Nonprofit · EIN 06-1423598
HARTFORD COMMUNITY LOAN FUND INC
Tax-exempt · HARTFORD, CT 06105
Financials
| Year ended | Form | Revenue | Expenses | Net income | Total assets | Liabilities | Net assets |
|---|---|---|---|---|---|---|---|
| June 30, 2025 | 990 | $1,862,097 | $1,768,590 | $93,507 | $24,714,062 | $14,515,211 | $10,198,851 |
| June 30, 2024 | 990 | $2,140,887 | $1,445,828 | $695,059 | $26,158,647 | $16,053,303 | $10,105,344 |
| June 30, 2023 | 990 | $1,607,645 | $1,529,910 | $77,735 | $17,468,701 | $8,058,416 | $9,410,285 |
Financial details: 990 for the year ended June 30, 2025
Revenue
- Contributions, gifts and grants
- $618,757
- of which government grants
- $388,358
- Program service revenue
- $994,724
- Investment income
- $290,780
- Net rental income
- -$44,226
- Other revenue
- -$42,164
Expenses
- Grants and similar amounts paid
- $0
- Compensation of officers, directors and key employees
- $169,416
- Other salaries and wages
- $799,174
- Salaries, compensation and benefits (total)
- $1,146,551
- Professional fundraising fees
- $0
- Legal fees
- $1,250
- Accounting fees
- $24,204
- Occupancy
- $49,613
- Depreciation
- $36,971
- Program services (functional)
- $1,315,790
- Management and general (functional)
- $452,800
Balance sheet and other
- Total assets, start of year
- $26,158,647
- Total assets, end of year
- $24,714,062
- Total liabilities, end of year
- $14,515,211
- Net assets, end of year
- $10,198,851
- Land, buildings and equipment
- $1,465,720
- Net assets without donor restrictions
- $10,198,851
- Gross unrelated business income
- -$44,226
- Gross receipts
- $1,979,923
- Employees
- 8
- Volunteers
- 0
- Year formed
- 1994
- State of legal domicile
- CT
From the e-filed returns the IRS publishes as XML (latest three processing years; amended returns replace the original). PDF copies at the IRS.
Officers, directors and key employees
As listed on the 990 for the year ended June 30, 2025, highest compensation first.
| Name | Title | Hours / week | Compensation | Other / benefits |
|---|---|---|---|---|
| REX FOWLER | FORMER CEO THRU 7.7.24 Former | 40 | $111,662 | $11,747 |
| MICHAEL B HAYNES | CEO EFFECTIVE 7.8.24 Officer | 40 | $74,456 | $8,974 |
| ANNA EMANUEL | PRESIDENT Trustee or director, Officer | 1 | $0 | $0 |
| THOMAS WOOD | TREASURER Trustee or director, Officer | 1 | $0 | $0 |
| EMILY HULTQUIST | SECRETARY Trustee or director, Officer | 1 | $0 | $0 |
| STEVEN VAUGHAN | DIRECTOR Trustee or director | 1 | $0 | $0 |
| LYLE FULTON | DIRECTOR Trustee or director | 1 | $0 | $0 |
| ROBERT DELLATORRE | DIRECTOR Trustee or director | 1 | $0 | $0 |
| GEOFF PERSON | DIRECTOR Trustee or director | 1 | $0 | $0 |
| LOGAN SINGERMAN | DIRECTOR Trustee or director | 1 | $0 | $0 |
| AARON GILL | DIRECTOR Trustee or director | 1 | $0 | $0 |
| RICARDO VIDAL | DIRECTOR Trustee or director | 1 | $0 | $0 |
| CATHERINE T MACKINNON | DIRECTOR Trustee or director | 1 | $0 | $0 |
990 for the year ended June 30, 2024: 13 people
| Name | Title | Hours / week | Compensation | Other / benefits |
|---|---|---|---|---|
| REX FOWLER | CEO (THRU 7.7.24) Officer | 40 | $128,384 | $15,372 |
| ANNA EMANUEL | PRESIDENT Trustee or director, Officer | 1 | $0 | $0 |
| THOMAS WOOD | TREASURER Trustee or director, Officer | 1 | $0 | $0 |
