Nonprofit · EIN 16-6148181
ROOFERS 195 HEALTH & ACCIDENT FUND
Also known as 195
Tax-exempt · LIVERPOOL, NY 13090
Financials
| Year ended | Form | Revenue | Expenses | Net income | Total assets | Liabilities | Net assets |
|---|---|---|---|---|---|---|---|
| June 30, 2025 | 990 | $3,148,739 | $2,926,149 | $222,590 | $2,660,855 | $23,448 | $2,637,407 |
| June 30, 2024 | 990 | $3,263,110 | $2,985,488 | $277,622 | $2,373,600 | $2,309 | $2,371,291 |
| June 30, 2023 | 990 | $3,501,235 | $2,789,368 | $711,867 | $2,068,744 | $3,972 | $2,064,772 |
Financial details: 990 for the year ended June 30, 2025
Revenue
- Contributions, gifts and grants
- $0
- Program service revenue
- $2,745,161
- Investment income
- $88,392
- Net gain from sales of assets
- -$58
- Other revenue
- $315,186
Expenses
- Grants and similar amounts paid
- $0
- Benefits paid to members
- $2,228,262
- Compensation of officers, directors and key employees
- $187,088
- Other salaries and wages
- $78,875
- Salaries, compensation and benefits (total)
- $339,483
- Professional fundraising fees
- $0
- Legal fees
- $29,785
- Accounting fees
- $18,965
- Occupancy
- $29,926
- Depreciation
- $12,937
Balance sheet and other
- Total assets, start of year
- $2,373,600
- Total assets, end of year
- $2,660,855
- Total liabilities, end of year
- $23,448
- Net assets, end of year
- $2,637,407
- Land, buildings and equipment
- $12,767
- Publicly traded securities
- $1,974,715
- Gross receipts
- $4,378,797
- Employees
- 3
- Volunteers
- 0
- Year formed
- 1972
- State of legal domicile
- NY
From the e-filed returns the IRS publishes as XML (latest three processing years; amended returns replace the original). PDF copies at the IRS.
Officers, directors and key employees
As listed on the 990 for the year ended June 30, 2025, highest compensation first.
| Name | Title | Hours / week | Compensation | From related orgs | Other / benefits |
|---|---|---|---|---|---|
| PATRICIA REDHEAD | PLAN MANAGER Officer | 20 | $128,000 | $4,400 | $60,932 |
| CHARLES GRATTON | CHAIRMAN Trustee or director, Officer | 1 | $0 | $118,489 | $60,086 |
| DANIEL MARSHALL | TRUSTEE Trustee or director | 1 | $0 | $9,012 | $5,454 |
| JOHN HAZZARD | TRUSTEE Trustee or director | 1 | $0 | $306 | $274 |
| NICHOLAS MASELLI | TRUSTEE Trustee or director | 1 | $0 | $0 | $0 |
| RICHARD ANDERSON | TRUSTEE Trustee or director | 1 | $0 | $0 | $0 |
| ANDREW AERY | TRUSTEE Trustee or director | 1 | $0 | $0 | $0 |
990 for the year ended June 30, 2024: 9 people
| Name | Title | Hours / week | Compensation | From related orgs | Other / benefits |
|---|---|---|---|---|---|
| PATRICIA REDHEAD | PLAN MANAGER Officer | 20 | $125,000 | $2,200 | $59,157 |
| CHARLES GRATTON | CHAIRMAN Trustee or director, Officer | 1 | $0 | $113,855 | $58,412 |
| DANIEL MARSHALL | TRUSTEE Trustee or director | 1 | $0 | $12,651 | $7,871 |
| MICHAEL THOMPSON-RESIGNED 22824 | TRUSTEE Trustee or director | 1 | $0 | $584 | $358 |
| JOHN MILLER JR-RESIGNED 43024 | TRUSTEE Trustee or director | 1 | $0 | $478 | $179 |
| NICHOLAS MASELLI | TRUSTEE Trustee or director | 1 | $0 | $0 | $0 |
| RICHARD ANDERSON | TRUSTEE Trustee or director | 1 | $0 | $0 | $0 |
| JOHN HAZZARD | TRUSTEE Trustee or director | 1 | $0 | $0 | $0 |
| ANDREW AERY | TRUSTEE Trustee or director | 1 | $0 | $0 | $0 |
990 for the year ended June 30, 2023: 9 people
| Name | Title | Hours / week | Compensation | From related orgs | Other / benefits |
|---|---|---|---|---|---|
| PATRICIA REDHEAD | PLAN MANAGER Officer | 20 | $124,508 | $2,200 | $58,002 |
| CHARLES GRATTON | CHAIRMAN Trustee or director, Officer | 1 | $0 | $106,463 | $58,136 |
| MICHAEL THOMPSON | TRUSTEE Trustee or director | 1 | $1,067 | $421 | $892 |
| JOHN HAZZARD - RESIGNED 32023 | TRUSTEE Trustee or director | 1 | $1,067 | $421 | $892 |
| NICHOLAS MASELLI | TRUSTEE Trustee or director | 1 | $0 | $0 | $0 |
| JOHN MILLER JR | TRUSTEE Trustee or director | 1 | $0 | $0 | $0 |
| RICHARD ANDERSON | TRUSTEE Trustee or director | 1 | $0 | $0 | $0 |
| JOANNE GOODSPEED-RESIGNED 82022 | TRUSTEE Trustee or director | 1 | $0 | $0 | $0 |
| ANDREW AERY | TRUSTEE Trustee or director | 1 | $0 | $0 | $0 |
Address and contacts
- Address (IRS master file)
- 7706 MALTAGE DR, LIVERPOOL, NY 13090-2513
- Principal officer (990 for 2024)
- CHARLES GRATTON, 7706 MALTLAGE DRIVE, LIVERPOOL, NY 13090
- Signed the 990
- CHARLES GRATTON, CHAIRMAN
- Phone
- (315) 699-1388
- Website
- HTTP://LOCAL195FUNDS.ORG/
- Return prepared by
- BONADIO & CO LLP
Mission
PROVIDE MEDICAL, DEATH, AND SHORT TERM DISABILITY BENEFITS
Program accomplishments
- PROVIDE MEDICAL, DEATH, AND DISABILITY BENEFITS TO MEMBERS AND THEIR DEPENDENTS
What it must file and when
IRS records say it files Form 990 or 990-EZ. Based on its last return; a smaller organization may file the 990-N. Its accounting year ends in June, so each return is due on the 15th day of the 5th month after that.
