Nonprofit · EIN 06-0968039
COMMUNITY INVESTMENT CORPORATION
Tax-exempt · HAMDEN, CT 06518
Financials
| Year ended | Form | Revenue | Expenses | Net income | Total assets | Liabilities | Net assets |
|---|---|---|---|---|---|---|---|
| September 30, 2025 | 990 | $2,723,799 | $3,082,483 | -$358,684 | $13,775,156 | $5,410,540 | $8,364,616 |
| September 30, 2024 | 990 | $2,965,224 | $2,935,308 | $29,916 | $14,693,437 | $5,970,137 | $8,723,300 |
| September 30, 2023 | 990 | $2,852,728 | $2,656,645 | $196,083 | $13,645,291 | $4,951,907 | $8,693,384 |
Financial details: 990 for the year ended September 30, 2025
Revenue
- Contributions, gifts and grants
- $356,662
- of which government grants
- $356,662
- Program service revenue
- $2,367,137
- Investment income
- $0
- Other revenue
- $0
Expenses
- Grants and similar amounts paid
- $0
- Compensation of officers, directors and key employees
- $648,003
- Other salaries and wages
- $792,721
- Salaries, compensation and benefits (total)
- $1,758,312
- Professional fundraising fees
- $0
- Legal fees
- $73,696
- Accounting fees
- $55,000
- Occupancy
- $91,367
- Depreciation
- $9,904
- Program services (functional)
- $2,003,615
- Management and general (functional)
- $1,078,868
Balance sheet and other
- Total assets, start of year
- $14,693,437
- Total assets, end of year
- $13,775,156
- Total liabilities, end of year
- $5,410,540
- Net assets, end of year
- $8,364,616
- Land, buildings and equipment
- $50,787
- Net assets without donor restrictions
- $2,533,407
- Net assets with donor restrictions
- $5,831,209
- Gross receipts
- $2,723,799
- Employees
- 14
- Volunteers
- 0
- Year formed
- 1973
- State of legal domicile
- CT
From the e-filed returns the IRS publishes as XML (latest three processing years; amended returns replace the original). PDF copies at the IRS.
Officers, directors and key employees
As listed on the 990 for the year ended September 30, 2025, highest compensation first.
| Name | Title | Hours / week | Compensation | Other / benefits |
|---|---|---|---|---|
| LOUIS SILVA | PRESIDENT Officer | 40 | $222,063 | $32,017 |
| RICHARD EVANS | SVP/ LOAN OFFICER Key employee | 40 | $154,040 | $35,423 |
| MICHELLE MEZZI | SVP/CFO Officer | 40 | $153,747 | $26,932 |
| CHARLES HARRIS | VP/ LOAN OFFICER Highest-paid employee | 40 | $115,817 | $0 |
| TIMOTHY BERGSTROM | CHAIRMAN Trustee or director, Officer | 2 | $0 | $0 |
| MARY MURPHY | TREASURER Trustee or director, Officer | 2 | $0 | $0 |
| RICHARD IOVANNE | VICE CHAIRMAN Trustee or director, Officer | 2 | $0 | $0 |
| JOHN A MATTHEWS | DIRECTOR Trustee or director | 2 | $0 | $0 |
| SHARON BRUNE | ASSISTANT SECRETARY Trustee or director, Officer | 2 | $0 | $0 |
| DAMARIS GARCIA | DIRECTOR Trustee or director | 2 | $0 | $0 |
| MARK DUCLOS | DIRECTOR Trustee or director | 2 | $0 | $0 |
| MICHAEL PAZ | DIRECTOR Trustee or director | 2 | $0 | $0 |
| CHRIS EDGE | DIRECTOR Trustee or director | 2 | $0 | $0 |
| JAMES BURKE | SECRETARY Trustee or director, Officer | 2 | $0 | $0 |
| RANDY KABAKOFF | DIRECTOR Trustee or director | 2 | $0 | $0 |
