Nonprofit · EIN 16-1516618
CONSUMER DIRECTED CHOICES
Tax-exempt · ALBANY, NY 12205
Financials
| Year ended | Form | Revenue | Expenses | Net income | Total assets | Liabilities | Net assets |
|---|---|---|---|---|---|---|---|
| December 31, 2025 | 990 | $36,367,602 | $34,021,076 | $2,346,526 | $29,790,906 | $3,542,377 | $26,248,529 |
| December 31, 2024 | 990 | $90,509,538 | $84,169,206 | $6,340,332 | $33,733,110 | $10,400,576 | $23,332,534 |
| December 31, 2023 | 990 | $69,896,669 | $66,171,574 | $3,725,095 | $26,069,434 | $9,177,595 | $16,891,839 |
| December 31, 2021 | 990 (amended) | $46,559,698 | $44,197,385 | $2,362,313 | $21,497,712 | $10,485,181 | $11,012,531 |
Financial details: 990 for the year ended December 31, 2025
Revenue
- Contributions, gifts and grants
- $11,541,387
- of which government grants
- $11,541,277
- Program service revenue
- $24,014,754
- Investment income
- $811,461
- Net gain from sales of assets
- $36,755
- Other revenue
- $0
Expenses
- Grants and similar amounts paid
- $125,750
- Compensation of officers, directors and key employees
- $1,025,320
- Other salaries and wages
- $21,574,857
- Salaries, compensation and benefits (total)
- $26,085,343
- Professional fundraising fees
- $0
- Legal fees
- $1,268,547
- Accounting fees
- $47,500
- Occupancy
- $209,187
- Travel
- $16,421
- Depreciation
- $60,168
- Program services (functional)
- $31,299,656
- Management and general (functional)
- $2,721,420
Balance sheet and other
- Total assets, start of year
- $33,733,110
- Total assets, end of year
- $29,790,906
- Total liabilities, end of year
- $3,542,377
- Net assets, end of year
- $26,248,529
- Land, buildings and equipment
- $3,899,869
- Publicly traded securities
- $9,318,654
- Net assets without donor restrictions
- $26,248,529
- Gross receipts
- $37,539,872
- Employees
- 3,050
- Volunteers
- 16
- Year formed
- 1997
- State of legal domicile
- NY
From the e-filed returns the IRS publishes as XML (latest three processing years; amended returns replace the original). PDF copies at the IRS.
Officers, directors and key employees
As listed on the 990 for the year ended December 31, 2025, highest compensation first.
| Name | Title | Hours / week | Compensation | Other / benefits |
|---|---|---|---|---|
| CHRISTOPHER GRABER | CEO Officer | 38 | $597,065 | $128,428 |
| HONGWEI ZHANG | SENIOR VP OPERATIONS Officer | 38 | $263,871 | $35,957 |
| BRIAN FRASIER | CONTROLLER Highest-paid employee | 38 | $170,156 | $42,858 |
| MELISSA GROVES | COMPLIANCE MANAGER Highest-paid employee | 38 | $110,964 | $43,794 |
| BENJAMIN GIBSON | IT SUPERVISOR Highest-paid employee | 38 | $108,257 | $44,189 |
| BRIAN WATKINS | PROGRAM MANAGR Highest-paid employee | 38 | $113,962 | $26,248 |
| DEMETRA ALBERTI | DIRECTOR OF HR Highest-paid employee | 38 | $118,327 | $5,971 |
| THOMAS SCOTT CEHOWSKI | DIRECTOR Trustee or director | 1 | $0 | $0 |
| EILEEN SCANLAN | CHAIRPERSON Trustee or director, Officer | 1 | $0 | $0 |
| THOMAS GRIMES | TREASURER Trustee or director, Officer | 1 | $0 | $0 |
