Nonprofit · EIN 05-0588761
USA CARES INC
Also known as TRACE CHESSER
Tax-exempt · LOUISVILLE, KY 40299
Financials
| Year ended | Form | Revenue | Expenses | Net income | Total assets | Liabilities | Net assets |
|---|---|---|---|---|---|---|---|
| December 31, 2025 | 990 | $5,353,407 | $5,506,496 | -$153,089 | $4,660,734 | $639,442 | $4,021,292 |
| December 31, 2024 | 990 | $6,555,741 | $4,669,899 | $1,885,842 | $4,881,862 | $716,197 | $4,165,665 |
| December 31, 2023 | 990 | $2,983,896 | $3,328,257 | -$344,361 | $3,124,899 | $862,003 | $2,262,896 |
Financial details: 990 for the year ended December 31, 2025
Revenue
- Contributions, gifts and grants
- $5,415,640
- of which government grants
- $1,497,607
- Program service revenue
- $0
- Investment income
- $43,531
- Net rental income
- $539
- Net gain from sales of assets
- $38,381
- Net income from fundraising events
- -$126,147
- Net income from gaming
- $14,638
- Other revenue
- -$105,764
Expenses
- Grants and similar amounts paid
- $3,163,963
- Compensation of officers, directors and key employees
- $88,569
- Other salaries and wages
- $1,385,156
- Salaries, compensation and benefits (total)
- $1,687,697
- Professional fundraising fees
- $0
- Legal fees
- $2,585
- Accounting fees
- $16,897
- Occupancy
- $13,979
- Travel
- $32,805
- Depreciation
- $63,725
- Program services (functional)
- $4,944,392
- Management and general (functional)
- $191,891
- Fundraising (functional)
- $370,213
Balance sheet and other
- Total assets, start of year
- $4,881,862
- Total assets, end of year
- $4,660,734
- Total liabilities, end of year
- $639,442
- Net assets, end of year
- $4,021,292
- Land, buildings and equipment
- $1,550,641
- Publicly traded securities
- $304,964
- Net assets without donor restrictions
- $1,719,516
- Net assets with donor restrictions
- $2,301,776
- Gross unrelated business income
- $539
- Gross receipts
- $5,911,794
- Employees
- 39
- Volunteers
- 110
- Year formed
- 2003
- State of legal domicile
- KY
From the e-filed returns the IRS publishes as XML (latest three processing years; amended returns replace the original). PDF copies at the IRS.
Officers, directors and key employees
As listed on the 990 for the year ended December 31, 2025, highest compensation first.
| Name | Title | Hours / week | Compensation | Other / benefits |
|---|---|---|---|---|
| MATTHEW CASTOR | PRESIDENT, C Officer | 40 | $88,570 | $7,136 |
| DALJIT HUNDAL | BOARD CHAIRM Trustee or director, Officer | 4 | $0 | $0 |
| KIMBERLY JEANE | VICE CHAIR Trustee or director, Officer | 3 | $0 | $0 |
| LONNIE MCBRIDE | TREASURER Trustee or director, Officer | 2 | $0 | $0 |
| MAURI RAPUZZI | SECRETARY Trustee or director, Officer | 2 | $0 | $0 |
| E TODD WILKOWSKI | DIRECTOR Trustee or director | 0.25 | $0 | $0 |
| STEPHEN CUNANAN | DIRECTOR Trustee or director | 0.5 | $0 | $0 |
| TIM VIBBERT | DIRECTOR Trustee or director | 0.5 | $0 | $0 |
| JOE SIMONELLI JR | DIRECTOR Trustee or director | 0.25 | $0 | $0 |
| PATRICK CASTEN | DIRECTOR Trustee or director | 0.25 | $0 | $0 |
| RYAN SULLIVAN | DIRECTOR Trustee or director | 0.5 | $0 | $0 |
| ADAM LANGKNECHT | DIRECTOR Trustee or director | 0.5 | $0 | $0 |
