Nonprofit · EIN 16-0972260
CONSUMERS CREDIT COUNSELING SERVICE OF ROCHESTER INC
Tax-exempt · ROCHESTER, NY 14607
Financials
| Year ended | Form | Revenue | Expenses | Net income | Total assets | Liabilities | Net assets |
|---|---|---|---|---|---|---|---|
| December 31, 2025 | 990 | $5,051,413 | $3,952,237 | $1,099,176 | $9,422,681 | $1,454,735 | $7,967,946 |
| December 31, 2024 | 990 | $3,377,744 | $3,336,403 | $41,341 | $7,763,279 | $1,441,929 | $6,321,350 |
| December 31, 2023 | 990 | $3,189,728 | $4,119,248 | -$929,520 | $7,547,194 | $1,443,695 | $6,103,499 |
Financial details: 990 for the year ended December 31, 2025
Revenue
- Contributions, gifts and grants
- $1,971,207
- of which government grants
- $746,476
- Program service revenue
- $2,678,733
- Investment income
- $289,899
- Net gain from sales of assets
- $119,497
- Other revenue
- $111,574
Expenses
- Grants and similar amounts paid
- $98,852
- Compensation of officers, directors and key employees
- $346,961
- Other salaries and wages
- $1,599,863
- Salaries, compensation and benefits (total)
- $2,442,467
- Professional fundraising fees
- $0
- Legal fees
- $23,216
- Occupancy
- $185,526
- Travel
- $56,214
- Depreciation
- $74,256
- Program services (functional)
- $3,321,607
- Management and general (functional)
- $630,630
Balance sheet and other
- Total assets, start of year
- $7,763,279
- Total assets, end of year
- $9,422,681
- Total liabilities, end of year
- $1,454,735
- Net assets, end of year
- $7,967,946
- Land, buildings and equipment
- $460,030
- Publicly traded securities
- $6,379,168
- Net assets without donor restrictions
- $7,444,092
- Net assets with donor restrictions
- $523,854
- Gross receipts
- $5,620,213
- Employees
- 41
- Volunteers
- 11
- Year formed
- 1970
- State of legal domicile
- NY
From the e-filed returns the IRS publishes as XML (latest three processing years; amended returns replace the original). PDF copies at the IRS.
Officers, directors and key employees
As listed on the 990 for the year ended December 31, 2025, highest compensation first.
| Name | Title | Hours / week | Compensation | Other / benefits |
|---|---|---|---|---|
| Jason Tracy | Chief Executive Officer Officer | 40 | $195,640 | $14,629 |
| Christopher Camaione-Lind | Chief Administrative Officer Officer | 40 | $113,759 | $22,933 |
| Steve Young | Member Trustee or director | 0.5 | $0 | $0 |
| Steve Phillips | Chairman Trustee or director, Officer | 0.6 | $0 | $0 |
| Edward Saresky | Vice Chair Trustee or director, Officer | 0.6 | $0 | $0 |
| Terry Allenbrandt | Treasurer Trustee or director, Officer | 0.6 | $0 | $0 |
| Sara Shimmel | Secretary Trustee or director, Officer | 0.6 | $0 | $0 |
| Steve LaSalle | Member Trustee or director | 0.5 | $0 | $0 |
| Dr Donna Haeger | Member Trustee or director | 0.5 | $0 | $0 |
| Lee Drake | Member Trustee or director | 0.5 | $0 | $0 |
| John Roman Jr | Member Trustee or director | 0.5 | $0 | $0 |
| Kory Samuels | Member Trustee or director | 0.5 | $0 | $0 |
| Josh Kaplan | Member Trustee or director | 0.5 | $0 | $0 |
990 for the year ended December 31, 2024: 15 people
| Name | Title | Hours / week | Compensation | Other / benefits |
|---|---|---|---|---|
| Jason Tracy | Chief Executive Officer Officer | 40 | $150,217 | $18,782 |
| Christopher Camaione-Lind | Chief Administrative Officer Officer | 40 | $110,178 | $25,724 |
| Steve Young | Member Trustee or director | 0.5 | $0 | $0 |
| Steve Phillips | Chairman Trustee or director, Officer | 0.6 | $0 | $0 |