| EMILY HULTQUIST | SECRETARY Trustee or director, Officer | 1 | $0 | $0 |
| ANNIE LAZARUS | DIRECTOR Trustee or director | 1 | $0 | $0 |
| STEVEN VAUGHAN | DIRECTOR Trustee or director | 1 | $0 | $0 |
| LYLE FULTON | DIRECTOR Trustee or director | 1 | $0 | $0 |
| ROBERT DELLATORRE | DIRECTOR Trustee or director | 1 | $0 | $0 |
| ERIC JUDGE | DIRECTOR Trustee or director | 1 | $0 | $0 |
| GEOFF PERSON | DIRECTOR Trustee or director | 1 | $0 | $0 |
| SHELDON SMITH | DIRECTOR Trustee or director | 1 | $0 | $0 |
| MICHAEL D PEREZ | DIRECTOR Trustee or director | 1 | $0 | $0 |
| MICHAEL B HAYNES | CEO (EFFECTIVE 7.8.24) Officer | 1 | $0 | $0 |
990 for the year ended June 30, 2023: 12 people
| Name | Title | Hours / week | Compensation | Other / benefits |
|---|---|---|---|---|
| REX FOWLER | CHIEF EXECUTIVE OFFICER Officer | 40 | $119,671 | $15,233 |
| ANNA EMANUEL | PRESIDENT Trustee or director, Officer | 1 | $0 | $0 |
| ERIC JUDGE | DIRECTOR Trustee or director | 1 | $0 | $0 |
| THOMAS WOOD | TREASURER Trustee or director, Officer | 1 | $0 | $0 |
| EMILY HULTQUIST | SECRETARY Trustee or director, Officer | 1 | $0 | $0 |
| ANNIE LAZARUS | DIRECTOR Trustee or director | 1 | $0 | $0 |
| STEVEN VAUGHAN | DIRECTOR Trustee or director | 1 | $0 | $0 |
| LYLE FULTON | DIRECTOR Trustee or director | 1 | $0 | $0 |
| ROBERT DELLATORRE | DIRECTOR Trustee or director | 1 | $0 | $0 |
| GEOFF PERSON | DIRECTOR Trustee or director | 1 | $0 | $0 |
| SHELDON SMITH | DIRECTOR Trustee or director | 1 | $0 | $0 |
| MICHAEL D PEREZ | DIRECTOR Trustee or director | 1 | $0 | $0 |
Address and contacts
- Address (IRS master file)
- 215 GARDEN ST, HARTFORD, CT 06105-1464
- In care of
- % MARANGELIS RUIZ
- Principal officer (990 for 2024)
- MICHAEL B HAYNES, 215 GARDEN STREET, HARTFORD, CT 06105
- Signed the 990
- MICHAEL B HAYNES, CHIEF EXECUTIVE OFFICER
- Phone
- (860) 296-7005
- Website
- WWW.HARTFORDLOANS.ORG
- Return prepared by
- WHITTLESEY PC
Mission
TO PROVIDE AND PROMOTE JUST AND AFFORDABLE FINANCIAL SERVICES THAT BENEFIT LOW-WEALTH RESIDENTS OF THE COMMUNITIES SERVED BY HCLF.
Program accomplishments
- LENDING - HARTFORD COMMUNITY LOAN FUND (HCLF) PROVIDES ACQUISITION AND REHAB FINANCING TO FACILITATE THE RENOVATION OF BLIGHTED AND UNDERUTILIZED RESIDENTIAL AND MIXED USE PROPERTIES THROUGHOUT CONNECTICUT. THROUGH THIS PROGRAM, HCLF SEEKS TO BOTH REDUCE BLIGHT AND INCREASE THE STOCK OF AFFORDABLE HOUSING AVAILABLE FOR LOW INCOME RESIDENTS IN THE COMMUNITIES SERVED BY HCLF. HCLF-FINANCED PROJECTS ALSO CREATE AND RETAIN JOBS IN THE COMMUNITY.HCLF CONTINUES TO SERVICE LOANS ORIGINATED UNDER A COMMERCIAL LOAN PROGRAM WHICH WAS DISCONTINUED PRIOR TO FISCAL YEAR ENDING JUNE 30, 2015.Expenses $1,099,472 · revenue $996,786
- COMMUNITY ADVOCACY - HARTFORD COMMUNITY LOAN FUND ENGAGED IN SPECIFIC POLICY INITIATIVES RELATED TO THE ORGANIZATION'S MISSION. HCLF MANAGED A COLLABORATIVE REAL ESTATE DEVELOPMENT INITIATIVE WITH A GOAL TO BRING A FULL SERVICE SUPERMARKET TO THE CITY OF HARTFORD.Expenses $216,318
What it must file and when
IRS records say it files Form 990 or 990-EZ. Based on its last return; a smaller organization may file the 990-N. Its accounting year ends in June, so each return is due on the 15th day of the 5th month after that.