| MICHAEL ANDY DYTRYCH | DIRECTOR Trustee or director | 0.25 | $0 | $0 |
990 for the year ended December 31, 2024: 16 people
| Name | Title | Hours / week | Compensation | Other / benefits |
|---|---|---|---|---|
| TRACE CHESSER | PRESIDENT, C Officer | 40 | $103,061 | $8,619 |
| MATTHEW CASTOR | PRESIDENT, C Officer | 40 | $83,914 | $6,423 |
| DALJIT HUNDAL | BOARD CHAIRM Trustee or director, Officer | 3 | $0 | $0 |
| E TODD WILKOWSKI | BOARD VICE C Trustee or director, Officer | 0.25 | $0 | $0 |
| HEIDI RICHARDS | TREASURER Trustee or director, Officer | 2 | $0 | $0 |
| KIMBERLY JEANE | SECRETARY Trustee or director, Officer | 2 | $0 | $0 |
| GARY WHIDDEN | DIRECTOR Trustee or director | 0.25 | $0 | $0 |
| STEPHEN CUNANAN | DIRECTOR Trustee or director | 2 | $0 | $0 |
| TIM VIBBERT | DIRECTOR Trustee or director | 1 | $0 | $0 |
| LONNIE MCBRIDE | DIRECTOR Trustee or director | 0.5 | $0 | $0 |
| JOE SIMONELLI JR | DIRECTOR Trustee or director | 0.25 | $0 | $0 |
| MAURI RAPUZZI | DIRECTOR Trustee or director | 1 | $0 | $0 |
| BILL DIERUF | DIRECTOR Trustee or director | 2 | $0 | $0 |
| RYAN SULLIVAN | DIRECTOR Trustee or director | 1 | $0 | $0 |
| SUZANNE BERGMEISTER | DIRECTOR Trustee or director | 0.25 | $0 | $0 |
| MICHAEL ANDY DYTRYCH | DIRECTOR Trustee or director | 0.25 | $0 | $0 |
990 for the year ended December 31, 2023: 15 people
| Name | Title | Hours / week | Compensation | Other / benefits |
|---|---|---|---|---|
| TRACE CHESSER | PRESIDENT, C Officer | 40 | $102,871 | $7,968 |
| DALJIT HUNDAL | BOARD CHAIRM Trustee or director, Officer | 2 | $0 | $0 |
| E TODD WILKOWSKI | BOARD VICE C Trustee or director, Officer | 2 | $0 | $0 |
| HEIDI RICHARDS | TREASURER Trustee or director, Officer | 2 | $0 | $0 |
| KIMBERLY JEANE | SECRETARY Trustee or director, Officer | 2 | $0 | $0 |
| GARY WHIDDEN | DIRECTOR Trustee or director | 1 | $0 | $0 |
| STEPHEN CUNANAN | DIRECTOR Trustee or director | 1 | $0 | $0 |
| TIM VIBBERT | DIRECTOR Trustee or director | 1 | $0 | $0 |
| LONNIE MCBRIDE | DIRECTOR Trustee or director | 1 | $0 | $0 |
| JOE SIMONELLI JR | DIRECTOR Trustee or director | 1 | $0 | $0 |
| MAURI RAPUZZI | DIRECTOR Trustee or director | 1 | $0 | $0 |
| BILL DIERUF | DIRECTOR Trustee or director | 1 | $0 | $0 |
| RYAN SULLIVAN | DIRECTOR Trustee or director | 1 | $0 | $0 |
| SUZANNE BERGMEISTER | DIRECTOR Trustee or director | 1 | $0 | $0 |
| MICHAEL ANDY DYTRYCH | DIRECTOR Trustee or director | 1 | $0 | $0 |
Address and contacts
- Address (IRS master file)
- 11760 COMMONWEALTH DR, LOUISVILLE, KY 40299-2344
- In care of
- % JOHN TINDALL
- Principal officer (990 for 2025)
- MATTHEW CASTOR, 3064 FALLEN WOOD LANE, LAGRANGE, KY 40031
- Signed the 990
- MATTHEW CASTOR, PRESIDENT, CEO
- Phone
- (270) 872-4422
- Website
- WWW.USACARES.ORG
- Return prepared by
- BALDWIN CPAS PLLC
Mission
USA CARES' MISSION IS TO PROVIDE POST-9/11 MILITARY VETERANS, SERVICE MEMBERS AND THEIR FAMILIES WITH FINANCIAL ASSISTANCE AND POST-SERVICE SKILLS TRAINING TO CREATE A FOUNDATION FOR LONG-TERM STABILITY. OUR SERVICES IMPROVE THE QUALITY OF LIFE FOR THEM AND THEIR FAMILIES AND REDUCE THE POTENTIAL RISK FACTORS THAT CONTRIBUTE TO VETERAN SUICIDE.