| GREG GIULIANO | VICE CHAIRPERSON Trustee or director, Officer | 1 | $0 | $0 |
| RYAN K MICKLUS | SECRETARY Trustee or director, Officer | 1 | $0 | $0 |
| TAMMY REHM | DIRECTOR Trustee or director | 1 | $0 | $0 |
| THOMAS MCGARRY | DIRECTOR Trustee or director | 1 | $0 | $0 |
| THERESA TERRY WAITT | DIRECTOR Trustee or director | 1 | $0 | $0 |
5 more people on this return
| Name | Title | Hours / week | Compensation |
|---|---|---|---|
| KIM GANDER | DIRECTOR Trustee or director | 1 | $0 |
| ARIEL RUIZ | DIRECTOR Trustee or director | 1 | $0 |
| JANE-MARIE SCHAEFFER ESQ | DIRECTOR Trustee or director | 1 | $0 |
| GENNADIY GENE KOSOY | DIRECTOR Trustee or director | 1 | $0 |
| KAROLINE RYAN | DIRECTOR Trustee or director | 1 | $0 |
990 for the year ended December 31, 2024: 18 people
| Name | Title | Hours / week | Compensation | Other / benefits |
|---|---|---|---|---|
| CHRISTOPHER GRABER | CEO Officer | 38 | $457,806 | $248,546 |
| HONGWEI ZHANG | SENIOR VP OPERATIONS Officer | 38 | $199,541 | $61,719 |
| BRIAN FRASIER | CONTROLLER Highest-paid employee | 38 | $181,630 | $36,338 |
| ANDREW DELOLLO | DIRECTOR OF FINANCIAL PLANNING & ANALYSIS Highest-paid employee | 38 | $140,180 | $40,464 |
| KRISTINA HUNTER | DIRECTOR OF PROGRAMS Highest-paid employee | 38 | $125,583 | $36,734 |
| MELISSA GROVES | COMPLIANCE MANAGER Highest-paid employee | 38 | $103,258 | $43,337 |
| BENJAMIN GIBSON | IT SUPERVISOR Highest-paid employee | 38 | $101,692 | $44,036 |
| THOMAS SCOTT CEHOWSKI | DIRECTOR Trustee or director | 1 | $0 | $0 |
| EILEEN SCANLAN | CHAIRPERSON Trustee or director, Officer | 1 | $0 | $0 |
| THOMAS GRIMES | TREASURER Trustee or director, Officer | 1 | $0 | $0 |
| GREG GIULIANO | VICE CHAIRPERSON Trustee or director, Officer | 1 | $0 | $0 |
| RYAN K MICKLUS | SECRETARY Trustee or director, Officer | 1 | $0 | $0 |
| TAMMY REHM | DIRECTOR Trustee or director | 1 | $0 | $0 |
| THOMAS MCGARRY | DIRECTOR Trustee or director | 1 | $0 | $0 |
| THERESA TERRY WAITT | DIRECTOR Trustee or director | 1 | $0 | $0 |
| KIM GANDER | DIRECTOR Trustee or director | 1 | $0 | $0 |
| ARIEL RUIZ | DIRECTOR Trustee or director | 1 | $0 | $0 |
| JANE-MARIE SCHAEFFER ESQ | DIRECTOR Trustee or director | 1 | $0 | $0 |
990 for the year ended December 31, 2023: 15 people
| Name | Title | Hours / week | Compensation | Other / benefits |
|---|---|---|---|---|
| CHRISTOPHER GRABER | CEO Officer | 38 | $367,740 | $146,066 |
| BRIAN FRASIER | CONTROLLER Highest-paid employee | 38 | $181,807 | $32,131 |
| HONGWEI ZHANG | SENIOR VP OPERATIONS Officer | 38 | $178,965 | $24,905 |
| MARK KEPNER-CLOUGH | DIRECTOR OF PEOPLE OPERATIONS AND RISK Highest-paid employee | 38 | $109,574 | $39,019 |
| THOMAS SCOTT CEHOWSKI | CHAIRPERSON Trustee or director, Officer | 1 | $0 | $0 |
| EILEEN SCANLAN | VICE CHAIR Trustee or director, Officer | 1 | $0 | $0 |
| THOMAS GRIMES | SECRETARY Trustee or director, Officer | 1 | $0 | $0 |
| GREG GIULIANO | TREASURER Trustee or director, Officer | 1 | $0 | $0 |
| MICHAEL LAWLER | DIRECTOR Trustee or director | 1 | $0 | $0 |
