Nonprofit · EIN 20-0185800
COMMUNITY FIRST CAPITAL CORP
Tax-exempt · LANCASTER, PA 17608
Financials
| Year ended | Form | Revenue | Expenses | Net income | Total assets | Liabilities | Net assets |
|---|---|---|---|---|---|---|---|
| June 30, 2025 | 990 | $598,382 | $348,545 | $249,837 | $8,330,521 | $5,830,521 | $2,500,000 |
| June 30, 2024 | 990 | $662,064 | $528,988 | $133,076 | $8,792,864 | $6,292,864 | $2,500,000 |
Financial details: 990 for the year ended June 30, 2025
Revenue
- Contributions, gifts and grants
- $0
- Program service revenue
- $598,382
- Investment income
- $0
- Other revenue
- $0
Expenses
- Grants and similar amounts paid
- $0
- Salaries, compensation and benefits (total)
- $0
- Professional fundraising fees
- $0
- Program services (functional)
- $141,858
- Management and general (functional)
- $206,679
- Fundraising (functional)
- $8
Balance sheet and other
- Total assets, start of year
- $8,792,864
- Total assets, end of year
- $8,330,521
- Total liabilities, end of year
- $5,830,521
- Net assets, end of year
- $2,500,000
- Net assets without donor restrictions
- $2,500,000
- Gross receipts
- $598,382
- Employees
- 0
- Year formed
- 2003
- State of legal domicile
- PA
From the e-filed returns the IRS publishes as XML (latest three processing years; amended returns replace the original). PDF copies at the IRS.
Officers, directors and key employees
As listed on the 990 for the year ended June 30, 2025, highest compensation first.
| Name | Title | Hours / week | Compensation | From related orgs | Other / benefits |
|---|---|---|---|---|---|
| JOAN BRODHEAD | DIRECTOR Trustee or director, Officer | 1 | $0 | $208,549 | $29,202 |
| DRAGAN DODIK | DIRECTOR Trustee or director, Officer | 1 | $0 | $187,621 | $34,777 |
| ED GALLAGHER | PRESIDENT Trustee or director, Officer | 1 | $0 | $197,850 | $7,829 |
| ELIZABETH BENNETT | TREASURER Trustee or director, Officer | 1 | $0 | $180,091 | $12,309 |
| JOSHUA DRUCE | SECRETARY Trustee or director, Officer | 1 | $0 | $107,945 | $23,822 |
990 for the year ended June 30, 2024: 5 people
| Name | Title | Hours / week | Compensation | From related orgs | Other / benefits |
|---|---|---|---|---|---|
| JOAN BRODHEAD | DIRECTOR Trustee or director, Officer | 1 | $0 | $206,704 | $32,504 |
| ELIZABETH BENNETT | TREASURER Trustee or director, Officer | 1 | $0 | $9,176 | $0 |
| DRAGAN DODIK | DIRECTOR Trustee or director | 1 | $0 | $0 | $0 |
| JOSHUA DRUCE | SECRETARY Trustee or director, Officer | 1 | $0 | $0 | $0 |
| ED GALLAGHER | PRESIDENT Trustee or director, Officer | 1 | $0 | $0 | $0 |
Address and contacts
- Address (IRS master file)
- PO BOX 524, LANCASTER, PA 17608-0524
- In care of
- % DANIEL BETANCOURT
- Principal officer (990 for 2024)
- JOAN BRODHEAD, PO BOX 524, LANCASTER, PA 176080524
- Signed the 990
- DARIO BELLOT, CFO ('25-'26)
- Phone
- (717) 393-2351
- Return prepared by
- EMC CPAS LLC
Mission
TO MAKE LOANS AVAILABLE TO PERSONS LIVING, WORKING OR INTERESTED IN DEVELOPING DETERIORATED COMMUNITIES AND BUSINESSES LOCATED IN PA, CENTRAL PA AND THE SURROUNDING COMMUNITITES, TO CREATE JOBS AND AFFORDABLE HOUSING, AND TO PROVIDE BUSINESS COUNSELING, THEREBY REDUCING POVERTY AND REDUCING THE BURDENS OF GOVERNMENT.