Program accomplishments
- MILITARY ASSISTANCE RESPONSE PROGRAM: THIS PROGRAM ASSISTS VETERANS OR SERVICE MEMBERS WHO ARE FACING TEMPORARY FINANCIAL HARDSHIPS. WE ASSIST IN PAYING ESSENTIAL BILLS AS A RESULT OF A MILITARY SERVICE-RELATED OR MEDICAL INCIDENT. OUR GOAL IS TO IMPROVE THE QUALITY OF LIFE TO CREATE A FOUNDATION FOR LONG TERM STABILITY. EXPENSES: 4,559,292.31 GRANTS: 3,009,395.27Expenses $4,559,292 · grants $3,009,395
- CAREER TRANSITION: THIS PROGRAM PROVIDES INDIVIDUALS WITH TOOLS AND RESOURCES TO BETTER PREPARE THEM FOR THE HIRING PROCESS AND REFERS QUALIFIED CANDIDATES TO CORPORATE ORGANIZATIONS WITH OPEN POSITIONS OF EMPLOYMENT SPECIFIC TO THEIR SKILL SETS. ADDITIONALLY, THIS PROGRAM HELPS PAY AN INDIVIDUAL'S ESSENTIAL EXPENSES WHILE THEY TRAIN FOR A NEW JOB OR CAREER. EXPENSES: 226,492.09 GRANTS: 143,913.03Expenses $226,492 · grants $143,913
- THE HOMELESS VETERANS REINTEGRATION PROGRAM ("HVRP") THIS GRANT PROGRAM IS AN EMPLOYMENT-FOCUSED PROGRAM OF THE U.S. DEPARTMENT OF LABOR. AS AN HVRP GRANTEE, USA CARES PROVIDES JOB TRAINING, CASE MANAGEMENT, AND PLACEMENT SERVICES TO CONNECT HOMELESS VETERANS WITH LOCAL EMPLOYERS IN 65 KENTUCKY COUNTIES AND TO ACHIEVE MEANINGFUL EMPLOYMENT. TO ADDRESS THE COMPLEX PROBLEMS FACING HOMELESS VETERANS, USA CARES ALSO WORKS WITH PUBLIC AND PRIVATE PARTNERS AT ALL LEVELS (FEDERAL, STATE AND LOCAL) TO PROVIDE SUPPORTIVE SERVICES AND ACCESS TO HOUSING. EXPENSES: 116,741.81 GRANTS: 10,654.70Expenses $116,742 · grants $10,655
- CSP CORPORATE FELLOWSHIP: FORT KNOX'S ACES, FORT KNOX TRANSITION ASSISTANCE PROGRAM (TAP), AND USA CARES' CAREER TRANSITION PROGRAM PROVIDE SKILLS DEVELOPMENT TRAINING FOR THOSE PREPARING FOR THE TRANSITION FROM MILITARY SERVICE INTO THE CIVILIAN WORKFORCE. THROUGH THIS PROGRAM, EACH PARTICIPANT WILL HAVE THE OPPORTUNITY TO PARTICIPATE IN A FELLOWSHIP AT A LOCAL ORGANIZATION WITHIN THE KENTUCKIANA REGION. EXPENSES: 75,321.79Expenses $41,866
What it must file and when
IRS records say it files Form 990 or 990-EZ. Based on its last return; a smaller organization may file the 990-N. Its accounting year ends in December, so each return is due on the 15th day of the 5th month after that.