| RYAN K MICKLUS | DIRECTOR Trustee or director | 1 | $0 | $0 |
| TAMMY REHM | DIRECTOR Trustee or director | 1 | $0 | $0 |
| THOMAS MCGARRY | DIRECTOR Trustee or director | 1 | $0 | $0 |
| THERESA TERRY WAITT | DIRECTOR Trustee or director | 1 | $0 | $0 |
| KIM GANDER | DIRECTOR Trustee or director | 1 | $0 | $0 |
| ARIEL RUIZ | DIRECTOR Trustee or director | 1 | $0 | $0 |
990 for the year ended December 31, 2021: 17 people
| Name | Title | Hours / week | Compensation | Other / benefits |
|---|---|---|---|---|
| CHRISTOPHER GRABER | CEO Officer | 38 | $281,699 | $75,576 |
| BRIAN FRASIER | CFO Officer | 38 | $196,709 | $33,714 |
| STEPHANIE O'GRADY | CORP COMPLIANCE | 38 | $120,630 | $6,743 |
| MICHAEL LAWLER | Director Trustee or director | 1 | $0 | $0 |
| JANE-MARIE SCHAEFFER | Chair Trustee or director, Officer | 1 | $0 | $0 |
| CINDY HILL | Director Trustee or director | 1 | $0 | $0 |
| EILEEN SCANLAN | Treasurer Trustee or director, Officer | 1 | $0 | $0 |
| GERALD LEONARD | Director Trustee or director | 0 | $0 | $0 |
| THOMAS CEHOWSKI | Vice Chair Trustee or director, Officer | 1 | $0 | $0 |
| TAMMY REHM | Director Trustee or director | 1 | $0 | $0 |
| GREG GIULIANO | Director Trustee or director | 1 | $0 | $0 |
| RYAN K MICKLUS ESQ | Director Trustee or director | 1 | $0 | $0 |
| THOMAS MCGARRY | Director Trustee or director | 1 | $0 | $0 |
| THOMAS GRIMES | Secretary Trustee or director, Officer | 1 | $0 | $0 |
| THERESA WAITT | Director Trustee or director | 0 | $0 | $0 |
| KIM GANDER | Director Trustee or director | 0 | $0 | $0 |
| LORI RAPPLEYEA | Director Trustee or director | 0 | $0 | $0 |
Address and contacts
- Address (IRS master file)
- 7 WASHINGTON SQ, ALBANY, NY 12205-5507
- In care of
- % JONAH DOOLEY
- Principal officer (990 for 2025)
- CHRISTOPHER GRABER, 7 WASHINGTON SQUARE, ALBANY, NY 12205
- Signed the 990
- CHRISTOPHER GRABER, CEO
- Phone
- (518) 464-0810
- Website
- WWW.CDCHOICES.ORG
- Return prepared by
- BST & CO CPAS LLP
Mission
AS THE PREMIER PROVIDER OF CONSUMER-DIRECTED PERSONAL ASSISTANCE WE EMPOWER INDEPENDENCE AND ADVOCATE FOR PEOPLE WITH DISABILITIES, SENIORS, AND THEIR FAMILIES.
Program accomplishments
- IN FULFILLMENT OF ITS RESPONSIBILITIES UNDER VARIOUS CONSUMER DIRECTED PROGRAMS, CDCHOICES SERVES AS A FISCAL INTERMEDIARY FOR CONSUMERS/DESIGNATED REPRESENTATIVES. AMONG ITS FISCAL INTERMEDIARY SERVICES IS TO PROVIDE PAYROLL AND BENEFITS SERVICES FOR 3,050 EMPLOYEES OF CONSUMERS/DESIGNATED REPRESENTATIVES. AS SUCH, OF THE REPORTED EMPLOYEES IN PART I, LINE 5, ONLY 51 ARE EMPLOYEES OF CONSUMER DIRECTED CHOICES. THE REMAINING INDIVIDUALS REPORTED ARE THOSE FOR WHOM CDCHOICES PROVIDES PAYROLL SERVICES ON BEHALF OF CONSUMERS/DESIGNATED REPRESENTATIVES.Expenses $31,299,656 · grants $125,750 · revenue $24,014,754
What it must file and when
IRS records say it files Form 990 or 990-EZ. Based on its last return; a smaller organization may file the 990-N. Its accounting year ends in December, so each return is due on the 15th day of the 5th month after that.