| Tax year | Year ended | Due | IRS public records |
|---|---|---|---|
| 2025 | June 30, 2026 | November 16, 2026 | Not due yet |
| 2024 | June 30, 2025 | November 17, 2025 | 990 on file |
| 2023 | June 30, 2024 | November 15, 2024 | 990 on file |
IRS record
- EIN
- 16-6148181
- Tax-exempt status
- 501(c)(9): Voluntary employees' beneficiary association
- Donations deductible
- No
- Exempt since
- 1974
- Accounting year ends
- June
- Files
- Form 990 or 990-EZ
- Assets (IRS master file)
- $2,660,855
- Income (IRS master file)
- $4,378,797
Filing history
| Form | Year ended | Revenue | Expenses | Assets | Return |
|---|---|---|---|---|---|
| 990 | June 2025 | $3,148,739 | $2,926,149 | $2,660,855 | XML |
| 990 | June 2024 | $3,263,110 | $2,985,488 | $2,373,600 | XML |
| 990 | June 2023 | $3,501,235 | $2,789,368 | $2,068,744 | XML |
| 990 | June 2022 | $3,162,202 | $2,868,246 | $1,376,231 | IRS |
| 990 | June 2021 | – | – | – | IRS |
| 990 | June 2020 | – | – | – | IRS |
| 990 | June 2019 | – | – | – | IRS |
| 990 | June 2018 | – | – | – | IRS |
990-N: the IRS bulk file holds only the latest e-Postcard per organization; earlier years come from archived copies of that file since 2020 and can have gaps (the IRS e-Postcard search lists every one). 990, 990-EZ, 990-PF, 990-T: every e-filed return in the IRS e-file index since 2019; XML for the latest three processing years, amounts from the IRS Statistics of Income extracts before that. PDF copies and determination letters at the IRS (search EIN 16-6148181).
Questions about ROOFERS 195 HEALTH & ACCIDENT FUND
- What is the EIN of ROOFERS 195 HEALTH & ACCIDENT FUND?
- The employer identification number (EIN) of ROOFERS 195 HEALTH & ACCIDENT FUND is 16-6148181.
- Is ROOFERS 195 HEALTH & ACCIDENT FUND tax-exempt?
- Yes. The IRS lists it as tax-exempt under section 501(c)(9) since 1974.
- Are donations to ROOFERS 195 HEALTH & ACCIDENT FUND tax-deductible?
- No. The IRS master file says contributions to it are not deductible.
- Which annual return does ROOFERS 195 HEALTH & ACCIDENT FUND file?
- Form 990 or 990-EZ. Based on its last return; a smaller organization may file the 990-N.
- When is the next return of ROOFERS 195 HEALTH & ACCIDENT FUND due?
- The return for tax year 2025 (the year ending June 30, 2026) is due November 16, 2026. Form 8868 extends it by six months; the 990-N cannot be extended.
- When did ROOFERS 195 HEALTH & ACCIDENT FUND last file with the IRS?
- The latest return in the IRS public files is the 990 for the year ended June 2025.
- Who is the principal officer of ROOFERS 195 HEALTH & ACCIDENT FUND?
- The 990 for the year ended June 30, 2025 names CHARLES GRATTON.
- Who are the officers and directors of ROOFERS 195 HEALTH & ACCIDENT FUND?
- The 990 for the year ended June 30, 2025 lists 7 people; 1 received compensation from the organization, the highest $128,000 (PATRICIA REDHEAD, PLAN MANAGER).
- How much revenue does ROOFERS 195 HEALTH & ACCIDENT FUND have?
- On its 990 for the year ended June 30, 2025 it reported revenue of $3,148,739, expenses of $2,926,149 and total assets of $2,660,855 at year end.
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