1 more people on this return
| Name | Title | Hours / week | Compensation |
|---|---|---|---|
| DARRIN DELLAVECCHIA | DIRECTOR Trustee or director | 2 | $0 |
990 for the year ended September 30, 2024: 15 people
| Name | Title | Hours / week | Compensation | Other / benefits |
|---|---|---|---|---|
| LOUIS SILVA | PRESIDENT Officer | 40 | $195,231 | $18,741 |
| BUCK HARRIS | VP/ LOAN OFFICER Highest-paid employee | 40 | $151,346 | $34,713 |
| RICHARD EVANS | SVP LOAN OFFICER Highest-paid employee | 40 | $150,612 | $31,861 |
| MICHELLE MEZZI | SVP/CFO Officer | 40 | $146,903 | $5,876 |
| TIMOTHY BERGSTROM | CHAIRMAN Trustee or director, Officer | 2 | $0 | $0 |
| MARY MURPHY | TREASURER Trustee or director, Officer | 2 | $0 | $0 |
| RICHARD IOVANNE | SECRETARY Trustee or director, Officer | 2 | $0 | $0 |
| JOHN A MATTHEWS | DIRECTOR Trustee or director | 2 | $0 | $0 |
| SHARON BRUNE | ASSISTANT SECRETARY Trustee or director, Officer | 2 | $0 | $0 |
| DAMARIS GARCIA | DIRECTOR Trustee or director | 2 | $0 | $0 |
| STEPHEN MILLER | VICE CHAIRMAN Trustee or director, Officer | 2 | $0 | $0 |
| MICHAEL PAZ | DIRECTOR Trustee or director | 2 | $0 | $0 |
| CHRIS EDGE | DIRECTOR Trustee or director | 2 | $0 | $0 |
| JAMES BURKE | DIRECTOR Trustee or director | 2 | $0 | $0 |
| RANDY KABAKOFF | DIRECTOR Trustee or director | 2 | $0 | $0 |
990 for the year ended September 30, 2023: 15 people
| Name | Title | Hours / week | Compensation | Other / benefits |
|---|---|---|---|---|
| LOUIS SILVA | PRESIDENT Officer | 40 | $190,622 | $14,364 |
| RICHARD EVANS | VP/ LOAN OFFICER Highest-paid employee | 40 | $151,951 | $27,346 |
| CHARLES HARRIS | VP/ LOAN OFFICER Highest-paid employee | 40 | $149,691 | $28,919 |
| MICHELLE MEZZI | VP/CONTROLLER Officer | 40 | $143,205 | $5,728 |
| TIMOTHY BERGSTROM | CHAIRMAN Trustee or director, Officer | 2 | $0 | $0 |
| MARY MURPHY | TREASURER Trustee or director, Officer | 2 | $0 | $0 |
| RICHARD IOVANNE | SECRETARY Trustee or director, Officer | 2 | $0 | $0 |
| JOHN A MATTHEWS | DIRECTOR Trustee or director | 2 | $0 | $0 |
| SHARON BRUNE | ASSISTANT SECRETARY Trustee or director, Officer | 2 | $0 | $0 |
| DAMARIS GARCIA | DIRECTOR Trustee or director | 2 | $0 | $0 |
| STEPHEN MILLER | VICE CHAIRMAN Trustee or director, Officer | 2 | $0 | $0 |
| MICHAEL PAZ | DIRECTOR Trustee or director | 2 | $0 | $0 |
| CHRIS EDGE | DIRECTOR Trustee or director | 2 | $0 | $0 |
| JAMES BURKE | DIRECTOR Trustee or director | 2 | $0 | $0 |
| RANDY KABAKOFF | DIRECTOR Trustee or director | 2 | $0 | $0 |
Address and contacts
- Address (IRS master file)
- 2315 WHITNEY AVE, HAMDEN, CT 06518-3529
- Principal officer (990 for 2024)
- LOUIS SILVA, 2315 WHITNEY AVENUE 2B, HAMDEN, CT 06518
- Signed the 990
- LOUIS SILVA, PRESIDENT
- Phone
- (203) 776-6172
- Website
- WWW.CICLENDING.COM
- Return prepared by
- WHITTLESEY PC
Mission
PROMOTE ECONOMIC GROWTH AND COMMUNITY DEVELOPMENT THROUGHOUT CONNECTICUT, RHODE ISLAND AND THE COMMONWEALTH OF MASSACHUSETTS BY PROVIDING FINANCIAL ASSISTANCE TO QUALIFIED SMALL BUSINESSES.