| Tax year | Year ended | Due | IRS public records |
|---|---|---|---|
| 2025 | June 30, 2026 | November 16, 2026 | Not due yet |
| 2024 | June 30, 2025 | November 17, 2025 | 990 on file |
| 2023 | June 30, 2024 | November 15, 2024 | 990 on file |
IRS record
- EIN
- 06-1423598
- Tax-exempt status
- 501(c)(3): Charitable, religious, educational or scientific organization
- Foundation status
- Publicly supported organization (170(b)(1)(A)(vi))
- Donations deductible (Pub 78)
- Public charity, 50% deduction limit
- Exempt since
- 1995
- Accounting year ends
- June
- Files
- Form 990 or 990-EZ
- Category (NTEE)
- Community improvement and capacity building (S410)
- Assets (IRS master file)
- $24,714,062
- Income (IRS master file)
- $1,979,923
Filing history
| Form | Year ended | Revenue | Expenses | Assets | Return |
|---|---|---|---|---|---|
| 990 | June 2025 | $1,862,097 | $1,768,590 | $24,714,062 | IRS |
| 990-T | June 2025 | – | – | – | IRS |
| 990 | June 2024 | $2,140,887 | $1,445,828 | $26,158,647 | XML |
| 990-T | June 2024 | – | – | – | IRS |
| 990 | June 2023 | $1,607,645 | $1,529,910 | $17,468,701 | XML |
| 990-T | June 2023 | – | – | – | IRS |
| 990 | June 2022 | $2,492,245 | $1,359,570 | $15,357,554 | IRS |
| 990-T | June 2022 | – | – | – | IRS |
| 990 | June 2021 | – | – | – | IRS |
| 990-T | June 2021 | – | – | – | IRS |
| 990 | June 2020 | – | – | – | IRS |
| 990 | June 2019 | – | – | – | IRS |
| 990 | June 2018 | – | – | – | IRS |
990-N: the IRS bulk file holds only the latest e-Postcard per organization; earlier years come from archived copies of that file since 2020 and can have gaps (the IRS e-Postcard search lists every one). 990, 990-EZ, 990-PF, 990-T: every e-filed return in the IRS e-file index since 2019; XML for the latest three processing years, amounts from the IRS Statistics of Income extracts before that. PDF copies and determination letters at the IRS (search EIN 06-1423598).
Questions about HARTFORD COMMUNITY LOAN FUND INC
- What is the EIN of HARTFORD COMMUNITY LOAN FUND INC?
- The employer identification number (EIN) of HARTFORD COMMUNITY LOAN FUND INC is 06-1423598.
- Is HARTFORD COMMUNITY LOAN FUND INC tax-exempt?
- Yes. The IRS lists it as tax-exempt under section 501(c)(3) since 1995.
- Are donations to HARTFORD COMMUNITY LOAN FUND INC tax-deductible?
- Yes. It is listed in IRS Publication 78 (Public charity, 50% deduction limit).
- Which annual return does HARTFORD COMMUNITY LOAN FUND INC file?
- Form 990 or 990-EZ. Based on its last return; a smaller organization may file the 990-N.
- When is the next return of HARTFORD COMMUNITY LOAN FUND INC due?
- The return for tax year 2025 (the year ending June 30, 2026) is due November 16, 2026. Form 8868 extends it by six months; the 990-N cannot be extended.
- When did HARTFORD COMMUNITY LOAN FUND INC last file with the IRS?
- The latest return in the IRS public files is the 990 for the year ended June 2025.
- Who is the principal officer of HARTFORD COMMUNITY LOAN FUND INC?
- The 990 for the year ended June 30, 2025 names MICHAEL B HAYNES.
- Who are the officers and directors of HARTFORD COMMUNITY LOAN FUND INC?
- The 990 for the year ended June 30, 2025 lists 13 people; 2 received compensation from the organization, the highest $111,662 (REX FOWLER, FORMER CEO THRU 7.7.24).
- How much revenue does HARTFORD COMMUNITY LOAN FUND INC have?
- On its 990 for the year ended June 30, 2025 it reported revenue of $1,862,097, expenses of $1,768,590 and total assets of $24,714,062 at year end.
Other nonprofits in HARTFORD
- WINTON INDUSTRIAL CENTER INC EIN 33-0871388 · last filed 990 for 2025
- 330 NORTH BRAND INC EIN 20-0521721 · last filed 990 for 2025
- BLUE HILLS CIVIC ASSOCIATION INCORPORATED EIN 06-0876558 · last filed 990 for 2024
- CONNSTEP INC EIN 06-1583910 · last filed 990 for 2025
- MIDNIGHT SUN INC EIN 41-2153934 · last filed 990 for 2025
- FORGE CITY WORKS EIN 26-1412551 · last filed 990 for 2025
- VIRGINIA SQUARE OFFICE CORPORATION EIN 34-2021330 · last filed 990 for 2025
- MEMPHIS INDUSTRIAL PARK INVESTORS INC EIN 06-1566509 · last filed 990 for 2025
All nonprofits in HARTFORD · Connecticut · Community improvement and capacity building