officer | 0 | $0 |
| JOSEPH TREDINNICK | VICE CHAIRMAN Trustee or director, Officer | 0 | $0 |
| LISA VISCUSI | Secretary/TREAS Trustee or director, Officer | 0 | $0 |
Address and contacts
- Address (IRS master file)
- 328 MARKET ST, CAMDEN, NJ 08102-1524
- Signed the 990
- HARRY W STONE, President
- Phone
- (856) 966-8181
- Website
- www.cbaclenders.com
- Return prepared by
- Ford Scott & Associates LLC
Mission
ECONOMIC AND COMMUNITY DEVELOPMENT
Program accomplishments
- TO PROVIDE ECONOMIC ASSISTANCE TO BUSINESS ENTERPRISES IN SOUTHERN NEW JERSEY AND PHILADELPHIA, PA BY PROVIDING TECHNICAL AND FINANCIAL SUPPORT.Expenses $341,597 · revenue $1,196,698
What it must file and when
IRS records say it files Form 990 or 990-EZ. Based on its last return; a smaller organization may file the 990-N. Its accounting year ends in June, so each return is due on the 15th day of the 5th month after that.
| Tax year | Year ended | Due | IRS public records |
|---|---|---|---|
| 2025 | June 30, 2026 | November 16, 2026 | Not due yet |
| 2024 | June 30, 2025 | November 17, 2025 | 990 on file |
| 2023 | June 30, 2024 | November 15, 2024 | 990 on file |
IRS record
- EIN
- 22-2807816
- Tax-exempt status
- 501(c)(3): Charitable, religious, educational or scientific organization
- Foundation status
- Publicly supported organization (170(b)(1)(A)(vi))
- Donations deductible (Pub 78)
- Public charity, 50% deduction limit
- Exempt since
- 1988
- Accounting year ends
- June
- Files
- Form 990 or 990-EZ
- Category (NTEE)
- Community improvement and capacity building (S43Z)
- Assets (IRS master file)
- $25,121,325
- Income (IRS master file)
- $2,115,500
Filing history
| Form | Year ended | Revenue | Expenses | Assets | Return |
|---|---|---|---|---|---|
| 990 | June 2025 | $2,115,500 | $2,038,178 | $25,121,325 | XML |
| 990 | June 2024 | $2,831,691 | $2,516,345 | $26,167,412 | XML |
| 990 | June 2023 | $3,007,741 | $2,478,341 | $27,073,706 | XML |
| 990 | June 2022 | $5,424,289 | $2,197,555 | $25,530,921 | IRS |
| 990 | June 2021 | – | – | – | IRS |
| 990 | June 2019 | – | – | – | IRS |
990-N: the IRS bulk file holds only the latest e-Postcard per organization; earlier years come from archived copies of that file since 2020 and can have gaps (the IRS e-Postcard search lists every one). 990, 990-EZ, 990-PF, 990-T: every e-filed return in the IRS e-file index since 2019; XML for the latest three processing years, amounts from the IRS Statistics of Income extracts before that. PDF copies and determination letters at the IRS (search EIN 22-2807816).
Questions about COOPERATIVE BUSINESS ASSISTANCE CORPORATION
- What is the EIN of COOPERATIVE BUSINESS ASSISTANCE CORPORATION?
- The employer identification number (EIN) of COOPERATIVE BUSINESS ASSISTANCE CORPORATION is 22-2807816.
- Is COOPERATIVE BUSINESS ASSISTANCE CORPORATION tax-exempt?
- Yes. The IRS lists it as tax-exempt under section 501(c)(3) since 1988.
- Are donations to COOPERATIVE BUSINESS ASSISTANCE CORPORATION tax-deductible?
- Yes. It is listed in IRS Publication 78 (Public charity, 50% deduction limit).
- Which annual return does COOPERATIVE BUSINESS ASSISTANCE CORPORATION file?
- Form 990 or 990-EZ. Based on its last return; a smaller organization may file the 990-N.
- When is the next return of COOPERATIVE BUSINESS ASSISTANCE CORPORATION due?
- The return for tax year 2025 (the year ending June 30, 2026) is due November 16, 2026. Form 8868 extends it by six months; the 990-N cannot be extended.
- When did COOPERATIVE BUSINESS ASSISTANCE CORPORATION last file with the IRS?
- The latest return in the IRS public files is the 990 for the year ended June 2025.
- Who are the officers and directors of COOPERATIVE BUSINESS ASSISTANCE CORPORATION?
- The 990 for the year ended June 30, 2025 lists 12 people; 4 received compensation from the organization, the highest $204,966 (HARRY STONE, PRES/NON-VOTING).
- How much revenue does COOPERATIVE BUSINESS ASSISTANCE CORPORATION have?
- On its 990 for the year ended June 30, 2025 it reported revenue of $2,115,500, expenses of $2,038,178 and total assets of $25,121,325 at year end.
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All nonprofits in CAMDEN · New Jersey · Community improvement and capacity building