Program accomplishments
- PROMOTED ECONOMIC GROWTH AND COMMUNITY DEVELOPMENT THROUGHOUT CONNECTICUT, RHODE ISLAND AND THE COMMONWEALTH OF MASSACHUSETTS BY PROVIDING FINANCIAL ASSISTANCE TO QUALIFIED SMALL BUSINESSES. DURING THE FISCAL YEAR, THE ORGANIZATION HAD LOANS OUTSTANDING TOTALING $13,783,160. IN ADDITION, THE ORGANIZATION SERVICES AN SBA 504 LOAN PORTFOLIO OF $148,737,157.Expenses $2,003,615 · revenue $2,367,137
What it must file and when
IRS records say it files Form 990 or 990-EZ. Based on its last return; a smaller organization may file the 990-N. Its accounting year ends in September, so each return is due on the 15th day of the 5th month after that.
| Tax year | Year ended | Due | IRS public records |
|---|---|---|---|
| 2025 | September 30, 2026 | February 16, 2027 | Not due yet |
| 2024 | September 30, 2025 | February 17, 2026 | 990 on file |
| 2023 | September 30, 2024 | February 18, 2025 | 990 on file |
IRS record
- EIN
- 06-0968039
- Tax-exempt status
- 501(c)(4): Social welfare organization
- Exempt since
- 1990
- Accounting year ends
- September
- Files
- Form 990 or 990-EZ
- Assets (IRS master file)
- $13,775,156
- Income (IRS master file)
- $2,723,799
Filing history
| Form | Year ended | Revenue | Expenses | Assets | Return |
|---|---|---|---|---|---|
| 990 | September 2025 | $2,723,799 | $3,082,483 | $13,775,156 | XML |
| 990 | September 2024 | $2,965,224 | $2,935,308 | $14,693,437 | XML |
| 990 | September 2023 | $2,852,728 | $2,656,645 | $13,645,291 | XML |
| 990 | September 2022 | $4,160,797 | $2,414,901 | $12,691,886 | IRS |
| 990 | September 2021 | – | – | – | IRS |
| 990 | September 2020 | – | – | – | IRS |
| 990 | September 2019 | – | – | – | IRS |
| 990 | September 2018 | – | – | – | IRS |
990-N: the IRS bulk file holds only the latest e-Postcard per organization; earlier years come from archived copies of that file since 2020 and can have gaps (the IRS e-Postcard search lists every one). 990, 990-EZ, 990-PF, 990-T: every e-filed return in the IRS e-file index since 2019; XML for the latest three processing years, amounts from the IRS Statistics of Income extracts before that. PDF copies and determination letters at the IRS (search EIN 06-0968039).
Questions about COMMUNITY INVESTMENT CORPORATION
- What is the EIN of COMMUNITY INVESTMENT CORPORATION?
- The employer identification number (EIN) of COMMUNITY INVESTMENT CORPORATION is 06-0968039.
- Is COMMUNITY INVESTMENT CORPORATION tax-exempt?
- Yes. The IRS lists it as tax-exempt under section 501(c)(4) since 1990.
- Which annual return does COMMUNITY INVESTMENT CORPORATION file?
- Form 990 or 990-EZ. Based on its last return; a smaller organization may file the 990-N.
- When is the next return of COMMUNITY INVESTMENT CORPORATION due?
- The return for tax year 2025 (the year ending September 30, 2026) is due February 16, 2027. Form 8868 extends it by six months; the 990-N cannot be extended.
- When did COMMUNITY INVESTMENT CORPORATION last file with the IRS?
- The latest return in the IRS public files is the 990 for the year ended September 2025.
- Who is the principal officer of COMMUNITY INVESTMENT CORPORATION?
- The 990 for the year ended September 30, 2025 names LOUIS SILVA.
- Who are the officers and directors of COMMUNITY INVESTMENT CORPORATION?
- The 990 for the year ended September 30, 2025 lists 16 people; 4 received compensation from the organization, the highest $222,063 (LOUIS SILVA, PRESIDENT).
- How much revenue does COMMUNITY INVESTMENT CORPORATION have?
- On its 990 for the year ended September 30, 2025 it reported revenue of $2,723,799, expenses of $3,082,483 and total assets of $13,775,156 at year end.
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