| Edward Saresky | Vice Chair Trustee or director, Officer | 0.6 | $0 | $0 |
| Terry Allenbrandt | Treasurer Trustee or director, Officer | 0.6 | $0 | $0 |
| Sara Shimmel | Member Trustee or director | 0.5 | $0 | $0 |
| Stephen LaSalle II | Member Trustee or director | 0.5 | $0 | $0 |
| Cherrie Mahon | Member Trustee or director | 0.5 | $0 | $0 |
| Dr Donna Haeger | Member Trustee or director | 0.5 | $0 | $0 |
| Lee Drake | Member Trustee or director | 0.5 | $0 | $0 |
| Anthony R Scalia | Member Trustee or director | 0.5 | $0 | $0 |
| John Roman | Member Trustee or director | 0.5 | $0 | $0 |
| Kory Samuels | Member Trustee or director | 0.5 | $0 | $0 |
| Josh Kaplan | Member Trustee or director | 0.5 | $0 | $0 |
990 for the year ended December 31, 2023: 17 people
| Name | Title | Hours / week | Compensation | Other / benefits |
|---|---|---|---|---|
| Jason Tracy | Chief Executive Officer Officer | 40 | $180,380 | $17,963 |
| Christopher Camaione-Lind | Chief Administrative Officer Officer | 40 | $124,336 | $23,741 |
| Steve Young | Member Trustee or director | 0.5 | $0 | $0 |
| Steve Phillips | Chairman Trustee or director, Officer | 0.6 | $0 | $0 |
| Edward Saresky | Vice Chair Trustee or director, Officer | 0.6 | $0 | $0 |
| Terry Allenbrandt | Treasurer Trustee or director, Officer | 0.6 | $0 | $0 |
| Amelia Blake-Dowdle | Member Trustee or director | 0.5 | $0 | $0 |
| Sara Shimmel | Member Trustee or director | 0.5 | $0 | $0 |
| Stephen LaSalle II | Member Trustee or director | 0.5 | $0 | $0 |
| Lynette Loomis | Member Trustee or director | 0.5 | $0 | $0 |
| Cherrie Mahon | Member Trustee or director | 0.5 | $0 | $0 |
| Dr Donna Haeger | Member Trustee or director | 0.5 | $0 | $0 |
| Lee Drake | Member Trustee or director | 0.5 | $0 | $0 |
| Anthony Scalia | Member Trustee or director | 0.5 | $0 | $0 |
| John Roman | Member Trustee or director | 0.5 | $0 | $0 |
| Kory Samuels | Member Trustee or director | 0.5 | $0 | $0 |
| Josh Kaplan | Member Trustee or director | 0.5 | $0 | $0 |
Address and contacts
- Address (IRS master file)
- 1050 UNIVERSITY AVE STE A, ROCHESTER, NY 14607-1744
- Principal officer (990 for 2025)
- Jason Tracy, 1050 University Avenue A, Rochester, NY 14607
- Signed the 990
- Jason Tracy, CEO
- Phone
- (585) 546-3440
- Website
- www.cccsofrochester.org
- Return prepared by
- Heveron & Company CPAs PLLC
Mission
A nonprofit organization focused on the financial wellness of families and individuals. Our certified professionals provide confidential counseling, educational services, and other credit solutions that enable our clients to take control of their financial future.
Program accomplishments
- Consumer Credit Counseling Service of Rochester, Inc. (CCCS) provides a wide range of comprehensive financial literacy education, programming and counseling services that focus on improving financial wellness. In 2025, we served thousands of individuals and families across all our licensed locations with 76% of our clients meeting low to moderate income guidelines. CCCS of Rochester maintains accreditation from the Council on Accreditation is a member of the National Foundation for Credit Counseling and continues to have an A+ rating with the Better Business Bureau.Expenses $3,321,607 · grants $98,852 · revenue $2,790,307
What it must file and when
IRS records say it files Form 990 or 990-EZ. Based on its last return; a smaller organization may file the 990-N. Its accounting year ends in December, so each return is due on the 15th day of the 5th month after that.