| Tax year | Year ended | Due | IRS public records |
|---|---|---|---|
| 2025 | December 31, 2025 | May 15, 2026 | 990 on file |
| 2024 | December 31, 2024 | May 15, 2025 | 990 on file |
| 2023 | December 31, 2023 | May 15, 2024 | 990 on file |
IRS record
- EIN
- 05-0588761
- Tax-exempt status
- 501(c)(3): Charitable, religious, educational or scientific organization
- Foundation status
- Publicly supported organization (170(b)(1)(A)(vi))
- Donations deductible (Pub 78)
- Public charity, 50% deduction limit
- Exempt since
- 2004
- Accounting year ends
- December
- Files
- Form 990 or 990-EZ
- Category (NTEE)
- Housing and shelter (L80)
- Assets (IRS master file)
- $4,660,734
- Income (IRS master file)
- $5,911,794
Filing history
| Form | Year ended | Revenue | Expenses | Assets | Return |
|---|---|---|---|---|---|
| 990 | December 2025 | $5,353,407 | $5,506,496 | $4,660,734 | IRS |
| 990-T | December 2025 | – | – | – | IRS |
| 990 | December 2024 | $6,555,741 | $4,669,899 | $4,881,862 | IRS |
| 990 | December 2023 | $2,983,896 | $3,328,257 | $3,124,899 | XML |
| 990 | December 2022 | $4,208,231 | $2,913,626 | $3,553,723 | IRS |
| 990 | December 2021 | – | – | – | IRS |
| 990 | December 2020 | – | – | – | IRS |
| 990 | December 2018 | – | – | – | IRS |
990-N: the IRS bulk file holds only the latest e-Postcard per organization; earlier years come from archived copies of that file since 2020 and can have gaps (the IRS e-Postcard search lists every one). 990, 990-EZ, 990-PF, 990-T: every e-filed return in the IRS e-file index since 2019; XML for the latest three processing years, amounts from the IRS Statistics of Income extracts before that. PDF copies and determination letters at the IRS (search EIN 05-0588761).
Questions about USA CARES INC
- What is the EIN of USA CARES INC?
- The employer identification number (EIN) of USA CARES INC is 05-0588761.
- Is USA CARES INC tax-exempt?
- Yes. The IRS lists it as tax-exempt under section 501(c)(3) since 2004.
- Are donations to USA CARES INC tax-deductible?
- Yes. It is listed in IRS Publication 78 (Public charity, 50% deduction limit).
- Which annual return does USA CARES INC file?
- Form 990 or 990-EZ. Based on its last return; a smaller organization may file the 990-N.
- When is the next return of USA CARES INC due?
- The return for tax year 2026 (the year ending December 31, 2026) is due May 17, 2027. Form 8868 extends it by six months; the 990-N cannot be extended.
- When did USA CARES INC last file with the IRS?
- The latest return in the IRS public files is the 990 for the year ended December 2025.
- Who is the principal officer of USA CARES INC?
- The 990 for the year ended December 31, 2025 names MATTHEW CASTOR.
- Who are the officers and directors of USA CARES INC?
- The 990 for the year ended December 31, 2025 lists 13 people; 1 received compensation from the organization, the highest $88,570 (MATTHEW CASTOR, PRESIDENT, C).
- How much revenue does USA CARES INC have?
- On its 990 for the year ended December 31, 2025 it reported revenue of $5,353,407, expenses of $5,506,496 and total assets of $4,660,734 at year end.
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