| Tax year | Year ended | Due | IRS public records |
|---|---|---|---|
| 2025 | December 31, 2025 | May 15, 2026 | 990 on file |
| 2024 | December 31, 2024 | May 15, 2025 | 990 on file |
| 2023 | December 31, 2023 | May 15, 2024 | 990 on file |
IRS record
- EIN
- 16-1516618
- Tax-exempt status
- 501(c)(3): Charitable, religious, educational or scientific organization
- Foundation status
- Publicly supported organization (170(b)(1)(A)(vi))
- Donations deductible (Pub 78)
- Public charity, 50% deduction limit
- Exempt since
- 1998
- Accounting year ends
- December
- Files
- Form 990 or 990-EZ
- Category (NTEE)
- Human services (P82)
- Assets (IRS master file)
- $29,790,906
- Income (IRS master file)
- $37,539,872
Filing history
| Form | Year ended | Revenue | Expenses | Assets | Return |
|---|---|---|---|---|---|
| 990 | December 2025 | $36,367,602 | $34,021,076 | $29,790,906 | IRS |
| 990 | December 2024 | $90,509,538 | $84,169,206 | $33,733,110 | XML |
| 990 | December 2023 | $69,896,669 | $66,171,574 | $26,069,434 | XML |
| 990 | December 2022 | $54,936,298 | $52,390,940 | $21,225,544 | IRS |
| 990 | December 2021 | $46,559,698 | $44,197,385 | $21,497,712 | XML |
| 990 | December 2020 | – | – | – | IRS |
| 990 | December 2018 | – | – | – | IRS |
990-N: the IRS bulk file holds only the latest e-Postcard per organization; earlier years come from archived copies of that file since 2020 and can have gaps (the IRS e-Postcard search lists every one). 990, 990-EZ, 990-PF, 990-T: every e-filed return in the IRS e-file index since 2019; XML for the latest three processing years, amounts from the IRS Statistics of Income extracts before that. PDF copies and determination letters at the IRS (search EIN 16-1516618).
Questions about CONSUMER DIRECTED CHOICES
- What is the EIN of CONSUMER DIRECTED CHOICES?
- The employer identification number (EIN) of CONSUMER DIRECTED CHOICES is 16-1516618.
- Is CONSUMER DIRECTED CHOICES tax-exempt?
- Yes. The IRS lists it as tax-exempt under section 501(c)(3) since 1998.
- Are donations to CONSUMER DIRECTED CHOICES tax-deductible?
- Yes. It is listed in IRS Publication 78 (Public charity, 50% deduction limit).
- Which annual return does CONSUMER DIRECTED CHOICES file?
- Form 990 or 990-EZ. Based on its last return; a smaller organization may file the 990-N.
- When is the next return of CONSUMER DIRECTED CHOICES due?
- The return for tax year 2026 (the year ending December 31, 2026) is due May 17, 2027. Form 8868 extends it by six months; the 990-N cannot be extended.
- When did CONSUMER DIRECTED CHOICES last file with the IRS?
- The latest return in the IRS public files is the 990 for the year ended December 2025.
- Who is the principal officer of CONSUMER DIRECTED CHOICES?
- The 990 for the year ended December 31, 2025 names CHRISTOPHER GRABER.
- Who are the officers and directors of CONSUMER DIRECTED CHOICES?
- The 990 for the year ended December 31, 2025 lists 20 people; 7 received compensation from the organization, the highest $597,065 (CHRISTOPHER GRABER, CEO).
- How much revenue does CONSUMER DIRECTED CHOICES have?
- On its 990 for the year ended December 31, 2025 it reported revenue of $36,367,602, expenses of $34,021,076 and total assets of $29,790,906 at year end.
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