| Tax year | Year ended | Due | IRS public records |
|---|---|---|---|
| 2025 | December 31, 2025 | May 15, 2026 | 990 on file |
| 2024 | December 31, 2024 | May 15, 2025 | 990 on file |
| 2023 | December 31, 2023 | May 15, 2024 | 990 on file |
IRS record
- EIN
- 16-0972260
- Tax-exempt status
- 501(c)(3): Charitable, religious, educational or scientific organization
- Foundation status
- Publicly supported organization (509(a)(2))
- Donations deductible (Pub 78)
- Public charity, 50% deduction limit
- Exempt since
- 2020
- Accounting year ends
- December
- Files
- Form 990 or 990-EZ
- Category (NTEE)
- Human services (P51)
- Assets (IRS master file)
- $9,422,681
- Income (IRS master file)
- $5,620,213
Filing history
| Form | Year ended | Revenue | Expenses | Assets | Return |
|---|---|---|---|---|---|
| 990 | December 2025 | $5,051,413 | $3,952,237 | $9,422,681 | IRS |
| 990 | December 2024 | $3,377,744 | $3,336,403 | $7,763,279 | IRS |
| 990 | December 2023 | $3,189,728 | $4,119,248 | $7,547,194 | XML |
| 990 | December 2022 | $3,612,508 | $3,445,077 | $8,142,411 | IRS |
| 990 | December 2021 | – | – | – | IRS |
| 990 | December 2020 | – | – | – | IRS |
| 990 | December 2019 | – | – | – | IRS |
| 990 | December 2018 | – | – | – | IRS |
990-N: the IRS bulk file holds only the latest e-Postcard per organization; earlier years come from archived copies of that file since 2020 and can have gaps (the IRS e-Postcard search lists every one). 990, 990-EZ, 990-PF, 990-T: every e-filed return in the IRS e-file index since 2019; XML for the latest three processing years, amounts from the IRS Statistics of Income extracts before that. PDF copies and determination letters at the IRS (search EIN 16-0972260).
Questions about CONSUMERS CREDIT COUNSELING SERVICE OF ROCHESTER INC
- What is the EIN of CONSUMERS CREDIT COUNSELING SERVICE OF ROCHESTER INC?
- The employer identification number (EIN) of CONSUMERS CREDIT COUNSELING SERVICE OF ROCHESTER INC is 16-0972260.
- Is CONSUMERS CREDIT COUNSELING SERVICE OF ROCHESTER INC tax-exempt?
- Yes. The IRS lists it as tax-exempt under section 501(c)(3) since 2020.
- Are donations to CONSUMERS CREDIT COUNSELING SERVICE OF ROCHESTER INC tax-deductible?
- Yes. It is listed in IRS Publication 78 (Public charity, 50% deduction limit).
- Which annual return does CONSUMERS CREDIT COUNSELING SERVICE OF ROCHESTER INC file?
- Form 990 or 990-EZ. Based on its last return; a smaller organization may file the 990-N.
- When is the next return of CONSUMERS CREDIT COUNSELING SERVICE OF ROCHESTER INC due?
- The return for tax year 2026 (the year ending December 31, 2026) is due May 17, 2027. Form 8868 extends it by six months; the 990-N cannot be extended.
- When did CONSUMERS CREDIT COUNSELING SERVICE OF ROCHESTER INC last file with the IRS?
- The latest return in the IRS public files is the 990 for the year ended December 2025.
- Who is the principal officer of CONSUMERS CREDIT COUNSELING SERVICE OF ROCHESTER INC?
- The 990 for the year ended December 31, 2025 names Jason Tracy.
- Who are the officers and directors of CONSUMERS CREDIT COUNSELING SERVICE OF ROCHESTER INC?
- The 990 for the year ended December 31, 2025 lists 13 people; 2 received compensation from the organization, the highest $195,640 (Jason Tracy, Chief Executive Officer).
- How much revenue does CONSUMERS CREDIT COUNSELING SERVICE OF ROCHESTER INC have?
- On its 990 for the year ended December 31, 2025 it reported revenue of $5,051,413, expenses of $3,952,237 and total assets of $9,422,681 at year end.
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