Program accomplishments
- COMMUNITY FIRST CAPITAL CORP MAKES COMMUNITY BUSINESS AND REDEVELOPMENT LOANS, INCLUDING LOANS THAT MAY BE GUARANTEED BY THE U.S. SMALL BUSINESS ADMINISTRATION (SBA). IN MARCH 2020 IN RESPONSE TO THE COVID-19 PANDEMIC, THE ORGANIZATION SHIFTED ITS EFFORTS TO PROMOTION OF THE SBA PAYCHECK PROTECTION PROGRAM (PPP) TO BUSINESSES LOCATED IN LOW-INCOME COMMUNITIES AND OWNED BY PEOPLE OF COLOR. AS OF JUNE 30, 2025, THE ORGANIZATION HAS 83 LOANS OUTSTANDING INCLUDING 3 PPP LOANS. THE TOTAL LOANS OUTSTANDING AT JUNE 30, 2025 IS 7,319,646 INCLUDING ACCRUED INTEREST AND LOAN FEES.Expenses $141,858 · revenue $598,382
What it must file and when
IRS records say it files Form 990 or 990-EZ. Based on its last return; a smaller organization may file the 990-N. Its accounting year ends in June, so each return is due on the 15th day of the 5th month after that.
| Tax year | Year ended | Due | IRS public records |
|---|---|---|---|
| 2025 | June 30, 2026 | November 16, 2026 | Not due yet |
| 2024 | June 30, 2025 | November 17, 2025 | 990 on file |
| 2023 | June 30, 2024 | November 15, 2024 | 990 on file |
IRS record
- EIN
- 20-0185800
- Tax-exempt status
- 501(c)(3): Charitable, religious, educational or scientific organization
- Foundation status
- Supporting organization (509(a)(3))
- Donations deductible (Pub 78)
- Supporting organization of unknown type
- Exempt since
- 2005
- Accounting year ends
- June
- Files
- Form 990 or 990-EZ
- Category (NTEE)
- Community improvement and capacity building (S31)
- Assets (IRS master file)
- $8,330,521
- Income (IRS master file)
- $598,382
Filing history
| Form | Year ended | Revenue | Expenses | Assets | Return |
|---|---|---|---|---|---|
| 990 | June 2025 | $598,382 | $348,545 | $8,330,521 | XML |
| 990 | June 2024 | $662,064 | $528,988 | $8,792,864 | IRS |
| 990 | June 2023 | $700,845 | $913,201 | $8,510,947 | IRS |
| 990 | June 2022 | $474,502 | $297,363 | $7,763,704 | IRS |
| 990 | June 2021 | – | – | – | IRS |
| 990 | June 2020 | – | – | – | IRS |
| 990 | June 2019 | – | – | – | IRS |
| 990 | June 2018 | – | – | – | IRS |
990-N: the IRS bulk file holds only the latest e-Postcard per organization; earlier years come from archived copies of that file since 2020 and can have gaps (the IRS e-Postcard search lists every one). 990, 990-EZ, 990-PF, 990-T: every e-filed return in the IRS e-file index since 2019; XML for the latest three processing years, amounts from the IRS Statistics of Income extracts before that. PDF copies and determination letters at the IRS (search EIN 20-0185800).
Questions about COMMUNITY FIRST CAPITAL CORP
- What is the EIN of COMMUNITY FIRST CAPITAL CORP?
- The employer identification number (EIN) of COMMUNITY FIRST CAPITAL CORP is 20-0185800.
- Is COMMUNITY FIRST CAPITAL CORP tax-exempt?
- Yes. The IRS lists it as tax-exempt under section 501(c)(3) since 2005.
- Are donations to COMMUNITY FIRST CAPITAL CORP tax-deductible?
- Yes. It is listed in IRS Publication 78 (Supporting organization of unknown type).
- Which annual return does COMMUNITY FIRST CAPITAL CORP file?
- Form 990 or 990-EZ. Based on its last return; a smaller organization may file the 990-N.
- When is the next return of COMMUNITY FIRST CAPITAL CORP due?
- The return for tax year 2025 (the year ending June 30, 2026) is due November 16, 2026. Form 8868 extends it by six months; the 990-N cannot be extended.
- When did COMMUNITY FIRST CAPITAL CORP last file with the IRS?
- The latest return in the IRS public files is the 990 for the year ended June 2025.
- Who is the principal officer of COMMUNITY FIRST CAPITAL CORP?
- The 990 for the year ended June 30, 2025 names JOAN BRODHEAD.
- Who are the officers and directors of COMMUNITY FIRST CAPITAL CORP?
- The 990 for the year ended June 30, 2025 lists 5 people; 0 received compensation from the organization.
- How much revenue does COMMUNITY FIRST CAPITAL CORP have?
- On its 990 for the year ended June 30, 2025 it reported revenue of $598,382, expenses of $348,545 and total assets of $8,330,521 at year end.
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- ASSETS LANCASTER EIN 23-2827808 · last filed 990 for 2025
- SOCIAL IMPACT PROPERTIES EIN 85-1071575 · last filed 990 for 2024
- BUILDING AND SUPPORTING ENTREPRENEURSHIP OF SE LANCASTER EIN 23-2843969 · last filed 990 for 2025
- CENTRO LANCASTER LTD EIN 81-3782414 · last filed 990 for 2024
- BUILDING THE HEART MINISTRY EIN 93-2974904 · last filed 990-EZ for 2025
All nonprofits in LANCASTER · Pennsylvania · Community improvement and capacity building