Nonprofit · EIN 06-6041088
NORTHWEST HILLS CREDIT UNION INC
Tax-exempt · TORRINGTON, CT 06790
Financials
| Year ended | Form | Revenue | Expenses | Net income | Total assets | Liabilities | Net assets |
|---|---|---|---|---|---|---|---|
| December 31, 2025 | 990 | $2,821,262 | $2,064,890 | $756,372 | $53,341,424 | $48,418,090 | $4,923,334 |
| December 31, 2024 | 990 | $2,361,013 | $1,821,857 | $539,156 | $44,320,469 | $40,153,507 | $4,166,962 |
| December 31, 2023 | 990 | $2,111,872 | $1,621,337 | $490,535 | $39,421,085 | $35,793,279 | $3,627,806 |
Financial details: 990 for the year ended December 31, 2025
Revenue
- Contributions, gifts and grants
- $0
- Program service revenue
- $1,852,699
- Investment income
- $968,563
- Other revenue
- $0
Expenses
- Grants and similar amounts paid
- $0
- Compensation of officers, directors and key employees
- $211,622
- Other salaries and wages
- $320,156
- Salaries, compensation and benefits (total)
- $666,621
- Professional fundraising fees
- $0
- Occupancy
- $69,362
- Travel
- $14,512
- Depreciation
- $68,093
Balance sheet and other
- Total assets, start of year
- $44,320,469
- Total assets, end of year
- $53,341,424
- Total liabilities, end of year
- $48,418,090
- Net assets, end of year
- $4,923,334
- Land, buildings and equipment
- $779,710
- Gross unrelated business income
- $5,588
- Gross receipts
- $2,821,262
- Employees
- 13
- Volunteers
- 10
- Year formed
- 1953
- State of legal domicile
- CT
From the e-filed returns the IRS publishes as XML (latest three processing years; amended returns replace the original). PDF copies at the IRS.
Officers, directors and key employees
As listed on the 990 for the year ended December 31, 2025, highest compensation first.
| Name | Title | Hours / week | Compensation | Other / benefits |
|---|---|---|---|---|
| CHRISTOPHER MASTRONI | PRESIDENT & CEO Officer | 40 | $145,014 | $24,318 |
| AMY DIPIPPO | FINANCIAL OFFICER Officer | 40 | $66,608 | $18,543 |
| STEVEN CHENAIL | CHAIRMAN Trustee or director, Officer | 1 | $0 | $0 |
| STEVE DARR | VICE CHAIRMAN Trustee or director, Officer | 1 | $0 | $0 |
| CYNTHIA FASS | SECRETARY Trustee or director, Officer | 1 | $0 | $0 |
| LEE CARTER | DIRECTOR Trustee or director | 1 | $0 | $0 |
| LISA FERRIS | DIRECTOR Trustee or director | 1 | $0 | $0 |
| MICHAEL MCGUFFIE | DIRECTOR Trustee or director | 1 | $0 | $0 |
| CHERYL PEARSON | TREASURER Trustee or director, Officer | 1 | $0 | $0 |
| PAUL ROUGEOT | DIRECTOR Trustee or director | 1 | $0 | $0 |
990 for the year ended December 31, 2024: 11 people
| Name | Title | Hours / week | Compensation | Other / benefits |
|---|---|---|---|---|
| CHRISTOPHER MASTRONI | PRESIDENT & CEO Officer | 40 | $134,167 | $15,237 |
| AMY DIPIPPO | FINANCIAL OFFICER Officer | 40 | $55,622 | $14,329 |
| STEVEN CHENAIL | CHAIRMAN Trustee or director | 1 | $0 | $0 |
| STEVE DARR | VICE CHAIRMAN Trustee or director, Officer | 1 | $0 | $0 |
| LISA FERRIS | SECRETARY Trustee or director, Officer | 1 | $0 | $0 |
| LEE CARTER | DIRECTOR Trustee or director | 1 | $0 | $0 |
| CYNTHIA FASS | DIRECTOR Trustee or director | 1 | $0 | $0 |
| MICHAEL MCGUFFIE | DIRECTOR Trustee or director | 1 | $0 | $0 |
| CHERYL PEARSON | TREASURER Trustee or director | 1 | $0 | $0 |
| PAUL ROUGEOT | DIRECTOR Trustee or director | 1 | $0 | $0 |
| CATHERINE ROSCELLO | DIRECTOR Trustee or director | 1 | $0 | $0 |
990 for the year ended December 31, 2023: 12 people
| Name | Title | Hours / week | Compensation | Other / benefits |
|---|---|---|---|---|
| CHRISTOPHER MASTRONI | PRESIDENT & CEO EFFECTIVE JUNE 2023 Officer | 40 | $87,174 | $8,206 |
| PAUL ROUGEOT | DIRECTOR/PRESIDENT & CEO UNTIL MAY 2023 Trustee or director, Officer | 1 | $80,965 | $8,438 |
| DOREEN ROY | FINANCIAL OFFICER UNTIL MAY 2023 Officer | 40 | $63,696 | $6,716 |
| AMY DIPIPPO | FINANCIAL OFFICER EFFECTIVE JUNE 2023 Officer | 40 | $50,686 | $13,048 |
| STEVEN CHENAIL | CHAIRMAN Trustee or director, Officer | 1 | $0 | $0 |
| STEVE DARR | VICE CHAIRMAN Trustee or director, Officer | 1 | $0 | $0 |
| LISA FERRIS | SECRETARY Trustee or director, Officer | 1 | $0 | $0 |
| LEE CARTER | DIRECTOR Trustee or director | 1 | $0 | $0 |
| CYNTHIA FASS | DIRECTOR Trustee or director | 1 | $0 | $0 |
