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IRS-authorized e-file provider · not the IRS

Nonprofit · EIN 20-3351880

123 CREDIT COUNSELORS INC

Tax-exempt · MIAMI, FL 33126

Financials

$106K$147K2022$104K$115K2023$102K$117K2024
Revenue Expenses · by fiscal year end
Financials of 123 CREDIT COUNSELORS INC by year, from its e-filed returns
Year endedFormRevenueExpensesNet incomeTotal assetsLiabilitiesNet assets
December 31, 2024990-EZ$102,096$116,513-$14,417$19,408$84,000-$64,592
December 31, 2023990-EZ$103,756$115,300-$11,544$13,825$64,000-$50,175
December 31, 2022990-EZ$105,857$146,817-$40,960$10,869$49,500-$38,631
Financial details: 990-EZ for the year ended December 31, 2024

Revenue

Program service revenue
$102,096

Expenses

Compensation of officers, directors and key employees
$0
Salaries, compensation and benefits (total)
$83,345
Professional fees and payments to contractors
$1,044
Occupancy
$3,949
Other expenses
$28,175
Program services (functional)
$116,513

Balance sheet and other

Total assets, start of year
$13,825
Total assets, end of year
$19,408
Total liabilities, end of year
$84,000
Net assets, end of year
-$64,592
Cash, savings and investments
$12,283
Gross receipts
$102,096

From the e-filed returns the IRS publishes as XML (latest three processing years; amended returns replace the original). PDF copies at the IRS.

Officers, directors and key employees

As listed on the 990-EZ for the year ended December 31, 2024, highest compensation first.

NameTitleHours / weekCompensation
Tania WatzkoExecutive Director0$0
Garrett KanakaoleDirector2$0
Aurelio MartinezDirector2$0
Don PirozzoliDirector2$0
Todd RomerDirector2$0
Aurora TalaveraDirector2$0
Alberto DuartePresident Executive Director0$0
990-EZ for the year ended December 31, 2023: 6 people
NameTitleHours / weekCompensation
Tania WatzkoExecutive Director0$0
Garrett KanakaoleDirector2$0
Aurelio MartinezDirector2$0
Don PirozzoliDirector2$0
Todd RomerDirector2$0
Aurora TalaveraDirector2$0
990-EZ for the year ended December 31, 2022: 6 people
NameTitleHours / weekCompensation
Tania WatzkoExecutive Director0$24,000
Garrett KanakaoleDirector2$0
Aurelio MartinezDirector2$0
Don PirozzoliDirector2$0
Todd RomerDirector2$0
Aurora TalaveraDirector2$0

Address and contacts

Address (IRS master file)
6161 BLUE LAGOON DR, MIAMI, FL 33126-2057
In care of
% ALBERTO DUARTE
Signed the 990-EZ
ALBERTO DUARTE, President Executive Dir
Phone
(305) 269-9201
Website
a123cc.org
Return prepared by
Sharda Singh Tax & Accounting LLC

Mission

Provide financial education service

990-EZ for the year ended December 31, 2024

Program accomplishments

  • Conduct low-cost financial counseling classes for over 3000 individuals
    Expenses $116,513

What it must file and when

IRS records say it files Form 990 or 990-EZ. Based on its last return; a smaller organization may file the 990-N. Its accounting year ends in December, so each return is due on the 15th day of the 5th month after that.

Tax yearYear endedDueIRS public records
2025December 31, 2025May 15, 2026Not on file
2024December 31, 2024May 15, 2025990-EZ on file
2023December 31, 2023May 15, 2024990-EZ on file

File the 2025 990-EZ for 123 CREDIT COUNSELORS INC

Due May 15, 2026 · e-filed with the IRS by 990.tax, an IRS-authorized e-file provider

IRS record

EIN
20-3351880
Tax-exempt status
501(c)(3): Charitable, religious, educational or scientific organization
Foundation status
Publicly supported organization (509(a)(2))
Donations deductible (Pub 78)
Public charity, 50% deduction limit
Exempt since
2007
Accounting year ends
December
Files
Form 990 or 990-EZ
Category (NTEE)
Human services (P51)
Assets (IRS master file)
$19,408
Income (IRS master file)
$102,096

Filing history

FormYear endedRevenueExpensesAssetsReturn
990-EZDecember 2024$102,096$116,513$19,408XML
990-EZDecember 2023$103,756$115,300$13,825XML
990-EZDecember 2022$105,857$146,817$10,869XML
990December 2021–––IRS
990December 2020–––IRS
990December 2018–––IRS

990-N: the IRS bulk file holds only the latest e-Postcard per organization; earlier years come from archived copies of that file since 2020 and can have gaps (the IRS e-Postcard search lists every one). 990, 990-EZ, 990-PF, 990-T: every e-filed return in the IRS e-file index since 2019; XML for the latest three processing years, amounts from the IRS Statistics of Income extracts before that. PDF copies and determination letters at the IRS (search EIN 20-3351880).

Questions about 123 CREDIT COUNSELORS INC

What is the EIN of 123 CREDIT COUNSELORS INC?
The employer identification number (EIN) of 123 CREDIT COUNSELORS INC is 20-3351880.
Is 123 CREDIT COUNSELORS INC tax-exempt?
Yes. The IRS lists it as tax-exempt under section 501(c)(3) since 2007.
Are donations to 123 CREDIT COUNSELORS INC tax-deductible?
Yes. It is listed in IRS Publication 78 (Public charity, 50% deduction limit).
Which annual return does 123 CREDIT COUNSELORS INC file?
Form 990 or 990-EZ. Based on its last return; a smaller organization may file the 990-N.
When is the next return of 123 CREDIT COUNSELORS INC due?
The return for tax year 2025 (the year ending December 31, 2025) is due May 15, 2026. Form 8868 extends it by six months; the 990-N cannot be extended.
When did 123 CREDIT COUNSELORS INC last file with the IRS?
The latest return in the IRS public files is the 990-EZ for the year ended December 2024.
Who are the officers and directors of 123 CREDIT COUNSELORS INC?
The 990-EZ for the year ended December 31, 2024 lists 7 people; 0 received compensation from the organization.
How much revenue does 123 CREDIT COUNSELORS INC have?
On its 990-EZ for the year ended December 31, 2024 it reported revenue of $102,096, expenses of $116,513 and total assets of $19,408 at year end.

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