| MICHAEL MCGUFFIE | DIRECTOR Trustee or director | 1 | $0 | $0 |
| CHERYL PEARSON | TREASURER Trustee or director | 1 | $0 | $0 |
| CATHERINE ROSCELLO | DIRECTOR Trustee or director | 1 | $0 | $0 |
Address and contacts
- Address (IRS master file)
- 339 N ELM ST, TORRINGTON, CT 06790-4626
- Principal officer (990 for 2025)
- CHRISTOPHER MASTRONI, 339 NORTH ELM STREET, TORRINGTON, CT 06790
- Signed the 990
- CHRISTOPHER MASTRONI, CHIEF EXECUTIVE OFFICER
- Phone
- (860) 496-7326
- Website
- WWW.NWHCU.COM
- Return prepared by
- WHITTLESEY PC
Mission
HOLDING DEPOSITS FOR AND PROVIDING LOANS TO ITS MEMBERS
Program accomplishments
- STATE CHARTERED CREDIT UNION WHICH HOLDS DEPOSITS FOR AND PROVIDES LOANS TO ITS MEMBERS
What it must file and when
IRS records say it files Form 990 or 990-EZ. Based on its last return; a smaller organization may file the 990-N. Its accounting year ends in December, so each return is due on the 15th day of the 5th month after that.
| Tax year | Year ended | Due | IRS public records |
|---|---|---|---|
| 2025 | December 31, 2025 | May 15, 2026 | 990 on file |
| 2024 | December 31, 2024 | May 15, 2025 | 990 on file |
| 2023 | December 31, 2023 | May 15, 2024 | 990 on file |
IRS record
- EIN
- 06-6041088
- Tax-exempt status
- 501(c)(14): State-chartered credit union
- Donations deductible
- No
- Exempt since
- 1976
- Accounting year ends
- December
- Files
- Form 990 or 990-EZ
- Group exemption
- 2711: CONNECTICUT STATE BANKING DEPARTMENT GROUP RETURN
- Assets (IRS master file)
- $53,341,424
- Income (IRS master file)
- $2,821,262
Filing history
| Form | Year ended | Revenue | Expenses | Assets | Return |
|---|---|---|---|---|---|
| 990 | December 2025 | $2,821,262 | $2,064,890 | $53,341,424 | IRS |
| 990 | December 2024 | $2,361,013 | $1,821,857 | $44,320,469 | IRS |
| 990 | December 2023 | $2,111,872 | $1,621,337 | $39,421,085 | XML |
| 990 | December 2022 | $1,670,222 | $1,378,695 | $41,035,388 | IRS |
| 990 | December 2021 | – | – | – | IRS |
| 990 | December 2020 | – | – | – | IRS |
| 990 | December 2019 | – | – | – | IRS |
| 990 | December 2018 | – | – | – | IRS |
| 990 | December 2017 | – | – | – | IRS |
990-N: the IRS bulk file holds only the latest e-Postcard per organization; earlier years come from archived copies of that file since 2020 and can have gaps (the IRS e-Postcard search lists every one). 990, 990-EZ, 990-PF, 990-T: every e-filed return in the IRS e-file index since 2019; XML for the latest three processing years, amounts from the IRS Statistics of Income extracts before that. PDF copies and determination letters at the IRS (search EIN 06-6041088).
Questions about NORTHWEST HILLS CREDIT UNION INC
- What is the EIN of NORTHWEST HILLS CREDIT UNION INC?
- The employer identification number (EIN) of NORTHWEST HILLS CREDIT UNION INC is 06-6041088.
- Is NORTHWEST HILLS CREDIT UNION INC tax-exempt?
- Yes. The IRS lists it as tax-exempt under section 501(c)(14) since 1976.
- Are donations to NORTHWEST HILLS CREDIT UNION INC tax-deductible?
- No. The IRS master file says contributions to it are not deductible.
- Which annual return does NORTHWEST HILLS CREDIT UNION INC file?
- Form 990 or 990-EZ. Based on its last return; a smaller organization may file the 990-N.
- When is the next return of NORTHWEST HILLS CREDIT UNION INC due?
- The return for tax year 2026 (the year ending December 31, 2026) is due May 17, 2027. Form 8868 extends it by six months; the 990-N cannot be extended.
- When did NORTHWEST HILLS CREDIT UNION INC last file with the IRS?
- The latest return in the IRS public files is the 990 for the year ended December 2025.
- Who is the principal officer of NORTHWEST HILLS CREDIT UNION INC?
- The 990 for the year ended December 31, 2025 names CHRISTOPHER MASTRONI.
- Who are the officers and directors of NORTHWEST HILLS CREDIT UNION INC?
- The 990 for the year ended December 31, 2025 lists 10 people; 2 received compensation from the organization, the highest $145,014 (CHRISTOPHER MASTRONI, PRESIDENT & CEO).
- How much revenue does NORTHWEST HILLS CREDIT UNION INC have?
- On its 990 for the year ended December 31, 2025 it reported revenue of $2,821,262, expenses of $2,064,890 and total assets of $53,341,424 at year end.
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